Chapter 323: Do you want to pay it back when you come out to mix?
The front hall was brightly lit, and the sound of cups and lamps was constantly being pushed.
Although Huang Yu, the fat president of the Guangdong Chamber of Commerce, faced the toasts of the people around him, he was also a shrewd businessman who watched and listened to all directions, so he successfully captured Liu Cunye's reaction.
It's just that he doesn't understand what Zhang Sui said, and he doesn't understand why Liu Cunye is suddenly afraid, and he always feels that there is an unknown secret here.
In fact, he still had a doubt in his heart, it was good that he didn't pay attention to Zhang Sui just now, but now after discovering that Zhang Sui was extraordinary, he suddenly realized that Zhang Sui, a foreign official, should not appear in the capital.
A table full of delicious food and wine was served one after another, making the people here eat to their heart's content.
Although this fellow villager meeting made Hanlin Xiu Liu Cunye unhappy, and everyone could see that Liu Cunye was hostile to Zhang Sui, it did not affect the overall atmosphere.
After being full of wine and food, Huang Yu picked up the wine glass and made a request: "Contemptible people are not talented, surnamed Huang, and a single name is Yu." Fortunately, with the blessing of my ancestors, I have accumulated a little family wealth in Beijing and Guangzhou over the years, but I don't want to sit and eat empty, so I want to seek a business route in the spring, so I also ask you to guide me! ”
"What's going on?"
"This Chairman Huang can be said to be the richest man in our Guangdong business community, but the years are not good!"
"I remember that he opened a pawnshop, and he once lent money to us in Guangdong, was the pawnshop closed?"
……
Zhang Sui turned his head and asked Zhang Hong about the situation, and after hearing a little bit of noise, he immediately made a bold guess based on his own memory.
Things are similar to what Zhang Sui guessed, Huang Yu can be said to be a victim of the imperial court's financial rectification.
The Jinyu Pawnshop founded by Huang Yu not only lent money to the people in Guangdong, but also contracted the Beijing debts of Guangdong officials, and many officials who were released to Guangdong borrowed from the Jinyu Pawnshop.
Due to the abundant funds and the support of people in the imperial court, he still eats black and white in Guangdong, so that he almost monopolizes the Beijing debts of Guangdong officials.
It is precisely because of Guangdong's income from Beijing bonds, and many Guangdong people have borrowed from him, so he has been living a good life in recent years.
It's just that there are unforeseen circumstances, and the Ming Dynasty ushered in the most courageous tyrant in history, and in the spring of last year, he rectified the financial situation and severely cracked down on usury.
Although Jinyu Pawnshop was not found to have harmed nature, after being rectified by the imperial court, its business plummeted. Due to the lack of efforts to obtain a financial license issued by the imperial court, Huang Yu's pawnshop is now closed.
"The pawnshop was indeed closed, but it didn't stop there! Chairman Huang's business sense is indeed very strong, last year's real estate in Beijing was very hot, and he made a lot of money by investing in real estate in Beijing, but now isn't the luxury tax introduced? Xu Hong added with a gloating look.
With the smallpox epidemic in the capital quickly brought under control, the imperial court has officially promulgated the latest extravagant tax to the two capitals and thirteen provinces after discussion at the highest meeting.
The extravagant tax hits the rich the hardest, starting with the clothing, food, housing and transportation of the rich, while the real estate is actually the most affected.
Last year, the group of people who were complacent because they joined hands to speculate on real estate in the capital for profit, with the official introduction of extravagant taxes by the imperial court, these people can be said to have suffered the consequences.
Now property prices in Beijing are not only falling, but these speculators are facing high luxury taxes.
Huang Yu, who has deep pockets, is one of the many victims, and he owns three mansions that have to pay extravagant taxes. Fortunately, the degree of his participation was not too deep, and the camel that starved to death was bigger than the horse, but it did not fall directly.
Now, through this fellow villagers' meeting, Huang Yu really wants to ask for help from the people present, especially the wise Cantonese officials, so as to seek a new way to make money.
The new Kegongshi and the unlisted Juzi who were present knew that they were a few pounds and taels, and immediately looked at the officials present silently, especially the star-studded champion who was holding the moon.
Although Liu Cunye is a typical mother's treasure man, he has already entered the court as an official after all, and he is also a Hanlin cultivator sought after by everyone, and he is also contaminated with maturity at the age of thirty.
"Huang Yuanwai, in my opinion, you should run your old business!"
"Sun Langzhong is right, if the capital is not good, why can you go back to Guangzhou!"
"No matter what you do for a living, you should operate with integrity, this is the way of Confucianism!"
……
The officials such as Lang Zhong and Liu Cunye of the Criminal Department appeared to be very enthusiastic, but most of the officials suggested that Huang Yu return to his old business, but they hoped that Huang Yu would return to Guangzhou to continue his money lending business.
"I won't come again next time!"
"Brother Zhang, why are you doing this?"
"A bunch of beam-jumping clowns are still extremely ignorant!"
……
Zhang Sui looked at the proposal of the people over there, and looked extremely disappointed in his heart, but he couldn't change the attribute of his poisonous tongue, and directly despised those enthusiastic officials.
Xu Hong has been in the capital for a long time, but he knows that these officials are short-sighted, but he has long been accustomed to seeing them, and he shook his head bitterly.
It is not surprising that Li Si, the secretary of the household department of the court, did not form the Guangdong Township Party, if he wanted to rely on these people to intervene in the court battle, he would only die a miserable death.
"Zhang Xunshi, what do you mean by this? Why did you shake your head just now? Liu Cunye has always paid attention to Zhang Sui, and immediately made a problem.
The officials of the Criminal Department Lang were naturally on Liu Cunye's side, and they immediately cast unkind glances, but they looked down on this small Liaodong Supervision Imperial History.
Zhang Sui took a sip of wine and said bluntly: "As the so-called food of the king and the worry of the king, as a Ming official, you are really worthy of Your Majesty for instigating Huang Yuanwai to return to his old business?" ”
"You don't have to make a big deal here, what does this have to do with Your Majesty?" A middle-aged official immediately questioned.
Zhang Sui put down the wine glass in his hand, and said to everyone's hostile eyes: "Your Majesty's financial rectification last year was to give the low-level people who were burdened with usury a way to live. Is there really a shortage of usury businessmen in Guangdong? ”
He didn't specifically target some, but he was very disappointed in these short-sighted officials.
The logic here is actually very simple, Huang Yu was engaged in usury before, and let him reopen the pawnshop is destined to be engaged in usury activities.
If Huang Yu is unwilling to operate a pawnshop honestly and compliantly in the capital, and now he is encouraged to return to Guangzhou to operate, it is just to give Guangzhou another powerful loan shark operator.
It is precisely because of this that there is one more veteran loan shark in Guangzhou, and at the worst, these officials are going against the will of the current saints, and even destroying the achievements of the imperial court in rectifying finance.
This......
The middle-aged official who had just questioned it quickly sorted out the logic and was speechless.
"Thank you for your advice, and thank you Zhang Yushi for reminding me, your opinions will definitely be carefully considered, I will punish myself for a cup first!" Huang Yu saw that there was another conflict, and hurriedly picked up his wine glass and stood up to make amends.
Zhang Sui looked at Huang Yu, who drank all the wine, but directly admonished: "Huang Yuanwai, if you can run a pawnshop honestly now, it's okay, but if you still want to run a pawnshop to make a lot of money, you still want to die early!" The court does not allow it, His Majesty does not allow it, and the official also opposes this phenomenon! ”
In fact, he is not speaking here tonight to specifically target Huang Yu. Because of his background at the bottom, he had witnessed the cruelty of loan sharks and the destruction of his neighbors' homes.
It is precisely in this way that he is in favor of His Majesty's financial rectification, and the dynasty of financial institutions grabbing the fruits of the people's hard work through high interest rates must not be long-lasting.
Xu Hong felt that Zhang Sui was too aggressive tonight, and couldn't help but turn his head to look at the bitter master Huang Yu.
"Thank you Zhang Yushi for the point, it's just that the contemptible person is short-sighted, but I don't know if you have a good proposal?" Huang Yu was not disgusted by Zhang Sui's domineering, and seemed to humbly seek advice.
"His mouth will only hurt people, how can there be any good proposal!" Liu Cunye rolled his eyes, looking sarcastic.
Zhang Sui met Huang Yu's humble gaze, and couldn't help but say softly in his heart: "Although the Shengshang has rectified the salt industry and the financial industry today, it has also prospered the textile industry, so in recent years, the textile workshops in the capital have gained a lot of benefits. And today, Zi Shengming, Huang Yuan wants to be rich and noble, as long as he follows His Majesty's will. In the future, don't always worry about the money bags of the people, it is the right way to benefit the country and the people. Although it has passed the golden age of the textile industry, the imperial court has always advocated the exchange of cotton cloth for overseas resources, and this year is the best period for trade in the South Seas. ”
Hey?
Xu Hong always felt that Zhang Sui was like a piece of wood, but after listening to Zhang Sui's words, he suddenly found that he still underestimated Zhang Sui's business wisdom.
This commercial analysis alone not only thoroughly understands the policies of the imperial court, but also points to the next opportunity for business to get rich.
Of course, going to Nanyang is an opportunity, but it also comes with great business risks, after all, it is a territory full of unknowns.
"Down to the South Seas?"
Huang Yu's expression was solemn, and he looked serious and thoughtful.
In fact, he has realized the problems of his own business, whether it is early finance or last year's real estate in Beijing, which is essentially a kind of commercial speculation.
Liu Cunye and others suggested that he return to Guangzhou City to resume his old business, and he also carefully considered the direction of finance, but he was not tempted from beginning to end.
As for the textile industry, he naturally still has the strength to build a factory, but he has indeed missed the best opportunity to build a factory. On the contrary, it was Zhang Sui who guided the ocean directly, which made him suddenly have a feeling of sudden enlightenment, and faintly saw a bright road.
Zhang Sui saw Huang Yu's reaction in his eyes, but he had already said it to this point, and it was up to him whether Huang Yu took the risk or not.
In fact, he is very much in favor of the current emperor's approach, and is silently leading these capitals to the sea, as for whether they can get rich or not, it depends on their creation.
After all, if a merchant wants to make huge profits, he will obediently go to the sea, and if he wants to squeeze profits from the pockets of the common people, there is only a dead end.
The Cantonese Association did not last long, some officials and scholars were already drunk, some were settled in the guild hall, some were sent home, and the rest dispersed.
Due to the postponement of this year's examination, the temple examination needs to be postponed accordingly.
Perhaps because Enke was just held last year, the attention of this year's palace exam is obviously lower, after all, the champion here is likely to be the loser last year.
This is true in many fields, often not how good the individual is, but by the favor of the goddess of luck.
It's just that in the Hongzhi Dynasty, it seems that the factor of luck is being squeezed out, and the officials who are reused are often capable ministers, not those who are favored by the goddess.
A few days later, Zhang Sui returned to the capital and the truth was revealed.
Just when many people were still confused about why Zhang Sui returned to Beijing, when they saw that another expatriate director of the Sixth Department was recalled, many people remembered last year's Xiao Chuanyu.
Xiyuan, this is now the real center of the Ming Dynasty.
History seems to repeat itself again, and the twelve newcomers to the officialdom have come to the gate of Xiyuan together again, but their identities are no longer the best new Kogongshi who came to participate in the small Chuanlu.
The champion Liu Cunye, Bangyan Qian Fu and Tanhua Jin Gui seemed to stand in front, but it had nothing to do with their rank, but the Hanlin officials have always been "superior".
Xu Hong and other nine officials almost all served in the Sixth Department, each of them had gained experience and growth, and was standing silently behind, looking at the Xiyuan Gate in front of them with respectful eyes.
It's just strange that each of them carries a wooden basin.
Liu Jin, who was wearing a bullfighting suit, walked out of it, and after confirming the identities of the twelve of them, he said lightly: "You all take the grass carp and go in with the miscellaneous family to face the saint!" ”
The one-year appointment has finally arrived, and Xiao Chuanyu's exam questions have ushered in the final chapter.
The three Hanlin officials who had just looked straight were suddenly like deflated balls, and Jin Guigang, the editor of Hanlin, wanted to be deflated, but quickly straightened his waist again.
The three of them chose to raise fish in person last year, but they successfully impressed the current saint, so they were given the fame of being a first-class jinshi.
It's just that in this short period of one year, some unpleasant things have happened.
Even though they use extra-large baths to raise fish, they need to change the water and feed them frequently, and the water change can easily infect the grass carp, so the grass carp cannot last for a year.
Faced with the constant situation, Liu Cunye wrote back to his hometown to ask his mother, but when the letter had just left the capital, the grass carp had already become a stinky fish.
Qian Fu is very free and easy, when the grass carp has not been completely cooled, he has already stewed the grass carp, and specially wrote a poem for the grass carp "The fish died and buried in my belly".
As for Jin Gui, when the grass carp was about to die, he handed it over to his servant to take care of it, and this grass carp was magically raised.
The nine people behind him had different expressions, some joyful and some sad. It's definitely not easy to keep a grass carp for a year.
Twelve people followed Liu Jin to the front of the Tingchao Pavilion, and then Liu Jin walked into the Tingchao Pavilion.
"Zhang Sui, your grass carp is so big, it can't be fake, right?"
"This fish is a whole lap bigger than my grass carp, which is obviously unreasonable!"
"How unreasonable? I often see grass carp much bigger than this one at the corner of the street! ”
……
Where there are people, there is right and wrong, because everyone is holding a wooden basin, who is big and who is small is simply clear at a glance, so Zhang Sui has become the focus of everyone's attention.
Xu Hong kept grass carp in the pond of his wife's back house, but found that it was much smaller than Zhang Sui's grass carp, so he couldn't help but ask suspiciously: "Zhang Sui, where do you raise grass carp, why are you so fat?" ”
"Grass carp should naturally be fed in the fish pond!" Zhang Sui responded as a matter of course.
Qian Fu has always been an arrogant and arrogant person, but he turned around and asked in confusion: "Fish pond? Where did the fish pond come from in this capital? Even if you had, you wouldn't be able to afford it, would you? ”
(End of chapter)