Isn't what Zhao Ye is thinking about now is to launch Yu'e Bao and other financial products!

It is no problem to build "Alipay Financial Services", introduce state-owned capital and international capital, and escort it.

Not only that, Zhao Ye also plans to launch WeChat Finance, Facebook Finance and Galaxy Finance to build the four major international Internet finance giants!

The four major companies all operate independently and introduce different shareholders, so it is not a monopoly.

At present, it is the first to develop Alipay finance.

Zhao Ye quickly typed on the keyboard on his laptop, wrote a plan, and wrote down the general content of the Alipay app in his previous life.

Half an hour later, Zhao Ye reviewed it, and then smiled: "Perfect!" Such a design is already a mature Internet financial product! ”

After speaking, Zhao Ye picked up the phone and informed Hu Gangyi, CEO of Alipay, that Alipay's director and above executives would come to the chairman's conference room at 9 o'clock tomorrow morning for a meeting.

……

9 o'clock in the morning the next day.

Hu Gangyi and others have come to the chairman's conference room in advance.

"Mr. Hu, do you know what Dong Zhao is asking us for?"

"Yesterday, Zhao Dong suddenly issued a notice, and I don't know what it is." Hu Gangyi shook his head.

Everyone was talking, and Zhao Ye pushed the door in at this time.

Seeing this, everyone stood up one after another and greeted in unison: "Zhao Dong is good!! ”

"Well, good morning, everyone, let's all sit down." Zhao Ye smiled and said, then walked straight to the top and sat down.

"I'm calling you to a meeting today because I have something important to announce."

Zhao Ye paused and said, "Alipay already has 500 million users in China, and how to use these 500 million users to obtain value is a problem we need to consider!" In my opinion, 'Internet + finance' is the development trend of the financial industry in the future, and Alipay, as the world's largest third-party payment tool, obviously has a unique advantage if it wants to enter the Internet finance industry!! ”

After speaking, Zhao Ye motioned to Liu Yinyin to turn on the projector and play PPT.

After a while, Zhao Ye introduced: "As shown in the figure, we need to redesign the Alipay APP and add more functions, including transfers, mobile phone recharge, living expenses, financial management functions, etc......."

"For example, financial management functions include Yu Yu Bao, funds, gold, stocks, insurance, pensions and so on...... In addition, there are borrowing and Huabei. ”

"Most people in China don't know how to manage money, and they have never been exposed to it, but do they have any financial needs? Naturally, there is! After all, good financial management is equivalent to making money, and who doesn't like to make money! ”

"At present, money market funds have appeared in China, but because of the high subscription threshold and low penetration rate, it is difficult for ordinary people to reach them, and most of them can only choose bank time deposits and demand deposits."

"Yu'e Bao is a product that provides balance value-added services and current fund management services. With a minimum purchase of 1 yuan, you can also manage your money regularly, and its operation is simple, low threshold, zero handling fee, and you can use it at any time. The birth of Yue Bao makes it easy for grassroots users to manage their finances. ”

"In addition to the financial management function, Yu'e Bao can also be directly used for shopping, transfer, payment and other consumer payments, and is expected to become a cash management tool in the mobile Internet era!"

Zhao Ye talked eloquently, and Hu Gangyi and the others were taken aback.

They are all smart people, Zhao Ye mentioned it a little, and they immediately understood. Immediately, I couldn't help but admire Zhao Ye a lot.

"Dong Zhao has created a new business model, and this business model has great potential! With the emergence of the Internet financial model, the traditional financial model will undergo a general reconstruction...... "Hu Gangyi sighed in his heart, and at the same time showed a trace of excitement, as the CEO of Alipay, he will also become a leader in the field of Internet finance, what an honor!

In fact, at this time, there is no need for Zhao Ye to continue to introduce, Hu Gangyi and others have already understood how to build Alipay finance.

It is just to move the traditional financial industry to the Internet, use Internet technology and online platforms to realize the rapid delivery and handling of financial services, and at the same time launch more innovative products under the Internet model.

Of course, the PPT made by Zhao Ye is very detailed, and everyone can't help but admire it, and it feels very perfect and can be used directly.

The meeting lasted for more than an hour, and Hu Gangyi and others had a deep understanding of Internet finance.

At the end of the meeting, Zhao Ye said: "Many Chinese people have never done financial management before, so our steps should not be too big, we should take it slowly, make Yue Bao first, and then update other financial products slowly!" ”

"Okay, Dong Zhao!"

After the meeting, the Alipay team cooperated with Galaxy Financial Group on the same day to select a fund to develop Yu'e Bao products.

The technical difficulty of developing Yu'e Bao is not high, and it is rare to get through all links, but this is not a problem for the Alipay team.

Soon, half a month passed, and the Yue Bao product was ready.

When Hu Gangyi showed the new Alipay APP to Zhao Ye, Zhao Ye tested it several times and was very satisfied, so he said to Hu Gangyi: "Let's go online tomorrow, you can use the publicity resources of Huwujiang Group to promote it, and you must ensure that Yue Bao is an instant hit!! ”

"Okay, Dong Zhao!" Hu Gangyi nodded excitedly.

Zhao Ye smiled with a smile on his face, patted the other party's shoulder lightly, and said, "Do it well, don't be too nervous, Yu Bao's birth will definitely be popular all over the country!" ”

Hu Gangyi smiled, he was not nervous.

Yu Bao will be launched tomorrow, and next, he has a lot of things to do, so he said goodbye to Zhao Ye.

At about 11:30 a.m. the next day, Alipay held a product launch conference, and Zhao Ye personally stood on the platform to introduce Yue Bao to the outside world.

Zhao Ye is a living signboard.

His appearance immediately caused a huge sensation at the press conference.

Subsequently, the #赵烨出席支付宝发布会#的新闻迅速空降微博热搜榜第一 caused a shock to the whole network.

"Zhao Ye personally attended the press conference, is it going to be a big thing again?!!

"It's a must, Zhao Ye personally went out, which definitely means that this press conference is extraordinary!"

“……”

As the news spread, more and more people began to watch the live video of Alipay's press conference.

Zhao Ye smiled slightly, and introduced Yu Bao in detail to everyone.

"As the saying goes, 'if you don't manage money, money won't care about you', but most of the Chinese people don't know how to manage money, and the main reason is because the threshold for financial management is relatively high!"

"But today, Alipay has lowered the threshold of financial management to the minimum!"

"Next, I would like to introduce to you Alipay's fist product - Yue Bao!"

"Yu'e Bao is a product that provides balance value-added services and current fund management services. To put it simply, depositing money into Yu'e Bao is equivalent to buying a wealth management product. However, the wealth management product of Yu'e Bao generally does not lose money, because it is a money market fund, which has the characteristics of low risk and stable returns, and the profit is usually higher than that of the bank. Of course, the most important point is that Yue Bao starts at 1 yuan, which is easy to operate, low threshold, zero handling fee, and can be taken and used at any time! ”

"In addition, Yu'e Bao's funds can also be used for shopping, transfers, bill payments and other consumer payments, which is very convenient and fast."

After Zhao Ye finished speaking, the entire press conference was in an uproar.

Alipay is to allow consumers to deposit money into Yuebao, this is to challenge the bank, move the bank's cheese~

Everyone couldn't help but talk about it.

However, the ordinary people who watched the live broadcast were overjoyed.

"Yue Bao, one yuan to buy, zero threshold, and the rate of return is much higher than the bank's deposit interest, this is a steady profit~ plus Yu Bao's funds can also be used for shopping, transfers, payment and repayment and other consumer payments, so what am I afraid of?"

"Alipay Niu, I feel that all services are better than banks, high interest, fast transfers, zero fees, it's just amazing! Unlike banks, not to mention slow transfers, peer transfers still have to charge handling fees. If the bank does not change its previous style, it will definitely lose a large number of users! Anyway, I've decided to put some of my funds in Yue Bao! ”

"Ibid., I also think that the bank's service is not good, and everything needs money. The appearance of Yu Bao is simply a slap in the face. However, I strongly support Yue Bao, support Alipay, and save 100,000 yuan to play~"

", rich people, the shot is 100,000, and you are not afraid of losses. Yue Bao does sound pretty good, but I'm still worried about what to do if I lose money? Depositing money online feels a bit unreliable, and if you can't withdraw the money in it, then I'll be ......doing it for nothing for years."

"Hehe, I don't think there's any need to worry about the money deposited in Yue Bao is not safe, this is a product launched by Zhao Ye's company, it is absolutely guaranteed! With all due respect, this is Zhao Ye helping everyone manage their money and make money, and those who don't believe it will definitely regret it! ”

"That's right, I'm afraid of Mao, I lost money and asked Zhao Ye for it! He's so rich, it's not like he can't get it! ”

……

At 12 o'clock at noon, Yue Bao was officially launched.

As soon as the user opens the Alipay app, it will be automatically updated to the latest version.

Millions of people across the country have begun to recharge Yu'e Bao.

It can be as little as one dollar, five dollars, ten dollars...... Many are even hundreds of thousands, millions.

The name of a man, the shadow of a tree.

Everyone trusts Zhao Ye so much.

Zhao Ye's gold-lettered signboard is very loud.

An hour later, Yu'e Bao's funds reached 15.6 billion yuan, and when Alipay released the data, the financial community was dumbfounded!!

At the same time, it has caused a ten-level storm in the Internet industry.

Alipay only relied on a Yue Bao to collect tens of billions of yuan in an hour, which is terrifying!

In one year, what height can Yue Bao's funds reach?

Isn't Alipay going crazy!!!

Can't help it! Can't help it at all! This earth-shattering wealth is also wanted by our Internet companies~

(End of chapter)