Rice Bank, with a long history, is one of the four major banks in the United Kingdom, in this era, even if it is HSBC in Hong Kong, it is far from being as good as the four major banks in the United Kingdom, but a few decades later, HSBC can become one of the top ten banks in the world, I have to say that the current Taipan Shen Bi's ability is really strong, not weaker than Li Iacocca, Welch, Goe (Coca-Cola CEO), which was rated as the world's top 100 CEOs, but also because when HSBC reached its peak, Shen Bi had already retired, Otherwise, it will not be difficult to be selected.

Like Standard Chartered Bank, Rice Bank is also responsible for the management, basically there are no major shareholders, this merger and acquisition, is also a decision made by the management in order to expand overseas markets, however, they did not expect that they would be sniped like Chen Zhiwen crazy, resulting in a sharp rise in acquisition costs. Taylor came to Hong Kong in person.

At the headquarters of Hisense Bank, in an independent office of Chen Zhiwen:

"Hello Mr. Chen, I'm John Taylor, the current CEO of Rice Bank, and this is my business card." The blonde and black-eyed John is almost 50 years old, not old, and very energetic, which can be said to be the peak of his career.

However, in the face of Chen Zhiwen, who looked much younger than himself, he didn't dare to be careless, if it was 20 years ago, a Hong Kong company, he would not have taken a second look, even Jardine Matheson Swire would not be on the table in the eyes of British big capital.

It's just that now it's completely different, the rise of the mainland, Hong Kong is about to get out of British control, and the Chinese capital in Hong Kong has also expanded rapidly, becoming a new force in the international market, although it is still far less than the United Kingdom, but it is much stronger than Rice Bank, after all, the bank has money on the surface, but a lot of it is not its own, just the customer's deposits, a large bank belongs to its own funds, may not be as good as a company in other industries.

This acquisition is like this, when Chen Zhiwen invested heavily in the acquisition of Standard Chartered Bank shares, although Rice Bank will not immediately have no money to deal with, but roughly calculate at the current price and then continue to trade, the amount of funds needed will far exceed the actual value of Standard Chartered Bank, and if they join in, the stock price will have to skyrocket, although very helpless and angry, but in the business world, the strong is king, although Rice Bank is not small, but the acquisition of Standard Chartered Bank also needs to use a limited amount of resources, in this case, Fighting against Chen Zhiwen, the richest man in Asia, is completely self-defeating, especially thinking about their level, they also know how much profit they will make in a year.

Of course, not only Rice Bank, but also Standard Chartered Bank itself has also been pitted, just after the private placement with the two Asian White Knights, the stock price immediately rose sharply, but it led to the two White Knights no longer increase their capital, it was completely cheap, and everyone was stuck in this situation, although the stock in the hand looks valuable, but everyone knows that once someone gives up, the stock price will immediately plummet, and several big capitals are trapped, but those small players, if they are smart, it is best to exit now, However, wealth is moving, and how many people can stabilize their desires?

Although it is a current competitor, Chen Zhiwen will not give face, after all, there is no big long-term conflict of interest, the shopping mall, not a competitor in the same industry, naturally there is no need to have a conflict for no reason, after taking the business card, Chen Zhiwen asked: "Mr. Taylor, what are you looking for me in Hong Kong this time?" I think it's better to keep it simple and be honest and clear. ”

"Mr. Chen, when I came to Hong Kong this time, I hope that your side can give up the merger and acquisition of Standard Chartered Bank, and we, Rice Bank, will buy your shares at a high price." John Taylor said.

"High price? At the current market price? Chen Zhiwen smiled and said, don't say it, if it is really at the market price, Chen Zhiwen is really making money, although this price is also fried by him, it does not mean that he has invested a lot of money, and the stock thing, to a certain extent, actually shows the future value, not the present.

In more than ten years, so many Internet companies will lose money every year, but after listing, the market value will easily exceed 100 million US dollars or 1 billion US dollars, because the market is generally optimistic about their future, rather than how much money they make a year now.

In the same way, the same is true for the shares of Standard Chartered Bank, first acquired by Rice Bank, and it is normal to rise by 30-50% in this case, and then Bao Yugang and Qiu Deba, two white warriors, can increase by dozens of percentage points, and then Chen Zhiwen's high-profile exit has pushed the atmosphere to the extreme.

Although far away in Hong Kong, Chen Zhiwen's name is not low in the UK, after all, he is the most outstanding business person in the Commonwealth, and he is young, and he also acquired the British mini car, Tesco supermarket, and even, its Hutchison is still negotiating with the British government to acquire a port, at the same time, a large number of people also like various games in the United States, especially the recently popular "The King of Fighters", when Chen Zhiwen left, he did not contribute much money, and the stock price of Standard Chartered Bank skyrocketed. That's more than three times as much as it was before Rice Bank.

This is actually Chen Zhiwen's purpose, to copy the standard chartered stock price up, and then force Rice Bank to have no way to start, but he didn't spend much money, under normal circumstances, once this kind of hostile takeover has no hope of success in a short period of time, it must be abandoned, otherwise it will bring greater losses to the acquirer, which also puts Rice Bank in a very painful dilemma.

If Rice Bank really invests in the acquisition of Chen Zhiwen's shares, it may really directly net close to one billion US dollars, of course, for Chen Zhiwen, he will most likely not agree, Standard Chartered Bank is a springboard for him to enter the international banking industry, this kind of high-quality springboard is not many in the world, plus overseas banks are generally difficult to acquire, so this may be the only opportunity, otherwise it will be impossible to get international banks in this life, really relying on Hisense Bank to develop slowly, it is estimated that he may not be able to succeed when he is old, compared to this, A billion dollars doesn't matter.

"Mr. Chan said with a smile, we all know that the current share price is seriously inflated, but we can buy it for £22, with one condition, you must completely exit the acquisition of Standard Chartered." John Taylor said.

"It's a decent price." Chen Zhiwen nodded and asked rhetorically: "Then what if I buy the shares in your hand at this price?" ”

Before Rice Bank proposed to acquire Standard Chartered Bank, the price of Standard Chartered shares was about 11 pounds, and now because of how much acquisition competition, the stock price has risen to 34 pounds, although the purchase price is lower than the current price, but in fact, the price of 34 can never really be cashed out, once either party has the intention of giving up, the stock price will plummet after the market finds out, involving a large number of stock transactions, and there can be a transaction price of 22, which is already very good. In fact, if it weren't for Chen Zhiwen's participation, even if Standard Chartered shares were contested by both black and white warriors, it was really hard to say whether it could reach this price.

"Mr. Chen, Standard Chartered Bank is very important to the internationalization of our Rice Bank, and we will not give up." John Taylor said.

"It's the same for me." Chen Zhiwen said, in fact, in this situation, the two sides are unable to continue to increase the weight, even if they can, it is impossible to do so, because if they do, it will only lead to a further rise in the stock price, so that even if the acquisition is successful, it is a huge loss, in front of Chen Zhiwen only participated in the speculation of the stock price, and has not really invested much, and if you want to continue to increase, then you have to invest real money, although the importance of Standard Chartered Bank is not described by money, but everything has a price, and he is not stupid, It is impossible to really cheapen other people and make themselves a joke.

In this game, the real arena is in the word "drag", whether it is Rice, Standard Chartered itself, or Chen Zhiwen, whoever can't stand it first will lose, and Chen Zhiwen can definitely be easily dragged to the end.

"Well, how about we cooperate?" John Taylor made another suggestion.

"How to cooperate with the law?" Chen Zhiwen asked, did he believe that the people from Rice Bank came over to make him give up, and even a fool could see that he could not give in.

"I know that Mr. Chan bought Standard Chartered not for economic benefits, but for banking licenses in various countries, just like we do at Rice Bank." John Taylor said, "So I mean, Standard Chartered's business in Asia, it's yours, and somewhere else, it's up to us, Rice Bank, how?" John Taylor asked again, and they naturally prepared several sets of plans here.

"Isn't this fair, there are only a few countries in Southeast Asia?" Chen Zhiwen directly refused.

"Mr. Chen, Standard Chartered Bank's highest profit is currently in Hong Kong, and many countries in Southeast Asia are also developing well." John added: "Moreover, although Hisense Bank is very large in Hong Kong, it does not have enough international banking experience, even if it acquires Standard Chartered, it is unwise to want to take over such a company, especially most of their business is still losing money, it is better to try it in Southeast Asia first, which is also a place that Hong Kong capital can easily reach." ”

"You've done a lot of homework, and there's some truth to what you're saying, but I don't accept it." Chen Zhiwen shook his head and said: "The offer I gave you is 20 pounds per share, cash transaction, if you don't agree, then I won't give up, you should know that as long as I don't let go, you will never succeed, but on the contrary, if you don't let go, I still have a certain possibility." ”

"That's true, but if you do that, you lose a lot. Is Mr. Chen really ready to fight like this? John Taylor said with a frown.

"It doesn't matter, I lose a little money, but I lose some money, no one will trouble me, but your words, Rice Bankers have a big business, but you guys, it's hard to say, really huge losses, you people, can deal with so many shareholders and directors?" Chen Zhiwen said with a smile.

The common management control company system in Western society, it is generally difficult for shareholders to unify, but this premise is that the company is running normally, and even if the management is awesome, then in turn pointing at the shareholders and scolding, it is not a problem at all, but if you can't make money or even lose money, it will suffer a greater backlash, and there is a high probability that it will be directly T out. At such a time, the prevailing system of major shareholders in Hong Kong and even in Asia has a good protective effect, and even if they lose money, shareholders can only pinch their noses and admit it, or dump the stock and leave.

"Instead of long-term confrontation with other capital, it is better to take advantage of the good time now, and take enough profits, although Standard Chartered Bank is relatively high-quality, but for you, it is not the only one." Chen Zhiwen continued.

Although they would need to spend a lot of extra money to buy the Standard Chartered shares they had previously acquired from Rice Bank, it would still be cost-effective, because even if they didn't have the Rice Bank's acquisition, they would have spent more money than that, after all, they are not a British bank. Rice Bank can directly contact a large number of Standard Chartered Bank shareholders to make acquisitions, using their network and personal connections, which is not convenient on its own side.

Again, there are still some banks like Standard Chartered that have branches in many countries around the world, but it may be difficult to start as Chen Zhiwen, but Rice Bank is much more convenient, after all, behind them is the United Kingdom, and it is also a Western country.

"Having said that, it is not easy to find the right opportunity, and we at Rice Bank have been preparing for this acquisition for several years." John Taylor said with a frown.

"It's not a supermarket to buy things, but there's no first-come, first-served rule." Chen Zhiwen smiled and said: "However, I can also give you a certain amount of convenience, wait for the next time, you have chosen the object to be acquired, I can contribute funds to help you, how about it?" Whether it's borrowing money or getting involved directly, can you negotiate? ”

"But we can't settle it in a contract for something like this that doesn't exist yet, right?" John said, he is actually a little shaken, that is, Chen Zhiwen is not involved, Standard Chartered Bank invited Bao Yugang and Qiu Deba, it is difficult to say whether the victory or defeat of both sides is, now if Chen Zhiwen cannot be convinced, then the outcome is basically decided, rather than fighting hard to consume the lost funds and threaten the position of his own management, it is better to find a proper step to get some benefits, and then get out of the way.

"There will be no contract, but I make this my promise, although it is verbal, I will definitely carry it out." Chen Zhiwen said: "Helping you is not free, if you want me to invest, then I will also evaluate the risks and benefits of investment, if it is just a loan, then the interest can be according to the normal interest rate of the market, I just provide an opportunity to give you a backup." If you don't believe it, forget it. ”

"What Mr. Chen said, we naturally believe." John didn't continue to say anything, this kind of thing with little benefit should not make the other party disadmit it. Then he said, "Well, I need to have a conference call with the UK." ”

"No problem, I'm waiting for your good news." Chen Zhiwen nodded and said. (End of chapter)