At the end of September, after several days of surprise preparations, Shirakawa Kaede once again led people into the chamber of the Ministry of Finance.

But this time, in addition to Hiroshi Arai, there are two more people.

Tabuchi Setsuya, chairman of Nomura Securities.

However, he was implicated in the Hayama incident, and he was forced to resign because of the interests of Nomura and the general house.

Now he was invited by Kaede Shirakawa to join the acquisition team for Changyin.

Although he previously worked in the securities industry, his very strategic vision is almost unmatched in the neon financial industry.

As early as the end of 89, he accurately predicted that the stock market would plummet in the early 90s, and before that Tian Yuan had sold all the stocks in his name.

In addition to the stock market, he can even accurately estimate the Nikkei Index.

There is also a land bubble, and now the financial tsunami, Tian Yuan had a private conversation with Shirakawa Kaede a long time ago.

Looking back now, Tian Yuan's judgment was almost all hit.

If that's all there is to it, at most he can be called a visionary, and he is not as strategic as possible.

But what makes Tian Yuan so remarkable is that he is deeply aware that Neon's current banking system is no longer suitable for the current economic situation.

He once said to Kaede Shirakawa, "The Ministry of Finance has the highest status in the neon financial system now, and its agent is the Industrial Bank."

Under the instructions of the Industrial Bank, the major metropolitan banks allocated funds, and only the securities companies below were subservient to the orders. ”

Tian Yuan's lifelong goal is to break this system.

Now that he heard that Shirakawa Kaede was preparing to buy Changyin, Tian Yuan accepted his invitation without thinking about it.

The fact that he personally destroyed the "escort fleet mode" maintained by the Ministry of Finance makes people's blood boil when they think about it.

Besides, as the old enemy of the Ministry of Finance, the grudge between Nomura Securities and it is enough to write a film.

The moment he stepped into the chamber of the Ministry of Finance, Tian Yuan even had a sense of arrogance.

The other person who followed Shirakawa Kaede was an outlier in the neon banking industry, Hachijo Masaji.

The reason why he is an outlier is because Hachijo Masaji is an out-and-out "internationalist".

Although he is also a veteran of the banking industry, he is Citibank's representative in Neon.

In addition to Citibank, Masaki Hachijo previously served as president of Mobil, General Motors, and Esso Petroleum.

From this series of employment experiences, it can be seen that he is an "internationalist" who is very different from the traditional neon people.

Now he accepted Shirakawa Kaede's invitation to join the "Changyin Acquisition Group".

In addition to the fact that Shirakawa Kaede's conditions are not to be said, he also wants to try to reform a big bank.

Because today is only the first meeting, Shirakawa Kaede's side is the core four figures.

After sitting down in the conference room, they realized that it was not only Kitato Bank that had arrived here, but also Sumitomo Trust, which is headquartered in Osaka.

Although there was already a faint guess in their hearts, Shirakawa Kaede and the others still politely greeted everyone.

Sumitomo's people were also a little surprised to see that it was from the Hokuto Bank.

But the surprise was not only that, after Shirakawa Kaede and the others sat down, the UBS representative in Neon also came to the scene.

Well, isn't it possible for the Ministry of Finance to think that Changyin is a kind of fragrant bait?

Shirakawa Kaede is very disdainful of this play carried out by the Ministry of Finance, and he is still engaged in bidding.

After the arrival of the others, the Ministry of Finance presided over the meeting, Miyazawa and Haneda observed, and the other participants discussed.

Started a rescue plan against Changyin, oh no, it should be a merger plan.

By the time the Minister of Finance of the Ministry of Finance announced that the current non-performing assets of Changyin were 4 trillion yen.

The representative of Ruishi Bank couldn't help but interrupt him and asked if Changyin's bad debts shouldn't be 11 trillion, how did it become 4 trillion?

The clerk, who felt as if he had been offended, said with a stern face.

Changyin's non-performing assets are only 4 trillion yuan, and its other loan business is very healthy.

Faced with the rhetoric of the Ministry of Finance, the UBS people shook their heads and directly got up and left the chamber.

Come on, the news outside has turned upside down, and Changyin is about to break.

What's the point of being stubborn when you get to this field?

Perhaps because of the fear of responsibility, or perhaps because it did not want to release too negative news, the Ministry of Finance insisted that Changyin's bad debt was 4 trillion yuan.

But UBS was not used to them, and was deeply disappointed by the rigidity and sluggishness of the neon government, and directly chose to withdraw from the competition.

Because of the bad start, the atmosphere in the conference hall became a little more solemn.

Changyin's original face was gray, and his expression was even more lost.

Seeing that everyone didn't speak, Sumitomo's people took the lead after glancing at Shirakawa Kaede and them.

It is also possible for Sumitomo to accept Changyin, but only if the government dives Changyin's non-performing assets.

After all, ten trillion non-performing assets, no bank in Neon can take over.

The Ministry of Finance is still noncommittal on this point.

The landlord's family has no surplus grain, and the Ministry of Finance itself can't catch it.

So after tentatively asking Sumitomo's offer, the other party immediately wrote down a string of numbers on a piece of paper, then folded it and handed it over.

This is equivalent to on-site bidding, and everyone can make a price according to their own bottom line.

However, after the Ministry of Finance saw the numbers on the paper clearly, it shook its head in disappointment, this money could not save Changyin at all.

Seeing this scene, the people of Sumitomo did not hesitate, and quickly got up and bowed and left the scene.

Looking at UBS and Sumitomo Bank, which left one after another, Shirakawa Kaede once suspected that these two parties were brought in by the Ministry of Finance.

Otherwise, such a bidder looks too insincere, and a price is not paid, and a symbolic second price is closed.

No matter how you look at it, it feels a little abnormal, but judging from the stinky face of the Ministry of Finance, it seems that they are very angry.

In fact, it's no wonder that everyone dislikes Changyin so much, now all parties have a bunch of problems in their own homes that have not been solved, how can they have the spare power to acquire other banks.

Besides, the merger of two banks, both of which are saddled with large amounts of non-performing assets, is not a good thing.

If you don't do it well, the problem of bad debts will get worse and worse, and finally fall together.

Therefore, Neon local banks are very cautious about the choice of merger with other banks.

They can come here today, most likely because they were invited by Miyazawa, and they can't wipe their face and make a symbolic appearance.

Bai Chuan Feng looked left and right, okay, now it's his own side left, and the so-called bidding exists in name only.

"Ahem~" cleared his throat, and Shirakawa Kaede broke the dullness in the conference hall.

"Miyazawa-san, Haneda-san, since things have come to this point, we might as well get straight to the point, right?"

The Minister of Finance of the Ministry of Finance, who was presiding over the meeting, looked at Miyazawa and Haneda, who were in charge.

The former nodded with a nonchagratory face, "Brother Shirakawa, but it doesn't hurt to say it, even if we don't reach an agreement today, it won't affect the continued cooperation in the future." ”

Since Miyazawa has set the tone in advance, Shirakawa Kaede is not polite.

"This is a series of reform measures formulated by us in response to the situation of Changyin."

At the same time as Shirakawa Kaede's introduction, Hachijo Masaki had already gotten up and distributed the prepared materials to the officials of the Ministry of Finance and the cabinet.

"Considering the non-performing asset ratio of Changyin, Beidu Bank plans to buy Changyin as a whole for $1 billion.

At the same time, another $1 billion will be injected into Changyin in the following year to improve its operating conditions.

In addition, in terms of business, we will also make major reforms to Changyin, and strive to get it out of its own predicament as soon as possible.

Of course, the premise of all this is that we hope that the government will properly resettle Changyin's non-performing assets, at least some of them. ”

If you want Shirakawa Kaede to save Changyin, it's no problem.

However, 11 trillion non-performing assets were dumped to Beidu Bank, which is obviously unrealistic.

Therefore, Shirakawa Kaede's condition is to take Changyin at a very low price, and at the same time, the government has to be responsible for some of the non-performing assets.

Only in this way can Beidu Bank have the confidence to completely digest the long silver.

This is also the most feasible plan after Arai Hiroshi, Hachijo Masaki, and Tabuchi Setsuya, several financial tycoons carefully study.

Extremely low prices, controllable non-performing assets, and keeping enough ammunition to turn Changyin into its own high-quality assets.

And there is no doubt that Shirakawa Kaede's offer also made the Ministry of Finance frown.

This price is not much higher than Sumitomo's offer, and the only advantage is that Beidu Bank did not ask for it, and the government accepted Changyin's non-performing assets in its entirety.

But even so, such a price is still too cheap for Changyin.

You must know that the scale of Changyin is not comparable to that of Beidu Bank, which is an international bank.

Even before the bubble, Changyin used to be the ninth in the World Bank.

Standard & Poor's and Moody's also have AAA ratings for Changyin's risk control.

On Wall Street and Ouzhou, Changyin has its own branches.

But now that Changyin is being sold so cheaply, it really hurts the heart of the Ministry of Finance.

"Shirakawa-san, your plan has been accepted by the Ministry of Finance first.

But what the final outcome will be, this needs to be discussed by the cabinet at a further meeting. ”

Treasurer Haneda didn't wait for Miyazawa to speak, and took the lead in giving Shirakawa Kaede a reply.

Seeing that Miyazawa moved his mouth and finally didn't say anything, Shirakawa Kaede also nodded politely.

"In that case, the contemptible will take his leave first."

After greeting them, the people of the Beidu Bank also got up and left the council room.

Outside, Arai Yu couldn't help but speak.

"Shirakawa-san, it seems that the Ministry of Finance is not satisfied with our offer."

"Because they still want to save Changyin again, the Ministry of Finance will not agree to Changyin's acquisition until it is a dead end."

Shirakawa Kaede didn't expect to win Changyin on the first contact, and the business wouldn't be so smooth.

However, he has a great grasp of Changyin, because few banks in Neon have the spare power to acquire Changyin.

As for the vultures on Wall Street, does the Northern Metropolis Bank dare to sell them in the Ministry of Finance?

As long as it has this intention, Shirakawa Kaede guarantees that the media will scold the Ministry of Finance for losing power and humiliating the country.

Good local banks don't sell, go to Wall Street vampires, what do you think?

Besides, do you really think that his relationship with Kaede Shirakawa in the government is fake?

Changyin is only worth this price now! He Shirakawa Kaede said!

"Haha, happy!" Seeing that the province of Great Treasury was deflated, Tian Yuan felt comfortable.

He is a pioneer in Changyin's drastic reform.

Changyin, this piece of fat is about to reach your mouth.

(End of chapter)