Within a few days, Zheng Xinglin and Jin Chengyu sent him the asset appraisal reports of the two groups, and after some research, Li Xianyun already had a number in their hearts.

The next day, Han Xinyu came to the capital, Zhang Beihong's home.

The place where Zhang Beihong met Han Xinyu was his manor in the suburbs, covering an area of about 2,000 square meters, which was quite close to Shi Jun's residence.

Following the maid through the grassy garden, Han Xinyu met Zhang Beihong in a gazebo.

The old man looked obviously a little haggard than before, and when he saw Han Xinyu, a trace of greed flashed in his eyes, and then he smiled and beckoned, "Sit down." ”

Han Xinyu sat down in front of Zhang Beihong, "Zhang Dong is good, I haven't seen you for a long time, and I look good." ”

"Far from it." Zhang Beihong sighed, "The hair is all white, don't look at it now, it's all dyed." ”

Saying that, he beckoned and asked his subordinates to serve tea, and then said slowly, "Little girl, you are good, from a former big star, to become the executive director of the board of directors of Yisheng Media, Li Xianyun's senior microphone?" ”

Han Xinyu smiled and replied, "You can understand it this way, but the reason why Xianyun didn't come here was mainly because he thought it was more appropriate for me to come forward, after all, ......"

"After all, we've had some unpleasantness between us." Zhang Beihong nodded: "I understand." Speaking of which, after all, I was wrong in that matter, I can't play with others, and don't complain if I am played. Isn't it just that you eat me, and I eat your business? ”

He squinted as he spoke, his eyes still sharp.

Han Xinyu gently stroked the hair between his eyebrows, and his tone was indifferent, "Doing business is not about devouring each other, but about supporting each other." ”

Zhang Beihong sneered: "Oh? How to support? Selling Lan Yuan's assets to you at a low price is also called support? ”

"Isn't the land in the ghost town also sold cheaply? Speaking of which, you don't lose anything. Han Xinyu replied with a smile.

Hearing the name of the ghost town, Zhang Beihong's face twitched.

This is also a piece of his heart.

But Han Xinyu was not wrong, if it hadn't been for the original thing, this would have been a big profit.

Zhang Beihong took a deep breath, "What is Li Xianyun going to do?" ”

"It's simple, just repeat what happened in the ghost town." Han Xinyu replied.

What?

Zhang Beihong looked at Han Xinyu in amazement.

Fuck me!

You just say that you still want to take the land of Lanyuan at a super low price, is it so shameless to use?

Zhang Beihong was happy: "The current demand of Lanyuan is not the stock price. ”

Then, once Lan Yuan explodes, it will be another double kill of stocks and bonds, and the stock price is no longer a problem they need to consider now.

Han Xin smiled and said, "What you need is funds, and Yisheng Media can lend you money." ”

Well?

Zhang Beihong looked at Han Xinyu in surprise, "Conditions." ”

Han Xinyu's lips spit lightly, "Pledge." ”

Zhang Beihong was not surprised by the demand for pledge, and asked directly, "How much can he borrow?" ”

Han Xinyu smiled and said, "Within 100 billion, you can borrow it as you like." ”

Zhang Beihong asked, "What about interest?" ”

"Bank interest, not too much, right?" Han Xin smiled.

This money was also borrowed by Li Xianyun from the bank, and then lent it to Lan Yuan, a matter of changing hands, Li Xianyun's big boss Gao Feng Liangjie, not being a middleman to make the difference.

Zhang Beihong was also happy: "Then can't I borrow directly from the bank?" ”

Han Xinyu shook his head: "The problem is that they won't borrow it." ”

By doing this, Li Xianyun really let himself play the role of a bank.

Borrowing money, collecting interest and receiving pledges, what is this not a bank?

But at this stage, he is the only one who can do that.

First, the bank itself has already lent money to Lan Yuan, and it is impossible to continue to lend money to them at this stage, but it doesn't matter if Li Xianyun borrows money and then lends it to Lan Yuan. After all, the party responsible for the consequences is different. In a sense, this is actually a guarantee, but if Li Xianyun wants to take a pledge, it is more convenient to borrow it himself.

The second is that the bank does not operate, even if they take the building, they still have to auction it, and they are not involved in the operation and cannot give full play to its true value, while the Xincheng Group can operate by itself, so as to give full play to the industrial value.

Zhang Beihong said: "Other companies can also do it. ”

Han Xinyu smiled, "Of course, Goose Factory, Ali, and Wanke all have this money, and even have related industries." The problem is that they don't have a small appetite, and you're not the only one who has an accident......"

The assets and liabilities of the national thunderstorm enterprises are as high as trillions, but there are only a few companies with sufficient cash flow and acquisition intentions.

Each family has its own needs, and in non-major industries, it is already a bully to be able to get a trillion together, and no one can eat such a huge market.

Otherwise, you still have to wait for Li Xianyun to make a move?

To put it bluntly, competitors exist, but competitors are also insufficient.

And no matter who comes up, it's basically the same, it's impossible to do it without benefits, and it may even be more greedy and black than Li Xianyun!

Dry scavengers, who will do it if it's no good?

Hearing Han Xinyu say this, Zhang Beihong sighed: "The problem is that most of Lanyuan's industries have been pledged themselves. ”

Han Xinyu leaned over, put his elbow lightly on the tea tray, and smiled before speaking, "But creditor's rights can also be transferred, right?" We want land, real estate, like your two buildings in the capital. ”

Hearing this, Zhang Beihong understood.

Exercise!

You're ruthless!

Yes, Lan Yuan also has commercial bills in his hand, and he also has other debts, and these debts also have corresponding industries.

Take Hengtai as an example.

In the past few years, Hengtai has issued a full 400 billion commercial bills, which were originally in the hands of various construction and building materials companies, and later transferred at a low price and entered the bill company, which then packaged it and sold it to those financial individuals.

Therefore, creditor's rights have long been not only enterprises, but also a large number of individuals.

In the past, Li Xianyun and his family mainly acquired some corporate commercial bills, but now they have to buy some individual commercial bills in turn.

Corporate bills are used to earn businesses, while individual bills are used to earn cash.

After layers of sinking, the value of Hengtai's commercial bills has generally dropped to about 40% of the face value.

Li Cheng's people talked with Hengtai about the loan pledge here, and talked with everyone about the purchase of commercial bills, and at the same time asked Hengtai to use the money they took for the payment of commercial bills as soon as possible.

Originally, Hengtai didn't have many pledged assets now, and it can be said that every asset owes money.

However, Li Xianyun, as the largest creditor, has room to maneuver in the concentrated acquisition of commercial bill debts in certain industries.

For example, if your company A is worth 50 billion yuan and the debt is 50 billion yuan, then I will first spend 20 billion yuan to buy all the creditor's rights, and allow A to pledge the property as the sole creditor, and then I will lend 50 billion yuan to company A, and the industry will be pledged to me, and company A will get the 50 billion yuan, and then repay me 50 billion yuan according to my creditor's rights.

Li Xianyun actually gave 20 billion inside and out, and Company A will either give me 50 billion when it expires, or the pledged property will belong to me.

Of course, this is idealism, but it is practically impossible!

Because there are so many aspects involved, no one is a vegetarian, so how can you play the world so easily.

But theoretically, things can indeed work in this direction.

Of course, according to this standard, all pledges must be locked as valuable assets such as land and real estate, after all, this thing will not run away with long legs.

Lanyuan Group has two buildings in the capital alone, one in the second ring and one in the third ring, both of which are already stable and profitable, with an annual income of 2 billion. These industries can't run away, as long as the debt problem is solved, and then the pledge is easy to do.

Hearing Han Xinyu's words at this moment, Zhang Beihong took a deep breath, "Did Li Xianyun think too well?" ”

If I want to operate like this, I can't find you Li Xianyun, I can operate it myself.

Of course, operating it yourself is a transfer of benefits, and it is a crime to break the law - why do you have the money to not repay your debts and buy commercial bills at a low price, isn't this just a debt?

So others can buy it at a low price, but they themselves are absolutely not good, and it is a crime to touch the edge.

Han Xinyu looked aggrieved, "Chairman Zhang, what you said, we will lend you money." Besides, isn't that what else you can do with those projects? Well, after the property is valued, we lend you 50% of the valuation. In addition, we do some film and television cooperation to make sure that you can make a profit from it. ”

Exercise!

Fifty percent of the valuation.

That is to say, you not only earn the difference in debt, but also the difference in the price of the industry, and this is the big one!

If you want to calculate it this way, the example of 50 billion just now becomes that Li Xianyun first used 20 billion to buy 50 billion debts of the corresponding industry of Lan Yuan, and then lent 25 billion to Lan Yuan, and Lan Yuan pledged 50 billion yuan of buildings, and Lan Yuan then paid Li Xianyun 50 billion creditor's rights, and Li Xianyun also earned 5 billion in cash. If Lan Yuan can't repay the 25 billion when it expires, Li Xianyun will take another 50 billion of the building.

That is, Li Xianyun made a net profit of 55 billion.

It's really beautiful to think.

But you can't help it, even if you know it, you can't do it.

Neither can any other creditor!

Because they have to be rich, too.

There are many people and opinions, and it is impossible to operate at all.

There must be an individual who unifies all the claims before they can do so, which means a massive capital threshold.

And this kind of operation is exactly what Lanyuan did to Yisheng Media back then.

At that time, Lan Yuan lent 280 million to Yisheng Media, and pledged 1.4 billion yuan of land and all the projects on it, as long as Yisheng Media did not pay the money, this land was equivalent to 280 million at a price of 280 million, at most 50 million plus the bank at that time.

That is, 330 million to recover all the land.

It's a pity that Yisheng Media still came out.

Li Xianyun and Li Cheng also played this routine in Xinhai Group.

Borrow 10 billion yuan to Xinhai Group, and deliver 15 billion yuan to the company if it is not returned. It's just that at that time, Li Cheng was the internal response, and he was not afraid of you transferring assets, so they dared to take over the company. Now there is no internal response, so only real estate is collected.

Buy?

No!

You have to bargain when you buy your company, and if the price is low, you are not willing, and I will face competition in the same industry.

So I don't buy it!

I bet!

Doing business is betting on expectations.

You can bet on the upside or you can bet on the fall.

I'll just make a pledge!

The biggest difference between this approach and Wanke is that Wanke is waiting for you to die so that you can take advantage of it. They are like an old lady who buys fish in the vegetable market, waiting for the fish to die, and immediately selling it at a low price, and the freshly dead fish is still fresh and the price is still cheap.

But Yisheng Media's approach is to bet that I will lend you money, and you will sell fish slowly. If you sell the fish before you die, you can pay me back, and if you die before you sell it, give me the fish for a little cheaper than the price of the dead fish.

Don't say it, although the practice is coercive, it is really effective, at least it is easier to accept than the practice of waiting for the fish to die, and it already belongs to "benevolence and righteousness".

For Yisheng Media, this practice has the name of benevolence and righteousness, and the second is equal to booking, and no one wants to take what we have booked. In addition to this, there is a third benefit, which is pricing power. Because it is a pledge, it is convenient to reduce the price.

A few folds are not the key, the valuation is the core. The valuation is raised tenfold, and the two billion things are said to be 20 billion, and then they are discounted to you, or the other party will make a big profit.

Or how can you say that what you buy is not what you sell? Because people know their own things!

If you pledge, it is easy to depress the valuation, after all, as long as the other party is sure to repay the money, you don't need to care too much about the undervaluation of the pledge.

For Lan Yuan, the advantage of this operation is that it can greatly delay the thunder explosion time of Lan Yuan and avoid the evil consequences of linkage.

The second is that Lan Yuan has not officially exploded, and the debt cannot be as low as four folds.

The third is that the loan amount is small and the risk is small.

Lanyuan is also a large group of 180 billion, and if it doesn't want to take out the pledged high-quality assets, it will squeeze it and pay back this part first.

From the point of view of probability, it is really not a big problem.

It's called "savior" mode, which eats you in a way that saves you!

Unless your nearly 200 billion large group is already difficult to give birth to tens of billions of can't take it out - but at that time, Zhang Beihong already had a lot of debts, and it has nothing to do with him who takes advantage and who suffers.

In the end, this is indeed a method of repaying debts - Li Xianyun came forward to buy the debt at a low price, and then negotiated with the debtor as the sole creditor, which is reasonable.

To put it bluntly, do you really think that if you get 50 billion creditor's rights, you can make Lan Yuan pay 50 billion?

It's impossible, Lan Yuan must actually rely on part of the account to cheapen you, there is room for negotiation, and it is also a multi-directional benefit, even the original creditors benefit - after all, once the thunderstorm explodes, then the value of the debt will fall sharply.

If you can sell 90% now, you may get 40% in the future.

As for Yisheng Media's film and television, it is now famous for only making money and not losing, it is indeed something that can be considered, if Li Xianyun can be trusted, it is best to complete this investment by himself.

Hehe, it's still the same.

Then again, it's no wonder that you have this mentality to get things done.

Zhang Beihong looked at her suspiciously, "Should I believe you?" ”

Han Xinyu replied: "What you need to believe in is yourself." ”

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