This is Lao Zhu doing a drill for the later meeting to see if this can prevent the leakage of exam questions.

Zhu Bai didn't care about what topic Lao Zhu chose.

First, I was afraid that the topic would be leaked, and I would doubt him when the time came.

Second, it's because he's really not interested. He doesn't take the exam, and the people he wants to use don't need to be admitted by the imperial examination.

So why bother.

He slipped out of the palace early in the morning and went to the official tooth bureau.

When he sat down in his private room, he found that most of the paper on the table that he had abandoned here yesterday had been written.

What made him most angry was that this person deliberately put himself and Zhu Bai's words side by side on the table.

It's like telling Zhu Bai: Your words are too ugly. I write better than you!!

Soldiers can be killed, but not humiliated!

It's definitely not the long teeth, and the words with long teeth are not so immature.

Others are even less likely. No one dared to come in unless he summoned him.

Who the hell is it?

Zhu Baiya gritted his teeth and took a blank piece of paper and began to write seriously, stroke by stroke.

Fugui was busy grinding.

Zhu Bai said to Fugui: "Let the teeth grow." ”

A moment later, the tooth came in.

Zhu Bai asked, "Who else entered this room yesterday besides you?" ”

When he heard this, he became nervous: "Did you lose something?" Only the girl has ever come in. ”

Zhu Bai paused, turned his head to look at the girl who was running around the yard again to serve tea and pour water.

In this way, this girl should be from a powerful family.

Otherwise, how could she have the opportunity to learn to write at such a young age?

Zhu Bai thought for a while and asked Fugui: "How many books did you bring with your master to ask this king to recite?" ”

Fugui said, "Two or three." ”

Zhu Bai stretched out his hand, and Fugui hurriedly handed it over, still muttering in his mouth: "Your Highness can be regarded as planning to work hard." At that time, if the emperor examines His Royal Highness, His Highness will be in trouble if he can't recite it. ”

Zhu Bai took it and put it on the table, and then began to deal with the affairs of the tooth shop and the official silver village.

Fugui didn't know why, and he didn't dare to say it anymore.

After Zhu Bai finished handling the matter, he was about to leave, and said to Fugui: "The book is placed here, don't worry about it." ”

Fugui didn't think much about it, anyway, there were still in the palace, and Zhu Bai didn't memorize it.

------

After everyone took out the silver from Yingtianguan Yinzhuang, they waited silently.

What are you waiting for?

No one knows either.

On that day, Zhu Biao asked someone to come to the official tooth bureau to borrow 1,000 taels of silver, saying that it was necessary to hold the imperial examination.

The eunuch was so good at talking that it was useless to take out Zhu Biao's waist card.

The shopkeeper of Guanyinzhuang turned over and over in one sentence: "Without the permission of the King of Xiang, you can't take silver without a silver ticket." ”

In the end, the eunuch could only walk away.

Then someone came to inquire and asked if it was true that the emperor had emptied Guanyinzhuang.

The shopkeeper smiled: "If the emperor empties all the official silver villages, where did the silver you take out in the past two days come from?" The emperor just advanced this month's profits. ”

When you hear it, I see.

Which immoral ghost is talking nonsense?!

The merchant couldn't keep consuming like this, so he gritted his teeth and began to deposit silver in Guanyinzhuang. However, this time it is not a long-term storage, but a good look at the goods, negotiate with the seller, and then go to deposit, and then the seller will take out the silver ticket as soon as he gets it.

After tossing like this for a few days, everyone was also annoyed, and slowly resumed depositing silver to Guanyinzhuang.

The rest of the country also cursed and re-deposited the silver.

Think about taking out the long-term one, and losing interest in vain.

Then Guanyinzhuang launched a new business, that is, you can borrow silver. However, borrowing silver is not a casual borrowing, the first must be a mortgage, such as the title deed, gold and silver jewelry.

Interest is charged on a daily basis and is slightly higher than the interest paid by the official bank to long-term depositors.

Moreover, the borrowed silver cannot exceed 30% of the collateral, and after the principal and interest exceed 80% of the value of the collateral, even if the default is made, the collateral will be directly confiscated to offset the account.

If the borrower wants to get the thing back, he must pay the default silver in addition to the silver with interest.

These will be written on the contract, the official bank stamps and the borrower presses the fingerprint, and the broker of the official dental bureau acts as the middleman. In triplicate, one for each.

And then the smart man calculated, and understood.

Before, everyone didn't know why Zhu Bai opened a silver village to help people look at the silver, and he had to give people interest.

Now I know that it was originally to earn the difference between saving and borrowing.

In fact, there are also private loans, but although the person who lends out can earn interest, he has to risk that the money will not be recovered, and the other party will not be able to repay the debt.

Now it is equivalent to the official bank village to help them lend, although the interest is less, but it is trouble-free and guaranteed.

This time, the turmoil in Guanyinzhuang finally subsided.

On this day, Lao Zhu Shangchao told Zhu Bai not to run around, and to discuss important matters.

Eighty percent wanted to call him again.

dispersed, Zhu Bai reluctantly followed Lao Zhu.

Lao Zhu laughed at him: "Tut, rebel, look at the way you look, you can hang an oil pot on your mouth." ”

The palace maids and eunuchs all snickered.

Zhu Bai sighed lightly: "Father." How old is Erchen? Can't you pretend to forget me? ”

Lao Zhu sneered: "Don't be so reluctant. Wait, I'm afraid you're going to come to us and leave the work to you. ”

Zhu Bai smacked his lips: Impossible.

Sitting down in the imperial study, Lao Zhu said: "There is a treasure source bureau in Yingtian, and there are also treasure springs in various places, you know." ”

Zhu Bai thought for a while: "Hmm." Know. It is the minting of small coins and the printing of money. ”

These bureaus were stopped at the beginning of last year because he told Lao Zhu about the "gold reserve system".

I don't know what Lao Zhu is doing when he suddenly says this.

Lao Zhu said: "We plan to restart them again this year." I'd like to discuss it with you and see what you think. ”

Zhu Bai was helpless: I thought that the ups and downs of Guanyinzhuang this time would make Lao Zhu thoroughly understand the basic principles of the country's currency issuance.

And so he turned out.

directly asked Lao Zhu not to restart, definitely not.

Lao Zhu is a donkey, very rebellious, so he can only follow him.

Zhu Bai said: "It is okay to restart, but Erchen suggested that these places can only mint money, not issue paper money." ”

Lao Zhu frowned: "Why?" Wouldn't it be nice if we didn't hand out banknotes this time? There is enough money to prepare. ”

No matter how much silver there is in Guanyinzhuang, it is not from the imperial court, but from the guests!

Those in the treasury are.

Zhu Bai couldn't say this directly, so he could only say: "If it's just a copper coin, the copper ore is in our hands, and the adulterated copper coin is easy to identify." If that fool helps us mint money with real copper, we will not suffer. ”

To put it bluntly, the copper coin currency itself has that value in it.

On the surface, it is to buy things with copper coins, but in fact, the essence is still equivalent to bartering.

Lao Zhu nodded slightly.

Zhu Bai said: "But it is difficult to control the use of paper money at the same time. Even if we use high-priced paper printing, we can't stop the rebellious ministers and thieves from being shoddy. Besides, the thirteen political envoys Si Tiangao Emperor Yuan, when the time comes, they will not listen to the emperor's orders and issue banknotes indiscriminately, and the consequences will still be borne by the imperial court. ”

In the 21st century, the anti-counterfeiting of banknotes is so strong, there are still people who can create fake banknotes, not to mention the backward anti-counterfeiting technology.