Ota actually came to Osaka this time only for business purposes, and after several years of development, today's Clay Stick Co., Ltd. is no longer what it used to be.

Not to mention all kinds of haberdashery and second-hand stores, it is only a mud stick cat that focuses on pink movies, and it is also famous in the film industry at this time.

With the launch of a variety of bizarre series one after another, the mud stick cat has become a big player in the Ivy world.

There are countless women with different looks under the club, don't you see that Ota is busy and getting thinner now?

However, the most lucrative business under Mud Stick Co., Ltd. is not a second-hand store, or a mud stick cat.

What really brought a huge fortune to Ota and them was Fuji Credit, and don't get me wrong, it has nothing to do with the Fuji Foundation.

Neon people have a special affection for the word "Fuji", and the first thing that comes to mind when people mention it is Mt. Fuji.

And the latter is almost a faith-like existence in the hearts of neon people, it has too many meanings, hometown, holy mountain, auspiciousness and so on.

Therefore, in order to spread the name of their club, many companies will add the word "Fuji" in front of their names.

For example, Fujifilm, Fuji Glass, Fuji Television, Fujitsu, and the Fuji Foundation.

Although the names sound similar, there is no necessary connection between them.

The same is true of Fuji Credit under Mud Stick Co., Ltd., purely to please a good fortune.

And if you listen to the name, you know what Fuji Credit does, yes, it is to lend to the people.

With the prevalence of the bubble economy, people's desire to consume has become more and more intense.

In addition to the major banks and financial institutions lending, private capital companies are also doing the same thing.

However, unlike large bank loans, most of the private finance industry makes small consumer loans.

After all, the capital that can afford to play real estate cannot be turned around without trillions of yen in funds.

Although real estate is fragrant, microfinance also has the soil to survive.

According to the latest statistics, about 40% of Neon's GDP is supported by national consumption.

The strong desire to consume has also created a prosperous credit market.

As a result, various credit cooperatives took advantage of the boom in the bubble and sprung up in all corners of the neon sky.

Among them, there are many small clubs, and the predecessor is all kinds of loan shark organizations that Jidao secretly operates.

Ota's Fuji credit also has such a meaning.

Of course, because of its strong background, at least Fuji Credit looks like that now.

Because of its abundant capital and fast disbursement, Fuji Credit has basically gained a firm foothold in the Kanto region after two years of development.

As for why Fuji Credit has extremely rich reserves, a certain Beidu Bank smiled and did not speak.

Since the consumer loan business is so profitable, why doesn't Beidu Bank do it itself?

Because Beidu Bank only plays big ones, not small ones.

And because of the promulgation of Neon's "Contribution Law" in 84, the law has made strict restrictions on loan interest rates, and the maximum annual interest rate shall not exceed 73%.

However, Fuji Credit is a private institution, and its own regulation is weak, coupled with the promotion of financial liberalization.

The annual interest rate of the loan sharks in Ota starts at 365% and can even reach 1825%.

Neon's "dark gold" interest rate is generally divided into three grades.

10 days 1% interest, annualized interest rate 365%; 3% interest for 10 days, annualized interest rate 1095%; 5% interest for 10 days, annualized interest rate 1825%.

"Dark gold" actually means usury, and most of them have a 10-day borrowing cycle.

The amount of money they lend to Ota is generally not large, mostly 1-50,000 yen.

Fuji Credit offers different interest rates depending on the amount of money borrowed and the urgency of the customer's loan, and this business offers a small loan amount, fast payment and high interest rate.

So in just a few years, it has amassed nearly 20 billion yen for Fuji Credit, and of course, some of these profits will be shared by Hokuto Bank in the end.

So such a lucrative loan shark business, is it illegal?

It's not illegal, usury in neon is a gray industry.

The government's attitude towards it is that it is neither protected nor expressly prohibited.

This kind of ambiguous approach is the industry that is most likely to give rise to gray profiteering.

As a result, Fuji Credit came into being.

Now that the Kanto region could no longer meet the pace of Fuji credit expansion, Osaka, the birthplace of the rise of non-bank consumer credit business, became the next target for Ota's expansion.

Recently, Ota has been here for inspections. He has already designated three or four areas to serve as the location of Fuji Credit's branch in Kansai.

However, today, a little brother under his hand strongly recommends him to this "Huichuan" izakaya to pay homage to the so-called Ogami goddess.

After so many years of crawling and rolling in Tokyo, Ota has long disbelieved in the so-called gods, ghosts, demons and Buddhas.

Instead of kneeling in the shrine and praying weakly, it is better to pick up sticks, knives and guns to fight for a future.

But the people under his hand boasted about this god woman on the tail, and Ota couldn't help but be a little curious.

So without much thought, he led a group of people straight to the tavern.

Whether it's true or not, it's okay to have a glass of wine.

However, before they could enter the store, two security guards stood in front of them.

"Hey, you guy, why are you blocking your way?" A junior brother under Ota immediately jumped out when he saw this.

The two security guards replied ruthlessly, "Our store does not accept Yakuza, please find another place." ”

"Bastard, who do you say is Yakuzha?!" The little minions hate others the most when they say that they are extreme, and Lao Tzu is a serious employee of a serious club, do you know?

However, without waiting for the people under his command to get angry, Ota stopped them from making a move with a wave of his hand.

"I'm sorry, but it was the staff of our company who was rude. Contemptible Fuji Credit President, Kazuyoshi Ota.

I have long heard that Ogami Sanneng can communicate with the gods, and today I specially visited the door to pray for clarification, and invited two sea masters. ”

Ota politely handed over his business card, and by the way, two rather thick envelopes were handed over together.

The two security guards saw that Ota was extraordinary, and they were also a little hesitant in their hearts. But after touching the envelope, their faces seemed to be blown by the spring breeze, and they quietly froze.

"It turned out to be President Ota, and the ceremony of Ogami-san has not yet begun, so there will be a waiter to take you there later.

However, space is limited, so you can only bring two assistants inside. ”

As soon as the security guard's voice fell, the younger brothers couldn't help but want to be furious, but Ota shut up with a look.

Bringing his cronies, Ota followed behind the waiter and slowly walked into the famous "Huichuan" izakaya.

Inside the izakaya, the atmosphere is much quieter. Led by the waiter, Ota and his party soon came to a wide hall.

A large circle of guests sat down in a dense circle below, and the first mother-in-law, who was over 50 years old, was wearing a kimono and holding her hair in a bun, meditating quietly.

There was nothing around her except for a colorful statue of a three-legged golden toad.

Although the atmosphere in the hall was quiet, everyone present, without exception, looked at the mother-in-law at the head with burning eyes.

She must be the Ogami goddess, so in order not to be too abrupt, Ota and the two assistants also found a place to sit down.

After waiting like this for another two minutes, the goddess Ogami suddenly touched the golden toad with her hand, and began to chant words in her mouth.

Because the voice was not loud, Ota tried to distinguish it for a while but couldn't hear it, but it should have been roughly reciting scriptures.

However, unlike Ota's curiosity, the other people kneeling here heard the Ogami Shinpo start chanting, and even Ota around them shuddered.

Is this really a good place to ask about a fortune? Are you sure it's not a religious ceremony?

The two assistants beside the "boss" Ota also felt that something was wrong, and they couldn't help but look at Ota with a little weakness.

However, before their boss could respond, the other customers who were kneeling in the circle had already glared at the three of them.

The fierce eyes seemed to be ready to concoct them because they had disturbed the gods.

The two assistants, who were frightened, forcibly suffocated the unfinished words into their stomachs.

Ota shook his head at them, motioning for nothing more.

In this way, the chanting of the goddess at the end echoed in my ears again.

After a while, the goddess stopped chanting and opened her eyes.

As she moved, everyone sat up straight, looking at her with great longing, or rather at the golden toad.

"Nomura Securities~"

In the midst of many fanatical eyes, the Omue's goddess slowly spat out the name of a club.

"Nomura Securities! It's Nomura Securities~! ”

"Quick! Fast! Make a note and go buy Nomura Securities tomorrow! ”

The originally quiet hall was like water droplets falling into a hot oil pot in an instant.

With a "pop", it exploded into a boil.

Beichuan Yang, who was waiting for Sumitomo's reply in the box, instantly frowned when he heard the noise outside.

As the noise became louder and louder, Beichuan Yang got up and lifted the warm curtain at the door.

"Hey, you guys, can you be quiet!"

The lively atmosphere in the hall was instantly silent with this reprimand.

After a second, everyone who reacted got up and wanted to scold back.

But at this time, Sumitomo Tsuki, who was originally sitting inside, also came to the door of the box.

"I'm sorry, but it's the first time I've come to Osaka. If you are slack, please also ask Haihan. ”

Saying that, Sumitomo owed to everyone, and he nodded his head to the goddess.

Seeing that it was Sumitomo, everyone in the hall unconsciously suppressed the anger in their hearts, and at the end, the goddess also nodded politely in return.

Since it was a misunderstanding, everyone stopped thinking about it, so the lively atmosphere in the hall was restored again.

"Boss, was that just now.?"

Before his subordinates could finish speaking, Ota signaled his assistant to shut up.

Of course he knew who it was that who had just come out? How did the Industrial Bank's Beichuan Yang get involved with the people of the Sumitomo family?

Recently, because of the investigation of the controlling parties behind Fuji Heavy Industries and Nissan Group, Shirakawa Kaede not only used the power on the surface, but also dug up all kinds of gossip like Ota.

As a representative of Industrial Bank to the Fuji Heavy Industries shareholders' meeting, Kitagawa Hiroshi was also within the scope of Ota's investigation.

I saw that the person in the secret file in the drawer of my desk suddenly appeared in Osaka, and I had a secret conversation with the people of the Sumitomo family in the box.

Ota instinctively felt that things were not so simple, he had been in this business for too long, and his sense of smell was much more sensitive than ordinary people.

Seeing that the two people in the box retreated again and closed the curtain, Ota also got up.

"Alright, let's get out." He didn't even want to see the god of Ogami, so when he went out, he immediately called Tokyo to inform him, which was the top priority now.

"Sumitomo-san, what's going on outside?" Until now, Beichuan Yang still has an incredible face.

The people outside just now faintly had a few familiar faces with them.

But if he remembers correctly, those few are either the head of Toyo Bank or the managing director of Bay Island Securities.

These are all the number one people in the financial circle, but now they are revolving around an old woman like a group of believers.

I have to say that this is really beyond Beichuan Yang's imagination, and it is especially puzzling to him.

Seeing that Kitagawa Yang was refreshed, Sumitomo couldn't help laughing.

"Kitagawa San, do you believe that Nomura Securities stock will rise tomorrow?"

"Huh?"

(End of chapter)