Chapter 218: Yugo Bank
"What does Shirakawa-san mean..."
Although he had already heard Abe's new report, Kikuji Sasaki's heartbeat was still a little faster at this time.
Shirakawa is also a farmer, and he knows the difficulties of agriculture very well.
This year's extreme snowfall is also a big blow to agriculture.
Therefore, it was decided that Shirakawa Electric would contribute 20 million yen to donate 20 million yen free of charge.
It is used to subsidize the losses of affected farmers in this heavy snowfall. ”
Million?! Sasaki's heart jumped, and it was really a big deal.
This is the largest donation ever received by the Akita Prefectural Office, and most of the local businesses are donations of hundreds of thousands of yen or millions of yen.
There are still some companies that use materials to offset them, and they really take out less cash.
No way, the volume is here. After all, Akita is a backward region located in the northeast.
And Kikuji Sasaki, who has been promised at this moment, is already secretly thinking about where the 20 million can be used.
With it, at least the affected farmers can be covered for the next year's expenses related to seeds and fertilizers.
After all, most of the people who suffered heavy losses were the population in hilly areas, and the number was not large.
In this way, the government will appropriately give some tax rate reductions and exemptions next year, and then part of the problem can be solved.
As for the plains, there will not be much financial pressure because the damage is smaller.
In fact, the real big ones are the crushed houses, and this is where the pressure of the government lies.
In addition, Akita is an autonomous county, so it is good to save a little bit in terms of finance.
Therefore, it is very rare for Shirakawa Electric to come up with 20 million.
Sure enough, it is worthy of being a multinational company, with amazing financial resources.
In this case, maybe the other party can really help with that matter.
Kikuharu Sasaki was surprised by Shirakawa's financial strength, but it wasn't really anything to Shirakawa Kaede.
But having money doesn't mean that you can act as a bad person, and his money doesn't come from the wind.
For the sake of his hometown's face, Shirakawa Kaede took out the money, otherwise..., he probably didn't see it.
"It's really admirable that Shirakawa-san can spend such a huge amount of money to help farmers in his hometown."
Kikuji Sasaki knew that with Shirakawa Kaede's wealth, this amount of money might not be nothing.
But what is commendable is that he can pay for this money, at least this is a real character issue.
"I would like to ask, does Shirakawa-san have any plans to invest in different industries?"
Finally, after thinking about it for a long time, I took advantage of the opportunity for Shirakawa Kaede to donate a huge amount of money.
Kikuji Sasaki tentatively threw out the problems that others asked him to come to.
"Huh?" Shirakawa Kaede looked at the Governor Akita with some surprise.
He also sought Shirakawa Electric's investment in Akita, and asked him if he had any plans to invest in other businesses.
Is it so optimistic about Shirakawa Electric or about yourself? Shirakawa Kaede was a little puzzled.
In fact, Sasaki also saw that Shirakawa Kaede threw away 20 million yen, but he didn't even have a little fluctuation in his expression, which made him guess that Shirakawa Kaede must have strong financial resources.
"That's right" Sasaki saw Shirakawa Kaede's eyes puzzled, and he was simply ready to spread out the topic.
However, when he thought that things were complicated, he turned to look at his secretary again, "Go and invite Ueda-san over." ”
"Hail"
Shirakawa Kaede looked at the secretary's distant back, a little unclear.
Shirakawa-san waited for a while, and the specific things were explained by Ueda-san himself.
Of course, if Shirakawa-san has no intention of investing in other areas, it doesn't matter, just get to know other local entrepreneurs. ”
Kikuharu Sasaki didn't mean to force Kaede Shirakawa, but more to discuss.
Shirakawa Kaede nodded, signaling that it was okay. And depending on the situation, the other party seems to have already planned to do so.
He was also a little curious about which company Governor Akita deserved to help personally.
After a while, the secretary, who had just gone out, entered the conference room with a middle-aged man in formal clothes.
The other party's eyes lit up when he saw Shirakawa Kaede, and he first said hello to Kikuji Sasaki.
Then he immediately walked in front of Shirakawa Kaede and bowed, "The contemptible Ueda is completed, and the head of the Yugo Bank is taken." It's a blessing to see Shirakawa-san today! ”
Yugo Bank?
Shirakawa Kaede's heart froze, but his face was silent.
"Shirakawa Electric, Shirakawa Kaede. It was also a contemptible honor to meet Ueda-san. ”
"Shirakawa-san, Ueda-san, please take a seat." Sasaki motioned for everyone not to be polite, and sat down before talking.
Although he was curious, Shirakawa Kaede didn't rush to ask.
After sitting down, sure enough, Sasaki began to introduce the background of this Yugo Bank.
Yugo Bank is a private, unlisted bank with a history dating back to the Meiji period.
It's just that at the beginning of its establishment, it was just a small bank.
Although it has also merged with four or five other small local banks over the years, the scale has been good.
To this day, most of its influence is concentrated in the areas of Akita, Aomori, and Iwate, and it is a proper local bank.
However, although the scale is not large, thanks to the development of the economy, the small life is actually good.
So why did the people of Yugo Bank come here today?
Again, the bad is the heavy snowfall in the north this year.
As a local bank active in the northern part of Honshu Island, Yugo Bank's business is nothing more than a centralized lending, investment, and financial and insurance business.
So who do you lend to, what industry do you invest in, and what kind of insurance business?
The answer is obvious, lend to farmers, invest in agriculture, and secure the harvest.
So it is foreseeable that this year's heavy snowfall in the north will cause the most damage to agriculture.
If farmers are unable to repay their loans, agricultural investments fail, coupled with natural disasters due to extreme weather.
All of the previous investments of the Bank will become non-performing assets.
Not only is the loan unrecoverable, but a large amount of cash needs to be used to pay the huge compensation caused by the insurance business.
Suddenly, a small local bank has become a small bank with a large number of non-performing assets, bad debts, and bad debts.
As the head of the Yugo Bank, it would be strange if he wasn't in a hurry.
More importantly, in addition to non-performing assets, Yugo Bank also lacks cash flow.
Insurance payouts are a matter of creditworthiness, and the money must be paid anyway.
Otherwise, the bank's credibility will be gone, and it will definitely be a catastrophe for Yugo.
And the shareholders behind the bank are unwilling to pay money to help Yuhou tide over the current difficulties.
Helplessly, Ueda Nari can only find Kikuharu Sasaki here, after all, banks are also considered to be the pillar industry of the local economy, and as the governor of Akita, he can't die without help.
Indeed, Sasaki certainly did not want the banks that originated in the prefecture to have operational difficulties.
After all, this is one of Akita's business cards, and the importance of banks to the local economy is self-evident.
The local banks in Akita Prefecture must not miss anything from these single seedlings.
And when Ueda Nari came to visit Sasaki, he mentioned from time to time the founder of Shirakawa Electric, who had just returned to his hometown.
Sasaki, who has been immersed in politics for decades, doesn't know what he means?
Sasaki, who was going to introduce one or two to him, saw that Shirakawa Kaede was indeed financially rich, so he didn't hesitate to pull Ueda over and talk to everyone in person.
Shirakawa Kaede listened to Sasaki's introduction while looking at the information about Yugo in his hand, and his eyes were deep in thought.
I didn't expect that the cross-industry investment that Governor Akita mentioned turned out to be a bank.
It's unexpected.
"Shirakawa-san, please rest assured that the Bank of Hago does not have any bad history or credit problems.
If it weren't for this heavy snowfall, it wouldn't have bothered you. ”
Seeing that Shirakawa Kaede didn't speak, Ueda thought that he had concerns about the Ego Bank.
So he deliberately explained again, and Kikuji Sasaki on the side also nodded approvingly.
In fact, the reason why they are looking for Shirakawa Kaede is not to go to those foreign capitals.
Another big reason is that Shirakawa Kaede is a native of Akita.
It doesn't matter where he made his fortune, it's always right that he's from Akita.
Moreover, Ueda and they have also investigated, and there is no shadow of other chaebols behind Shirakawa Electric.
Such a clean funder, and a native of Akita, was definitely the best choice for Yugo Bank to seek new investment.
Yes, as local banks, they are equally afraid of the traditional chaebols.
Especially in the financial and banking industries, as long as the traditional chaebols intervene, the final outcome must be brought under the control of the latter.
Playing with finance and playing with various means, they together are not enough for the traditional chaebol to have one hand.
Therefore, Shirakawa Kaede, who is clean and has a lot of money, is definitely an excellent candidate for Yugo Bank to seek investment.
"Ueda-san, Sasaki-san, because the amount of investment involved is large.
This matter must be discussed with the company before an answer can be given. ”
Kaede Shirakawa is both eager and cautious about banking, as he doesn't know much about this field.
Therefore, it is important to consult a professional before making a decision.
"Of course, today is just a preliminary introduction to the situation of Yugo Bank for Shirakawa-san.
As for the follow-up discussions, they are welcome. ”
Ueda saw that Shirakawa Kaede had already shown a look of interest, and he also had some expectations in his heart.
"Shirakawa-san, you and I are both from Akita, so if you can, please consider it."
Kikuji Sasaki was also on the side, giving Yugo Bank a handful.
"The contemptible must seriously consider it." It's better to be cautious about this kind of thing.
After a few more polite words with both of them, Shirakawa Kaede offered to say goodbye and prepared to leave.
Regarding the follow-up cooperation and donation, the teams of each other will continue to discuss in depth.
And when Shirakawa Kaede returned to the nearby hotel, the first thing he did was to call Hiroshi Arai.
This kind of thing about the banking industry, among the people Shirakawa Kaede is familiar with, he is the only one.
…
At the beginning of the new year, Professor Hiroshi Arai and Professor Yamada are sitting together for afternoon tea.
Because of his age, Shirakawa Holdings doesn't have much to do, so Hiroshi Arai is still on vacation at the moment.
"The New Year has passed, and that kid from Shirakawa hasn't come back from his hometown yet?"
Professor Yamada wondered why Kaede Shirakawa, who has always been busy with his feet and did not touch the ground, took such a long vacation this time.
Arai Yu smiled, "I heard that an investment was discussed in my hometown, and today Shirakawa Electric even has a team dedicated to Akita." ”
Professor Yamada was stunned for a moment, daring to love that this kid was really busy wherever he went.
I thought he was staying too much in his hometown and wanted to be lazy.
Arai Yu also admires his current new owner very much, and he is simply a model worker.
If other young people had so much wealth, it is estimated that they would have spent all day drinking, and women would not leave them.
"Arai-kun, the phone" Mrs. Arai's voice in the living room suddenly interrupted the old friend's reminiscence.
"Moximoxi? … It turned out to be President Shirakawa... What?! I see..."
Hang up the phone and return to the study, Hiroshi Arai, the expression on his face can't tell whether it is weird or excited.
"Eh, what's wrong?" Professor Yamada looked strange.
"The road that was never conceived..."
“???” Professor Yamada.
——
You may not believe it, but 6,000 words a day took me about six hours.
It can be seen how slow the code word is~
However, regarding the foreshadowing of the early career, I finally saw the light of day, panting~
(End of chapter)