Cao Shujie didn't think too much about it, and agreed to buy the factory.

They signed an agreement in person, and they planned to sign a formal contract in two days.

Cao Shujie can agree so happily, first, the price is really not high.

Second, in the long run, he also needs a fixed place.

Relying on the geographical advantages of Qingshi Town, it is still a good choice to do deep processing of agricultural and sideline products.

If you want to do this business, you must buy a lot of deep processing equipment, plus he has spent hundreds of thousands of dollars to install a water cooling system in the factory, and then install other equipment in the later stage, it is impossible to install it and then dismantle it, and play back and forth.

All things considered, it is still very cost-effective to buy the factory he leased.

"Director Cao, do you want to get a loan?" Luo Ningyou took the initiative to ask.

As the deputy mayor in charge of the town's industrial development, Luo Ningyou is not ignorant.

The purchase of more than 4 million yuan of the factory, as well as the subsequent purchase of equipment, the cost of factory operation, this is not a small amount.

He was even thinking that if Cao Shujie had a need for funds, Qingshi Town could take the initiative to help contact the bank to solve the problem of tight funds.

But Cao Shujie now has a lot of cash on hand, and he really doesn't need funds from the bank.

"Mayor Luo, funds are not a problem for the time being, if there is a need, I will definitely find you as soon as possible." Cao Shujie said.

After deducting all taxes and other costs, he also earned more than 25 million.

Coupled with the more than 3.4 million strawberries sold at the beginning of the year, the more than 450,000 kiwifruit sold, and the more than 3 million that the slaughtered cattle were sold in Layue, and then other expenses were deducted, all added up, Cao Shujie had more than 30 million cash in his hand alone, and even if he repaid the more than 7 million owed to the bank, Cao Shujie still had more than 23 million in his own cash.

Judging by the numbers in the bank card, he is not short of money for the time being.

"You can't invest in a factory, and all the more than 20 million yuan will be spent, right?" Cao Shujie thought in his heart.

Speaking of money, it is now March 1, and Cao Shujie feels that he should repay the 4 million interest-bearing loan he borrowed later.

After all, the borrowing rate of 5.6% is too high.

If you don't use these principals in your hands, you will have to repay more than 18,000 yuan of interest a month.

Cao Shujie does not have a large demand for funds at this stage, he wants to return the money, and it is not too late to borrow when there is a need.

As for the interest-free loan of more than 3 million, he kept it first and said it when it expired.

After leaving from the town government, Cao Shujie went directly to the branch of Yiling Rural Commercial Bank in Qingshi Town.

When he came over, Ma Changrong was playing with his mobile phone in the office.

Hearing someone knocking on the door and entering, Ma Changrong didn't see who was coming clearly, so he subconsciously buckled the mobile phone screen on the office desktop, and when he looked up and saw Cao Shujie coming in, he picked up the mobile phone again: "Who did I think it was, why did Boss Cao have time to come to me?" ”

"What does Manager Ma look at with his mobile phone? I won't be scared like this when I come in. Cao Shujie showed a playful smile on his face: "Manager Ma is not looking at anything unhealthy, I will also help you appreciate it." ”

Ma Changrong really wanted to smash his mobile phone with his mobile phone, as if to prove himself, he flashed the mobile phone screen towards Cao Shujie: "See, chat with my daughter." ”

"Hey, Manager Ma is really a good father." As Cao Shujie spoke, he pulled out the swivel chair opposite Ma Changrong's desk and sat down.

"What's good, my daughter is in college, and she usually doesn't have time to chat, and she doesn't pay attention to me when she comes back from vacation, so she has no money to spend, so she can talk more when she asks me for money." That's what Ma Changrong said.

Despite the grumbling in his mouth, his face was full of doting smiles.

It can be seen that even if his daughter just chatted with him for a while when he asked for money, he was very happy and willing.

"Manager Ma, you daughter slave, degenerate." Cao Shujie said him.

"Okay, how good you are, if you have the ability, don't learn from me in the future." Ma Changrong scolded him in advance.

Then he asked, "What are you doing with me?" ”

"Aren't you short of money right now? During the Chinese New Year, they still chased me to call me to repay. ”

Cao Shujie nodded, and he said, "I just didn't lack funds, so I came to you to repay the loan in advance." ”

Ma Changrong felt a headache, how did he meet someone like Cao Shujie?

The money that was finally loaned out was spent first.

Everyone else can delay it for as long as they can, but it's good for him to have to repay the loan in advance.

"The annual interest rate of 5.6% is not high, right, can you spend it first?" Ma Changrong said.

Cao Shujie smiled and said, "Manager Ma, otherwise you will waive the interest for me, and I will keep the money first." ”

"Then you'd better pay it back." Ma Changrong said: "My monthly salary is not enough for your monthly interest, what do I pay back?" ”

"Just kidding." Cao Shujie said: "I will first repay the 4 million yuan of the short-term loan a year ago, and the remaining 3 million yuan will be given to you after the deadline." ”

"Okay, I'll do the math for you." Ma Changrong calculated.

He is professional in this regard, and there is a fixed formula, and it didn't take long for him to finish the calculation, and he showed Cao Shujie that the interest was nearly 50,000 yuan.

Cao Shujie also complained: "I borrowed some money from you to tide over the difficulties, this interest is really expensive." ”

"Boss Cao, it's almost over, how much did you make by borrowing my 4 million? Didn't count it in your heart? Ma Changrong said him.

Cao Shujie laughed, handed the card over, and crossed out the principal plus interest.

Inexplicably, when he received the prompt text message, Cao Shujie actually felt a little distressed, as if those loans were originally his money.

Ma Changrong looked at the change in the expression on Cao Shujie's face, and he asked, "Boss Cao, why don't you borrow some more money?" ”

"Forget it, my monthly household expenses are not as high as your interest." Cao Shujie was too lazy to complain.

He asked Ma Changrong how he was doing this year?

"It's okay, I completed a loan of 10 million last year, and this year the head office added 5 million to me." Speaking of this, Ma Changrong's eyes kept staring at Cao Shujie, and he asked Cao Shujie: "Boss Cao, do you have a plan for money this year?" ”

"Within 15 million, you say it, and you can row it away at any time." Ma Changrong said this as if the money was his own.

Cao Shujie didn't say so resolutely this time, he said: "No, I don't need it at this stage, I may need funds later, if I use it, this money may not be enough." ”

"What are you doing again?" Ma Changrong subconsciously asked him.

Thinking about it carefully, the two of them have known each other for almost two years, and I have the impression that Cao Shujie has to do something every year.

Just after asking, Cao Shujie said with a smile: "It's nothing, I just bought a factory, and during this time, I began to renovate the factory and buy equipment." ”

"Where did you buy the factory?" Ma Changrong asked him.

Cao Shujie pointed to the north and said, "It's on the side of Qingshi Town Industrial Development Zone." ”

"Covering an area of more than 200 acres, the price is not expensive." Cao Shujie said.

Even Ma Changlong felt that the price was really not high, but his eyes were full of doubts: "Boss Cao, aren't you planting an orchard in Caojiazhuang?" What do you buy a factory for? ”

"No more orchards?"

Cao Shujie immediately retorted: "How is it possible, my orchard is planted well, and if I have the opportunity in the next step, I will expand the scale of the orchard." ”

"I bought this factory just in case." Cao Shujie said so

Ma Changrong was thoughtful.

He didn't ask Cao Shujie about the factory, and the two chatted in Ma Changrong's office until lunch, when Cao Shujie called him to eat.

At this time, Ma Changrong actually cherished this special fate with Cao Shujie.

Anyone with a discerning eye can see that Cao Shujie has soared into the sky.

Ma Changrong felt that they had a good relationship with Weimo, and he still cherished Cao Shujie as a friend.

The facts are obvious, Cao Shujie is not that kind of person.

At noon, Ma Changrong drank a little more wine, and he said: "Boss Cao, I watched you rise from nothing, when I first met you, I knew that you would definitely have a great future in the future, I didn't expect that in just two years, you are already this." ”

At this time, Ma Changrong cocked his thumb and swayed back and forth, and he was a little ghosted in front of him.

It's drinking too much.

Cao Shujie also drank, he found a substitute driver, first sent Ma Changrong back to the bank, and then asked the substitute driver to drive him back to Caojiazhuang.

When he returned home, Cao Shujie was still worried that his wife would have to scratch him twice, but his wife didn't say a word, and held a bowl of freshly brewed honey water and asked him if he would drink it.

"Wife, the matter is done, the factory in the town has been bought, and I will sign the contract in two days, and you will go together when the time comes." Cao Shujie said.

Buying a factory is such a big thing, Cheng Xiaolin didn't expect her husband to be so neat, and asked him: "How much does it cost in total?" ”

Cao Shujie stretched out four fingers: "4.3395 million, the price is very cheap." ”

"A factory of more than 200 acres of land only cost more than 4 million?" Cheng Xiaolin also felt incredible.

Cao Shujie nodded: "Don't think too much about the factory, I'll contact tomorrow to update the workshop first." ”

"Later, you look at it, and I'll look for the equipment again." Cao Shujie said.

There's a lot going on here.

"Do you have enough money?" Cheng Xiaolin asked him.

Cao Shujie nodded: "Don't worry, the money will definitely be enough." ”

He said: "I went to the bank at noon and repaid the 4 million interest-bearing loan I borrowed just a year ago, and I still have more than 3 million interest-free loans, and I will repay it when the time comes." ”

"After the incident, I had a meal with Manager Ma by the way." Cao Shujie finally explained.

Cheng Xiaolin waved her hand: "You are busy with yours, you don't need to explain to me." ”

"Wife, I'll tell you ......"

Before Cao Shujie finished speaking, he fell asleep on the bed.

Cheng Xiaolin looked at him like this, shook her head and went out with a smile.

In the afternoon, Cheng Xiaolin went to pick up Meng Meng, and the little guy shouted as soon as he entered the house: "Dad, Dad." ”

didn't get a response, Mengmeng was still a little disappointed, she raised her little head and asked Cheng Xiaolin: "Mom, where is Dad?" ”

"Your dad drank too much at noon and slept on the second floor, what are you looking for him?" Cheng Xiaolin asked her daughter.

Then I heard Mengmeng say: "The teacher said that tomorrow is Saturday, I don't have to go to school, I want my father to take me to the city to buy delicious snacks." ”

(End of chapter)