"What a pity to die and repay the family and the country, I can't bear to sigh, and I am speechless, blood and tears are full of ......!" Xiao Ming read these lyrics softly, and had already made a conclusion in his heart, so he invited Uncle Zhang to meet him at night.

The two met and exchanged pleasantries for a while, and Uncle Zhang went straight to the point at night, he asked Xiao Ming what to do? Xiao Ming also introduced the current situation around the land of Youyan to Zhang Shuye, and felt deeply embarrassed by the current situation, if the land of Youyan was in his hands, the Dajin Kingdom would not be able to do anything about him for a while, although he would also actively prepare militarily, but it would not be so fast.

But if the land of Youyan is taken away by the Great Song Dynasty, it is impossible to say that the Jin State Iron Cavalry will go south to attack the Song Dynasty in the spring of next year, Zhang Shuye raised objections to this, he told Xiao Ming that according to the agreement between the Song and Jin countries on the Sixteen Prefectures of Youyun, Yanjing Mansion will definitely belong to the Great Song Dynasty, and the Jin State should not be forcibly occupied, but if Xiao Ming occupies it, it will rightfully belong to the Jin State.

"Lord Zhang, you may still have illusions about whether the Jin Kingdom will be able to abide by the agreement, do you know what practical significance is the agreement between Mianyang and the jackal? In the battle of Yanjing, the 100,000 troops of the Great Song Dynasty were lost, and the remnants of the Liao army were only 40,000, so the combat effectiveness has been seen by the Jin State, they just want to find a suitable excuse, otherwise they may go south in winter! ”

Uncle Zhang was silent at night, the incompetence of the Great Song army did make him feel blushing, Xiao Ming's meaning was clear to him, even if the Great Song Dynasty occupied the land of Youyan with this kind of military strength, he would not be able to defend it deliberately! But if you can't keep it, you have to keep it! After all, this is what His Majesty the Emperor cares about the most, and he doesn't care what kind of harm the soldiers will cause to the local people!

Uncle Zhang was helpless and asked Xiao Ming how to deal with this matter? Xiao Ming said to him: "At present, there is only one way, which can not only seal the mouth of the Jin Kingdom under the pretext of starting a war, but also allow the Great Song Dynasty to smoothly obtain the land of Youyan!" ”

Uncle Zhang hurriedly asked at night: "What is the solution?" Let's talk about it! ”

Xiao Ming said: "This method is to redeem through money!" ”

Xiao Ming's method is very simple, that is, let the Jin State and the Great Song Liao Kingdom use bidding to redeem the land of Youyan, since this place has been occupied by the Dongdan army, but both sides are unwilling to give up the sovereignty of this place, then it depends on who bids high, and whoever has the highest price gets this land!

"But my Great Song may not be able to redeem a large amount of silver now!" Uncle Zhang said at night.

"The Great Song Dynasty has no silver, is there silver in the Jin Kingdom? They are poorer! If you think about it, they don't have the money to buy it, and they are afraid of going to war with me now, so if I sell this land to the Great Song Dynasty, will there be a reason to uphold justice! Even if the Jin Kingdom wants to snatch it, you can restrain them through me."

Uncle Zhang slapped his thigh and said: "You're right, Jin Guo has no money to buy it, so he can only watch you sell this place to Da Song, if you join to rob it, he won't be able to stand it, and there is no suitable excuse, it's like slapping him in the face!" However, how much are you going to sell to Da Song? ”

"Hehe, it's easy to talk about money, Lord Zhang, can't you even believe me?"

"I also know that if I don't come up with money, this matter will never be solved, but if the Great Song Dynasty is asked to pay for it, those traitors in the court will definitely find a way to transfer the money to the people, the last time the West Eight States trade was like this, the imperial court expropriated and extorted money in the Jin land, and the officials embezzled and bribed the public and private, causing great resentment among the people, I am afraid that this time it will be ......!"

Uncle Zhang's worries are not unreasonable, if he lets Da Song get less money, he is not very willing, but no matter how much money they ask for, it will definitely be passed on to the people in the end, how much does it cost? Brainstorming.

The result of the final discussion between the two was 500,000 taels of silver, and the Great Song Dynasty had two meanings for this money, one was that the war in the land of Youyan that Yanjing Mansion had traveled all over had just ended, and the people's livelihood first entrusted the Dongdan King to take custody on his behalf, and the 500,000 silver was still a part of the custody fee, but this price Da Song must keep it secret from the Jin State.

A few days later, the envoys of the Jin and Song dynasties each went back to bring back Xiao Ming's reply and conditions, and Xiao Ming also declared to the outside world: "The land of Youyan was obtained by the Dongdan army in a bloody battle, and whoever claims sovereignty over this place must take out the necessary silver to buy it back!" The price is five million taels of silver! ”

After the news was issued, all parties reacted differently, and Jin Taizong naturally scolded Xiao Ming for being shameless and greedy for money! But the conditions of the people are reasonable, and he won't be able to come up with so much money for a while, but Xiao Ming's behavior is really heartbreaking! As a result, the military preparations for Yu Dongdan and the subversive activities in all aspects were more urgently launched.

After the Great Song side got the conditions brought back by Zhang Shuye, the reality was discussed in the court, and finally agreed to Xiao Ming's request, with 500,000 taels of silver to host the land of Youyan, and gradually restore the garrison in Youyan within half a year, and the custody fee was allocated immediately, but Xiao Ming's claim of 5 million taels of high expenses, why was it finally delivered to the Great Song with 500,000 taels was silent.

In fact, the amount of the last 500,000 taels of silver is nothing for the Great Song Dynasty, when the Song Liaoyuan Alliance, Zhenzong's annual military expenditure was not less than 20 million, and it was negotiated according to the annual tribute of 800,000, and the result was only 300,000 annual tribute.

As a result, the land of Youyan, which had been in turmoil for nearly half a year, finally regained calm at the beginning of the spring of the eighth year of Xuanhe, and the land was finally returned to the Song Dynasty, at the cost of 500,000 taels of silver and a short garrison of Dongdan.

Xiao Ming took this opportunity to take a boat back to Hangzhou, because Shen Bei'er had been pregnant for nearly eight months, and she was about to give birth in two months, and Xiao Ming was going to be a father! At this time, he had to go home anyway, so he rushed to Hangzhou on a flying scissor merchant ship specially made by the Hongshan people.

Two clippers have been built today, and although they have a large displacement and carrying capacity, they are still fast and light! Xiao Ming took a boat from Lushun to Hangzhou, taking advantage of the southerly monsoon in winter, and it only took less than three days to arrive! This was unthinkable at the time, and with this fast ship, Xiao Ming could start trading with Southeast Asia.

Xiao Ming's return home is a joy of reunion, Shen Bei'er is now fat due to raising a fetus, and the gap between her and Su Cai'er's appearance at this time has also changed, and now Shen Bei'er is already a goose egg face with a face like a full moon, and Su Cai'er is still a melon seed face.

Su Caier, because she was in a bad mood during the period of filial piety, was not in a very good mood, but lost weight! This makes Xiao Ming feel distressed, the two wives are so worried about him, Shen Bei'er is already eight months pregnant, and she is very close to going into labor, but she is in good health, walking like flying, most of the time is still accounting for Richanglong's accounts, sometimes Su Caier misses Xiao Ming, but she is here to explain, the two sisters are like brothers, and the family is full of warmth.

Xiao Ming felt very satisfied, if it weren't for so many things outside, he really didn't want to leave the house half a step. Xiao Ming went back to Hangzhou to accompany his wives for the New Year! After he came to this era, he almost didn't spend the New Year in Hangzhou, and now he has a family and a business! It's not a way to always wander outside, and this year he wants to spend the New Year with his family.

But Su Caier is reluctant to spend the New Year at home, one is that this New Year's holiday will always make her think of her father Su Bi when he was alive, and he was sad, on the other hand, this year's Hangzhou is unusually cold, and even a thin layer of ice has formed on the West Lake, Xiao Ming decided to take them to Suzhou to spend the winter, compared to Suzhou, which is a little warmer.

There are several reasons to go to Suzhou for the winter, that is, Shen Bei'er's father Shen Kuo is buried in Suzhou, and the sacrifice day is approaching, Shen Bei'er is inconvenient, but his father's sacrifice day always has to go back to Suzhou, one reason is that Xiao Ming has been letting Ai Qili run the "private bank" is now called "Taiping Yinzhuang" is ready to open immediately, and the head office is also located in Suzhou, Xiao Ming must go to attend the opening ceremony.

As a descendant of Jews who have a very keen insight into money, he has a natural advantage and a very complete idea in this regard, but after all, he is still a person in the early twelfth century, and for Xiao Ming, who has modern financial thoughts, he is still very backward in knowledge.

But Xiao Ming also has a fatal weakness, that is, his understanding of the current agrarian society of the Great Song Dynasty is still in its infancy, although the Great Song Dynasty has developed commerce and trade and handicrafts, but the ordinary people have a deep attachment to the land, although the merchants are rich, but the social status is low, and some people want to study all their lives.

Although commodities have greatly enriched the lives of the people, some key livelihoods in the field of market circulation are still in the hands of the government, such as salt, mines, magnetic burning, large grain sales, large livestock sales, and bulk commodity transactions all require the government to intervene, and the same is true for overseas trade.

Ordinary people for property lending such financial behavior is still in the cognitive state of a few centuries ago, pawnshops and usury are rampant, but there is no appeal and credibility of the regular bank to dominate the industry, the market is not standardized, the industry is in a blank spot, and the currency is not very suitable for the corresponding operation at present.

Xiao Ming knows that although it is the best opportunity to seize the market, it is also in a stage where the market is educated, in the current society, if you do not have the background of government intervention, what industry will not exist for too long! But Xiao Ming found a very good point of intervention.

The port and wharf he spent a lot of effort and a lot of money to build in Hangzhou Bay were prepared for this purpose, and Xiao Ming set his sights on the overseas trade market, because of Xiao Ming's guidance over the years, overseas trade has made great progress, thanks to the credit of Xiao Ming's establishment of the Dongdan Free Trade Zone in Liaodong.

In less than two years, the trade volume of Jinzhou, Yingkou and other ports in eastern Liaodong has been very large, so that Xiao Ming had to open Lushun Port, a large number of minerals and forest resources in Liaodong have been continuously sold, and a large number of metals, grains, and silk cotton textiles have been imported, which has led to the development of the maritime trade industry in the entire Liaodong Bay.

The shipbuilding industry that arose in various parts of Shandong can be seen from its roots, and Xiao Ming's merchant ships often drove a large number of merchants from the southeast and other places to the north of Liaodong, and even merchants from Fujian and Guangdong also set off along the coast to Liaodong, and many southern specialties were also introduced into Liaodong, and more importantly, a large number of local specialties from Liaodong were sold.

Relying on the convenience of the Liaodong shipbuilding base, several small test ships built by Hongshan people before were purchased as merchant ships, and shipyards in Hangzhou and Shandong also continued to order! The huge business contacts and the development of the shipbuilding industry gave Xiao Ming a financial loan to find an intervention point.

Moreover, in the current Great Song Dynasty, the proportion of private lending is also very large, but after all, there is no supervision and standard for each industry, so the development is very unsound, and many financial disputes and even lawsuits are constantly arising from this! The government was annoyed by this trial, and it also attracted the attention of the imperial court in this regard, but there was no relevant decree.

It was in such an atmosphere that Xiao Ming's "Taiping Silver Village" opened in the sound of "crackling" firecrackers......

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