The Qianzhuang business, which was first called the "Ziqian family", was recorded during the rebellion of the Seven Kingdoms of the Western Han Dynasty.

"Historical Records: The Biography of the Goods Colony" records: When the soldiers of the Seven Kingdoms of Wu and Chu rose, the Marquis of Chang'an followed the army and borrowed money, and the Ziqian family thought that the Hou Yi Kingdom was in the Guandong, and the success or failure of the Guandong was undecided. Only the Yan family donated a thousand gold loans, and the interest was even there. In March, Wu Chuping, one year old, was one year old, and the breath of the Yan family was even doubled, and he used this wealth to pass the middle.

It probably means that the liehou Fengjun in Chang'an City wanted to go to war in the army, but no one lent him usury, only the Wuyan clan was willing to lend him a thousand gold, and in the end the liehou Fengjun won a complete victory, and the Wuyan clan received ten times the interest of the principal, which was no less than the rich man in Guanzhong.

If you continue to trace it, most of the Ziqian family can be traced back to the pre-Qin and Warring States periods.

In the Eastern Han Dynasty, more and more people started the Ziqian family, which gradually evolved into the current Qian Village.

Whether it is the previous Ziqian family or the current money bank, they all make a living from usury, otherwise the management fee of saving money is not enough for the usual expenses, let alone profits.

However, once the loan shark is lent, it is inevitable that there will be bad debts, although it will be diluted by other debts collected, the whole is still profitable, but it still cannot withstand the run.

For the bank, once there is a run, bankruptcy and bankruptcy are only a matter of minutes, because there is not so much money in a short period of time.

But once you can't get the money, you can't gain trust, and it's easier to cause panic to spread, and more runs will break out.

In Su Che's previous life, even Silicon Valley Bank in the United States was still helpless after being run.

In order to cope with the run, banks are forced to sell more bonds, which incurs greater losses, creating a vicious cycle that crowds liquidity and eventually leads to the bank's eventual bankruptcy.

Even the world's leading banks can't afford to run on them, let alone these usurious banks.

It's a little funny to say, on the eve of the run, the bosses and shopkeepers of this group of money banks still got together and were discussing how to bankrupt Cheng Jin Bank, even if they were the Zhang family's money bank, they still couldn't let it go!

Some people propose to take the road of the government, let the government lead troops to raid Cheng Jin Qianzhuang, even if they can't get evidence of their crimes, they can also be repeatedly raided to find some subtle faults, anyway, the purpose is one, so that they can't do business well! Even if it's nitpicking, let them shed a layer of skin, and eventually have to close their doors or move somewhere else.

Some people also proposed to continue to spread rumors about Cheng Jin Qian Zhuang, so that they completely lost their credibility, and no one dared to go there to deposit money, so that Cheng Jin Qian Zhuang was only a matter of time before it went bankrupt.

Some people even proposed that they could buy off the rangers and let them unite with the guards of Cheng Jin Qianzhuang, and they should cooperate with each other to get all the money in their vaults, even if they can't get it away, if this happens, once there will be a second time, who would dare to save money on their side?

All in all, all kinds of yin tricks and bad moves, whether from the surface or secretly, if they don't put Cheng Jinqian Zhuang out of business, they will definitely not be able to sleep well.

There is no way, as long as Cheng Jin Qianzhuang continues to develop with interest-bearing deposits, it is asking for the lives of their group of old money banks!

Money is stored in the bank, who wants to continue to exist with them?

So this is an undying hatred, and one of the two sides must die before it can stop.

Under their promotion, there was a large-scale withdrawal of money in Cheng Jin Qian Village, which made them quite proud, and said with a smile: "This rumor is really convenient to use!" ”

And yet at this moment.

One after another, people came to report the situation.

These bosses didn't care about it, but when they heard it, their faces suddenly changed.

It turned out that among the many rumors, there was a new rumor, which was a rumor about their major money bank, which actually said that they took the depositor's money to Cheng Jin Qian Zhuang to save it just to eat interest!

Driven by their rumors, Cheng Jin Qian Zhuang no longer has any credibility at all.

And now, the major money banks have actually invested the depositors' money into it, so don't they all go into the water, and only a splash can be heard?

This group of depositors is naturally anxious.

You have to take your money out of the bank, but you can't throw it into the big pit of the bank!

Although most people don't believe that these money banks are really so stupid, but this kind of thing, it is better to believe it than not to believe it, if it really happens, then their money will be lost? Who would dare to gamble their net worth?

Therefore, many people believed this rumor and followed the trend to the major money banks and began to withdraw money.

Not only did there be a run on Chengjin Bank, but also the major banks, and the tide of runs intensified.

Because Cheng Jin Qian Zhuang deposited the money yesterday, it has not had time to spend it in turnover, let alone pay any interest, so it is easy to deal with this run.

But the major money banks don't have this kind of ability, and the loan sharks that are released out are not able to recover all of them in a short period of time, so how can they have the ability to deal with this run?

It is precisely because they realized the seriousness of the problem that the bosses and shopkeepers of these money banks scolded one by one:

"Would anyone really believe such outrageous rumors?"

"Don't these people have any brains? Can't you be a little assertive? Is it really the same as everyone else? ”

"This ridiculous rumor can actually cause a run???"

scolded in unison, and then the bosses of the money bank looked at each other, and instantly realized who did this!

The owner of Cheng Jin Qian Zhuang!

If not him, who else?

What a damn one!

Don't know about spreading rumors, is it a felony?

At this time, Zhao Junxian, the shopkeeper of Baofenglong Bank, stood up.

Although he is only the shopkeeper of Baofenglong Money Village in Nanyang County, not the boss of Bao Fenglong, Baofeng Long Money Village has many branches all over the country and is one of the few big money banks, so even if it is just a shopkeeper, there is still a lot of right to speak in this group of money owners.

Zhao Junxian said seriously: "Everyone, the more this time, the more we can't panic, we must not let the run happen, we must join forces to issue a statement, clarify the rumors, soothe people's hearts, and let them know that those rumors are this nothing, and we have not transferred the money to Cheng Jin Qian Zhuang at all!" ”

"In addition, although this is a crisis, it is also an opportunity, if the owner of Cheng Jin Qian Zhuang dares to spread this kind of rumor, then he must bear the price of spreading rumors!"

"We need to jointly declare that it was the rumors spread by the people of Cheng Jin Qian Village, and we have reported it to the official, and we will immediately arrest the proprietor and shopkeeper of Cheng Jin Qian Zhuang and lock them up for the crime of rumors!"

"So at this moment, we must let the prince be the master for us!"

"As long as the people of Cheng Jin Qianzhuang can be arrested for the crime of rumors, even if it is not the young master of the Zhang family who is arrested, but their shopkeeper, no matter who it is, our run on this time will be settled."

"What do you think?"

After these words, the bosses of the money bank, who were still a little flustered, instantly calmed down and said happily: "Good! ”

"This is a great good! It's a win-win! ”

"Brother Junxian is really resourceful, he is our Dinghai Divine Needle!"

"I have a friendship with Taishou Gaijun, I can talk to him for a thing or two!"

"I also have some friendship with Fujun, and I can also say a thing or two!"

"All of you! Let the prince be our master! ”

Soon, this group of money village owners jointly went to see Nanyang County Taishou Gaisheng, and at the same time, through rumors from his subordinates, they said that they did not go to Cheng Jin Qian Zhuang to deposit money at all, and they had already gone to see Taishou at this moment, and they wanted to arrest Cheng Jin Qian Zhuang and the people who spread rumors!

The news also reached the ears of the shopkeeper of Cheng Jin Qianzhuang, and Ji Renyong came to Su Che in a panic, explaining the seriousness of the matter.

Su Che didn't panic at all, he said calmly: "Don't worry, Taishou hasn't settled accounts with this group of people, but they went to find Taishou, isn't this self-dragging?" ”

Ji Renyong was stunned for a moment, and asked strangely: "Why does Taishou want to settle accounts with this group of people?" ”

"Because they framed us Cheng Jin Qian Zhuang first." Su Che said as a matter of course.

"Huh??" Ji Renyong was stunned.