Shirakawa Kaede was not surprised that Takahashi could accept his proposed conditions.

He knew that at this time, EIE had reached the end of its crossbow, and if he didn't find a source of funding, it would be an avalanche.

After Takahashi serves as the chairman of the second credit group, will he embezzle funds to fill the vacancy of EIE?

To be honest, Shirakawa Kaede is not worried about this matter at all.

When a person is on the verge of despair, he will grasp everything that can be grasped around him.

At this time, sending the second group of credit to his mouth was like losing a piece of bloody fresh meat, in front of a tiger that had been hungry for three days.

He will definitely pounce on everything, he is about to starve to death, what do he care?

The same is true for Changxin Bank, since the other party has given up EIE, then Takahashi doesn't care about tearing his face with the other party.

So there is the current scene, like a mad dog, Takahashi told the matter of the Ministry of Finance.

He now has only one goal, and that is to raise funds for EIE to survive the storm.

In fact, this money does not need much, hundreds of billions of yen is enough, and the Hokuto Bank can fully afford it.

But will Kaede Shirakawa pay for it? Don't even think about it!

EIE's fate is already sealed, and it died last year.

In the future, even if there is a second group of credit to do life sustaining techniques, it will just be a return to the light.

And what will be the end of Takahashi, who embezzled funds?

The Tokyo Metropolitan Police Department and the Special Investigation Department are waiting for him, and stepping on the sewing machine is his final destination.

Although EIE is finished, Takahashi will also go in, but they help Shirakawa Kaede accomplish one thing.

That is to push Changyin further into the abyss, soon, soon~

There is no doubt that with Takahashi's personal appearance, Changyin's previous denial is self-defeating.

Horie, the head of the long bank, who was slapped in the face, had to take the blame and resign.

In the face of wanton ridicule from the media, Changyin's stock price has reached a dangerous situation of 200 yen.

What's worse is that with the continuous decline in land prices, Changyin's bad debts are also increasing.

In a moment of crisis, Changyin could only ask the Ministry of Finance for help.

As a former special bank, it is still burdened with the bloodline of state-owned assets, and the government will indeed not sit idly by and watch the fall of Changyin.

As a result, the National Assembly set up the "Changyin Relief Group" to prepare an analysis of Changyin's non-performing assets.

However, in the face of the government's investigation, Changyin only took out the information that he had specially prepared for the Ministry of Finance.

In line with the belief that Changyin must not be allowed to go bankrupt, the Ministry of Finance has allocated a special fund of 2.8 trillion yen to alleviate the pressure of Changyin's bad debts.

The funds were allocated quietly, and there was no deliberate public reporting.

Because at this time, neon banks large and small have more or less bad debt problems.

At this time, the Ministry of Finance saved Changyin, so should other banks save it?

It is important to know that "the myth of the bank does not fall" is the creed that the Ministry of Finance itself strives to maintain.

So Changyin wants to be saved, but it must be low-key.

After receiving a thick milk from the Ministry of Finance, Changyin seems to have lost the pressure of bankruptcy for the time being.

However, Shirakawa Kaede and they are not in a hurry at all, these are all within the expectations of the Beidu Bank.

Changyin, one of the three major banks, the government will not sit idly by.

There is still some time to go before we can accomplish our final goal.

Of course, during this period, Beidu Bank was not idle, taking advantage of the moment when its peers were stuck in the quagmire, Beidu Bank was showing off its muscles.

Aren't other banks depleted of cash flow? Come here in my northern capital.

As long as there is no problem with the company's risk control audit, Beidu Bank has a large amount of funds.

Lo and behold, Toyota not long ago is the best advertisement.

It's just a few hundred billion yen, sprinkled with water~

As a metropolitan bank, Beidu Bank not only faces consumers, but also provides corporate financing loans.

Tokyo Electric Power Company, Nippon Steel, Toshiba, etc., these super-first-class companies have begun to gradually cooperate with Hokuto Bank.

Because of its prudent investment in real estate, Beidu Bank has a large amount of cash flow.

Among them, depositors' deposits are the largest, including corporate depositors and individual depositors, and this part alone has more than 8 trillion yen.

Coupled with Shirakawa Holdings' own assets, Beidu Bank can use more than 10 trillion yuan.

Such a huge amount of cash flow can only be spent in order to create wealth.

Therefore, with the successive shots of Beidu Bank, its status in the metropolitan bank has skyrocketed.

Especially now, the public's perception of Beidu Bank is also surprisingly good.

Because according to the latter's financial report, it has never invested in real estate on a large scale.

In other words, the Northern Metropolis Bank is not the culprit behind the soaring land prices.

It is just an ordinary bank that does financial business in a down-to-earth manner, and this steady style is too much in line with the neon people who have been washed away by lead and China.

The bubble has burst, and the land myth has been reduced to a joke.

At this time, the people need reliable banking institutions, not opportunistic vampire banks.

With the superposition of these two layers of buffs, Beidu Bank even ushered in reverse growth in business.

At a time when the financial industry is in a depression and scandals, a reliable and secure bank is too rare.

However, for the sake of fame, this is not the end.

In September, the Bank announced that it could provide "special loans" for ordinary families with only one house in their name.

The so-called special loan refers to the provision of intermediate working capital for families who cannot afford to repay the high mortgage loan, and the interest rate is very low.

Originally, this welfare measure was only set up for members of Shirakawa Holdings.

With the collapse of the property market, countless people have suffered.

In the bubble era, there were many people under the Shirakawa Group.

Now that land prices have plummeted, those families who have taken over the high-level projects have fallen into a situation of financial constraints in an instant.

The various welfare bonuses of enterprises have been greatly reduced, but the ultra-high loans are still there.

Every month, just to pay for the loans, the employees are already overwhelmed, let alone have their families behind them.

So in order to appease their own employees, but also to establish a corporate image.

Shirakawa Electric was the first to announce a "special loan" for employees of a family in one house.

Beidu Bank will come forward and guarantee the employee's salary, and a sum of cash will be directly transferred to the employee's mortgage account every month.

In this way, the amount of money that employees need to pay for themselves will be cut a lot, and the pressure will be much less.

Of course, their monthly salary will be paid a little less, and the shortfall will be used to pay the interest of Beidu Bank.

However, compared to the greatly reduced lending, this little salary is insignificant.

After two months of trial operation, this measure has been extended to all subsidiaries of Shirakawa Holdings.

Not surprisingly, since the "special loan", the loyalty of employees has reached a new level.

Now, in order to establish the image of Beidu Bank, this measure will also be promoted to the society.

Of course, due to financial problems, the number of people who can apply for special loans is limited every month.

Not only that, but the audit will be relatively strict, at least stable work is a necessary condition.

But in any case, this is definitely good governance, especially in the neon of the financial tsunami.

This move by Beidu Bank was not only praised by the media as "the ark in the tsunami", but the neon government also praised Beidu Bank by name.

Strong financial resources, sound and reliable management policies, and good governance established with consideration for the people.

Look at these, that's the White Lotus in the banking industry, the Virgin Mary of Peerlessness!

In this wave of fame, Beidu Bank has made a lot of money.

Looking back, what about Changxin Bank?

With the strong support of the Ministry of Finance, its business situation has not improved in the slightest in the past few months.

The injection of 280 million yen seems to have been lost, and there is no sound at all.

At the end of the year, Changxin's public financial report showed that there seemed to be no change in non-performing assets.

The Ministry of Finance, sensing the slightest abnormality, began to ask for a working group to be stationed in Changyin.

But Changyin was either prevaricating or simply not replying.

Just when the Ministry of Finance was preparing to take further measures, the Hayama incident, which had been tried for nearly a year, was finally completed.

Fuji Bank will not talk about it, squatting for the squatting number, probation for probation.

Kawamura, who was at the Industrial Bank last time with Shirakawa Kaede and the others, has been directly arrested.

At the same time, the "Ogami Goddess" has not escaped her fate and has been officially taken into custody by the Osaka police.

According to the data released by the special search, personal borrowing as of the end of the 90s was as high as 2.7 trillion yen.

Osaka Prefecture's annual budget is only 1.1 trillion yuan, and the borrowing on the tail is more than twice as much.

These huge debts generate more than 100 million yen in interest every day, and Ogami's own assets are only more than 200 billion yen.

If nothing else, IB and First Bank will all suffer huge losses.

Because there are enough bad debts due to the collapse of land prices, and now there is another tail.

The finances of these two banks are not good, and it is not a long bank.

And also because of the relationship with the interests of the general house, the first persuasion bank, Nomura Securities, Yamaichi Securities, Sanhe Bank. All of them were arrested.

A total of three presidents, seven presidents, ten executive directors, and eleven ministers were sentenced and fined.

It can be said that the top management of the financial industry was almost wiped out, and the neon bank credit crisis broke out first.

With so many people involved, people's distrust of banks and financial institutions has increased.

Even in the eyes of some extremists, the banking industry is to blame for the collapse of the neon property market.

Bad debts and non-performing assets have overwhelmed banks, and now they are ushering in a credit crisis.

Under the double blow, the slightest hint of collapse has appeared.

Maybe there is something unusual on the outside, but the thunder in the shadows is getting more and more exposed.

Sensing the anomaly in the financial industry, the Ministry of Finance also panicked.

If the financial industry collectively ascends to heaven, then the Ministry of Finance will also exist in name only.

In order to prevent the situation from deteriorating further, the government had to prepare for the reconvening of the Diet.

The topic of this discussion is, how to save the banking industry and eliminate hidden dangers?

In less than half a year, first Changyin, and this time the entire banking industry.

The situation is changing rapidly, and it is really overwhelming.

By the way, speaking of Changyin. The Ministry of Finance is not prepared to delay any longer in response to its investigation.

(End of chapter)