Chapter 512: Money Shortage (7200/10,000)
People live for a lifetime, grass and trees for an autumn, there is no foundation, why give a good life to the family?
He did have memories in his head for a lifetime, but if these memories could not be transformed into results, they would not work.
And Cao Shujie knows very well that simply planting orchards is not enough.
The policy is changeable, and it does not mean that he has contracted the mountain land for 30 years, and the place will be completely up to him for 30 years, and it will remain unchanged.
Sometimes, there's too much fuck up.
Thinking about one is one play, and there are too many decisions to slap his ass, and he must take this opportunity to transform.
Thinking about the problem of insufficient funds, after coming out of the factory, Cao Shujie drove his LaCrosse to the branch of Yiling Rural Commercial Bank in Qingshi Town.
I don't know if I can borrow money from Yiling Rural Commercial Bank, but I have to give it a try.
When I came to the door of the bank, I saw that the parking spaces were basically empty, and there were few electric cars and bicycles, which gave people a very desolate feeling at a glance.
As soon as he got out of the car, he saw Ma Changrong, the credit manager, and Li Qiuju, the lobby manager, talking at the door of the bank.
The two of them didn't know what to talk about, and they looked quite relaxed.
Seeing Cao Shujie coming, both of them greeted him.
"Director Cao, what kind of wind is blowing you here?" Li Qiuju asked with a smile on her face.
This is the god of wealth of their bank, and the deposits used to start at 10 million, and now the loans are also starting at 10 million, and they can be supplied.
Ma Changrong also asked him: "Director Cao, I heard that your house was touched some time ago?" What's the situation? Are you alright? ”
Word of the incident spread around the town.
After all, it was what happened at Cao Shujie's house, and there were many people who saw it at the scene at that time.
One pass two, two pass four, now a week has passed, and more and more people know about it.
Cao Shujie waved his hand, he didn't want to talk much about it.
"It's a habitual offender, taking advantage of my National Day to take my family out on a trip, not at home, touched my house, but was caught by my dog."
Cao Shujie said it lightly, but Ma Changrong knew from some rumors that this matter was not so simple, I heard that this person had also stolen Cao Shujie's things before, and it seemed that he had a grudge against Cao Shujie, and this time he set it on fire.
But just like Cao Shujie said another thing, the dogs in his family were rumored to be miraculous because of this incident, and many people coveted Cao Shujie's dogs.
Some people are thinking in their hearts that if Cao Shujie's dog gives birth to a puppy, they must give up their face to ask for one.
"Director Cao, is there something wrong today?" The three of them chatted in the sun at the door of the bank for a few minutes, and then Ma Changrong asked.
Cao Shujie nodded: "Manager Ma, I have something to talk to you about alone." ”
Li Qiuju, the lobby manager of the bank, immediately understood that Cao Shujie should have taken out a loan to borrow money.
She took the initiative to mention that there was still something to do at the counter, leaving room for Ma Changrong and Cao Shujie to talk.
Ma Changrong also thought of this in his heart, and he took Cao Shujie into his office.
"Boss Cao wants a loan?" Ma Changrong asked.
Seeing Cao Shujie nodding, Ma Changrong sighed: "Boss Cao, to be honest, I also want to help you, but I am powerless now." ”
Before coming, Cao Shujie had already thought of this, although he was a little disappointed, but he could accept it.
"It's stuck on it?"
Cao Shujie asked casually.
Ma Changrong drooped his face and said: "Boss Cao, don't hide it, this is no longer a strict matter, this year's loan amount is gone, and we have to wait until next year to see the situation." ”
Hearing this result, Cao Shujie was surprised.
"Make no mistake, it's only October, and this year is still more than two months away." Cao Shujie reminded him not to mistake the time.
Ma Changrong patted the table: "Who said it wasn't, just cut it with a knife, there is no money here in Yiling City Rural Commercial Bank, and we are also worried now, I heard that this year's bonus will be discounted in half." ”
Cao Shujie thought to himself that the bank's bonuses were discounted, what kind of situation did this have?
But having said that, I am afraid that it is also in this extreme situation that various policies will be introduced to promote the emergence of a bull market.
"Boss Cao, you have two interest-free loans, which will expire next year." Ma Changrong kindly reminded him.
Cao Shujie was laughed at by him: "I wanted to pay you back before, aren't you in a hurry?" ”
Ma Changrong is thick-skinned enough, he doesn't care: "At this time and at that time, now the head office has to return the money." ”
"Don't worry about this, I will definitely give it to you when the time comes." Cao Shujie said with certainty.
When Ma Changrong heard Cao Shujie's promise, the pressure in his heart was a little less.
He complained to Cao Shujie: "Boss Cao, don't you know, many small businesses in our town that borrowed money can't pay it back, and many villagers can't pay it back when they borrow money, so it's useless to urge it." ”
"People lie on the ground and play scoundrels, asking for money, but for life, and if you don't do it, it's a bad debt."
Ma Changrong was very worried about this, he felt that the current world was too difficult.
There are many bad debts, and his performance is not good, so the bonus will naturally be cut at that time.
The two chatted for a while, and Cao Shujie also asked Ma Changrong where he could borrow money.
Hearing Cao Shujie say that it would cost at least 15 million yuan, and if it was more, it might cost more than 20 million, Ma Changrong suppressed the worry in his heart, and he told Cao Shujie that this number is not easy to borrow now.
"Boss Cao, let me say something big, even if you go to the four major banks to borrow money, it's hard to say that you can lend so much." Ma Changrong said it very bluntly.
He asked Cao Shujie what he was doing with so much money?
When Cao Shujie told him, the equipment in the factory had been delivered and was about to enter the stage of installation, commissioning and production.
He bought more than 4,000 tons of apples in Xinjiang and is also waiting to pay.
Ma Changrong's whole person is not good.
No one expected that Cao Shujie said that he wanted to open a factory at that time, but he didn't know that he had set up such a big stall in the past six months.
The investment that Cao Shujie casually said just now adds up to no more than 40 million, where did he get so much courage?
"Boss Cao, in this world, it is still safe first." Ma Changrong said.
Cao Shujie nodded: "Don't worry, I know." ”
Ma Changrong gave him an idea, if he could delay a few payments this year, and wait until next year's new financial policy came out, he might be able to lend money at that time.
Cao Shujie didn't take this as a hindsight.
Ma Changrong is uncertain now, and he will not pin his hopes entirely on this.
He is even thinking now, is it a bit hasty to invest more than 28 million funds in the stock market so long in advance?
Thinking about it carefully, reason told Cao Shujie that this move must be taken.
If you don't take the wealth in front of you, even if you use the more than 28 million to pay for the purchase of Apples, what's the use?
There are still many places that need money in the back, so it's better to grit your teeth now and find a way, and when the back really can't support it, take out this money, and then you can solve the big problem.
At noon, the two of them ate together again, and they were busy in the afternoon, so they didn't drink.
After separating, Cao Shujie drove home.
……
Caojiazhuang, Cao Shujie's home.
Cheng Xiaolin is editing the video of their trip to Changji, Xinjiang during the National Day.
The content of the video is very large, and Cheng Xiaolin has been busy for almost a week, and she has not finished it yet.
She also has to add various entries and local introductions to the content of the video, and at the same time edit the content of the video to be more vivid, interesting and lively.
It's kind of akin to the format of a documentary.
To put it mildly, Cheng Xiaolin's current videos are transforming into high-quality products.
This is also an idea born in her heart.
Cheng Xiaolin is even pondering and waiting for a post-production series of videos.
After sitting motionless in the computer chair for several hours, Cheng Xiaolin felt a little back pain.
She stood up and rubbed her waist, moved her hands and feet, felt that it was almost over, and sat down again, ready to do the next stage of dubbing work for the video.
Just as she opened the browser and selected the right music, a news scrolling through the browser came into her field of vision.
After several months of ups and downs since the beginning of the year, the price of a single coin exceeded $110, and the highest price of a single coin exceeded $128.
Cheng Xiaolin was stunned for a moment when she saw the news.
It's been a busy time, and the two of them haven't paid attention to Bitcoin for months.
How many bitcoins does her husband have?
Cheng Xiaolin scratched her scalp and thought for a while, there were more than 30,000 pieces.
She took out the calculator and carefully calculated how much the bitcoins in her husband's hand were worth.
After the calculation, Cheng Xiaolin found that the bitcoin in her husband's hand should be more than 25 million yuan according to the current price.
After the calculation, Cheng Xiaolin's eyes lit up, this is not a small amount of money.
"Why don't you sell it now?" This thought flashed through Cheng Xiaolin's mind.
Last time, 9% of their family's savings were invested in the capital market by her husband and bought into stocks.
Her husband still has a loan of more than 10 million yuan, but the money is used to pay for equipment and the cost of buying land to build cold storage.
There are a lot of funds, Cheng Xiaolin pondered that her husband had just bought a large number of apples, and I am afraid that he would not have the money to pay for apples?
Thinking that the work in her hand was not finished, Cheng Xiaolin put this idea aside and continued to work on editing the video.
waited for her husband to come back, and Cheng Xiaolin told her husband the good news.
Cao Shujie was stunned when he heard the price of Bitcoin.
But then he reacted, opened the trading platform, looked at the current price, and then looked at the accurate market value of the more than 33,000 bitcoins in his hand, which was more than 26 million yuan.
Selling all these bitcoins can certainly solve his current problem of lack of money, but is it killing the chicken and taking the eggs?
"Shujie, didn't you say that you would sell a batch after two years?" Cheng Xiaolin also thought that her husband was distressed about selling Bitcoin, and specially mentioned this matter.
Cao Shujie shook his head and said to her that he would definitely sell it next month, so that she could rest assured.
"How much did you buy that batch?" She couldn't remember anymore.
But Cao Shujie kept accounts, he pulled the account book and said, "The last batch bought 7,514 pieces." ”
"You remember weirdly, why don't we sell these now?"
Cheng Xiaolin said to her husband: "Aren't you short of money? I still have a little money from posting videos here, and there is more than 1 million, so you can use it too. ”
Cao Shujie couldn't cry or laugh, but he was really moved in his heart.
Selling all these bitcoins can solve the problem of insufficient funds, but it is a loss.
And it's a big loss.
"If I think about it again, I will definitely sell the bitcoins that I last covered next month." Cao Shujie repeated.
Cheng Xiaolin nodded and didn't say anything else.
She showed Cao Shujie the video she had been busy editing during this time.
She said: "I didn't see the sporadic editing a few days ago, but today it's almost over, and I add a piece of music, and this video is over." ”
But Cao Shujie's thoughts were not on the video, he didn't expect Bitcoin to rise back at this time.
Even if these more than 7,000 bitcoins are sold for millions, that's fine.
As for selling them all, it is definitely impossible, and this is their family foundation.
If he opens a factory one day, he will only lose a lot of debt, and he will only have more than 20,000 bitcoins in his hand.
If Bitcoin can really rise to tens of thousands of dollars a piece in this life, he will definitely have no nostalgia and sell it all out.
Even if the price is not as long as the impression is, if the price is about the same, Cao Shujie will choose to sell it.
For now, continue to find ways to raise money.
However, with the intention of selling more than 7,000 bitcoins, Cao Shujie instantly felt that his pressure was much less.
The funding gap is no longer as big as it was at the beginning.
At around 4 o'clock in the afternoon, Cao Shujie greeted his wife and grandfather, and walked towards the kindergarten with a thick coat.
After entering October, the temperature difference is getting bigger and bigger.
It was quite warm at noon, but it was already cold in the morning and afternoon.
When I came to the gate of the kindergarten, there were already many parents waiting to pick up their children from school like Cao Shujie.
When they saw Cao Shujie coming, they all smiled and shouted Director Cao.
"Director Cao, when will the calf we bought come? I've got all the money ready. Villager Cao Wanchun asked.
Not to mention him, at least half of the parents who came to pick up their children were in this situation, and they were all ready to participate in Zhongcheng Breeding Cooperative.
But the problem is that more than half a month has passed since the last batch of cattle were sold, and the calves have not been seen for a long time.
They waited a little anxiously.
Cao Shujie comforted them: "Don't worry. It's almost there. ”
"Who told so many of you to join the Zhongcheng Breeding Cooperative?"
Cao Shujie said: "I and Secretary Cao Jianlong, Secretary Zhuang Xuejian, and Secretary Zhu Hongwei originally only prepared a quota of 600 cattle, which has doubled the number of breeding last year. ”
That's the truth.
Those who have raised cattle and go out to inquire, they all know that calves are difficult to buy now, and it is understandable that it takes a little longer.
They quieted down and stopped urging the matter.
Before you know it, the kids are out of school.
The first one to come out was Cao Shujie and his daughter's class.
He had already seen Meng Meng tidying up the team and leading the children towards the door.
(End of chapter)