Chapter 223: Planning for the Bank
Shirakawa Holdings actually incorporated the current Hokuto Bank under its command, and the promotion of Kikuharu Sasaki also played a role that could not be ignored.
Without the local leader, how could Shirakawa Kaede enter the game so easily, even if Yugo Bank had encountered operational difficulties before.
As the governor of Akita Prefecture, Kikuharu Sasaki also has a lot of power in some aspects.
In addition to autonomy, there are also rules and regulations, the initiation and collection of local taxes and burdens, the initiation of local bonds, and so on.
Basically, if a prefecture has abundant finances and is less dependent on the Japanese government, the more power the local government will have.
Under normal circumstances, more than 55% of the prefecture's affairs can be self-determined, and the rest are mostly entrusted by the Japanese government.
So Kikuharu Sasaki, as the governor of Akita, is definitely a powerful figure.
Because of this, those opponents in the shareholders' meeting of Yugo Bank, under his kind words and persuasion, will obediently take the money and leave.
Of course, in other places, Sasaki also made some amends, which were the result of mutual compromise.
So Kikuharu Sasaki, as the governor, paid his own chips, and what did Shirakawa Kaede use in exchange?
In addition to his second son, Ince and Co, who joined the shareholders' meeting of Beidu Bank, some positions within the bank will also be temporarily vacated as several shareholders cash out.
As for the vacant seats, they are also about to be arranged.
Most of them are children of the Akita Bureau, certain high-ranking officials, or other relatives.
All this is tacitly understood.
In addition, Shirakawa Kaede Electric will officially establish a Tohoku branch in Akita City.
In the next two years, it is expected to invest 1 billion yen to build an audio equipment factory, which will be used exclusively to produce speakers, speakers and other equipment.
With the increasing number of audio engineers gathered by Shirakawa Electric, the accumulation of audio technology has been enough to support the development of professional audio equipment alone.
Although the market in this part is not as large as that of the Walkman, in order to enrich the product line, Shirakawa Kaede still decided to enter the audio market.
Moreover, the breakthrough in professional audio technology in the future can also feed back into the field of CD players in the future.
Therefore, the construction of an audio equipment factory in Akita is also a step in the future development strategy, and it is not just for this business.
The practical benefits that come with the Hokuto Bank, as well as a series of investments made by Shirakawa Electric in Akita, are the returns given by Shirakawa Kaede.
Yugo Bank received a large amount of financing and instantly turned around its business difficulties.
Kikuharu Sasaki has a stable financial resource behind him, and Akita's economic development has also taken a step forward.
The subsidiaries of Shirakawa Holdings have added Beidu Bank to fill its own shortcomings in the financial field.
In this way, everyone takes what they need.
What is it?
It's win-win-win! Three wins!
The whole deal doesn't involve the slightest personal interest, at least on the surface, but in fact everyone involved benefits from it.
Even the opposition of those banks, after taking the 10% premium acquisition money given by Shirakawa Holdings, no longer made all kinds of sarcasm to Shirakawa Feng.
After all, such a large amount of cash, when you get it in your hand, it's actually quite fragrant.
Towards the end of January, the settlement of the interests of all parties was finally largely completed.
With such a large transaction, it is naturally impossible for the outside world to be calm.
Not to mention Tokyo, the media in almost all Akita Prefecture reported on it.
For Shirakawa Electric, there are many people in Akita Prefecture who know about it.
And this bank acquisition has made the name Kaede Shirakawa more familiar in Akita Prefecture.
Five or six billion dollars is definitely an astronomical amount in the current era.
So at the media conference, Shirakawa Kaede, who was standing in the middle of the signing team, seemed to be the object of pursuit by reporters.
However, he is low-key by nature, in addition to talking about the future development of Shirakawa Electric in Akita.
Other times, most of the time, there is a humble attitude.
Young, promising, unassuming, and super-rich, such an image has won the favor of countless people.
And then the Akita County Honorary County Citizen Medal awarded by the Akita Prefectural Office to Shirakawa Kaede made the people at the bottom feel good about him.
This honorary county citizen medal is a recognition of his donation for the heavy snow disaster.
Look, when saving local enterprises from danger, they also paid out of their own pockets to subsidize the disaster victims in the border areas where their farming work was damaged.
What kind of image is this? Proper Weiguangzheng.
Ahem, it is better to keep the image of the founder of the company a little more positive.
This is a good thing for Shirakawa Electric and is also conducive to the official publicity of Akita Prefecture.
As for those opposition opponents who had quite a few complaints, they were directly scolded back by Sasaki's sentence "Don't say anything that is not conducive to unity".
So at that time, Shirakawa Kaede's name was absolutely good in Akita Prefecture, and he would become a guest of honor wherever he went.
So what are we busy with at the moment?
Shirakawa Kaede is now busy making a final confession to Arai Yu, and the matter here in Akita is over, and he is ready to return to Tokyo.
"Arai-san, Beidu Bank will bother you a lot here."
Kaede Shirakawa can only say that he understands a little about the banking industry, after all, it is also covered in the curriculum of Meiji University.
But if you really talk about professionals, you have to be Hiroshi Arai who has worked all his life in the first persuasion bank.
"President Shirakawa, please rest assured, I'll leave the Hokuto Bank here."
Hiroshi Arai, who has retired, seems to be rejuvenating the second spring of his career at this moment.
There are probably nearly 20 branches of Beidu Bank under careful calculation, which is much more energetic than when it was the first time to persuade the bank.
Moreover, although Shirakawa Kaede is the chairman of the Hokuto Bank, the real management still requires Arai Yu to come out personally.
With such a large foundation, although there are a lot of things at the moment, Arai Yu feels that he can fight for another ten or twenty years.
"The current top priority of Beidu Bank is to clarify the interests of various investments.
Those who have no prospects for the primary industry, stop the loss in time, cut in time.
Banks' subsequent investments are mainly concentrated in emerging areas such as the service sector or the technology industry with potential. ”
Originally, many of the investments of the Bank of Yugo were quite incredible.
Not to mention, agriculture is the pillar industry of Akita.
Although the income is not much, it is better to be stable. This part of Shirakawa Kaede does not intend to move.
But what the hell are the mines that are about to be depleted?
At first, Shirakawa Kaede was even happy when he saw that there was a mining industry under the name of the Yugo Bank Investment Catalog.
Could it be that I will become a mine at home in the future?
As a result, I checked several small mines here in Akita, and since the 70s, the amount of ore produced has been decreasing year by year.
By now, at the beginning of the 80s, some of them have even been discontinued, and the reason is that the resources are depleted.
Such an investment that is destined to have no prospects, if you don't cut it, will you keep it for the New Year?
"After the information here at the Northern Capital Bank is sorted out, I will send a copy to President Shirakawa in a timely manner."
Hiroshi Arai probably understands what his president thinks, and those investments involving energy should be discarded in time if they do not have a future.
The reason why the original Yugo Bank was reluctant to do this was nothing more than the influence of energy.
But in Shirakawa Kaede's view, it is completely pedantic behavior, not chasing emerging industries.
The traditional energy industry that holds the sunset is simply unreasonable.
Now Shirakawa Kaede has taken over, in order to straighten out the resources. The disposal of these investments, in one word, cut!
However, which investments to cut will definitely require Shirakawa Kaede to nod and sign in the end.
In addition, the headquarters of Hokuto Bank is located in Akita, but it also has its own office in Tokyo.
In the future, if Hokuto Bank wants to expand its influence, Tokyo is a place that cannot be avoided.
Therefore, in addition to the five northern prefectures, Tokyo is the second focus of our business.
The earlier you lay out, the more you can occupy a vantage point.
Especially in the foreign exchange business, this is an important measure in line with international standards, and there must be no mistakes.
In addition, our business is not limited to the field of public settlement.
The personal insurance business, and even the public bonds in the future, are planned in advance. ”
The traditional income of banks is nothing more than interest income, fee income, and investment income.
But in addition to these, it is also possible to develop some intermediate businesses.
The so-called intermediary business probably includes bank card business, wealth management business, consignment business, etc.
They have the advantage of almost no capital, good stability, strong sustainability, low risk, and little impact on cycles.
Beidu Bank's ability to create profits at the moment is not strong, so if it wants to have further development, it can only open source.
All kinds of financial Amway, in his previous life, Shirakawa Kaede didn't know how much phone bombardment he had experienced.
At this time, just say a few casually, and it will make Arai Yu's eyes light up.
However, these things need to be operated by professionals, and Shirakawa Kaede can give a reference opinion at most.
Regarding the Beidu Bank, Shirakawa Kaede always said that it took a long time before it finally came to an end.
"President Shirakawa, about the bank shares held by Shirakawa Holdings, you need it later..."
Shirakawa Kaede pondered for a while before giving an answer, "You can give it a try, but it's not too obvious."
After all, we've just completed the integration, and it's easy to get the truth out if it's too much. ”
"Understood" Arai Yuji understood.
For the remaining shares in the hands of others, Shirakawa Kaede is not too demanding.
After all, most of the people in the shareholders' meeting are people who support themselves, and it is better to do less to cross the river and dismantle the bridge.
In addition, these shareholders are not soft persimmons, they have more or less their own influence locally.
These local families should not only look at financial resources, but also consider comprehensive strength.
And it is definitely not possible to eat alone in the banking industry, and the opening of all links is inseparable from their help.
Their family business also has operations in the Northern Metropolis Bank, which is considered a resource.
But if they are willing to cash out some of the shares, Shirakawa Kaede will not refuse.
Watching Arai Yu say goodbye and leave, Shirakawa Kaede leaned back in the chair in the office and closed his eyes.
It took a total of more than 60 billion yuan to take down the Northern Capital Bank, which almost drained Shirakawa Kaede's family funds.
For the whole of last year, Shirakawa Electric made a profit of about 24 billion yen in the country.
The profit from the North American market surpassed that of Neon in just half a year, accumulating $130 million.
These two parts are 56.5 billion yen, and now all of them are thrown into the Hokuto Bank.
In addition to these net profits, even a part of it was borrowed from the book funds.
In this way, the investment was finally settled.
Once back to the pre-liberation period.
However, although the money was spent, Shirakawa Kaede felt that it was worth it.
He knows how important it is to have a bank within the group.
Although he hasn't enjoyed its dividends yet, Shirakawa Kaede knows that it will definitely give himself a big gift in the future.
But when this is done, it's time to go back to Tokyo.
(End of chapter)