Chapter 0103 Raising Funds
The next day, after lunch.
Zhu Chengjun held a grand bond offering meeting in the yamen of the county government.
The wealthy people of Zhongli County who were invited to come gathered together.
Zhu Chengjun glanced at the person sitting in the corner whispering in a low voice, and then looked at the gentleman sitting at the front, they were obviously reluctant to come to the sale conference, but they couldn't erase their faces.
Seeing everyone's faces, Zhu Chengjun knew that these people didn't look at themselves at all, the county lord who was casually enshrined by the Mongols, since they didn't recognize the official, Zhu Chengjun couldn't shake the official authority, because it was useless to shake.
The bonds have not yet been sold, Zhu Chengjun is somewhat difficult to get by, today to persuade these people to invest is afraid that it is quite difficult, they do not recognize themselves as parents, and they are willing to look at their own fame to give a little thin face, presumably not to embarrass themselves too much, later the bonds are officially on sale, for the sake of the situation, they will more or less subscribe to some.
Zhu Chengjun noticed that many people who came to the door yesterday to ask for a project for him also came to enjoy the light today, and if anyone would embarrass themselves in the court, it must be this group of people. As long as someone takes the lead in sabotage, there will be people who are afraid that the world will not be chaotic and follow and trample.
Retracting his thoughts, Zhu Chengjun gave Shen Ze a look.
With Zhu Chengjun's instruction, Shen Ze came to the center, and after scanning half a circle, he said loudly: "Virtuous people from all walks of life, I can take the time to come to participate in the inauguration ceremony of Huitong Gold Bank today, and it is really an honor for Shen to be loved by you as a younger generation." Shen Ze immediately moved his eyes to Zhu Chengjun's location, and then said: "Huitong Gold Bank can be successfully established, indispensable to the strong support of Lord Zhu, and you are welcome to visit the bank in the future, the bank will pursue the established purpose, provide financial support for the commercial development of the county, and also establish long-term cooperation for everyone who has the ambition of business from all over the world." ”
Shen Ze said a lot, and everyone seemed to understand it, but they heard the words 'Huitong Gold Bank' in their hearts, and most of the people here were involved in business, and they were by no means shallow-minded...... The three hundred and sixty lines have heard of it, but it is the first time they have heard of the 'gold bank', and all of them here are well-informed, and it is not difficult to understand through the literal meaning.
Zhu Chengjun replaced Shen Ze in the center, and everyone looked surprised when Huitong Gold Bank announced its establishment, in their opinion, Huitong Gold Bank was just a money bank with a lost official background. Xindao: It seems that everyone's understanding of the financial industry is still very shallow, Zhu Chengjun bowed to the people present: "The county government has decided to expand the city and build roads, and you have learned about it, so I won't repeat it in the future, everyone gets straight to the point and gets straight to the point." ”
Zhu ...... Do you want us to fund the construction of the city? ”
"I also heard that Zhu Gongzi is going to expand the county tenfold on the original basis."
"The money it takes...... Oh, my God! How much does it cost! ”
…………
After a commotion, everyone quickly fell silent, and the crowd was immediately silent.
They all knew the financial situation of Zhongli County, and they couldn't afford to build a city at all.
Zhu Chengjun saw that everyone was silent, and immediately opened his mouth to break the silence: "Inviting everyone here this time is indeed as you think, yes, the county government hopes that everyone can contribute to the construction of the city." Zhu Chengjun immediately called Shen Ze to his side, and then said: "Everyone also knows the financial situation of this county, and it is tantamount to a fantasy to complete this huge project. However, in my opinion, this is not a fantasy, not only is it possible, but it will definitely be done! Do! ”
Seeing that everyone scoffed at each other and did not dare to hold out hope, Zhu Chengjun continued: "The construction funds for the construction of the city will be loaned by the county government to Huitong Gold Bank, with an installment loan of 15 million taels of silver...... Offset the principal and interest of the loan from Huitong Gold Bank. Do you still have any concerns about this? ”
Everyone looked at each other, and silently pulled the abacus beads in their hearts.
"My lord, please forgive me for taking the liberty of summoning us since Huitong Gold Bank has promised to take out a loan to build a city."
"With the county's financial revenue, it is simply unable to repay the loan, and all the results of this urban construction are in the hands of Huitong Gold Bank, so there is nothing to wait for in this calculation."
"What the shopkeeper said is extremely true!"
"If I am asked to wait to support the audience, we can be regarded as responding to the call of adults."
…………
All the benefits have been carved up before anyone knows about it, and there is no part of them at all, everyone doesn't want to continue to spend time with Zhu Chengjun here, and their thoughts have already drifted elsewhere.
"Be quiet, Zhu Gongzi hasn't finished speaking, you guys are shouting."
"That is, Zhu Gongzi summoned everyone here just to witness the establishment of Huitong Gold Bank?"
Zhu Chengjun glanced at the person who spoke up for himself, it was the retailer who cooperated with him to run the salt business, and Zhu Chengjun, the troublemaker who provoked everyone to leave, had a little impression of that person, he couldn't complete the project, and he actually came to smash my field, Zhu Chengjun secretly wrote down this group of people in his heart, and now it is not too late to take revenge in the future.
The person who took the lead saw that someone stood up to relieve Zhu Chengjun, for fear that everyone's eyes would notice him, and immediately put away the scorching arrogance that took the lead a moment ago.
Zhu Chengjun bowed slightly to the person who spoke up for his righteousness, and then said: "The county government is burdened with such a heavy debt, can't you still see the determination of this official to build a city?" ”
Everyone nodded, thoughtfully, borrowing fifteen million taels of silver to build a city, such a large amount of money, even when the imperial treasury was full, it would be very difficult to make such a decision.
Zhu Chengjun saw that everyone's worries were dispelled a lot, and he trusted himself a little more, and then said: "Since the county government has decided to take a loan from Huitong Gold Bank, the official just waits for the money to come in, and as for other miscellaneous matters, the official doesn't care." Today, Mr. Shen Ze of Huitong Gold Bank used the lobby of the county government to discuss with you, and the official was only responsible for summoning everyone to meet. ”
After the words fell, Zhu Chengjun turned around and walked to the back office.
Shen Ze stood in the position that Zhu Chengjun had stepped on and bowed to everyone, and said: "Ladies and gentlemen, Lord Zhu said very clearly just now, the bank only needs to provide loans, and the county government will organize manpower for the construction of the city. ”
The county government is in financial difficulties, and as we all know, it is incomprehensible that the county government would borrow such a huge amount of money from a newly established bank. Thinking of the relationship between Shen Ze and Zhu Chengjun, it is not difficult for everyone to understand that such a good thing will be spent in Huitong Jinxing.
"President Shen, I have a question below, and I hope to solve my doubts."
"Shopkeeper Zhou, but it doesn't hurt to say it, you must know everything below." Shen Ze raised his hand and made a gesture of please.
"You all know something about the county's finances, Zhongli County simply can't afford to repay the huge loan of fifteen million taels of silver, and even if you sell all the public property of Zhongli County, it is far from worth this amount. Governor Shen is willing to lend money to the county government to build a city knowing that the county is unable to repay, and he is clearly trading at a loss, so do you too? ”
Shen Ze looked at Shopkeeper Zhou and said: "Shopkeeper Zhou is worthy of doing money business, Zhouji Bank's business is quite similar to the business of Huitong Gold Bank, and from today onwards, you and I will be half of the same company." Shen Ze made a joke, and then said: "This account has naturally been calculated, and it is understandable that Shopkeeper Zhou has this question, after all, you are only based on the present, not looking at the problem with a strategic vision of development." Everyone is already familiar with the relationship between Shen and Lord Zhu, and how much profit the charcoal coupons and food stamps sold by Lord Zhu have created, and you must have calculated an account in your hearts. I have worked with Lord Zhu for a long time, and I can only look up to the mountains for my talent in Zhu, so I have absolute confidence in Zhongli County, which is in charge of Lord Zhu, and Zhongli County will create wealth far beyond your and my cognition under the leadership of Lord Zhu! ”
The name Zhu Chengjun appeared in their field of vision for only two months, and only with the two sharp weapons of charcoal coupons and food stamps, they have harvested wealth that they can't earn in their lifetime.
Since then, most people have completely dispelled their concerns.
"Governor Shen is going to reach out to us to borrow money?"
"Haha......"
Everyone knows the history of the Changxing ticket number, since it was able to issue carbon coupons and grain stamps in the past, everyone will not be surprised if they issue bonds now.
After everyone quieted down, Shen Ze said frankly: "It's okay for you to say that it's a loan, but it's more appropriate to use the following words to collect savings." ”
"Storage?" A flash of vigilance flashed in the eyes of Shopkeeper Zhou, and Huitong Gold Bank was indeed his peer enemy.
Shen Ze glanced at Shopkeeper Zhou lightly, and then said: "All of you here are rich and noble families with solid wealth, and it can be said that there is so much money that there is no place to put it. In times of uncertainty, not everyone can find the right investment, and you are all businessmen, and you know that once you let your money sit idle, you will not create wealth. ”
"Governor Shen is so right, if we deposit the silver in Huitong Gold Bank, we don't know how much interest is there?"
"The monthly interest rate is 6%, provided that you have to save for half a year."
Shopkeeper Zhou's face sank, this was grabbing food in front of him, and the interest he gave was only five percent.
Shen Ze saw that although everyone was willing to save money, they also had some concerns, and glanced at the people who were not easy to make a decision, Shen Ze said: "The county government is using a land mortgage this time, although it is also worth a lot of money, but compared with the loan principal of 15 million taels, it is far less than one-third, counting the interest, the county government needs to repay more than 30 million taels of silver, and it is no exaggeration to say that the real estate developed is owned by Huitong Gold Bank." With this asset as the backing, do you still have concerns about depositing your silver in Huitong Gold Bank? ”
Shen Ze saw that the look in everyone's eyes was a little more moved, and continued to add: "When Huitong Gold Bank receives a deposit, it will issue you a bond of the same denomination as the certificate of deposit, if the bank is unable to repay your principal and interest at that time, you can claim the corresponding value of real estate with the bond. ”
People know that it is inevitable for the county government to repay the principal and interest of the loan with real estate, so that the county government will only reap the beautiful image and political achievements in the end, and the actual benefits will eventually fall into the hands of Huitong Gold Bank. Nowadays, the interest rate offered by Huitong Gold Bank is so high that it must not be easy to repay the interest on their deposits, and the advantage of this is to prevent more built real estate from falling into the hands of more people.
Saying that, Shen Ze asked people to show the renderings of the county government after completion in front of everyone.
"This ...... Even Lin'an Mansion City is nothing more than that! ”
"If it can really be done...... The sky in Zhongli County is about to change! ”
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With multiple safeguards, everyone completely dispelled their concerns.
"I'll save 100,000 taels!"
"I, two hundred thousand!"
…………
People rushed to promise to deposit money into Huitong Gold Bank, and Shen Ze was suddenly busy.