The auction was so exciting that all the reporters left the venue after sorting out their things, and then immediately told their companies the news, only preparing to publish the front page news, and for now, it depends on who has the fastest printing press, who can print the newspaper first and then send it to the newsstand, and who will get the most sales.

Of course, the real estate tycoons don't care about such a trivial matter as the newspaper, they care more about what they should do once the real estate market begins to pick up, and everyone's faces are full of infinite yearning for the future.

Everyone greeted and said goodbye to other people with a smile on their faces, even if there was competition before, it didn't matter, when the market was getting bigger, there was no need for any competition, because the cake was so big that everyone could eat enough.

Chen Zengxi also came to Chen Zhiwen in person to chat for a while, just after talking to Chen Zhiwen, he made up his mind and directly won a subway station property for 310 million Hong Kong dollars, and now he has the news that the Hong Kong real estate market will recover, so he is naturally very happy.

Together with the officials of the Hong Kong Government's Lands Department, after the auction, Dong Youwei went back to Hongkong Land first, preparing to hand over the Admiralty Land King auctioned today, while Chen Zhiwen took Li Jiacheng to the nearby Mandarin Oriental Hotel.

"Li Sheng, please take a seat." Chen Zhiwen said with a smile.

"I didn't expect that Chen Sheng had just demolished the Hilton Hotel and got Mandarin Oriental, which is really enviable." Li Jiacheng said with a smile after sitting down.

"It's just a hotel, it doesn't mean much, if you Li Jiacheng want a hotel, it's not easy to build one." Chen Zhiwen shook his head and said: "Building a hotel in the most prosperous area of Hong Kong is actually a loss, and the income is far less than that of an office building." ”

"From the perspective of income, it is indeed not as good as commercial office buildings, but if it can be bigger and do it to other cities in the world, the prospect is still different, after all, we Hong Kong real estate developers can only do some real estate business in Hong Kong, and it is difficult in other places." Li Jiacheng said with a smile.

"Oh, I heard that Li Sheng is also developing real estate in Canada, and Li Sheng wants to expand his business overseas?" Chen Zhiwen asked.

Regardless of the position, in fact, among all the wealthy Chinese real estate developers in Hong Kong in the original history, Li Jiacheng is the most beneficial one, and the other few people will basically only be involved in Hong Kong, only Li Jiacheng is determined to expand outward, to invest in real estate in the mainland, to invest in oil fields in Canada, to invest in telecommunications in Europe, and to invest in ports in many places around the world.

Of course, in terms of worth, although Li Jiacheng is stronger than the others, it is not too strong, maybe, this is also because the investment-income ratio of various industries is still far less than that of real estate, and the other three families in Hong Kong, even if they can only speculate in Hong Kong, make only a little less money than Li Jiacheng, but in terms of global influence, the other three in Hong Kong combined cannot compare with Li Jiacheng.

Li Jiacheng first began to test the waters of overseas investment in the 70s, which is also very rare in the Hong Kong real estate industry.

"It's just selling real estate outside Hong Kong to Hong Kong people who want to emigrate, or local Chinese, and in essence, it's no different from developing real estate in Hong Kong." Li Jiacheng explained, and then said: "Compared with Chen Sheng's departure from Hong Kong with various industrial products, it is really far behind. ”

"That's a lot better than the others." Chen Zhiwen smiled, didn't dwell on this topic anymore, and asked: "Li Sheng, you should be very clear about the current situation of the Hong Kong market, the next real estate bull market is bound to come, so, what is the future plan of Cheung Kong Industrial?" ”

For this point, Chen Zhiwen is actually quite curious, in the original history, Li Jiacheng acquired Hutchison in the name of Cheung Kong Industrial, in the 80s, in fact, the main expansion or rely on Hutchison, several major industries are like this, Cheung Kong Industrial Company, but can only be said to be a holding company, and now he only has Cheung Kong Industrial, although it itself is much larger than other peer companies, but Cheung Kong is only engaged in real estate, no other experience, no relevant talents, then Li Jiacheng, it is difficult to enter other industries.

"Chen Sheng, is this asking as a major shareholder of Cheung Kong Industrial?" Li Jiacheng did not answer, but asked with a smile.

"Sort of." Chen Zhiwen nodded and said that during the real estate crisis, he arranged for people to acquire the shares of many real estate companies in Hong Kong, especially the future giant enterprises, including Cheung Kong Industrial, which is equivalent to indirectly investing in the entire Hong Kong real estate market, and there is no need to bother to operate.

"Well, in the short term, it is natural to develop more land, build properties, and then return to profit, if there is a suitable location, you can also collect rent for a long time, it depends on the actual situation." Li Jiacheng said.

"What about the long term?" Chen Zhiwen asked again, in the real estate market, there is nothing to say about selling high and buying low, normal operation, everyone is the same, what we see is who can better grasp the time.

"Who knows what will happen in the long run?" Li Jiacheng smiled and said: "I actually want to develop the non-real estate industry overseas, but the risk is very high, let's wait for Hong Kong to stabilize a little bit." ”

"With HSBC at your back, can you still lack funds?" Chen Zhiwen said with a smile again.

"HSBC is not a fool, there are too many funds involved, and there is no absolute certainty, he does not dare to borrow casually, besides, even if HSBC is willing to borrow, it still has to be repaid." Li Jiacheng shook his head and said.

"That's right." Chen Zhiwen nodded and said: "Hisense Bank, you know the scale of Hong Kong now, soon, I will also let Hisense be the same as HSBC, enter overseas, if you have a need for funds, you can consider cooperating with Hisense, in terms of interest, maybe it is similar to HSBC, but in terms of amount, it will definitely not be lower than it, especially in Hong Kong investment." ”

Although the bank is very strong, no matter how strong it is, it still needs customers, and if there are not enough customers and no profits generated by loans, how can they pay the interest on users' deposits?

Two years ago,Hisense has actually taken advantage of the real estate crisis,Began to cooperate with companies that are not favored by other banks,Even individuals,In order to grab more customers,And now,The real estate market is back to normal,It is natural to find long-term cooperation with customers。 Otherwise, it is the ability to raise deposit funds, but if you can't get a loan, you can't do it.

When there is a bull market in the local real estate market, generally speaking, it is the banks that beg the real estate company, because as long as there is nothing wrong with the brain, the normal operation of the real estate company will basically not lose money.

Hang Lung Group is the first one, but it is also easy to take down because of its previous crisis, and the rest still has to be negotiated.

Bank loans, two aspects are valued by real estate developers, one is interest, the other is the amount, these two for the bank one is profit and the other is risk control, generally pay attention to a balance, therefore, it is difficult for real estate developers to get a big discount.

"Chen Sheng's proposal is really hard to refuse." Li Jiacheng said after thinking for a moment.

For real estate developers, the lower the bank interest rate, the better, but the amount is more important, once the amount is high, theoretically speaking, you can pay a smaller amount of your own funds, then you can operate more projects at the same time, so that the profits can be greatly or even doubled.

Of course, if something goes wrong, the risk is doubled. It depends on the market and personal vision, and now, the real estate market is obviously about to recover, and he has a lot of confidence in his vision.

"In Hong Kong's real estate industry, I am actually most optimistic about Cheung Kong and Li Sheng's business ability, so I also hope to reach a long-term cooperation with Li Sheng." Chen Zhiwen said.

Hisense Bank is not allowed to lend to Hongkong Land, Hutchison and other companies that have a close relationship with the boss, this is a legal restriction in Hong Kong, although it is not impossible to spare the past, but it can only be small-scale, involving billions of Hong Kong dollars, it is difficult to operate, even if it can be done, in order to cover, there is no profit, and this kind of behavior is a slap in the face of the Hong Kong government, and it is easy to leave a handle, there is no need to do this kind of thing, it is better to directly find a future real estate tycoon like Li Jiacheng.

In the real estate industry, the demand for bank funds is huge, and this will be the case in almost every country in the future, which is also the fundamental reason why real estate kidnaps the entire country's finance.

"However, Chen Sheng, you should also know that the relationship between Cheung Kong and HSBC is very good, and basically most of the business is for HSBC." Li Jiacheng hesitated for a moment and said.

"I know, but isn't HSBC also profitable? This in itself is just a normal transaction, but what is the big benefit that HSBC has given you? Chen Zhiwen said with a light smile.

In the original history, the cooperation between HSBC and Cheung Kong was close, and the fundamental reason was that in 1979, Shen Bi sold Hutchison to Li Ka-shing at an ultra-low price.

But there is no such thing in this life, although HSBC also shows favor to Li Ka-shing, but it is pure cooperation, and there is no special interest.

Not to mention that even in the original history, when Shen Bi retired a few years later, the relationship between Cheung Kong and HSBC was not as good as before, and there were even incidents in which real estate companies such as Cheung Kong Asset joined forces to fight against banks because HSBC wanted to assist the Hong Kong government in suppressing housing prices.

The premise of maintaining a stable long-term relationship is that there are stable long-term interests, which are the same between people, between companies, and even between countries.

"It's true, but it's not convenient for me to turn right away." Li Jiacheng said.

"I understand this,You don't need to do it immediately,Just take your time,In the future, it will still rely on service,Hisense and HSBC,Whoever is better,You choose。 Chen Zhiwen smiled lightly and said: "In addition, if you invest overseas, we can also negotiate, HSBC should be more cautious in this regard, right?" ”

The future history will inevitably change, what Li Jiacheng will invest overseas, Chen Zhiwen doesn't know, will it be as successful as the original history, and I don't know, but as a successful person in the future, the risk must be lower than others, compared to the benefits after success, a little risk is nothing, doing business, how can there be no risk?

"Well, if I have the opportunity, I will definitely consider cooperating with Hisense." Li Jiacheng nodded and said, although he has cooperated with HSBC for several years, there is indeed no exclusive agreement, just because Shen Bi trusts him a lot, and HSBC is the largest bank in Hong Kong, under normal circumstances, she naturally does not need to consider other banks.

Although the scale of Hisense is lower than HSBC, Chen Zhiwen behind it is stronger, it is difficult to say what the future will look like, one more choice is definitely good, and it can also reduce the risk of relying too much on a bank.

"Chen Sheng, take the liberty of asking, why do you give Cheung Kong such preferential conditions?" Li Jiacheng asked, it is normal for the banking industry to compete for big customers, but it seems to be a little too good for himself.

"I have confidence in the future of Hong Kong." Chen Zhiwen smiled and said, "Li Sheng, you are not the only one. ”

"I see, I see." Li Jiacheng nodded and said.

"One more thing, you also know that I bought the shares of Cheung Kong Industrial, and I can tell you that I have a total of 15.99% of the shares, and it will not exceed 16%." Chen Zhiwen said: "Because once it is exceeded, Hisense Bank, as my sole bank, will not be able to give you a loan, and similarly, once Hisense Bank lends you a large amount of money, you don't have to worry that I will forcibly acquire Changjiang Industrial!" ”

"I see." After Li Jiacheng listened, the big stone in his heart was immediately put down.

In Hong Kong, Chan has already acquired Hutchison and Jardine Matheson, and Wheelock is now suffering heavy losses due to the worldwide shipping recession of its main shipping company, while Swire is more than 50% owned by the family, so there are no worries about this.

So whether Chen Zhiwen will attack Chinese capital has become a concern for all Chinese real estate tycoons.

However, if it is in such a cooperation model, then there is no need to worry. (End of chapter)