In recent days, Shao Xi and Taihe Commercial Bank have been moving very frequently, after all, the recent turnover of money has to rely on Taihe Commercial Bank to help.

Today, Shopkeeper Cao suddenly sent someone to look for him, and I don't know what happened? Could it be that something is wrong with the money?

When Shao Xi and his buddies came to Taihe Commercial Bank, Shopkeeper Cao was waiting in front of the door. Seeing Shao Xi arrive, Shopkeeper Cao was overjoyed, and the two still went to Shopkeeper Cao's room after seeing the ceremony.

"The villain wants to congratulate Shao Gongzi, and now Shao Gongzi has made a lot of money!"

Shao Xi didn't react at once, now this bookstore has only been open for a few days, although the business is good, but it can't talk about how much money it has made, the shopkeeper Cao suddenly came up with such a sentence, I don't know what he meant? For a while, Shao Xi was stunned.

When Shopkeeper Cao saw Shao Xi's expression, he couldn't help but smile, and hurriedly explained to Shao Xi: "Childe has forgotten? More than a month ago, when Childe first arrived in Daliang City, he consigned a lot of Tianyan Stone, Yunxia Glass Beads and 'Fairy Tears' to me, and now these consignments have been sold, and the money has been credited to the account. ”

Shao Xi suddenly remembered that he had been so busy recently that he had forgotten such a big event. If all the things I consigned in Taihe Commercial Bank were sold, it would be a lot of income, but too many things had happened recently, and my mind was involved elsewhere, and I forgot about it, which is really confused.

Knowing in his heart that this must be a considerable amount of income, Shao Xi still couldn't help but ask curiously: "Since it has been sold in full, I don't know how much the sale proceeds are?" Just now, the shopkeeper Cao said that he made a lot of money, I don't know how big this one is? I'm looking forward to this, after all, it was all my family at the beginning! ”

After hearing this, Shopkeeper Cao raised his head and smiled, and said to Shao Xi with a little ridicule: "Gongzi is now an official residence of four products, and has cooperated with the royal family to open a paper mill, a printing room and a bookstore, although he does not dare to say that he is rich in the world, it can also be said that he is rich in Kyoto, and this money may not be worth mentioning in the eyes of Gongzi in the future, but since it was consigned by Gongzi to us, the proceeds from the sale should be handed over to Gongzi today." ”

As he spoke, Shopkeeper Cao turned around and took out a thick stack of silver tickets from the cabinet behind him and put them in front of Shao Xi.

"Shao Gongzi, here is all the income from the consignment sale of Gongzi with us, the specific unit price of each item, the combined price of a single item, the average price and the total price of all items sold are recorded on this document."

After speaking, Shopkeeper Cao handed over another slip recording the price, and Shao Xi took it in his hand and looked at it carefully.

The price of each single sale of Tianyan Stone, Glass Bead, and "Fairy Tears" is different, so it seems that it is of little significance, as long as you look at the average price of each.

In addition to the proceeds from the first sale that were taken away by Shao Xi, a total of 36 Tianyan stones were left on consignment in Taihe Commercial Bank, and the average price of each sold now is 70 gold, and all of them were sold for a total of 2,520 gold; There are four pairs of Yunxia glass beads, and the average selling price of each pair is 500 gold, totaling 2,000 gold; The two "Fairy Tears" were sold for an average of 900 gold each, for a total of 1,800 gold, and the total price of all the items sold was 6,320 gold.

Due to the letter from the previous big shopkeeper Zhang Huanzhi, all the consignment items were not commissioned, so all the 6,320 gold was handed over to Shao Xi.

After Shao Xi borrowed the 1,000 gold from the Taihe Commercial Bank last time, he still had 600 gold in his hand, because the purchase of the property and the purchase of slaves and maidservants were all paid by the Taihe Commercial Bank, Shao Xi had not even used up the 50 gold for this month, but he took out 100 gold for the redemption of the pawn and the advance of the workshop operation funds for the two masters, so the previous 600 gold is still holding more than 450 gold in his hand and has not been touched, plus now the 6,320 gold is a total of more than 6,770 gold.

What is this concept? Let's put it this way! The sum of the first-grade officials of the dynasty was only one hundred and sixty-eight taels of silver a year, and the converted silver in Shao Xi's hands was more than sixty-seven thousand seven hundred taels, which was more than five hundred taels more than the sum of the four hundred years of first-class officials, and he was a proper billionaire now. This is only a drop in the bucket compared to the income he will earn from opening bookstores in the entire Jingyuan Dynasty in the future.

So now think about the extravagant life of those dignitaries, eunuchs and merchants, and then think about the common people who work all year round for a few taels of broken silver, just to support their families, what a strong contrast and what a great irony!

Shao Xi is different from them in that all this money is earned by his own ability, not by scavenging the people's fat and ointment, and by fishing the people, so even if he spends it with peace of mind.

Looking at the large stack of silver tickets in front of him, Shao Xi was in a trance for a moment.

Now that he is both an official and a businessman, he holds a lot of silver in his hands, and he is doing business in cooperation with the royal family, isn't this the completion of the leap in class? Looking back, when I was a small security guard, I was made all kinds of difficulties by the small leaders above for a salary of 3,000 yuan a month.

But at this time, Shao Xi began to worry again, this person was worried when he had no money, and he would be worried when he had more money, what he was worried about was what he was doing with so much money?

Shao Xi didn't think about how luxurious he wanted to live, it was good if money was enough, too much of it became a burden, could it be piled up at home and count money every day to play?

Some people may think that they can use it to invest to make more money! But the question is what happens after making more money? Reinvest to make more money? If people are only busy for money in this life, then they have really become slaves of money?

Shao Xi likes money, especially like it! But he has not reached the point where he loves money like his life, as long as the money in his hand is enough, he feels that he should do something with the extra money.

Although he can do some good deeds, he will not blindly throw money everywhere, it is better to teach people to fish, it is better to teach people to fish, and it is better to help others solve long-term difficulties than to help others solve immediate difficulties.

So he plans to save this money first and keep it for some big things in the future.

Shopkeeper Cao seemed to have seen Shao Xi's thoughts at this moment, and suggested in a timely manner: "So much money is not enough to spend at home, it is better to exist in our Taihe Commercial Bank, we are involved in all walks of life in this Kyushu land, and the amount of silver turnover required on weekdays is very huge, if you only rely on your own bank funds will often be stretched, so we have set up a silver village for many years, and adopt the turnover method of silver loans. If you don't want to deposit, you can withdraw the principal at any time, and there will never be any arrears. ”

Shao Xi heard that there was such a good thing! Isn't this a bank? And the annual interest rate is still 10%! If the more than 6,000 gold is stored in Taihe Commercial Bank, there will be more than 600 gold in interest alone in a year, which is the rhythm of lying down to win!

"Shopkeeper Cao, in addition to the principal silver in this year, if the interest silver is not taken away at the end of the year, will it be credited to the principal silver of the next year?"

In fact, what Shao Xi wants to know is whether the calculation of this interest is simple interest or compound interest, if it can roll over the interest, he doesn't have to do anything for ten or eight years.

Shopkeeper Cao is so shrewd, Shao Xi knew what Shao Xi was thinking as soon as he opened his mouth to ask, but he still shook his head and said: "No, after the principal and interest are liquidated at the end of each year, the profit and silver will be calculated according to the original principal and silver again, and the resulting profit and silver will be kept by the bank until the prince comes to take it away." ”

"Oh, it turned out to be simple interest."

"The simple interest calculation in Childe's mouth can refer to the current settlement method of the bank?"

"That's right, it seems that your bank is still very shrewd! Such a small advantage can't be taken advantage of here, and it's really a careful calculation. ”

"Hahaha! Childe laughed, as Childe said, it is true that we can pay less money in this way, but the most important thing is that it can be much more convenient when calculating the plan. ”

Shopkeeper Cao paused slightly, and said to Shao Xi in a sincere tone: "With Gongzi's talents, he can earn huge profits in papermaking, printing, and opening a bookstore alone, and the money on hand at hand can be saved for emergency purposes in the future when he encounters difficulties." Childe, please rest assured, when the son needs to use this money, even if he catches up with the lack of bank funds, the villain will do everything possible to put it in the hands of the child, the son is kind to the big shopkeeper, and the villain has a relationship, the son can cast a peach, and the villain naturally knows how to repay it. ”

This is no longer simply to pull deposits for Taihe Commercial Bank, and Shopkeeper Cao can say this because he is also thinking for Shao Xi.

Such a large amount of money is deposited in Taihe Commercial Bank to make a profit every year, if Shao Xi is not short of money and put it there, if he really encounters something difficult one day, this money can indeed be used as a last emergency.

"So how much does Shopkeeper Cao think I should save? Do you want to deposit it all into your bank? ”

Shopkeeper Cao thought for a moment and replied: "Childe is now here for 6,320 gold, I believe that the 600 gold that Childe took before has not been spent, it is better to add another 180 gold to make up 6,500 gold, after all, Childe is doing such a big business now, how much money should be left in his hand for temporary turnover." ”

Shao Xi habitually put his thumb on his chin, and secretly calculated in his heart, more than 6,770 gold was deposited in Taihe Commercial Bank 6,500 gold, and he still had more than 270 gold in his hand. If you don't have any money, ask him for it.

Thinking of this, Shao Xi readily agreed.

Shopkeeper Cao hurriedly called the bookkeeper to count and check the silver bills, and then issued Shao Xi a special deposit slip of Taihe Commercial Bank, so as to prove the amount, date, profit and silver ratio of Shao Xi's deposit in Taihe Commercial Bank, and the promise that the bank could be taken at any time.

After the documents were opened, they were stamped with the seal of Taihe Commercial Bank and the private seal of Cao's shopkeeper and the account office.

Since this moment, Shao Xi has become one of the few wealthy people in Daliang City.