Chapter 112: New Commerce

"Daming Foreign Trade Group? Daming Bank? This Chen Cao really wants to come out of it, and he really thinks that he can do whatever he wants now with the dictatorship of the eunuch party? ”

Sincerity Bofu, it can be said that since Liu Ji Fengbo existed in Nanjing after the most old noble mansion, from the later history books, the foundation of the Sincerity Bofu in Nanjing can be said to be deep-rooted.

Liu Kongzhao looked at Pu Xiang, who came to be a lobbyist, with some meaning, and then picked up the teacup and said: "Brother Pu, I didn't say you, follow them, there is no good result, I don't believe you will see the future." ”

If Pu Xiang didn't understand this situation, it wouldn't be possible, so he stood up and arched his hand towards Liu Kongzhao: "Brother Liu, I'm going to leave, stay..."

"Sincerity Uncle Liu Kongzhao is the lord of last year's attack, this guy is really not a good thing, according to the news summarized by his subordinates in various commercial houses, this guy is a real Pixiu, last year the gambling house thug under his name was beaten to death, Shangyuan County did not dare to take care of it, so the bitter lord sued Ying Tianfu, this guy is good, they are all their own people, so they gave one or two silver to send the matter," Zhao Xin said and laughed embarrassedly: "One or two silver is not enough to bury people." ”

Chen Cao and Zhao Xin were standing not far from the gate of Chengyi Bofu, and when they saw Pu Xiang walking out of the gate, they looked a little unhappy, so they hurriedly stepped forward and stopped Pu Xiang.

Pu Xiang turned his head and saw that it was Chen Cao coming, so he arched his hand: "Brother, I'm ashamed... really underestimated him Liu Kongzhao. ”

Chen Cao smiled slightly, and then said: "Yesterday, Grandpa Guo sent someone to deliver a message, and he told me about this guy, no, otherwise I wouldn't have come to him in person today." ”

The housekeeper guarding the door saw another person wearing an earl's uniform, so he hurriedly walked down the steps to Chen Cao, bowed down and said, "The villain is clumsy, I don't know which uncle is coming?" ”

Zhao Xin was dressed in a crimson flying fish robe, holding his head high and holding a knife: "This is Uncle Dingwu." ”

The family hurriedly saluted: "The little one has seen Uncle Dingwu, Uncle Dingwu came to my house, but he wants to see my uncle?" ”

Zhao Xin said again: "Go and spread the word of your family's sincerity, and Dingwu will come to visit." ”

Pu Xiang was embarrassed to go again, and Chen Cao didn't plan to take him with him, so he asked him to leave first, so he took Zhao Xin into the Chengyi Mansion.

Liu Kongzhao stood at the door of the lobby and bowed his hand to Chen Cao very politely: "Brother Chen came to Benjue's mansion, what a rare guest..."

Don't look at Chen Cao and Liu Kongzhao are both counts, but there is a difference in level, Liu Kongzhao's title is much higher than Chen Cao's.

The title of the Ming Dynasty is divided into the founding of the country and Jingnan in the honorific title, and it is divided into Fengtian Jingnan, Fengtian Yiyun, Fengtian Yiwei and so on, the most respected is naturally the founding of the country and the auxiliary transport of the prince and uncle, although the sincerity of the Bo continued to be the Jiajing period, but the title of the renewal of the title is still the founding of the country and the auxiliary transport of the sincerity of the Bo, which is much higher than Chen Cao's Fengtian Yiwei Tui Cheng Wu Bo, besides, really, Chen Cao's title is the lowest grade in the honorific title.

Therefore, when Chen Cao saw Liu Kongzhao, he had to salute.

After all, in this era of seniority, it is very important.

"I've seen Uncle Chengyi," Chen Cao saluted, and then became normal: "Uncle Liu, I came this time, but I am here to discuss business with you, Uncle." ”

Since it was a business discussion, Chen Cao would not be polite to him, so he said: "Uncle Chengyi, Marquis of Jinshan has come to see you before, I don't know if he can tell you my plan?" ”

Liu Kongzhao said to Chen Cao seriously that he had no stakes, but now he wants to integrate his business with others, and then share his own profits with others.

"It's not that Benjue doesn't want to do business with Brother Chen, it's really my small business, you know, some restaurants and money houses, just earn hundreds of thousands of taels of silver a year, plus the coming and going every year, if it falls to my house, there will be a lot of money, you see my house is also big, there are more than 200 people in the family, and the expenses are not small, if there is no income for a month, my house will not be able to operate."

Liu Kongzhao seemed to be complaining about the bottom of the complaint, but he was actually telling Chen Cao that he didn't want to do any business at all.

Chen Cao has been made like this since then, of course, there is no way to take him, so he can only implement the second set of plans, so he smiled coldly: "Uncle Chengyi, Chen came this time, originally for the sake of the face of the grandfather of the country, he came to pull Uncle Chengyi to come in and share a piece of pastry to eat, but Uncle Chengyi insisted on not wanting to do business together, and Chen would not force it, if there is anything wrong with the business in the future, please take care of it with sincerity." ”

"You're threatening Benjue?" Liu Kongzhao immediately changed his face, and looked at Chen Cao with a cold voice.

Seeing this, Chen Cao immediately showed a harmless smile: "Don't misunderstand Sincerity, presumably Jin Shanhou just told you carefully about the business plan of my bank and the company, especially the bank, which involves money lending businesses such as money banks, if there is a conflict with Sincerity's voice, please don't be angry, business, there must be competition, but Chen Mou is here to assure Sincerity Uncle that this kind of competition must be benign competition, and it will definitely not be maliciously suppressed." ”

People said that they didn't stretch out their hands and don't hit smiling people, Liu Kongzhao saw Chen Cao laughing, and he wasn't too angry, so he said: "Benjue knows that business is naturally competitive." ”

Chen Cao stood up and arched his hand: "Chen said goodbye," turned around and left: "By the way, you might as well tell Chengyi Bo that the people involved in Chen's bank are Baoguo Gong, Wei Guogong, Jinshan Hou, and Yingyang Hou. Hey..."

After saying that, Chen Cao left, Liu Kongzhao's face immediately changed after hearing this, and then frowned.

...

"Uncle..."Shen Zhuangling stood in front of the bank and greeted Chen Cao in person.

"Daming Bank" opened just two days, the business involved is not too wide, now the most important thing is to prepare, the huge golden signboard next to the six big seals, respectively, "Wei Guo Gong Yin", "Bao Guo Gong Yin", "Xin Guo Gong Yin", "Zheng Guo Gong Yin", "Jinshan Hou Yin", "Yingyang Hou Yin". Chen Cao is the boss and shareholder, so naturally he doesn't need to print his big seal on it.

There are so many noble seals on the plaque, if anyone wants to move Daming Bank, they have to weigh the weight, the reason why Xin Guogong and Zheng Guogong are added, it is also Xu Hongji's mediation, Chen Cao thought that since Liu Kongzhao, who is the strongest, is not willing to take shares, then add a few more of them, and with their help in the future, the bank will also operate with good efficiency.

Chen Cao walked around the bank twice, then sat down in the welcome living room, looked at Shen Zhuangling and said, "Good news, Shen Lingmin is already in Jiangxi, and Jin Yiwei will escort them all the way, and wait for them to come by boat in Poyang Lake, at most ten days." ”

Shen Zhuangling immediately knelt down excitedly: "Concubine Uncle Xie..."

"Get up, your business is my Chen Cao's business, and it will be done for you naturally," Chen Cao took a sip of tea, and then said, "Is it arranged for you to prepare?" ”

"The cash silver of the six nobles was shipped yesterday, a total of three million taels, uncle, your two million taels were personally transported by Zhang Baihu a few days ago, and now they are all in the warehouse in the backyard, just waiting for your order, uncle." Shen Zhuangling handed the account book to Chen Cao.

Chen Cao didn't look at it, he trusted Shen Zhuangling, so he put the account book aside, looked at Zhao Xin behind him and said, "How about it, what do you want to do?" ”

Zhao Xin bowed: "My subordinates arrested seventeen gang leaders in Jinling City for the crime of complication, and invited the gang leaders of Nanzhili close to Jinling to the Zhenfu Division. ”

"Well," Chen Cao tapped his fingers on the table: "These green skins should be careful, they can't be allowed to become guns for people with intentions to frame us, you have to keep an eye on it carefully, if any green skin dares to come to find trouble, the people behind him must find out." ”

"Yes..."

Chen Cao said and looked at Shen Zhuangling again: "Have you figured out the gambling houses and money houses in Jinling City?" Can the black market for money lending be investigated? ”

Shen Zhuang Ling's blessing: "The concubines have all been figured out, and they have been recorded in the register, as well as the help of Lord Zhao, all of them are missing." ”

"Well, how much is the interest in the market?"

Shen Zhuangling registered the summarized news in the register and handed it to Chen Cao: "Fortunately, the market is recognized as three points of profit, the black market is four points and six points, the highest is six points in Shangyuan, and four points in Jiangning, generally no more than six points." ”

"If the poor family has six cents of profit, how can they pay it back?" Chen Cao frowned.

Zhao Xin whispered: "Uncle doesn't know, the black market lenders generally go on field visits, if there are only men in the family, the money lent is generally not high, if there are women, there will be more, and if there is no land to stamp, you can only sign a deed of sale to sell the woman to the Qinglou." ”

"This kind of atmosphere is not good," Chen Cao shook his head: "How many people have died because of this, if our Ming Dynasty wants to prosper, we must rectify the lending matter, otherwise..."

"Uncle, how do we customize Dingli?" Shen Zhuangling spoke.

Chen Cao knocked on the table, and then asked, "How do they repay the loan?" ”

"It's different from place to place," Zhao Xin replied: "Generally speaking, it is half a month or a month to repay, but they all have a standard, that is, to lend to merchants, and it is generally ten days to repay." ”

"Ten days?" Chen Cao frowned.

Shen Zhuangling nodded: "Uncle doesn't know, when the concubine was in Yunnan, the local black market money lenders repaid the loans in seven days, and some commercial banks could not open their capital turnover for a while and were forced to go bankrupt, and the black market got their materials, often lending one hundred taels, which could earn one thousand taels, and the time did not exceed twenty days, and some lent black market funds even from business opponents, deliberately rectifying each other." ”

"No wonder..."Chen Cao nodded thoughtfully: "The richer the richer, the poorer the poorer, and the faster the death of the one who wants to turn over, hehe..."

As long as Chen Cao smiles, there is no good thing, Zhao Xin has long been used to it, sure enough.

"Daming Bank, with all the nobles joining, although it is a business, but the overall is the work of benefiting the people, naturally we will not make the money of the poor people, of course, the money of the businessman we also have to earn peace of mind, otherwise I will establish this bank and those who eat black money..."