Chapter 855: Solution
"What's the solution?"
Feng Ruyi explained what she said, that is, tomorrow morning, Qin Yongjun and her will go to the bank, and the bank will make a pledge loan for the deposit certificate in Qin Yongjun's hand, and the money will be transferred away at that time. Then wait for the completion of the deposit certificate procedures, and then repay the loan, the interest bank will come out, just go over tomorrow Qin Yongjun to sign it.
Zhang Lan smiled after listening to what Feng Ruyi said: "In the final analysis, it's okay to borrow money, but there's no money to withdraw money." ”
The three of them laughed, and Qin Yongjun waved his hand and said, "That's it, just get the money tomorrow." It's not easy to take advantage of this when it's cheap, and it's better to save the four major lines in the future. ”
"It's not that the four major banks are deposited, it's that the economic situation has been poor in the past two years, and this large amount of deposits doesn't seem to be much, but the last few days of the first half of the year are about to pass, and the difference between more tens of millions and less tens of millions is too big, so the bank always wants to drag it out for a few days." Feng Ruyi explained the real reason.
Qin Yongjun nodded: "This is also true." There is a big difference between withdrawing tens of millions of deposits and adding tens of millions of new loans. ”
"Now it's for the money, and it's rare for everyone to die. All kinds of tasks are pressed down, and it is not easy for anyone. Feng Ruyi said as if she didn't explain.
It is very difficult, not only to withdraw large amounts of money, but also to get a bank card. Sometimes it is even very difficult to activate the card.
After the start of various actions, the bank is also actively cooperating to get a card, once there is a problem, not only the main responsibility of the card, but also the teller who opens and activates the card.
After the implementation of big data, now as long as the service project is responsible for handling, all will be held accountable to the individual.
Not only the banking industry, but also most public institutions and service industries, as long as there is a signing process, all of them have begun to be held accountable to individuals.
Even getting a driver's license, buying a car, etc., have begun to directly investigate everyone who signs once something happens.
Such changes in the general environment are naturally getting better and better, preventing the phenomenon of mutual blame after an accident.
And then the same consequence is that those who are not responsible for specific affairs move their mouths, and those who do the work below can push and push.
But when it comes to the bank, Li Xia told Zhang Lan more than once at that time that she would get such a salary a month, and she would not mention such and such tasks. If you only open a business by yourself, if there is a problem, it will be a fine for the individual.
If it's serious, you need to bring the supervisor and the head of the business outlet. No matter how serious it is, it is not only a matter of fines, but also the above punishments, and finally a report.
It's useless to explain to the customer, many times the customer thinks that as long as the fuss and complaints can be done, he will not want to cooperate with you.
Sometimes customers make a fuss and complain on the spot, and after all kinds of explanations are not possible, some leaders may choose to calm things down and do what they can do.
But there are some businesses he just can't do, such as I am not in withdrawals, deposits, transfers, etc., and there are those who say that they can't write and ask for a signature. It's good that it's not found, but once it's found, it's a fine.
This kind of simple fine is easy to say, sometimes because the other party makes a big fuss and the leader is unbearable and lets go, but it is this business that causes the case to be involved. It will be even more troublesome, and then it will not be difficult to see if it is embarrassing, at that time the fine is a trivial matter, and it is not uncommon for the relevant responsible person to be removed and dismissed.
Qin Yongjun agreed to Feng Ruyi's proposal, and it could be seen that Feng Ruyi was relieved. I used my mobile phone to contact the person in charge of the bank, and then explained that it was really when I was about to check the accounts in the quarter, and it was good to say that the income was still missing, and it was tens of millions less all of a sudden, and this outlet was sad in the second half of this year.
But the business will be different in the second half of the year, a little bit every month, and in the end, the account will be smoothed out, and there will be rewards. The main reason is that it is a small bank, and one branch can make so much profit in a year, which cannot be compared with some large banks.
Looking at Feng Ruyi's continuous explanations, Zhang Lan also sighed slightly in her heart, shook her head and didn't say anything anymore, it was not easy. Behind the seemingly easy money, everyone has a difficult moment.
After Feng Ruyi left, Zhang Lan asked Qin Yongjun: "When did you decide to partner with Tian Qingyong and them, didn't you just tell you?" ”
Zhang Lancai and Qin Yongjun mentioned Shen Huayu's matter, and then rejected Tian Qingyong's proposal to become a shareholder. Then now I heard that Qin Yongjun was going to take out tens of millions of shares before, Zhang Lan really didn't expect such a development.
"You mentioned it to me, and then I called and asked. This kind of project is sure to make a profit, and it has existed for decades afterward, accounting for a share to keep a capital for the children. Qin Yongjun said.
Leaving a capital for the children, Zhang Lan breathed a sigh of relief and stopped saying anything. Now Qin Yongjun is starting to think about the future of a few children again, in Zhang Lan's own opinion, there is no need for this at all.
Everyone has their own path, how far can they go, parents are right to pave the way, but there is no need to pave the road so precautionary.
When she gave acupuncture to Wang Jiaqi's father again, it was Wang Jiaqi's mother who directly asked someone to send her father to the clinic. After the second acupuncture and spell treatment, with Zhang Lan's support, Wang Jiaqi's father was able to stand firmly on the ground.
However, this one standing on the ground was supported by Zhang Lan, Wang Jiaqi was not good on the side, she was too small, and her own words could not support her father. Neither could her mother.
After that, Zhang Lan supported Wang Jiaqi's father and instructed Wang Jiaqi to move a chair with armrests and let Wang Jiaqi's father sit on the chair.
Seeing Wang Jiaqi's father sitting firmly on the chair, and would not fall down without being taken care of by others, Zhang Lan smiled and said to Wang Jiaqi beside him: "This is much better than the last acupuncture, didn't I have a wheelchair last time I went to your house?" When you get back, ask your father to sit in a wheelchair and take advantage of the good weather to take a walk outside. According to the current situation, after intensive treatment and exercise, there is still hope for self-care. ”
Zhang Lan's plan is to let Wang Jiaqi's father finally be able to eat and go to the toilet by himself, and recover like an ordinary person, but Zhang Lan has no such plan.
In other words, Wang Jiaqi's father wants to recover like ordinary people, and it is a little difficult. It's just the limbs, and the brain. After Zhang Lan gave Wang Jiaqi's father a second acupuncture treatment, Wang Jiaqi's father repeated his speech a little upside down.
The amount of bleeding is large, there are many nerves, and then from the onset to the present, the time is relatively long, coupled with the perennial bed rest, many functions inside the brain are no matter how to recover, and it is impossible to be the same as ordinary people. (End of chapter)