Chapter 62: Don't put your eggs in one basket
Zeng Huacheng looked at his niece, "Xiaoman, since you said that this is a money-making investment, why don't we raise more funds to do it?" ”
"Second uncle, there is a famous saying: don't put your eggs in one basket."
That is to say: don't put all your capital into one thing, you should prepare for a lot. In this way, if this basket breaks, there will be eggs left in other baskets. People are warned not to gamble when investing, but to leave a few more ways out. ”
Su Manjin patiently explained: "According to my memory in my previous life, this is indeed a good investment opportunity. But as you can see, a lot of things have changed in my family since I came back. What if the stock market also changes? If you lose this principal, how much can you afford? ”
Zeng Huacheng thought about it and felt that his niece made sense. Su Manjin glanced at him and continued.
"Besides, the idea of borrowing money to invest is not to be desired. There is a sentence in "Zhuangzi" called: Those who note with tiles are skillful, those who note with hooks are worried, and those who note with gold are killed. ”
This is to say that if a person bets on tiles, his skill will be used very well. Because tiles are worthless, even if they lose, they don't feel distressed. ”
"But if you bet with a jade hook, you start to be afraid. When you bet on gold, you are likely to make a stupid move. Because gold is too valuable, I am very nervous because I am afraid of losing, which will affect my decision-making. ”
"Second uncle, think about it, if we raise funds to buy stocks, we are using more funds than we can handle, and investing too much money at once will be easy to make stupid moves."
"When investing, you still have to abide by investing with spare money, and try not to invest with leverage. It's okay when it's going well, but if it's going to be a market fluctuation, it's troublesome. ”
Zeng Huacheng's face was a little hot, and he was a little gambling just now. "Xiaoman, I agree with the concept you said, then let's use our own money to invest."
Su Manjin nodded, "Second uncle, this matter, at present, you, me, and my Uncle Sheng Rong, the three of us are involved." Uncle Sheng Rong, I told him that it was an investment project you introduced, and I wanted him to use 20% of the profit as a commission. When the time comes, he will come to Lizhou, and I will guide you to buy and sell. ”
Zeng Huacheng also knows the rules of profit sharing, he pondered for a moment, "Xiaoman, in this way, I will not raise other funds here, but let your three uncles also take some spare money and send it to me, let's not tell them about stocks, anyway, they have also participated in investing in construction sites before, and when the time comes, they will operate together in my account, even if a small amount is lost, I may bear it, if it is earned, it can be regarded as a small benefit for them." Do you think so? ”
"At that time, the profit of my account will be the same as your Uncle Shengrong, and you will also share 20% of the profit. Without the information you revealed, we would not have been able to seize this opportunity. ”
This businessman, it's really cool. Su Manjin smiled, "Second uncle, I am now in need of the primitive accumulation of capital, so I will not be polite to you." The stock market goes up and down, this time we will spend more than 1 month to test the water first, and in the next 20 years, there will be opportunities. ”
"That's right, second uncle, I'll call Uncle Sheng Rong from your place, and it will save me from going to town."
Zeng Huacheng picked up the landline in the study, "No problem, you can call as you like." ”
Su Manjin wrote down the phone number that Sheng Rong left when he left home at the beginning of the year, and dialed it, and it happened that Sheng Rong was in the office.
"Hey, hello, is Uncle Sheng Rong here?"
"Xiaoman? Xiaoman, is that you? Hearing the response, Sheng Rong smiled heartily: "I also want to call Wang Chunfeng and ask him to help me bring you a message." I heard that your family has opened a seafood shop, and the business is good, so you should also install a landline, and it is easier to contact. ”
Su Manjin responded with a smile: "Uncle, my landline has been approved, and the staff also came to inspect the site a few days ago, saying that they came back to install it after May Day." I'll give you the phone number when the time comes. ”
"Oh, let's not talk about the landline, I have something to do with you, we are discussing the investment in early April at my second uncle's house. Uncle, have you received the project money? ”
Sheng Rong was in high spirits: "Xiaoman, most of the project money has been obtained, and by the end of March of the lunar calendar, some of the final payment will be received." ”
"Xiaoman, didn't you ask me to open a securities account before May Day, I got it a few days ago, and the bank card accounts are all bound. When exactly are we going to meet? ”
Su Manjin: "Uncle, I was about to tell you about this, my second uncle went back to his hometown to pick me up and go up to Lizhou on the first day of April, and you will also come back and go up together, right?" ”
"Okay, then I'll go back on March 29, when will I leave for Lizhou on the first day of April?"
Su Manjin turned on the speakerphone, looked at Zeng Huacheng and asked, "Second uncle, is it okay to leave at three o'clock in the afternoon on the first day of April?" ”
Zeng Huacheng nodded and said into the microphone: "Sheng Rong, I'm Huacheng, let's see you in the afternoon of the first day of the new year." ”
Sheng Rong has long heard of the character Zeng Huacheng, the development of the family is good, and the townhouse built by returning to his hometown is even more famous in Jingfeng Town, he is usually in the field, and he has no chance to contact it, so he finally talked about it.
"Brother Huacheng, I have been looking up for a long time, I can hear Xiaoman say, this investment opportunity was introduced by you, thank you very much, make money and don't forget your fellow brothers!"
Zeng Huacheng glanced at Su Manjin with a smile, and said to Sheng Rong: "I'm also a coincidence, I'll know when you come over in early April." I'll give the phone to Xiao Manha first. ”
Su Manjin took the phone: "Uncle Sheng Rong, you can first think about how much money you want to invest in." Remember, don't press it all in, try the water the first time, and there will be opportunities later. ”
"Xiaoman, didn't I tell you last time that I was going back to the province to get land for more than 2 million yuan for the project? If this money can be doubled, then I will have the funds for later development, and I don't need to borrow from the bank. ”
Su Manjin was speechless, knowing that he was going to think like this again, and blamed himself for not telling him in advance. "Let me ask you, if you lose more than 2 million yuan, what capital will you use to get the land?"
"Ah, can you still give a loss?"
Su Manjin smiled: "The stock market is risky, and investment needs to be cautious. Why can't you lose money? When you went to open a securities account, didn't the staff remind you repeatedly? ”
"But didn't you say there was a chance to double it?"
Su Manjin sighed: "I said there is a chance, there is a chance, but you can't take all the risks without considering it, and put all your net worth into it?" Su Manjin could only resign himself to popularizing the theories of "eggs can't be put in one basket" and "can't be leveraged investment" again.
Zeng Huacheng looked at his niece patiently explaining, he couldn't help laughing, and said to the microphone: "Sheng Rong, let's just listen to Xiaoman, don't be in a hurry to make money, let's make a half-warehouse first." ”
(End of chapter)