As the saying goes, there is no oil and salt shop that is not open, and after being introduced, a man named Gong Wenshu (handled in a separate case) contacted Lai Zixing, and after negotiation, the two parties signed three mortgage loan contracts.

Gong Wenshu mortgaged one "Hyundai Elantra," "Jetta," and "Volkswagen Suteng" sedan that he had fraudulently rented from a vehicle leasing company to Dafabet, and borrowed 20,000 yuan, 30,000 yuan, and 50,000 yuan respectively from Dafa, totaling 100,000 yuan, deducting 15 percent monthly interest, and actually received 85,000 yuan.

Later, according to Gong Wenshu, after Yu Qingsong contacted Lai Zixing, the two parties signed a loan contract, mortgaged a rented "Santana" car to Dafa Company, borrowed 30,000 yuan from Dafa Company, deducted 15% of the monthly interest, and actually received 25,500 yuan.

After that, Gong Wenshu was arrested by the public security organs, confessed to mortgaging the deceived car to Dafa Company, and took out the mortgage loan contract.

Subsequently, Lai Zixing, who had only done two businesses, was arrested, and as soon as he entered the interrogation room of the public security organ, he told all about it, and even found out about his private money. Later, the procuratorate prosecuted him to the court for the crime of illegal business operation.

Lai Zixing's daughter-in-law Wang Jie consulted many lawyers, some said that Lai Zixing would be sentenced if she constituted a crime, some said that it did not constitute a crime, and some said that it didn't matter if it constituted a crime or not, it didn't matter if the money was in place, and she didn't know who to listen to.

Her brother Wang Qi works in a subsidiary company of Shengfeng Group, and he has heard of Fang Yi's character and professional ability, and his brother-in-law Lai Zixing was out on a business trip when he was arrested. With her brother's endorsement, Wang Jie went to the law firm early the next morning to consult Fang Yi and entrust the case.

Fang Yi made it clear to her that the case would be handled by the team's lawyer, but he would participate in the formulation of the defense plan.

This case has a certain degree of difficulty, Fang Yi knew that Du Yong had handled several illegal business cases before, so he asked Xie Youhe to assign the case to him.

"When you took someone's car as collateral, did you look at the car's big book (motor vehicle registration certificate)?" Du Yong looked at Lai Zixing suspiciously.

Under normal circumstances, the mortgage has to first see whether the car as collateral is the mortgagor, and the ownership of the car must be reviewed, and the money will not be given when the car is seen.

"This matter, I also thought about it before, and I thought the same as you, but then I found out that I have a large number of customers, and I have to look at my company's qualifications and business licenses, I don't have them, and people don't dare to mortgage the car to me, for fear that I will run away."

So after talking to a few customers, I think that as long as you can make money, it's okay to take some risks, it's a big deal to dismantle the positioning device on the car and sell the car to other places, and the black car can also make some money, but who knows that it only did two businesses to catch up, which is not unlucky.

Others have been fine for a few years, but I was arrested after only making two orders, hey! After being locked up, I thought, I'm suitable for honest work to make money, not for making mistakes. Just when Lai Zixing was sighing about life, Du Yong's brain was whizzing.

"How much money did you actually make?" Du Yong then asked.

"I lent out a total of 130,000 yuan in the contract, but I didn't actually lend out that much, and after deducting 15 percent of the monthly interest, I actually gave out 110,000 and 500 yuan, and only got more than 19,000 yuan, less than 20,000 yuan.

In fact, I didn't make any money at all, and the principal I lent out was not returned, and the money I got was the interest money I deducted for the first month. It's a big loss! Lai Zixing cried with a sad face, and folded his fingers to complain.

"Everyone has an annual interest rate of 15%, and you directly have a monthly interest rate of 15%, which is high enough." Du Yong sighed.

"I'm also new to the industry, others are doing this, they say that this industry is risky and profitable, I don't understand, how can I come here with all the risks, how can there be profits." Lai Zixing's tears were about to fall.

"Hey! Worry about the high interest rate of the customer, the customer wants your principal. In the end, you are the one who suffers. Don't do that in the future. Du Yonggui persuaded.

"Who's to say it isn't, isn't that unlucky?" Lai Zixing hung his head.

"That's what you said to the police and the procuratorate before?" Du Yong asked questions, he was afraid that the other party would miss information and produce information asymmetry, and he would be passive during the trial.

"Yes, it's all the same." Lai Zixing nodded.

After leaving the detention center, Du Yong went to the court in the afternoon to read the case file.

……

Fang Yi was reading the case file in the office when Yun Qiao walked in.

"Master, the law firm assigned us a trainee lawyer, named Cheng Du, I took a look at my resume, graduated from a university in this province, majoring in criminal law, not bad." Yun Qiao said and handed his resume to Fang Yi.

"Didn't we recruit enough trainee lawyers, why did you give us points?" Fang Yi complained with some dissatisfaction.

"Master, according to the personnel side, this Cheng came in through the relationship of Director Wan. What is the specific situation, why don't you ask Director Wan? As soon as Yun Qiao finished speaking, Fang Yi's mobile phone rang, it was Wan Kefa calling.

"Xiao Fang, I asked the personnel commissioner to send you a resume, there is a good one named Cheng Du, who graduated this year." The voice of Magnum came from the phone.

"Lao Wan, my team's trainee lawyers are full, why don't you ask Lao Huang?" Fang Yi felt that the trainee lawyer couldn't do much work, and he had to pay a salary, and it was useless to recruit too much, so he was reluctant to ask for a trainee lawyer.

"Xiao Fang, you listen to me and leave Cheng behind, it will only be good for you, there is no harm." Wan Kefa said in a slightly lower voice.

Fang Yi was stunned after hearing this, could it be that this Cheng Du has any origins, similar to Wu Dashao? Since Director Wan has said so, he can only stay.

Seeing Fang Yi put down his phone, Yun Qiao asked, "Master, leave Cheng Du?" ”

"Stay, Director Wan has said hello, what else." Fang Yi smiled helplessly.

"Whose name is that? The newcomers, Mr. Hu and Mr. Song, both have trainee solicitors under their names. Yun Qiao reminded.

"Du Yong has been practicing for more than five years." Fang Yi frowned and asked.

"It's exactly five years until September of this year." Yun Qiao is now Fang Yi's half secretary and team housekeeper, and he knows the team situation well.

Although she was reluctant to do this, Fang Yi arranged it like this, and she couldn't help it. It's all my own family, so I have to support my brother-in-law.

"Okay, you let Du Yong come in, and I'll talk to him. Let Cheng Du follow him. Fang Yi thought for a while and said.

(End of chapter)