"At home, I'll come back as soon as I enter the wax moon. Two days ago, I received a text message, telling her that she took her mobile phone and deleted it for me, saying that it was a scam text message and left it alone. As a result, I called today, so I can't say that I am a liar. Wang Lan's tone was full of powerlessness.

Zhang Lan comforted: "It's okay, Sister Wang Lan, I heard you say this, I guess I borrowed money online." Don't worry about it when you call the police station, this debt is a civil dispute, even if you go through the formalities, the court will come first, where will you go directly to the police station. I'll give Jiajia a call and ask later to see what the situation is. ”

"Okay, you call her and ask. I asked her not to say anything, so that I would not care. Wang Lan sighed and said.

After hanging up the phone, Zhang Lan flipped through her mobile phone and found Tang Jiajia's phone, and when she called, she found that she couldn't get through.

After thinking about it, this was saved before, and now Tang Jiajia's situation is estimated to have changed the number.

opened WeChat again, found Tang Jiajia's WeChat, and sent a voice call, and after a while, it showed that no one answered.

Zhang Lan sat on the sofa and sighed helplessly, it wasn't fatal, what were you afraid of if she owed some money.

After stopping for a while, Zhang Lan took her mobile phone and called Wang Lan again: "Jiajia has changed her number, I can't get through to her phone, and no one answers the video sent on WeChat." ”

"I changed the number, and I changed the number again when I came back for the New Year. Wait a minute, I'll let Jiajia answer the phone, and she'll be in the house. Wang Lan said.

"Okay, you give her the phone."

After a while, with a 'hey' on the phone, Zhang Lan asked with a smile, "Is it Jiajia?" ”

"What's the matter, Uncle Zhang Lan? Don't listen to my mother, I'm fine, it's just a scam call, and I'll be fine after a while. Tang Jiajia was still covering up the peace on the phone.

Zhang Lan said with a smile: "It's okay Jiajia, fraud or not, let's not talk about it, you are at home now, right, are you busy at home today?" ”

"She's not busy, she doesn't have anything to do at home, she goes into the house all day and plays with her mobile phone." Wang Lan's voice came from the phone, which startled Zhang Lan.

Zhang Lan hurriedly said loudly: "That's it, Sister Wang Lan, Jiajia is okay at home, you let her come to my house to play for a day, it just so happens that now I'm at home, come and relax and meet people." ”

"You're at home, Zhang Lan, when did you come back?" The phone was in Wang Lan's hand again.

Zhang Lan was speechless and said, "I'm just coming back, Jiajia will let her come over if it's okay, do you have a car?" If not, I'll drive to pick her up, right? ”

"No, no, there is a tram at home, just let her ride the tram over, it will be there in ten minutes. It's almost noon, I'll let her have lunch before I go, right? Wang Lan said.

Zhang Lan hurriedly said: "You let her come over now, it just so happens that there are other guests at home at noon today, let Jiajia come over to meet someone, maybe she can arrange a good job." ”

Wang Lan's plan was to let Tang Jiajia come over after lunch, but Zhang Lan hurriedly refused. If Tang Jiajia really owes someone money, when she called just now, Tang Jiajia seemed to be mentally prepared, and this kind of psychology may change at any time, so the sooner things are handled, the better.

It's not terrible to owe debts, but what I'm afraid of is that after owing more money, the whole person begins to panic, and then he loves face more, and if he demolishes the east wall and makes up the west wall, the hole will only get bigger and bigger.

When Tang Jiajia rode to Zhang Lan's house, Zhang Lan set up a dining table in the hall and fried a few dishes with her mother.

After seeing Tang Jiajia enter the house, Zhang Lan hurriedly greeted: "Jiajia is here, hurry up, bring these two cold dishes, and start the meal immediately." ”

Zhang Lan didn't mention anything else, this way, Tang Jiajia didn't know how many abdominal drafts had been typed in her stomach, she would like to ask something that is not easy to ask, it is better to eat first.

Eating can solve a lot of conflicts, especially a good meal. After eating, clean up the dishes. Qin Yongjun drove the car and Shen Huayu out to the nearby temple to worship the Buddha, and Zhang Lan led Tang Jiajia to the tea room in the east courtyard.

Sitting next to the tea table, Zhang Lan turned on electricity to boil water and began to prepare to make tea. Tang Jiajia, who was sitting opposite Zhang Lan, was a little restless, and said, "Uncle Zhang Lan, I'm really fine, don't listen to my mother's nagging there." ”

Zhang Lan said with a smile: "How did your uncle and I play the Internet a few years ago, and your Uncle Zhang Hu owed a lot of debt two years ago, and I gave him a little bit of it." So don't say anything else, let's talk about what you owe? ”

Tang Jiajia sighed and stopped talking, put her hands together between her legs, and watched Zhang Lan make tea there for a while.

Zhang Lan shook her head and said, "It's not a way if you don't speak, now the calls are all to your mother." It seems to be the collection of online loans. However, if you take it directly to the police station, it may be the emergency contact of the credit card. We're not afraid of owing money, you must be overdue, so is there anything you can't say? ”

There was silence for a while, and after a while, Tang Jiajia spoke: "Uncle Zhang Lan, even I don't know what to say." ”

Zhang Lan stretched out her hand and said to Tang Jiajia: "Then I, who is my cousin, will give you a brush first." You are overdue now, and I won't say how much money you owe in total, because the penalty interest is calculated on a daily basis, and since it is overdue, you will bear what you should bear, and it is nothing if the penalty interest is delayed for a while. ”

"Then there's the question of who owes the money, again, it doesn't matter how much you owe, what matters is who you owe. Let's talk about loans first, do banks have consumer loans? ”

Seeing Tang Jiajia nodding, Zhang Lan was speechless. There are consumer loans, and this number is estimated to be indispensable. After thinking about it, I got up and took out a notepad from a drawer next to me, and then took out a pen.

"Let's take the pen and calculate it a little bit, you take out your mobile phone, what do you owe, let's sit here today and calculate, you also have a bottom in your heart, don't just say I won't pay it back, it's not like this."

Tang Jiajia nodded and took out her mobile phone.

Zhang Lan opened his mouth and said: "Let's talk about the bank first, first of all, the credit card of the bank, and now you have the credit card of several banks." Both overdue and non-overdue are included. ”

According to Tang Jiajia's name, Zhang Lan began to write down the names of each bank on a piece of paper, and then asked Tang Jiajia to say the credit card limit and the amount swiped. After a while, Zhang Lan took the pen and counted the credit cards of nine banks, rubbed his forehead, and said, "That's all for credit cards, right?" ”

Seeing Tang Jiajia nodding, Zhang Lan continued: "In addition to the limit of the credit card itself, which bank do you have additional loans?" ”

Then Tang Jiajia thought about it, said the names of the three banks, and after asking about the loan amount, Zhang Lan wrote it on the paper.

"Finally, it's an online loan, let's skip the online loan first, do you still have a balance of money on you?" Zhang Lan asked. (End of chapter)