On January 6, Kaede Shirakawa visited the Akita Prefectural Government Office again.

Unlike last time, this time there are two more people by his side, Hiroshi Arai and Professor Yamada.

Government building, the reception room of the last conference.

"Sasaki-san, Ueda-san" Shirakawa Kaede, who entered the reception room, first greeted his acquaintance, and then introduced Professor Yamada and others behind him to the other party.

And at the Yugo Bank, there was also one more meeting participant.

Tsuyoshi Motoyama, one of the major shareholders of Yugo Bank, currently serves as the vice chairman of the shareholders' association.

The two sides sat down, and Sasaki, who was at the top, stood up and spoke first.

"I won't talk much about the two sides participating in today's meeting, but one is the pillar of Akita's financial industry, the Yugo Bank.

On one side is a powerful multinational electronic technology company, Shirakawa Electric.

The purpose of this meeting was to solve the operational difficulties of the Bank of Yugo.

Of course, all this is done on a voluntary and friendly basis. ”

Because it was a closed-door meeting, it was the Akita Prefectural Government that took the lead in finding a new investor for the Ugo Bank.

As for the business risks of the latter, it has already been mentioned last time.

Therefore, everyone did not shy away from the problems existing in Yugo Bank at this time.

Talking openly and honestly can solve problems more effectively, and this is also about the credibility of the Akita Prefectural Government.

Moreover, Shirakawa Kaede is also a native of Akita, and if he is deliberately set up, it will also be very detrimental to the unity within Akita.

Therefore, the information on the table at this moment lists in detail the various assets and debts of the Yugo Bank.

"Presumably, Shirakawa-san is sitting here at the moment, also with a certain sincerity."

Kikuharu Sasaki looked at Kaede Shirakawa on his right, who nodded in agreement.

So Sasaki turned his gaze to the Hago Bank on the left, "Then Ueda-san and Motoyama-san have no opinion on the possible future addition of Shirakawa Electric, right?" ”

The latter two also nodded, indicating that they did not exclude Shirakawa Electric from becoming one of the shareholders of Yugo Bank.

"That's good." Kikuji Sasaki nodded with satisfaction.

If everyone has a consensus, then it is possible to go further in the future.

"Ueda-san, let's talk about the current difficulties of the Hago Bank and the problems that need to be solved urgently."

It was still Kikuharu Sasaki's speech presiding over the meeting.

Ueda Nari put down the information in his hand and crossed his fingers, "At present, the main problem of Yugo Bank is that there are too many non-performing assets.

Loans to farmers cannot be recovered in the short term, and investment in agriculture is basically in a state of loss due to the heavy snowfall.

In addition, the agricultural insurance business also requires a large amount of capital expenditure.

So the biggest difficulty for the Yugo Bank at the moment is..."Ueda Nari looked at everyone and paused, "There is a shortage of funds. ”

The loan cannot be recovered, the investment loss, and the insurance compensation make Yuhou fall into a difficult situation of capital turnover.

From this, it can be estimated that the deposit business of Yugo Bank itself is also at a very low threshold.

It may be that the deposit business is sluggish, or it may be that Yugo Bank has used too much of its deposits to invest in the above-mentioned businesses.

This has led to the current shortage of funds.

And under all kinds of difficulties, the net assets of Yugo Bank are still more than 40 billion.

Then it can almost be concluded that this part of the net assets is most likely real estate.

Thinking about the more than a dozen branches of the Bank of Yugo, it is not difficult to guess the specific knowledge of this part of the real estate.

Hiroshi Arai and Professor Yamada glanced at each other, and they both knew it in their hearts.

The cash reserves of the Yuhou Bank are very dangerous, and a gleam flashed in the eyes of the two.

Quietly, Arai Yu glanced at Shirakawa Kaede.

got the signal from the two seniors, and Bai Chuanfeng suddenly had a bottom in his heart about this negotiation.

At the conference table, when Sasaki just set his eyes on Shirakawa Kaede, the latter also spoke in time.

Ueda-san, take the liberty of asking. How much working capital do you need to solve your current predicament? ”

Both Ueda Nari and Tsuyoshi Motoyama were in good spirits and asked directly how much they needed.

It seems that the strength of the other party is indeed strong, and perhaps the solution to the current problem of the Yugo Bank is really going to fall on the other party.

"At the moment, the amount of money needed for the Bank of Hago is about to..."Narita wanted to say a number that would be enough to unlock all of the problems of the Bank of Hago.

But after thinking about it, he still gave a conservative figure, "30 billion yen." ”

In fact, he wanted to quote a bigger number, but he was afraid of scaring Shirakawa Kaede, so he finally discounted it.

Even so, after reporting 30 billion, Ueda was busy handing over the information in his hand.

"Shirakawa-san, please rest assured that the Hago Bank has other assets. Most of them are investment holdings in other clubs, so please take a look. ”

Shirakawa Kaede took it and took a general look, it was all a local club in Akita.

In addition to agricultural companies, most of the others are primary and secondary industries with low added value, such as food processing, animal husbandry, and timber manufacturing.

The only thing that interested him a little was a comprehensive trading company called Sanchuan Shoji.

and a chain store engaged in the sale and rental of entertainment equipment, which has a bit of a shadow of retail.

But the scale is like that, and the influence is mostly concentrated around Akita Prefecture.

However, Shirakawa Kaede also understands that the most important thing in Akita is agriculture, forestry and animal husbandry.

Such an investment by Yugo Bank can only be regarded as decent, and there is nothing particularly eye-catching.

Shirakawa Kaede handed the materials in his hand to Professor Arai Yuwa Yamada, and then turned his gaze to Ueda Nari.

"Ueda-san, with all due respect. The assets of the Bank of Yugo do not have much of a special characteristic.

On the contrary, there are too many non-performing assets, which seriously affects the asset allocation of banks. ”

Hearing Shirakawa Kaede's opinion on the Hago Bank, Ueda Nari and Motoyama Tsuyoshi immediately looked disappointed.

Even Kikuji Sasaki, who was the first, couldn't help but want to say something.

"But..."Shirakawa Kaede didn't give them a chance to speak, "Considering that the Ugo Bank is a local club that originated in Akita Prefecture, the contempt is also from Akita Prefecture.

Therefore, Shirakawa Electric can consider increasing the capital of Yugo Bank. ”

"Shirakawa-san is really the best man of Akita Prefecture, and he is admired for doing such a righteous thing for the economic cause of his hometown."

Before the others could speak, Kikuji Sasaki sprinkled a handful of beautiful words first.

"Exactly, exactly..."Ueda Nariko and Tsuyoshi Motoyama also nodded repeatedly.

"Ladies and gentlemen, contemptible people can invest in Yugo Bank, but there are conditions."

How can business be negotiated so easily, it would be foolish not to take the opportunity to negotiate terms at this time.

Shirakawa Kaede's speech made the originally warm atmosphere of the conference room immediately fall silent again.

Sasaki and Ueda Cheng They look at me, I look at you, and in the end it was Sasaki who spoke.

"Shirakawa-san, if you have any conditions, you may wish to put them forward, and let's discuss one or two together."

"Exactly, exactly..."Ueda Nariko and Motoyama nodded with a blank eye.

Shirakawa Kaede was not polite, and directly laid out the carriage and horses.

"There are too many shareholders behind the Yugo Bank, which is not conducive to the company's decision to centralize."

Sasaki was stunned, and as for Ueda Nari, they looked at Shirakawa Kaede in shock.

It's a little too straightforward...

Since he has done so much research on Yuhou Bank, the shareholder behind him, Shirakawa Kaede, naturally knows all about it.

There are more than a dozen members of the shareholders' meeting behind a local bank.

Equity is also quite dispersed, with little to no absolute control.

Such a shareholder meeting is very unreasonable for a local bank.

The bank is in the development and pioneering period, so there must be a strong man to lead everyone to forge ahead bravely, and the club will grow.

Otherwise, the opinions are too scattered, and it is enough to have a headache to quarrel every day, and it is even more difficult to make a decision with a unified opinion.

So you want Kaede Shirakawa's money? Yes, but the structure of the shareholders' meeting must be changed first.

Kikuharu Sasaki wanted to speak and stopped, and Ueda Nari and Tsuyoshi Motoyama were also entangled.

They want Shirakawa Kaede's money, but they are worried about their shares.

"Everyone," Shirakawa Kaede spoke again, instantly attracting their attention.

"I have studied the debt of the Bank of Hago, and I think that 30 billion yen is far from enough to solve the problem of the bank's bad debt.

Therefore, Shirakawa Electric can provide an additional amount of funds on this basis.

It is used to solve the short-term, long-term, and all of the problem assets of the Yugo Bank. ”

Ueda immediately leaned forward, "How much?" ”

Shirakawa Kaede looked at him and said lightly, "Counting the part that Ueda-san just said, 50 billion." ”

Ueda Nariwa Motoyama just gasped and looked at Shirakawa Kaede in a daze.

At the conference table, Kikuji Sasaki's eyes widened, five... Five tens of billion?!

How much money does Shirakawa Kaede really have?

This was the only thought in Sasaki's mind at the moment.

With 50 billion yen and 200 million US dollars, is there a company in Akita that can come up with so much cash at once?

Sasaki searched his stomach for a long time, but did not find an answer.

It's cash, and it's a completely different thing from market capitalization.

So speculatively, then the volume of Shirakawa Electric... Sasaki even had a feeling that he didn't dare to think about it at the moment.

No, Shirakawa Kaede-san is a native of Akita, so Shirakawa Electric should also be a local company in Akita.

Akita City needs Shirakawa-san, and Akita City needs Shirakawa Electric.

Not to mention the crazy cry in Sasaki's heart, the two people from the Yugo Bank have not come back to their senses until now.

They feel that the 30 billion they proposed is already a lion's mouth, and it is estimated that none of the Akita companies can come up with so much cash.

It was also through Sasaki that they learned that Shirakawa Electric was a multinational company, so they directly offered such a sky-high price.

Ueda's most wanted number was 40 billion, but he was just afraid of scaring people and discounting it...

Now that I think about it, I am still too conservative, and poverty limits my imagination.

50 billion is directly tripled on the basis of 30 billion.

This number Ueda is not impressed? Of course, it's exciting.

With this money, all the problems of the Yugo Bank can probably be solved.

But such a thing...

The more Shirakawa Kaede invested, the more their shares were diluted.

"Shirakawa-san, the stakes are high, and Ueda can't call the shots. So I'll have to go back and discuss before I can get back to you. ”

After all, reason prevailed over greed, and Ueda Nari took a deep breath before giving his answer.

"Of course," Shirakawa nodded, "but Ueda-san told the shareholders of your company that Shirakawa was willing to buy their shares at a premium of 10%, and the capital increase of 50 billion yuan would remain unchanged." ”

It's arrogant...

Ueda almost nodded in agreement, but he nodded with a serious face, and then got up to leave.

He was afraid that if he didn't leave, he couldn't help but agree.

Looking at the back of the other party leaving, Shirakawa Kaede turned his gaze to Kikuji Sasaki at the end of the long table.

(End of chapter)