Liu Ji whispered.

When the villa was being built, Li Zhao talked to him about it. Indeed, when preparing for the construction, the old man and the young master were present, so they talked about the specific pricing, and the young master decided on a hundred gold, of course, this hundred gold is indeed a little more, and it is not something that the general secretary can afford, so there is a loan.

All borrowers must buy villas, and the annual interest rate is not high, about 2% to 5%, which is much lower than the interest rate in the market, which is also for the borrower to have the ability to repay.

This is equivalent to Shanglin Yuan is a bank, and the buyer uses the villa as a mortgage to get the loan, which is the same as the operation in the previous life.

"Loans?" Of course, Han Shaofu understands the meaning of 'loan', but his perception of loan is very negative. There are private borrowers in Daqin, almost all of them are usury, and many borrowers have become human flesh tools because they can't pay the money.

Then he hesitated.

Liu Ji understood his worries, and smiled: "The loan in Shanglinyuan is different from the loan in the market, and the repayment time of my loan in Shanglinyuan is relatively long, which can be divided into five years, ten years ago, twenty years, thirty years, etc., and the specified amount of money can be repaid at the specified time every month or every year." ”

"If you pay back more than one gold a year for a period of thirty years, of course, this is only an approximate amount, and it depends on the calculation."

"Of course, if you think the amount of repayment in a year is too much, you can also repay it on a monthly basis, and it will not exceed two thousand and a half taels in a month."

"By year? It only takes more than one gold a year, and it doesn't exceed two thousand and a half taels a month when it is repaid monthly? Han Shaofu hesitated.

If calculated in this way, Han Fu can really afford it, and it is relatively wealthy, but when he thinks of paying it back for thirty years, he is a hundred reluctant.

Thirty years later, can he still be 'Qing'? Can there still be such a rank? What happens if I can't make the payment?

"What if I can't make my payments on time?"

"This." Liu Ji hesitated for a moment, in fact, the young master had already made a stipulation, since the lender mortgaged the villa, after a certain period of time, the villa would be recovered.

This is also what Li Zhao used to move things from his previous life.

"Debatable!"

He can't say it explicitly, otherwise the first person to inquire will be frightened, and I'm afraid it will be difficult to sell the villa.

At this time, Han Lin spoke, "What are you afraid of, when I am out of school, if I can enter Shanglin Yuan, I will not be afraid." ”

She has that confidence.

With his daughter's assurance, and seeing that his daughter really liked it here, Han Shaofu gritted his teeth and agreed.

Although there is a lot of gold, if the loan is repaid on a monthly basis, it is not too much pressure, at most, it can save some frugality, and it can also maintain the livelihood of the Korean government.

That is, when he thought that the villa needed 100 gold, his heart ached, compared to the price of the mansion in Xianyang, it was simply astronomical.

If it weren't for his daughter's insistence, he really didn't want to take a second look.

Han Shaofu frowned and went back to Xianyang to get the down payment, and went to handle the relevant purchase matters, but was seen by many people, it was Qing, naturally not many people dared to talk about it, but what would happen behind the scenes, he didn't know.

Liu Ji also told him that even if he took out a loan, he couldn't borrow it all, and he needed a down payment, which was one percent, that is, ten gold, and he could still take it out compared to ten gold.

When the formalities were completed, Han Shaofu found that the whole person had collapsed, and he was frightened by the astronomical numbers.

But it's good that the main daughter is happy, it's a little more expensive, it's rare to buy a happy one!

Han Shaofu was the first to buy a villa that was seen but no one bought it, and it immediately spread in Shanglinyuan and Xianyang like a flower, especially among the ministers, some people said that Shaofu was too stupid, this was obviously Li Zhao's trick to make money, and Shaofu was still fooled.

This is clearly giving money to others.

Han Shaofu listened, what could he say, so he had to lock himself in the mansion and not go out for a few days. Indeed, he was too stupid to do this.

(End of chapter)