445 It is your own interests that matter

"Yes, the current Jardine Land is impossible to break from the outside, only internal problems, detonating the entire barrel of explosives, we have a chance." Chen Zhiwen said.

Another way is to forcibly trigger the takeover offer, but before it is triggered, Chen Zhiwen's actions will definitely be known to the public, and the Hongkong Land stock can be speculated to the sky, and then trigger the takeover offer at this time, the price will be so great that all the profits that may be made from gold futures must be invested.

Although Hongkong Land is valuable, it is not so valuable, and in doing so, it is estimated that Hongkong Land shareholders and shareholders will be able to laugh and die happily, and he will become the biggest wronged boss in global history.

The Hong Kong government's change in the takeover offer is essentially to protect the large British-funded foreign firms, and this law will lead to a sharp increase in the cost of acquisition, so that the acquirer will not be able to make a profit, and can only exit. Of course, this can only protect those consortia that are controlled by major shareholders, such as CLP Power and HK Electric, no matter how much the Hong Kong government protects, it can't withstand the complete absence of major shareholders, and it is eventually acquired by the Chinese.

And the current Yizhi mutual control is a trick that Jardine Matheson came up with when it had no money to increase the capital of its own group, and Jardine and Hongkong exchanged shares with each other, each holding 35% of the other party's shares, which suddenly locked the possibility of others acquiring, and the cost was almost 0, anyway, it was all the money of its own group. Coupled with the strong capital of Jardine Matheson and Landmark Group, even Chen Zhiwen is helpless against it.

However, if Hongkong Land is detonated by the debt crisis, the impact on Hong Kong's economy may be far greater than that of Hutchison Group a few years ago, and it will be an all-round economic devastating blow.

"Okay, in that case, the matter of buying the top management of Hongkong Land will be handed over to me, in fact, I have some contacts with some of them in recent years, and I have obtained some information, but it is not very important, and they dare not really sell the core information." Zhou Jiayang said.

This is actually very common between large companies, there are a lot of commercial espionage in the same industry, but there are also two kinds, one is in the real sense, stealing company information, and the other is to reveal a little important news, which will not cause direct damage to the company, but competitors have a little effect, and at the same time they can also get some benefits, the safest thing is because it will not cause any direct losses, so even if it is discovered, it cannot be called to the police, and there is no police investigation, and unofficial people can not find any evidence at all, This is also a legal risk consideration.

"I know these people, we don't need them to report the information to us, just report it directly to the Independent Commission Against Corruption or the China Banking Regulatory Bureau, as for the benefits, through overseas bank transactions, don't associate with us." Chen Zhiwen also understands what kind of people Zhou Jiayang is talking about, but he also doesn't want his company to get into a legal dispute over commercial espionage, and if someone reports it to the government, it can only be said to be an internal report.

"I understand this,Then wait until I find the right person or a few people together,Then Hisense will start to communicate with Hongkong Land,Ask for an audit! In this way, if my people can participate in it, as long as they get the evidence, the land will be controlled by us. Zhou Jiayang said with a smile.

"That's pretty much it, there must be evidence in hand, otherwise, the money can't be borrowed." Chen Zhiwen nodded and said.

Everyone talks about business rules, the bank's money is lent out, there is no sufficient reason, it is not possible to collect debts, such as the other party can collect debts if they do not repay the money within the provisions of the contract. But first gave 3 billion to others, even if the interest is high, 5 years to pay off, a month only needs to pay off less than 100 million, 3 billion cash even if part of the project is used, the rest is enough to pay back a long time, and the land of this kind of company, the rental yield is very high, once the gap is filled, it may be able to last until the end of the real estate crisis, when the house price rises and the rent rises, the bank will not be as strong as it is today.

However, if it can be proved that the other party provided false data during the lending process, then there is enough legal reason to collect the debt.

As for whether Hongkong Land will be fraudulent? Don't even think about it, if you don't cheat, you can get a loan, what else do they want Chen Zhiwen to do? .

In fact, Chen Zhiwen's original idea was that if Hongkong Land borrowed from other banks, once it was successful, he would come forward to buy the debt and then pressure Hongkong Land in reverse, but he didn't expect that Hong Kong banks were probably worried about Hongkong Land's financial problems, so they simply refused to borrow, and in desperation, Hongkong Land actually looked for himself.

However, it is also normal, Hisense Bank's previous operation in the Hong Kong dollar exchange rate crisis has made many people speculate that it must have made a lot of money and had a lot of cash in hand. In a desperate situation, Hongkong Land can only find Hisense.

……

Hong Kong, Connaught Building:

"What? Hisense Bank wants to conduct a financial audit on us? Niu Bijian, who has been sitting at the head of the Jardine Matheson Consortium for a long time, said with a frown after listening to Bao Fuda's report.

"Yes, they only require an audit of large accounts, including loans and investments of more than HK$100 million in the past decade." Bao Fuda said.

"Damn, isn't this equivalent to exposing all the secrets of our Jardine Matheson to Chen Zhiwen?" Niu Bijian said angrily.

"Chen Zhiwen may have some intentions, but this kind of thing is not abnormal, after all, the Hong Kong real estate market is now so stretched, plus there are more and more rumors about us in the market, and we do not have enough high-quality collateral, any bank will definitely be very cautious at this time, and it is normal to ask for some accounts." Bao Fuda said.

"I thought that Chen Zhiwen would take the opportunity to let us sell some of the high-quality properties or buildings in Central, but I didn't expect him to want to check the accounts." Niu Bijian frowned and said: "Although it is only a large amount, a company like ours will basically know the actual situation if you check the large amount." ”

"Are you worried that he has ideas about Land?" Bao Fuda asked.

"What am I worried about? Under the mutual control of Yizhi, no one in Hong Kong can buy Hongkong Land, even in the world, few companies can do it. Niu Bijian said disdainfully, even under the real estate crisis, the market value of Hongkong Land is still above 10 billion Hong Kong dollars, once it is acquired by Chen Zhiwen or anyone, the stock can easily double, and then trigger the acquisition offer, the cost is huge, few of the world-class consortiums can afford it, and it is not cost-effective at all.

This is two different things from Chen Zhiwen's acquisition of Disney, one is a good-faith acquisition, the other is malicious in faith, and it is normal for the difference in acquisition costs to be three or four times higher with the same market value. Chen Zhiwen's financial resources are also known to the Jardine Matheson, but after the acquisition of Disney, plus several large investments in the mainland, the people of Jardine Matheson do not believe that they can raise billions of dollars to buy Land.

And if Hongkong Land is safe, then Jardine will be safe.

"But logically speaking, people like Chen Zhiwen will definitely look at the super building in Central, which seems to be the instinct of the Chinese in Hong Kong, and he can see it on the scale of the International Trade Center in Yanjing City, if he gives up the acquisition of Hongkong Land, then it makes no sense that he will really just want to audit our finances and lend to us after passing, which is not in line with normal business thinking, if it were me, I would definitely take out at least a few Central buildings from Land." Bao Fuda analyzed rationally.

"What you're saying makes a lot of sense, but maybe it's not time yet, maybe they want to audit our big finances first, and then threaten us to sell some of our properties in Central before they can lend us money." Niu Bijian thought for a moment and said.

"It's also possible. So what do we do? Really let them audit? Bao Fuda asked: "Our financial problems,Once exposed,It will definitely be a big problem,Not to mention whether Hisense will directly give up lending or the lion opens his mouth,If they accidentally leak out,It will definitely cause a stock crash,Then we will be a copy of Jianing."

Even, it is difficult to say whether Chen Zhiwen will deliberately leak it, although there will be a confidentiality agreement, but this kind of agreement cannot accompany a lot of money, if Chen Zhiwen sacrifices a subordinate, he can completely exclude himself, at most according to the contract to accompany a little money. ”

"What you say makes a lot of sense, and the analysis is good, but what else can we do? The funds in the company's account can only support the next stock dividend, or the next tranche of funds in Exchange Square right away, where do you plan to spend the money? Once there is no money at any level, it may make Hongkong Land's debt skyrocket, and even if we find a way to raise a little from other places, what about the future? Several projects can't be stopped, and the most basic salary of the entire Jardine Matheson Department has to be paid, right? Niu Bijian sighed and said, "I don't know that Chen Zhiwen must have bad intentions, but what can I do?" HSBC has already stated that it will not help us,The whole of Hong Kong,Only Hisense has the ability to come up with such a large amount of money,I have to say,Chen Zhiwen's vision is really powerful,I actually predicted that there would be a problem with the Hong Kong dollar exchange rate a long time ago,He made so many preparations before,Today's income must be very huge。 ”

"The more powerful he is, the more certain I am that he will definitely not let Hongkong Land go." Bao Fuda sighed.

"I know that, but have you thought about it?" Niu Bijian looked at the close friend beside him and said: "If there is no money from Hisense Bank, when the capital chain is broken, the Keswick family will inevitably take the opportunity to seize power, drive us out, and run the company like this, you don't think that if they really launch a shareholders' meeting or board of directors, we still have a chance to win, right?"

And with this loan, then at least the whole company can still operate normally, 3 billion Hong Kong dollars can at least allow the entire Jardine Land to last for another 2 years, I don't believe that this real estate crisis can continue for another two years, as long as the real estate improves, everyone has confidence in Hong Kong's economy and real estate, then the value of our various properties will also rise, and all debts will not be a problem at that time.

This is the same as Chen Zhiwen's acquisition of Hutchison, not because Chen Zhiwen saved Hutchison, but because the real estate market picked up after his acquisition of Hutchison, and the asset-liability ratio of Hutchison declined, otherwise, with the scale of Chen Zhiwen's other industries back then, Hutchison would not be able to save Hutchison at all. ”

"It does make sense to think so, but what if Chen Zhiwen's goal is also to land or even Jardine?" Bao Fuda asked.

"The Yizhi mutual control we prepared is not so easy to crack, and if we take a step back, even if Hongkong Land is really acquired by Chen Zhiwen, we are just leaving, what is the difference between Keswick and Keswick driving us away? And with Chen Zhiwen's previous attitude towards HK Electric and Hutchison, maybe after his acquisition, we can maintain our current position, which is better for us, and we don't have to worry about the Keswick family fighting for power and profit. ”

"You say that, I understand!" Bao Fuda nodded and said, accepting Chen Zhiwen's funds is not good for Jardine Land, but it is not harmful to them, because you don't accept it, if the capital chain is broken, you will have to go, accept it, either Chen Zhiwen has no ambition or only a few buildings, then it can be discussed, and the position of a few of them will be stabilized, if Chen Zhiwen acquires Land, then he will leave at most, and there is a certain probability of staying.

Your own interests are the most important thing!

(End of chapter)