The lights in the council chamber were bright.

When Lin Yi arrived at the conference hall, he saw at a glance that Old Madam Shen, who was wearing a lilac wide-sleeved brocade robe, was sitting upright on top of her seat, still holding the crutch carved with a two-horned demon beast in her hand.

"Old lady!" Lin Yi was still more respectful to Old Madam Shen.

"Here, sit down!" Old Madam Shen saw that Lin Yi also smiled and nodded, and pointed to a chair next to her.

Sit?

Lin Yi thinks that this treatment has been improved a little too fast?

However, rejecting an old man's mention is always a bit disrespectful of the old and loving the young, so after Lin Yi thanked him, he also carried forward his style, sat directly on the chair, and cocked his feet by the way.

Soon, the elders, who were rarely seen on weekdays, walked in one after another.

When they saw Lin Yi sitting on the chair, their eyes showed some doubt, but Old Madam Shen didn't speak, so they pretended not to see it.

Sit down on your own.

Not long after, Shen Ruobing, who was wearing a black veil and an ice-blue long dress, walked in, followed by Shen Ruobing, who was arrogantly wearing pink armor.

"Okay, everyone has arrived, and the purpose of convening everyone here today is to discuss a major matter, and everyone has also seen that in addition to the eldest lady, the second lady and the elders, Lin Yi also participated in this council today. The main purpose is to want Lin Yi to say his detailed views on the reform of Qianzhuang. ”

After Old Madam Shen saw everyone sitting down, she also spoke directly.

"Money reform?"

Lin Yi ...... Isn't he a low-ranking man? He knows what kind of reform!"

When the elders heard Old Madam Shen's words, they also started talking in low voices.

"Elders still listen to Lin Yi first, I also felt ridiculous when I first heard it, but after thinking about it carefully, it seems to make some sense, Lin Yi, you can tell me your thoughts in detail!"

Shen Ruobing interrupted the elders' discussion, and his tone was still cold.

Lin Yi also understood at this time, it turned out that he asked me to talk about the reform of the money bank?

Can you let me know in advance, I'll get a manuscript first.

It's too ...... to do such a surprise attack

Lin Yi felt that this was really a bit difficult for a strong man, but fortunately, this system was too familiar in the previous world to be familiar anymore, and if he said a few words, it was estimated that these elders would be scared to death.

"Well, then I'll just say that our current money bank business mainly depends on the interest of depositors to survive and operate, but there is a problem here......"

Lin Yi first finished talking about his views on the business process of the existing bank, and then continued: "I believe that all the elders also know about these drawbacks, so I want to change the system of the bank, in the past, our bank used to collect interest from depositors, but now we change it to give interest to depositors......

", how is this possible, the Shen Mansion's family business for so many years has always been stable, how can you be a low-level subordinate who can change it if he says it?" Before Lin Yi's words were finished, an old man wearing a black robe with a long scar on his forehead stood up.

"The fourth elder is right, and the old man also thinks this is simply appalling!" the other elder also echoed.

"The purpose of calling all the elders over today is to discuss, since it is a discussion, when the four elders express their opinions, they still have to specifically say what is wrong!" Shen Ruobing did not stop because of the opposition of the four elders, but directly introduced the topic into the discussion.

"Okay, then I'll give you my opinion, Lin Yi, you just said that Qianzhuang doesn't charge interest, so how can Qianzhuang survive?" the fourth elder nodded and asked directly at Lin Yi.

"The fourth elder asked this well, before answering the fourth elder, there is something I have to say, don't the four elders know how to respect? Before I finished speaking, you interrupted me, and then came to me again? If you don't understand, you have to listen to the lecture first, do you know?" was interrupted when he was talking energetically, Lin Yi said that he was very unhappy.

In fact, in Lin Yi's heart, he didn't think that the reform of the Shen Mansion's money bank had any direct connection with him?

If he hadn't been provoked by Shen Defu's words last time, he wouldn't have bothered to discuss with Shen Ruobing about the reform of the bank.

"You...... You are a low-ranking person, you dare to talk to me like this!" The fourth elder was already worried because of Shen Ruobing's words, but when he heard Lin Yi's words, he was directly angry.

"Inferior people, isn't this the council chamber? What is the council hall for? Discuss things, since I am sitting here today, then I am a member of the council chamber, do you need to look at your identity when discussing things, so if this is the case, why does the eldest lady need to discuss with you?" Lin Yi did not give face to the four elders at all.

"You...... Presumptuous, come on!" After being scolded like this by a low-level subordinate, the four elders finally couldn't help it.

"Fourth, you sit down first!" At this time, an old man with gray hair and an unusually ruddy face also frowned slightly, and then stood up and said to the fourth elder.

"Second Elder, he ...... Hmph!" the fourth elder snorted coldly and stopped talking.

"Lin Yi, you just said that it will be changed to interest to depositors, so please continue. After the second elder saw the fourth elder sit down, he also sat down and said politely to Lin Yi.

"Well, for the sake of your sincere advice, then I will continue to say that the money bank pays the depositor interest, and the way the depositor deposits the silver is divided, divided, fixed, and current......"

Lin Yi didn't hide it, and directly poured out all the banking system in his previous life in one go.

Of course, there are some things that cannot be achieved with current technology, Lin Yi also ignored them, and directly copied the initial plan of the previous eighty or ninety years, and added a little popular staging concept in the later period by the way......

When Lin Yi talked about the staging, he could clearly feel that surprise flashed in the eyes of all the elders.

The four elders widened their eyes and looked at Lin Yi with disbelief on their faces.

By the time Lin Yi finished speaking, everyone, including the eldest lady and Mrs. Shen, was silent......

The shock in Shen Ruobing's heart was huge, the last time he was in the study, Lin Yi probably talked about a concept of reform, and today he talked about it for a full hour like pouring beans.

Shen Ruobing even had a feeling.

Lin Yi really operated this reform plan, and ...... All the details are extremely clear.

Why does he, a person who has never experienced business, understand it so clearly? Is it really as the golden shopkeeper of Taikoo Place said, my eyes have been blind in the past few years?

"Lin Yi, let me ask you, how sure are you about this business model?" Shen Ruobing asked out loud after thinking for a moment.

"Ten ten!" Lin Yi was not modest.

"Very sure, although you say so, but after all, the money bank business is related to the rise and fall of my Shen Mansion for a hundred years, if I give you a semicolon money bank, are you willing to give it a try?" Shen Ruobing didn't expect Lin Yi to be so confident.

"Miss, this is absolutely unacceptable! He is just a low-level person who has never run a money bank, even if he has some knowledge, you can't put a semicolon in his hands, you should think about it in the long run, find an experienced shopkeeper, and let him assist in the operation!" When the four elders heard Shen Ruobing's words, they immediately became anxious.

"What the Fourth Elder said is right, I'm just a low-level person, so what I want to say is...... If the semicolon isn't big enough, I'm not interested!" Lin Yi glanced at the four elders with a look of disdain.