Chapter 41 Real Estate
Dong Weifeng heard this and breathed a sigh of relief: "That's good!" However, in normal work, you and Zhao Dabao also have to pay more attention to him. ”
"Knowing the captain, is it a cutting-edge talent that has been won with great difficulty, and you must take care of it?" Ning Shuyi joked with Dong Brigade.
"It is right to cherish talents, which of you talents in the team scolded me for not cherishing them?" Dong Weifeng smiled and nodded at Ning Shuyi with his hand, and then said, "Do you know why Huo Yan changed jobs and went back to the place to accept the placement?" ”
"I don't know." Ning Shuyi shook her head, she was curious about this question, after all, with Huo Yan's qualifications at the Military Academy, he was in the prime of life, and his skills and quality were very high, it stands to reason that it is impossible for such a person to choose to change jobs at such a time for no special reason.
"He was asked to change jobs." Dong Brigade told Ning Shuyi.
Ning Shuyi was a little stunned, although she had no experience in this area, but she had heard others say that generally speaking, those who were asked to change jobs either made mistakes that were not enough to hold them accountable, but they were not suitable to continue to stay in the army, or they had left some physical or psychological wounds, because there was no way to treat and heal, and they had to leave.
I heard that when Huo Yan came back from a job change, the original leaders were also very reluctant to him, and the local public security bureaus even broke the head, no matter how you look at it, it doesn't look like a person with those kinds of situations!
"Team Dong, the reason for this...... Is it something that can be said? Ning Shuyi asked cautiously, "If you can't say it, then you don't ask me!" ”
Dong Weifeng smiled when he heard this: "I know that you are a safe person, and I definitely don't have to worry about the tasks assigned to you."
There's nothing I can't say, and if I can't, I won't say it in front of you.
The reason why he was asked to change jobs was that he had no desire to survive. ”
"Uh......" Ning Shuyi was stunned, with a puzzled expression, "I know that greed for life and fear of death must be a taboo, how can I ...... If you are not greedy for life and afraid of death, can't you? ”
"It's not that it can't be done, it's mainly that if a person doesn't even care about his own life, it's a terrible thing.
No matter how brave and fearless a person is, he will not have no scruples and meaninglessly joke with his life. The so-called sacrifice is a choice that has to be made at a critical juncture, under the premise that the righteousness and the ego can only save one, rather than not caring whether it is worth it or not, just die! Dong Weifeng shook his head.
Ning Shuyi vaguely understood the meaning of what he had just said.
Dong Weifeng sighed: "After confirming that he was going to our team, his previous leader contacted me privately once and chatted with me quite heartily, and I can hear that people really cherish such a talent, so I hope that his follow-up life path can be walked well."
People said that when they carried out a mission before, Huo Yan directly took matters into his own hands and exchanged positions with his comrades, because the other party's task was more dangerous, he said that people have families and jobs, and there can be no mistakes, it doesn't matter if he is alive or dead. ”
"Captain, I see." Ning Shuyi sighed, "I have dealt with him in the past two days, I don't think he has any misanthropy, I will pay attention to his ideological trends in the follow-up work, if he has any risky actions and does not take his life and safety seriously, I will try to dissuade him, and then report to you!" ”
Dong Weifeng nodded, he was still relieved about Ning Shuyi, thinking that Huo Yan should be back soon, so the topic was turned over and not mentioned again.
After a while, Huo Yan came back with the completed formalities, Ning Shuyi said hello to Dong Daxing, and the two of them set off again to the superior branch of Fangcai's bank to investigate the personal property status of Aunt Wang Yuluo.
The investigation went very smoothly, and soon they had a general grasp of Aunt Wang Yuluo's condition.
Aunt Wang Yuluo's salary income is not high, and it is not bad in W City, but it is definitely not a high-income category, and it is not a big problem to cope with daily living expenses.
Aunt Wang Yuluo's savings in her name are not much, which is basically in line with her income level.
But what is interesting is that Aunt Wang Yuluo just paid off a mortgage less than three years ago, although the lender of this mortgage is the bank, but the branch that specifically accepts this business is not the one that Ning Shuyi and they went to earlier.
The bank where Aunt Wang Yuluo applied for the loan was geographically far away from where they lived. The loan was applied for almost eight years ago, when it was a ten-year loan, and the monthly repayment amount was not particularly large, which was in line with Aunt Wang Yuluo's income, and there were no problems with the bank's approval and loan process.
But what is interesting is that this ten-year housing loan, Aunt Wang Yuluo's aunt took five years to complete the calculation, and it was all repaid, except for the first year of the contract, which is not allowed to be repaid early, almost every year has applied for early repayment until the fifth year.
In other words, according to the time calculation, she was originally prepared to be able to pay off the loan in ten years, but then she was extremely efficient, and when Wang Yuluo was about to graduate in her senior year, she successfully advanced half of the cycle and paid off all the loans.
Although Ning Shuyi had no experience in this area, after consulting with the staff of the branch, she also realized that it was unreasonable.
Aunt Wang Yuluo followed the process of commercial loans, and the loan was carried out in the form of equal principal and interest, so that when she applied for a ten-year term, the interest spread to each month was naturally higher than that of the five-year term.
If you are an ordinary person, you initially thought that the repayment period you could afford was 10 years, but you did not expect to make a windfall in the middle, so you choose to pay off the loan in a lump sum, or pay off part of the loan within your ability, which is reasonable.
But it is a bit strange for a person who chooses a ten-year term, and then applies for early repayment every year for four consecutive years, and when the total amount of the loan is not particularly huge, he does not pay it off all at once, but tosses it for five years, and finally closes the remaining loan at once.
It's as if this person doesn't have an estimate of his economic benefits at all when he takes out a loan, and he crosses the river by feeling the stones, taking one step at a time, and counting as much as he can get......
Because the bank had paid off the loan for three years, it could not help Ning Shuyi and them find out the relevant mortgaged property, so they had to print out the bank statements of Aunt Wang Yuluo and Uncle Wang Yuluo and take them away, and then went to the real estate transaction center to check the suite that Aunt Wang Yuluo repaid.