On the morning of November 2, Min Congda got up at 6 o'clock in the morning, and the first thing he did was to turn on his computer, log in to his account on the U.S. stock trading website, and wait for the New York stock market to open.

U.S. stocks open at 9:30 a.m. ET, and Los Angeles is in the Pacific Time Zone, three hours behind Eastern Time, so traders here have to get up before half past six to get ready for the market to open.

However, American investors do not need to get up so early, because the vast majority of American people who buy stocks are taking care of their funds in investment funds, and retail investors have basically disappeared in the US stock market.

They did not disappear automatically, but were photographed dead on the beach in the waves of financial crises and stock market crashes again and again, and latecomers saw the corpses in one place and no longer dared to enter casually.

Coupled with all kinds of funds in the United States, the insurance industry is very developed, and ordinary people can get very stable and high returns by investing their money in it, so why take the risk of losing their money and invest in the stock market themselves?

Moreover, even if you make a little money from the stock market, you still have to pay high taxes to the IRS, and some funds can defer taxes or even enjoy tax exemptions.

These reasons are combined, and ordinary retail investors are becoming less and less in the U.S. stock market, and only real experts can make waves in it.

Min Congda is obviously not a master, the banking industry and the securities industry are both considered financial industries, but in fact, there is a difference of 108,000 miles, and the professional content is completely different.

But Min Congda has the advantage of being a prescient traverser, and he can't remember anything else, and he still knows that Apple will shine in the future.

After all, when I was in college, the advent of the iPhone 4 brought a subversive experience to everyone, and the smartphone completely changed the world.

From the first preseason loss salary, Min Congda began to buy a small amount of Apple shares, and Apple's stock price was more than 180 yuan in mid-October.

Unlike the minimum number of shares to be bought at one time in China, there is no limit on the trading time of T+1 for U.S. stocks, nor is there a limit on the minimum amount of shares to be purchased, so you can buy one share.

So, Min Congda spent $370 to buy two shares at the beginning, and then continued to cover two shares and two shares regardless of the rise and fall, and by the end of October, he already owned 10 shares worth $2,000 of Apple stock.

Apple's stock has risen to a maximum of $204 a share at this time, and the average retail investor is already thinking about selling, at least some of it.

Because most people and institutions think so, after reaching a high of $204, Apple's stock began to fall, from more than $200 to more than $190.

Min Congda's assets of 10 shares naturally shrank slightly, but he didn't care, and after getting the regular season loss salary, he continued to take out some of the money to make up for Apple.

In the previous loss to the Suns, he made up 5 shares, and this time he lost to the Mavericks, and he decided to make up 5 more shares to increase the number of shares to 20.

Don't underestimate these 20 shares, 10 years later, when Apple's stock reaches its peak, the price per share will reach $42,000 without splitting the shares.

If Min Congda had insisted on not selling the stock, the value of these 20 shares alone would be $820,000.

And this only calculates the value of the stock itself, not including dividends, Apple's dividends are very large and generous.

The market opened on time at half past six, and Min Congda invested his money during the call auction and bought 5 shares of Apple tickets.

As for the price, he didn't bother to care, he was in a downward cycle recently, but in the long run, the current price is the bottom of the bottom, and he just buys it with his eyes closed.

After buying stocks, Min Congda closed the website and stopped looking at it, and lay back in bed to sleep for a while, it was only half past six.

"Hey, I bought another 5 shares...... You can only buy so much at a time, and you can only accumulate a lot of wealth when you buy it in the Year of the Monkey? My $300 million. ”

The salary of losing is a lot less, but it is really not much, and it is more than enough for daily households, but it is not easy to save a lot of money.

It's not that Min Congda didn't think about going to the bank to take out a loan to speculate in stocks, and it stands to reason that with his identity, it is very easy to get a large amount of loan from the bank.

But Min Congda went to a nearby bank only to find that the credit limit in his ID name was zero, and there was no way to get a loan, not even a credit card.

The bank card that the system gave Min Congda was a debit card of the "Alaska Border Development Bank", which did not even have a branch in Los Angeles, and he could only use this card to withdraw cash from the ATMs of other banks, and he had to pay a fee of $2.5 each time

The system arranged it this way, thinking that Min Congda could only get direct benefits from the team's mess, otherwise, as a traverser, he would more or less know some ways to get money.

What if I make a fortune by taking advantage of loopholes and don't pay attention to the main quest?

As for the steady investment and financial management method of buying stocks with regular investment, the system also turned a blind eye to let him do it.

After a good night's sleep, it was already half past ten when he woke up, and he didn't want to go to the team headquarters, so why did he go? Hit 2K? Boring.

Wash up later, go straight to the training center for lunch, the Clippers have another game in the evening, and their income is still pointing to the Clippers losing.

Min Congda looked at the schedule, played the Timberwolves tonight, then went to play the Warriors on the road, and then returned to the home court to play the Memphis Grizzlies......

These three teams have a characteristic, that is, so far in the season, they have won 1 game and only won 1 game, which is not even as good as the Clippers.

Min Congda looked at this schedule and his head hurt, "How can you beat the team in a row?" Wouldn't it be better for us to play a strong team? The season has just begun, so it's good to play more strong teams and push down the morale of the record, how can you always beat the team. ”

Out of concern about the schedule, Min Congda didn't eat well at the training center at noon, and he couldn't eat three hamburgers.

In the evening, Min Congda and Ida came to the Stamp Center to watch the game together, and were surprised to find that the attendance rate tonight was actually good!

Min Congda hurriedly asked Ada: "Ada, what is the number of seats tonight?" ”

Ida replied, "The attendance tonight is 15,789, which is not bad. ”

15789？ The total seating capacity of the Staples Centre is 18,997, and the occupancy rate is 83 percent.

It's understandable that the Suns had an 80 percent attendance when they played the Suns, after all, the Suns were more fans and it was the home opener.

And with the momentum of the last game against the Lakers, the team's performance has made fans look forward to it, and it is normal for the attendance to be high.

Now that they have lost to the Mavericks, why is the attendance rate still quite high in this game? It's a bit unforgivable.

Are Los Angeles fans so ignorant of football? I have nothing to do at home, and I come to watch the Clippers play.

Min Congda was puzzled and asked, "What was the lowest attendance game this week?" ”

Ida took out the data and inquired about it, and said: "It's the Charlotte Bobcats vs. the New Jersey Nets game that just ended today, and the attendance is only... Attendance was only 48 percent. ”

"What? Forty-eight percent! This attendance ...... Who is the owner of the Bobcats? ”

"It's Michael Jordan."

Min Congda slapped his thigh and said, "Damn, it's worthy of being the god of basketball!" ”

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