37 Loan Planning
When the direction was decided, all the company's business entered the normal development, after Red Bull opened the American market, orders began to rise rapidly, so much that everyone including Chen Zhiwen was shocked, many supermarkets in the United States are urging to ask for goods, and later from the feedback from the United States to know, the advertising is indeed very effective, many people read the advertisement in the supermarket and bought a bottle, but after drinking, it was found that the effect is really good, no matter how tired, after a small bottle down, suddenly refreshed.
In the United States in the 70s, there were too many young people who stayed up late, from college to social youth, they all liked to mix time in bars, generally the later the better, regardless of whether they drank or not, people would always be sleepy late at night, and it would be cool to have a bottle of Red Bull at this time.
The same needs are naturally for jobs that require staying awake at night, and Red Bull is no less effective than coffee, which can only be used for a few occasions, and Red Bull has few restrictions.
A large number of orders, so that the entire Red Bull factory also began to 24 hours a day three shifts, from the situation in the United States, we know that the current channel laying has just begun, if nothing else, the demand will be greater, not to mention that there is another huge European market waiting to be developed, Chen Zhiwen also agreed to introduce ten latest beverage production lines from RB.
Fortunately, the beverage production line is not a heavy industry, and the 12-storey industrial office building can bear their weight, so you don't have to worry about the factory in the short term.
The production of Midea's factory is also on track, Lei Shengli once again recruited more than a dozen salespeople to send to the Middle East, and also recruited some translators locally, but fortunately, Chinese are everywhere in the world, otherwise there are few people in Hong Kong who know Arabic.
Electrical companies in Europe, the United States and Japan are also making every effort to enter the market in the Middle East, but it is difficult to meet such a large blank market in the short term, and they are positioned very high-end, all of them want to be able to slaughter this group of new tyrants in the Middle East, therefore, the price of the United States is very competitive in the Middle East, and some dealers in the Middle East are also happy to buy cheaper electrical appliances, who will be afraid of more money?
On the other hand, the production line of the motor is also imported from RB, but it still needs to wait a few months to arrive in Hong Kong, which is also the most troublesome place in the local manufacturing industry chain, not to mention a production line, sometimes lack of accessories, must be imported from abroad, the customs on both sides of the toss, the speed may also take half a month, which greatly affects the production efficiency, and is also one of the fundamental reasons why it is difficult to develop industry in areas with incomplete supply chains.
The radio business is quite normal, in July 1974, finally won the approval of Toyota Motor Corporation, relying on almost a loss-making price, the United States finally entered the auto parts industry, this is a very good start, Chen Zhiwen knows that civilian radio is basically completely sluggish after ten years, and black and white TVs in Southeast Asia are now very popular, in the case of choice, who likes radio?
As for the mainland, in the 80s, the radio market was indeed very large, but foreign capital could not have this opportunity, the purpose of the initial reform and opening up was to earn foreign exchange, and foreign capital wanted to earn foreign exchange in the mainland? That's a dream! As for the 90s, when the state relaxed restrictions on the mainland market, at that time, it was basically the world of television.
The automotive industry is different, even if it is a developed country abroad, the car radio has at least 30 years of life, even if it is the central control system after 30 years, it can also be transformed into production at that time, the future of the world's top 500, the auto parts industry can be a lot, this market is very large, the car radio business is just the beginning.
On the financial business side, in the assets of HSBC, Chen Zhiwen entrusted HSBC's Victory to acquire industrial office buildings in the market, and the loan was also HSBC, and now the international market demand is still affected by the oil crisis, and the Hong Kong industry has not received many orders, which naturally led to the collapse of industrial office prices, and Tori easily received several industrial office buildings with good locations and some independent industrial office properties.
After getting Dolly to negotiate the price, Chen Zhiwen signed after approval, which is the general process.
"Chen Sheng, the price of these three industrial office buildings is 75 million Hong Kong dollars, and you need a principal of 20 million here, and the rest can be taken from HSBC's loan." Lu Weichun, the commercial representative of Dolly, respectfully handed over the documents in his hand.
"In terms of principal, can't it be lowered a little more? Terrestrial, for example, 10 million Hong Kong dollars? Chen Zhiwen took the document and took a look at it, before he was ready to sign the purchase document, he had already obtained the relevant information, the area, location, infrastructure status, current tenant information, annual rental income, etc., today is just to complete the last process.
Of course, this final process is only for Chen Zhiwen himself, in fact, Galaxy's administrative and legal departments have been tracking the acquisition of Dolly, from the selection of objects, price negotiation, price evaluation and follow-up acquisition process tracking, even if he cooperates with HSBC, Chen Zhiwen will ask for all-round supervision, and each acquisition will also invite a third-party audit company to review.
"Chen Sheng said with a smile, HSBC's normal loan ratio is at most 3:7, and it is still a special time for the real estate industry, and it is very good for ordinary real estate companies to get a 5:5 loan, and besides, your side is actually more than 3:7." Lu Weichun explained not politely.
"That's a pity, I would have liked to buy more properties." Chen Zhiwen sighed and shook his head and said.
"Chen Sheng, HSBC is not a small bank, all loan processes are restricted, unless the senior class nods, otherwise it is difficult to do what you want." Lu Weichun said.
"How can a small bank in Hong Kong do this?" Chen Zhiwen pretended to ask casually.
"Yes, if Chen Sheng is interested, I can introduce it, but the risk of doing so is very high, so the interest will be relatively high." Lu Weichun said quietly.
"High interest is not a problem, I can agree." Chen Zhiwen nodded and said, after two or three years, the price of industrial real estate can be doubled, and how much interest can be paid, in fact, he has tried to contact some small banks before, but Chen Zhiwen does not have a strong industry, nor does he have a rich business history, and the only Hilton hotel building is not under his control, and it is also mortgaged to HSBC.
"Okay, then I'll contact a few of my friends, and I'll let you know if there's any news." Lu Weichun said.