A month has passed in a blink of an eye, and the original run on the bank has passed.

Since the government took over the business of Qianzhuang, it directly used the means of the government to force loans, and I don't know how many families have been ruined.

As the saying goes, bandits are like combs, soldiers are like grates, and officials are like shavings.

The methods of the officials and lords are much more powerful than those debt collectors in the people.

For a time, the people of Nanyang County were boiling and complaining.

But the reputation of the prince of the palace is getting better and better, and many people sing praises for him, write books and speak, and praise him, which is simply not too much.

Gai Sheng's virtuous name soon spread to the county next door, and even the imperial capital Luoyang could hear the voice of praising the virtuous county guarding Gai Sheng.

After Emperor Liu Hong heard the news, he praised Gai Sheng and praised him as: a capable minister who rules the world!

When Gai Sheng heard the news, he was grateful, and he couldn't wait to leave for the imperial capital to talk to Liu Hong at night and tell him about his loyalty.

The reason for this situation is also very simple, because those who borrow money from the bank are poor, and if they are not desperate, who wants to borrow usury?

And those who can save money in the money bank are basically rich people, either gentry and landlords, or big businessmen, or wealthy families, and there is so much money that there is no place to put it, or it is convenient to do business, so they are saved in the bank.

This group of people has the right to speak locally, and Gai Sheng is willing to take over the major money banks, and use the means of the government to chase loans and repay their savings, and isn't this a manifestation of wisdom?

So they sing the praises of it, no problem!

It's ironic, but it's also true.

And Su Che also understood that when the situation became like this, he also had to bear part of the responsibility, and he indirectly led to such a consequence, as the so-called: "I don't kill Beren, but Beren died because of me." ”

It is a true portrayal of this moment.

Su Che is not one of those people who like to be pretentious, what he can do is just do better.

After the old money bank died, Cheng Jin money bank, as a new money bank, was no longer a usury business, but should be a low loan shark.

The interest rate of Cheng Jin Zhuang's loan is very low, only one and a half percent of the principal is paid as interest a year, that is, 15% of the annual interest rate, and the money lent out is also very limited - the goal is very clear, this is a loan for ordinary people.

So even if someone with a bad heart wants to borrow money and lend, it is basically impossible.

Such loan interest, even in modern times, is not usury.

The borrowing of some software is higher than this.

The definition of usury in the market is more than 36% to be usury.

The 15% interest on the loan was unimaginable in ancient times.

If it weren't for the return of nine out of thirteen one by one, there would not be so many people ruined, let alone so many land annexations.

If a few days ago, Su Che dared to borrow such a low interest, those landlords and old wealth, and the big families would rise up and besiege it, desperately trying to disrupt your business.

How can we lend money with such a low loan? Isn't this disrupting the market?

This is a malicious low loan!

But after the dozens of money banks were destroyed by Su Che, this formed a deterrent, and for a while, no one dared to do anything to him.

They had no choice but to do everything they could to prevent their hired peasants from leaving the village to borrow money from other places.

In addition, Su Che also gave the guys in Qianzhuang very good treatment, and the salary level was far beyond the average, which would also be attacked by the group - you give such a good treatment, isn't this a malicious salary increase? It is also to disrupt the market, so that everyone can not do business well!

It is worth mentioning that in order to face the increasingly enthusiastic market demand, when Su Che's Cheng Jin Qian Zhuang opened more than a dozen branch money houses in Nanyang County, it was inevitable to recruit employees and shopkeepers from the old money bank.

When they saw these behaviors of Cheng Jin Qianzhuang, they couldn't understand it, and they suggested that Su Che raise the interest rate of the loan, and the interest rate of one and a half percent a year was too low!

With such a low interest, how can the money bank still make a profit?

After Su Che heard these people's suggestions, he couldn't laugh or cry for a while, these employees themselves are all from poor families, even if the interest rate of the money bank's usury is high, they don't have a share, but they can completely stand on the side of the money village boss to think about the problem, and try their best to squeeze those who are also from poor backgrounds.

Su Che didn't say anything, just refused their request, and told them that Cheng Jin Qian Zhuang did not rely on these loans to make profits, and mainly relied on commercial banks to make money by doing business, so they didn't need to worry about Cheng Jin Qian Zhuang's profitability, just do their own thing.

And with the opening of Cheng Jin Qian Zhuang for a month, among the first batch of people who saved money, they only saved for a month, and they came to Cheng Jin Qian Zhuang with great expectations, and they wanted to take out the money they had saved with interest.

If you just save it for a month, the interest is not high, but these interest money, in their opinion, are all money taken for nothing, and they don't have to bother borrowing at all, and then bother to recover it, and you can get the interest while lying down, there is nothing more comfortable than this.

Soon, when they successfully withdrew their principal and interest, the moment they saw the interest money, the group of people was excited.

"What interest!"

"This Cheng Jin Qian Zhuang really gives interest!"

"Haha, there's really interest!"

Although Cheng Jin Qian Zhuang has interest on depositing money, this is something that he knew a month ago, but the moment he saw the interest money with his own eyes, this group of people was inevitably excited.

Some people happily took the money home with interest, preached it everywhere, and showed it when they met people.

There are also people who still want to deposit again and continue to eat interest, but unfortunately they were told by Cheng Jin Qian Zhuang that the deposit has been used up, and Cheng Jin Qian Zhuang does not accept deposits for the time being, so they wait for the next batch of deposits to come out.

This kind of answer made them regret it very much, they knew that they could really have interest, and they saved it for a longer time last time, and the interest would be more, and they were also thinking that when the next batch of deposits of Cheng Jin Qian Zhuang came out, they must save more and save a little longer!

The news of taking out the interest from Cheng Jin Qian Zhuang spread quickly, one to ten, ten to hundred, and gradually spread throughout Nanyang County, making Cheng Jin Qian Zhuang, a name that gradually disappeared from people's field of vision, active again, and the voice of discussion became more and more.

Many people who deposited money before and took out the money the next day are called regretful, eager to slap themselves, and scolded when they saw their wives: "Why did I listen to your ruined girl, what Cheng Jin Qian Zhuang is a lie, and now people take out the money with interest, how much money have I lost!" ”

And the person who didn't take out the money, that is called a smug, began to make all kinds of high-profile announcements about his deposit in Cheng Jin Qian Bank, and he could lie down and get interest, which was not too comfortable.

In the end, even Zhang Zonghan, who had just come back, came to Su Che in person and asked, "What's going on with your money bank?" Why do so many people ask me if you still have any savings in this bank, and can you go a way and deposit it in your bank? ”