Youde took a sip of Budweiser beer and said: "As long as Chen Sheng can take over Hisense Bank and solve the immediate problem without the support of the Hong Kong government, then, I can provide 3 years of tax deduction and exemption, 3 percent, how, this is equivalent to a year, Hisense Bank does not need to pay taxes!" ”

Although the current situation of Hisense Bank has not yet reached the state of festering,But the bank run crisis is like a forest fire,If you don't put out it in the early stage,You will need to pay ten times or more in the future,Now,He has just succeeded as the governor of Hong Kong,This kind of thing happened,He has enough experience in governing He knows,This matter must be extinguished immediately。

But the opposition within the Hong Kong government is very serious, many people are a faction, but no matter what the situation will be in the future, they just think that there will be big problems under the management of their political enemies, so that they can get the right to speak for themselves, and Hong Kong's quasi-central bank HSBC, Shen Bi has made it clear that he refuses to participate in this matter, Standard Chartered thinks that Hisense is too large, they can't afford to eat, and if there is no choice, Youde can only find Chen Zhiwen, who has just been recognized by "Fortune" as the richest Chinese in the world, and the whole of Hong Kong at present, Only he has the ability to solve this problem.

"Such conditions are very good, but the transaction price has not come out yet, and I can't make any promises." Chen Zhiwen replied politely.

Hisense's mess now,In fact, it is more serious than when Hang Seng Bank was acquired by HSBC,Although the scale of Hang Seng Bank has always been larger than Hisense,But in the 60s,The so-called Chinese bank,Compared with HSBC,The gap is completely exponential,HSBC at that time,It can be said that saving Hang Seng is easy,But now,If you want to be Hisense,I'm afraid you have to pay a certain price。

And Shen Bi is currently obsessively pursuing, but HSBC's internationalization, in the case of Hang Seng Bank, the acquisition of a Chinese bank will not help HSBC's business in Hong Kong, in this case, Chen Zhiwen also guessed that HSBC will not help, because in the original history of 1985, Hisense was also taken over by the Hong Kong government, not HSBC.

"Of course, if the price is concerned, you negotiate with the board of directors of Hisense Bank, and I think they are very willing to reach an agreement with you quickly, because one day a night, the run on Hisense Bank will only be more serious, but relatively speaking, there are too many runs, and Mr. Chen, the more problems you may face after taking over the bank, so I hope you can find a balance, my request, is that the run incident cannot affect other banks and financial companies." Youde said.

As the Governor of Hong Kong, he doesn't care who buys the bank, but if the bank run spreads and causes big social and economic problems in Hong Kong, it will be a black spot on his resume.

"No problem, I will definitely ensure this balance, Mr. Governor rest assured." Chen Zhiwen promised.

The current situation is arranged by Chen Zhiwen from beginning to end, from the very beginning of the report, to the later promotion of the run, and the report of Ye Zhuangling's assistant, which is to suppress the stock price of Hisense Bank step by step and minimize its acquisition costs.

At the same time, if it is not revealed in advance, the future social losses in Hong Kong will be even greater, and a large number of ordinary people may go bankrupt, and he can take advantage of this opportunity to buy a bank worth billions of deposits of more than 10 billion Hong Kong dollars at a low price, and at the same time, it can also ensure that the interests of ordinary people who deposit will not be damaged, or the losses are very small, and the Hong Kong government will not need to pay a lot of financial revenue to wipe the ass for this matter in the future.

Kill three birds with one stone, the only thing to lose is the board of directors of Hisense Bank, this group of people is likely to go in anyway, and they deserve it.

"Okay, hopefully in the future, we can work together like this." Youde raised his glass and said with a smile.

As the Governor of Hong Kong, although he has a lot of power, there are also many restrictions, especially when it involves a large amount of money, and he also needs to rely on the local super-rich when the fiscal revenue does not allow.

And HSBC, Jardine Matheson, these consortia, although they also give him face as the new governor, but it is naturally better to have one more person who can help, not to mention, Chen Zhiwen's financial resources are obviously stronger than Jardine Matheson, and he may not be able to compare with HSBC, but HSBC is a bank, and funds cannot be used casually.

Not to mention, in the whole of Hong Kong, the employment directly or indirectly controlled by Chen Zhiwen is as high as 5-100,000, and the influence is so great that the Hong Kong Governor's Office also has to give three points of face, which is also what Governor MacLehose said to him before.

"No problem, as long as Mr. Governor has a request, if my side can do it, I will definitely cooperate." Chen Zhiwen said with a smile.

……

After returning to the Galaxy Building, Chen Zhiwen called Li Haonan and informed him of the verbal agreement reached by the Governor of Youde.

This kind of thing will not leave documentary evidence, and the Hong Kong governor is not a fool, this kind of transaction may leave a handle for his political enemies in the future, and Chen Zhiwen is the same, there is no need to leave written evidence.

"Since the Hong Kong Governor has stated that he will not interfere, as long as we control the run, we can buy Hisense Bank at the lowest price!" Li Haonan said.

"Then talk to the board of directors of Hisense Bank, shall we?" Chen Zhiwen nodded, and asked again: "The people on their board of directors won't all go in, right?" ”

Hisense Bank's biggest problem now,No money is just one of them,More importantly, depositors have no confidence in it,They are afraid that their deposits are gone,In the case of not being able to restore confidence,Even if you give another billion,It's not enough to run,Similar things in previous years,It's the Hong Kong government or HSBC to come forward,In order to calm the scene,And if it's a smaller bank,Standard Chartered this level is OK。

But now, only Chen Zhiwen, known as the richest Chinese in the world, is willing to come forward.

After coming forward,Chen Zhiwen's influence in Hong Kong、Financial resources need to be used to suppress the run boom,Once the run is over,The real loss of Hisense Bank60 million US dollars,In fact, Hisense can handle it itself! This loss is naturally borne by the current shareholders of Hisense Bank, and Chen Zhiwen's acquisition will only be much lower than this theoretical value.

Any bank run is the biggest risk, everything has advantages and disadvantages, and it is necessary to face this risk while having great influence, which is why Chen Zhiwen did not become a bank in the morning. When other businesses have not yet been counted as a firm foothold, there is no need to meddle in the bank, especially in the early days, real estate companies need to rely on other banks, once they have a bank, they will become competitors with others, and now their own industry scale is stable and large, and reinvesting in banks seems to be natural.

Another point, the operation of the bank, mainly rely on trust, in their early popularity is not enough, even if the bank is operated, it may not be able to achieve much, and now once the new bank, most people will probably have confidence in the bank, so that you can get enough customers and deposit funds in a short time, etc., in this way, in fact, there is not much difference between early entry into the banking field and late entry, and the real time for the banking business to take off is also in a few years.

"I was arrested before, but they didn't defraud directly, although a lot of money was involved, but the crime of covering up itself was not very big, and it was related and rich, and I applied for bail on the day I went in, and the Hong Kong government only restricted them from leaving Hong Kong, and Huang Changzan called me yesterday." Li Haonan said.

"It's good to have money." Chen Zhiwen nodded and said: "Then let's talk about it, Hisense Bank is now a lost dog, give them a meaning, just let them go, what I need is a comprehensive acquisition." ”

"Okay, no problem." Li Haonan nodded and said.

On May 25, in a high-level conference room of the Hong Kong Hilton Hotel, Li Haonan came here with several legal and commercial staff, as well as several senior executives and shareholders of Hisense Bank.

"Huang Sheng, please sit down." Li Haonan politely signaled.

"Thank you." Huang Changzan and a group of people from Hisense Bank are also in place.

There wasn't much useless nonsense, the two sides went straight to the point, and after some discussion, Li Haonan quoted his price: 300 million Hong Kong dollars.

Huang Changzan and the others had dark faces, and said: "Li Sheng, although our Hisense Bank is now in crisis, it is also the third largest bank in Hong Kong before, and the entire bank has a large number of high-quality assets, professionals and various businesses, even if it is run on now, it should not only be worth 300 million, not to mention, just the headquarters building and some bank branch properties held by our Hisense Bank, according to the current value is more than 300 million." ”

Several people around Huang Changzan also agreed, not to mention virtual assets, even Hisense Development's self-built properties in Hong Kong for decades, not only 300 million Hong Kong dollars.

"It used to be before, it didn't make sense to say before, our boss's company, a few years ago in Hong Kong was not well-known, the past of Hisense Bank, it is also the past, I want to buy the current Hisense Bank, as for the run, it is also a problem we need to consider." Li Haonan said: "The depositors of the bank,It is a debt,Now a large number of creditors are asking for debts,Hisense can't come up with enough funds,In this case,The capital chain is equivalent to being broken,After we take over,It takes a lot of money to recover。

As for the various assets you mentioned, whether they are virtual or real, the premise of their existence is that Hisense Bank can survive, otherwise, all employees will leave, and those properties will also be auctioned, depending on the current run, these properties are not enough to sell, I think there should be shareholders of Hisense Bank present, right? If Hisense is really run out and bankrupt,Then not only will you not get a penny,You also have to bear a certain responsibility,I'm afraid there will be a lot of debts at that time, right? And now, if you promise us, at least you can get a little bit back. ”

Hong Kong companies,Most of them are limited liability companies,That is, if it goes bankrupt,Then the original shareholders need to be liable within a certain range,That is to say,Hisense is bankrupt,Then the major shareholders need to continue to accompany the money。

"The run will indeed make Hisense a big problem, but if you acquire,With Chen Sheng's fame,The run will stop immediately,And a large amount of money from the previous run,Instead, it lost interest,These are also the bank's gains,On the whole,In addition to the loss of 60 million US dollars,If Chen Sheng buys Hisense,It is completely a complete bank with a scale of more than 10 billion,This kind of bank,Under normal circumstances,There is no four or five billion Hong Kong dollars,It is impossible to acquire。 Huang Changzan said.

“so？ So what? Li Haonan shrugged and said.

"Chen Sheng can be said to have picked up a big bank in Hong Kong for nothing, and only gave 300 million, which is too little, right? We have discussed before we came, and our offer is 800 million Hong Kong dollars, and we also asked Li Sheng to tell Chen Sheng. Huang Changzan said.

Li Haonan smiled and said: "Huang Sheng, you don't seem to understand the current situation, if we buy Hisense, we can indeed suppress the run, but it can only be suppressed by relying on the fame of our boss, you don't think this is worthless, right?" How much money do you have to buy our boss's promise? ”

"I understand what Li Sheng means, but Hisense's current situation,It is also a way for Chen Sheng to acquire a bank at the lowest cost,If you miss this opportunity,You have to pay a high price。 Huang Changzan paused and said.

"Yes, but if you don't sell it today, when you are run on and bankrupt, the Hong Kong government will inevitably need to take over this mess in person, and we can get everything we need from the Hong Kong government at that time, but, you? What will be the end, you know for yourselves. Li Haonan said with a light smile.

This is indeed a method, but in this case, the problem caused by the run will be very big, and it is estimated that your side will have to spend a lot of energy and time to deal with this mess in the future, and at the same time, your own boss also promised the Hong Kong Governor to control the run within the scope of Hisense Bank, and it is best to make the scale as small as possible.

"As for the price, can you negotiate it again?" Huang Changzan glanced at the others, and knew that there was nothing he could do on his side, and the other party was obviously determined to eat himself.

"You can go back and discuss, but I can wait for you, but the depositors outside can't wait, the more it drags on, the more damage will be caused by the run on Hisense Bank, maybe in two days, we won't even give 300 million." Li Haonan said calmly.

"Okay, I'll let Li Sheng know as soon as possible." Huang Changzan agreed, and he also knew that time was running out now.

The next day, Li Haonan got an affirmative reply from Huang Changzan, obviously they discussed overnight, and in the end, in the absence of a choice, they could only sell the entire bank cheaply, otherwise, under the run, there was only one way to go to prison for bankruptcy debts.

After informing the boss, Li Haonan immediately held a press conference, and Hisense Bank was officially acquired by Mr. Chen Zhiwen, the richest man in China, and became an independent company under it.

When the news came out, all the depositors who were preparing to withdraw their money were stunned.

(End of chapter)