Chapter 135: A Young Man's First Credit Card?

'Is the pursuit of individualized expression by young people admiring the foreign? ’

Zhiliu's words again interrupted Guo Wei's analysis.

Guo Wei could only shrug his shoulders helplessly when he heard this, and opened his mouth lazily, "Teacher, don't say this to me."

The reality is that times have changed.

Today's young people, especially those in the city, have grown up eating foreign fast food, and their thoughts are not the thoughts of my time.

So, if I were Qingyun, I would immediately turn around, unplug all the game graphics cards, replace them with the cheapest ones, and enter the office market. ”

Zhiliu frowned and thought about it when he heard this, then shook his head.

He actually understood what Guo Wei meant very well.

Yanhuang Group took advantage of the fact that everyone was not paying attention, and immediately turned and cut into the office computer, with the characteristics of 'good looks', the gross profit of each computer will not be too low.

But in his opinion, this is not possible.

Because at this moment, the problem in front of Qingyun is how to digest his 100,000 computers equipped with FX5600 graphics cards with the same configuration as Fantasy Group, and the hundreds of thousands of units that subsequently adopted Xingtianxia FX5900 graphics cards.

Although this method can indeed effectively revitalize other components, but the graphics card is pulled out, don't you want it?

You must know that this kind of machine, the graphics card can be regarded as a big head, okay!

None of the losers are so defeated.

Zhiliu said angrily, "Xiaowei, think about it, how to solve his batch of graphics cards?" Is there dust in the warehouse? ”

It's not that no one in the conference room has thought about this problem, but because of Guo Wei's 'Jiwei' who has been so wise for more than ten years, no one dares to clearly raise objections.

Guo Wei's analysis is indeed the Tao, and they who are younger also admit that this is an irreversible trend.

To be honest, even middle-aged people like them are a little powerless to complain about the cookie-cutter computer.

But they don't count.

However, if it is a start-up for those young people, this is a certain possibility.

But as Zhiliu said, how to solve the game graphics cards that are at least hundreds of thousands of in Qingyun's hand?

Before, it was good to say that the kid was still following the normal business logic, using the deposit model for procurement, and after they made a graphics card robbery, Yanhuang Group and Xingtianxia Group had to use the full payment model in the transaction.

In other words, whether the hundreds of thousands of graphics cards arrived at the warehouse of the Yanhuang Group at this time, Qingyun paid the full amount, and these graphics cards belonged to him.

And such a high-end game graphics card, itself this market is a niche market, when fantasy preemptively occupies this market, the market demand is met in advance, Yanhuang Group's graphics card can only rot in the hand.

Now that Zhiliu couldn't help but start complaining, everyone began to talk in a whisper.

They admit that Guo Wei's analysis is very reasonable and correct.

Now, for example, the start-up company in Zhongguancun, that is, a group of young people in their early 20s, and a company of several people, it is normal to even buy this kind of computer with bells and whistles to advertise as a 'young new force'.

But in the face of this graphics card stock, all the logic is destroyed.

Is it really to throw the graphics card aside and not use it?

300,000 high-end graphics cards, hundreds of millions of dollars!

Yanhuang Group's capital plate, how big is it?

So, this analysis seems to them to be impossible.

But......

"Good! Even if Xiaowei's analysis is wrong, but! Ladies and gentlemen, what do you think Qingyun will do next? ”

Li Qin's words made everyone obediently shut up.

The experience of the past few days made it very clear to them that the thoughts of the demonic young man in the Yanhuang Group, they could guess that it was a strange thing.

There are a lot of tricks, and there are really many hole cards.

Just when Guo Wei himself felt a little difficult to justify, the door of the conference room was suddenly pushed open from the outside.

Zhiliu, who originally wanted to speak to 'throw bricks and lead jade', frowned when he saw this.

I don't know the rules!

However, when he saw that it was Yang Zhiyuan, who was supposed to be at home at the moment, who pushed open the door and walked in, he suddenly had a bad idea in his heart.

"Zhiyuan, what's wrong?"

Yang Zhiyuan walked in with vain steps, and opened his mouth with a miserable white face, "The internal line called, and Yanhuang Group terminated the vomiting ...... of the TOP financial sector"

When he said this, Yang Zhiyuan vomited uncomfortably, and the overturning of the river and sea in his stomach made him have to stop and slow down, and motioned to Lin Min to quickly find him a basin.

Running fast, he couldn't help but vomit at the moment.

Lin Min was a little blind, where did he go to find a basin at this time.

Guo Wei next to him picked up a garbage can in the corner, picked up a few pieces of toilet paper and asked Yang Zhiyuan to press his throat, "Spit here!" ”

In this case, you have to vomit quickly, and only after vomiting can you get down to business.

Seeing this, everyone couldn't urge, so they could only sit in their positions and wait.

Obviously, the Yanhuang Group has another moth.

When Zhiliu heard the words 'financial sector', a dense sweat broke out on his back, and the wine he had drunk at noon also woke up, and he sat there with a cloudy face.

Yang Zhiyuan didn't care about any gaffes, the information was too sensational, and he also wanted to quickly vomit and report clearly, so he hurriedly crumpled the toilet paper into a ball and pressed his throat and eyes.

Guo Wei had just walked outside the door with him in his arms, and within a few seconds, there was a sound of vomiting outside the door.

This scene made everyone in the conference room unable to come back to their senses.

However, the sour smell of vomit is spreading in the air in Brownian motion.

Li Qin asked people to open the windows of the conference room and turn on the air conditioner to the maximum, which smelled good.

The main thing is that the person who is vomiting is the general manager of the company, and no one dares to say that the door of the conference room is closed, and he is closed and vomited.

And Zhiliu could only shake his head and sighed, "Zhiyuan did drink a little too much today, I originally asked him to go back and rest." ”

In this way, not only Yang Zhiyuan's image has been saved a lot, but everyone has also tasted a little taste.

This......

What is Yanhuang Group doing at this juncture?

And it is also worth Yang Zhiyuan to report in a hurry regardless of being drunk.

After all, Yang Zhiyuan is also in his forties, and the alcohol test in the workplace for so many years has made him sober up quickly.

Picked up the warm water handed over by the secretary next to him and rinsed his mouth, wiped his mouth, and then held Guo Wei's shoulder and smiled helplessly, "Old Guo, thank you, I lost my temper today." ”

Guo Wei just smiled, "It's a normal thing, that group of channel masters is really not good to serve." ”

The secretaries next to them felt that these two people were too hypocritical.

They want to get drunk, too, but they don't have the qualifications.

Yang Zhiyuan patted him on the shoulder when he heard this, and after looking at him for a few seconds, he said,

"You eat by your ability. Sometimes, I envy you, really. ”

This clueless sentence made the few little secretaries next to him hear it in a fog and couldn't find a way.

But just when they wanted to hear more gossip, Yang Zhiyuan straightened up, took a few deep breaths, and then staggered back into the door.

"I'm sorry, I'm out of the ocean!"

"What are these words? Mr. Yang has worked hard! ”

The answer in the door made Guo Wei, who was still a little stunned at the door, sober up.

Putting aside the previous opposing positions, Yang Zhiyuan, a pig Gangguan, really deserves to be the generalissimo of Tianpeng, and he is very capable of sales.

If you are in the position, do you stay or not?

He took off his suit that was stained by Yang Zhiyuan's vomit and handed it to the secretary, he rolled up his sleeves and walked in.

"The inside line said that Yanhuang Group terminated the transfer of the financial sector, and took the TOP financial company, small loan company, and guarantee company as the credit enhancement chain, and prepared to cooperate with China Merchants Bank to apply to the People's Bank of China and the China Banking Regulatory Commission established in March this year to open the business of consumer installment loans for college students, and they are ready to use credit cards as the carrier to ......"

When everyone heard this, they immediately fried the pot.

"College students? Consumption installment? What do they take as collateral? ”

In 1999, there was a car installment business, and in 2000, the state also issued the "Guiding Opinions on the Development of Personal Consumption Credit".

But college students without financial resources?

Isn't that funny?

But at this time, Zhiliu's eyes were wide open, and the hand holding the mouse was unconsciously raised, dangling in the air for two seconds, and slapping it heavily.

"Holy!"

Zeng Maochao, who had been acting as a mascot next to him and would never speak until the critical moment, sighed at this time.

"Expand domestic demand!"

Li Qin also reacted at this time, and immediately laughed angrily, "Hey! This little king and eight calves! That's enough! ”

Zhiliu sighed at the ceiling, then looked at the other confused people in the conference room, and opened his mouth with a wry smile,

"I'm sorry, I lost my temper! The main thing is this......"

At this, he paused, his hands on the table clenched into fists, and his face became hideous.

Seeing this, Li Qin hurriedly persuaded his old partner, "Calm down!" Calm down! Don't get angry. ”

After that, he turned his head and explained to this group of disciples, "At the conference at the beginning of this year, President Ma of China Merchants Bank proposed that in order to cope with the situation of insufficient consumption, it is recommended to start the credit consumption of college students to increase domestic demand.

Later, on the proposal of the banking regulatory department at that time, it was planned to carry out a pilot project in China Merchants Bank, issuing credit cards to college students, and giving college students an initial limit of less than 5,000 yuan to stimulate their consumption. ”

At this point, everyone in the conference room also understood.

Yang Zhiyuan, who drank a bowl of hangover soup at this time, continued, "According to the insider, at noon, Qingyun and President Ma had already passed the phone, and the two talked very happily, and even discussed the slogan.

'Young people's first credit card' and 'young people's first computer'. ”

Guo Wei also said next to him, "Damn! ”

Then he couldn't help but complain, "Let those students who have no source of economic income consume in advance, won't he be afraid that he will have children in the future without assholes?" ”

At this time, Zhiliu's face turned red inexplicably.

This is the ...... At the conference, he came up with it.

And that night, he discussed the operation path with President Ma, who is also a member of the Taishan Society.

College students pay 2-4 percent of the down payment, and then divide it into 24-36 installments, and repay 200-300 yuan to the bank every month, which does not affect the lives of those college students, but will stimulate the group that could not afford to buy a computer, and can consume in advance.

And this consumption falls on the brand machine, further disintegrating those DIY markets.

However, at that time, he didn't think the situation was there, so he didn't rush forward.

Moreover, the issuance of credit cards to college students is also very resistant to Governor Ma's own judgment.

Everyone tacitly assumed that this matter needed to be walked slowly.

But at this moment, he was cut off by Qingyun, and he couldn't help muttering in his heart, is that kid a roundworm in his stomach?

The tax controller was also cut off by that kid!

How can this kid walk in front of him every step of the way?

Moreover, he also had to admit that Qing Yun had too many natural advantages over him to do this kind of thing.

"What's more, except for banks and brokers, he doesn't even have trusts and small loan companies!"

Everyone in the conference room also reacted at this moment, how rebellious the Yanhuang Group was.

Banks and brokerages, Qingyun is not needed at all.

First, as long as he wants, he is not short of money, not only the financial backing of his father-in-law, but also the biggest crocodile in the capital market this year, and his financing ability has a natural endorsement.

Second, last night's news broadcast has clearly given a signal that this kid is covered by the state.

What bank would dare not look at him a few times?

At this time, a sense of powerlessness also rose in everyone's hearts.

Unlike the previous opponents, the previous opponents were all fighting in the same field.

And Yanhuang Group ......

A large group with almost all licenses, even if you know that Qingyun is not strong at this time, he can make too many moves.

He simply doesn't follow the inherent playstyle of the industry.

"It's all to blame Song Ruhua!"

……

(End of chapter)