"Wife, you watch at home, I'll go to the town's rural commercial bank to find Manager Ma." Cao Shujie said to his wife Cheng Xiaolin.

"You drive a little slower on the road." Cheng Xiaolin told him.

All the application materials for the 'interest-free loan for agricultural economic development in agriculture, rural areas and rural areas' have been prepared, and Cao Shujie took the information and drove directly to the credit manager Ma Changrong.

Ma Changrong is a middle-aged man in his 40s, probably because of the high pressure of work, the top of his head is bald, and he is also thin and thin.

When he saw Cao Shujie, Ma Changrong directly welcomed him in: "Mr. Cao, are the materials ready?" ”

"Manager Ma, the materials are all ready, and there are a few certification materials that need to be issued by the government, so it took a few days to delay." Cao Shujie explained.

Ma Changrong knew that the process on the government's side was cumbersome and took a lot of time, so he didn't take it seriously, took Cao Shujie to the credit office, and made a pot of tea, and the two of them drank it slowly.

Ma Changrong asked Cao Shujie to give him all the relevant information: "Mr. Cao, you drink tea first, and I'll take a look at the information first." ”

"Okay, Manager Ma, you're busy." Cao Shujie is not in a hurry at this time.

After sitting here for a while, Cao Shujie found that Ma Changrong was very deserted here, except for him, he hadn't seen the second person.

In addition to the business of withdrawing money, the rural commercial bank has no other business.

Probably because of the town's connections, the demand for funds is not as strong as in the city.

Cao Shujie analyzed this finding, and on the whole, it was still good for him.

Ma Changrong read every piece of information very carefully, and it took about 20 minutes before he raised his head, and looked at Cao Shujie with a happy expression: "Mr. Cao, I just looked at the information, and it is very well prepared, in this case, let's find a third party to evaluate, and we will submit it for review and release the loan according to the evaluation results." ”

"Manager Ma, how much do you think I can borrow?" Cao Shujie asked.

Ma Changrong shook his head: "Mr. Cao, it's really hard to say this, mainly to see how much the third-party appraisal company can give?" ”

There are many doorways here, and Cao Shujie is not a person who does not understand the world, so he directly asked Ma Changrong which third-party appraisal company is better.

"Manager Ma, you have read all my information, I have contracted a total of 78 acres of mountain fields this time, plus more than 7 acres before, a total of 85 acres, my plan is also in the information, I plan to install barbed wire, dig a well in the mountain, re-lay irrigation channels, and there are many other places that need money."

"Assuming that according to the additional input cost of 4,000 yuan per mu of land, I have to prepare at least more than 300,000 yuan." Cao Shujie said in detail, and also raised the additional cost as high as possible.

He is not stupid, since he has this opportunity, he wants to get more money out.

From time to time, he also found supporting documents from the prepared materials: "These money are only the input costs of the previous year. ”

"Manager Ma, you also know that when we grow fruits, we generally continue to invest in the first three years, without much output, and I have some money myself, but if I continue to invest, I can't hold it for a long time."

"Mr. Cao means that you need to borrow 900,000 yuan, which is not a small amount, even if you find a suitable third-party appraisal company, it is not very easy to do." Ma Changrong was very embarrassed.

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Cao Shujie saw a stack of A4 paper in front of Ma Changrong and a gel pen, he took it directly, wrote the words '1 million' on the paper, and then pushed it in front of Ma Changrong: "I only need 900,000 yuan to produce various expenses in the early stage, and there is no problem in repaying the loan after output." ”

Ma Changrong glanced at Cao Shujie in surprise, he never expected that the young man in front of him looked a little immature, but he was very old and spicy.

"Mr. Cao, this is really not a small amount......

"I have already signed the contract, and the first phase of the 100,000 contract fee has been paid, and it is too late to withdraw at this time, so it is better to fight." Cao Shujie didn't seem worried, he said: "It's hard to say anything else, but when it comes to planting, I'm still very confident." ”

"Mr. Cao, I just saw that you are still a graduate of the corresponding undergraduate in agricultural science, and now there are not many young people like you who are willing to go back to their hometown to start a business." Ma Changrong looked at Cao Shujie with emotion.

Cao Shujie didn't speak, Ma Changrong continued: "Our special loan to support the economic development of agriculture, rural areas and rural areas was originally intended to solve the problem of shortage of funds for rural entrepreneurs. ”

Hearing Ma Changrong's words, Cao Shujie smiled.

He knew in his heart that this matter was basically settled.

As for how to operate in the middle, Cao Shujie didn't care, he picked up the teacup and took a sip: "Manager Ma, when are you free?" Let's have two drinks together. ”

Hearing Cao Shujie say this, Ma Changrong did not rush to refuse, he said: "Wait until this matter is over, I am such a temper, if I have work at hand that is not finished, I will not eat anything." ”

"Haha, okay, I'll just wait for Manager Ma's call." Cao Shujie said goodbye and left.

Ma Changrong looked at the LaCrosse driven away by Cao Shujie, he didn't know which configuration it was, but he knew that the lowest naked price of this car was more than 240,000.

People who can afford to drive this kind of car, he must have some special skills, and Ma Changrong wants to make friends in his heart.

When Cao Shujie returned home, it was just meal time, and the nine of them were eating at the time of their father Cao Jianguo and Cao Zhenggang.

His mother Wang Yuelan, his wife Cheng Xiaolin and his daughter Mengmeng were also eating, Mengmeng was chewing a piece of fat in her mouth, and the corners of her mouth were oily.

Seeing Cao Shujie coming in, Mengmeng didn't even eat, and ran directly towards him: "Dad!" ”

"Oh, Mengmeng run slowly, swallow the meat in your mouth first." Cao Shujie said.

Meng Meng didn't care, she rushed over, and the oil on the corners of her mouth was all printed on Cao Shujie's pants.

“-_-||” Cao Shujie's face darkened, and he suspected that Mengmeng was doing it on purpose.

When Cheng Xiaolin saw it, she burst out laughing.

Cao Zhenggang turned his head to see him, and said with a smile: "Shujie, you are here just in time, I am looking for you for something." ”

"Grandpa Zhenggang, what's wrong?" Cao Shujie asked.

Cao Zhenggang said with a smile: "Your house will be finished in a week at most." ”

"So fast?" Cao Shujie was a little surprised.

But Cao Jianguo, who was eating next to him, said: "Shujie, it's been a month soon, and your grandfather is afraid that he will delay you to live, so he hasn't stopped in the middle." ”

Cao Shujie understood what his father meant, and said solemnly: "Grandpa Zhenggang, after the construction is finished in a few days, let's go to the 'Fuxing Hotel' in the town for a drink." ”

"No, your family usually treats you with good food and drink, and if we procrastinate in our work, we will be a little embarrassed." Cao Zhenggang said.

But Cao Shujie shook his head, and he said, "Grandpa Zhenggang, I still have something else I want to ask you for a favor." ”

"You say?" Cao Zhenggang thought to himself, what else could he do?

Then I heard Cao Shujie say: "Grandpa Zhenggang, you know, I have contracted the mountains behind me, and I plan to raise some pigs or something in the later stage, and I will definitely not be able to see it myself, so I want to make barbed wire around it, so as to prevent pigs from running around." ”

"When you're done here, if you have time, help me install the barbed wire, and calculate the salary as you want." Cao Shujie stated his purpose.