The person in charge of the loan at the Postal Savings Bank is called Sun Kai, who looks to be around 40 years old.

The man is very lean, not very tall, about 1.7 meters, but his eyes are very bright, which makes people think that this person is very shrewd at first sight.

When he saw Cao Shujie, Sun Kai came up and said: "Mr. Cao, I am Sun Kai of the Postal Savings Qingshi Town Branch, I heard that the Xuemeng Food Factory is ready to start the construction of the second phase of the project, and our Postal Savings specially sent a credit line of 50 million yuan to the Xuemeng Food Factory to help Mr. Cao's Xuemeng Food Factory go to the next level." ”

After Sun Kai finished speaking, Cao Shujie squinted at him and found that the expression on the other party's face was very serious, not open-mouthed.

It was difficult for him to understand what the postal savings and the person named Sun Kai in front of him thought.

But there is no doubt that with the other party's hand, Cao Shujie's impression of postal savings did not dare to say that he instantly surpassed the Qingshi Town Branch of Yiling Rural Commercial Bank, but the other party also left a deep impression on him.

"This is a master." Cao Shujie thought so in his heart.

"Manager Sun, please be seated." Cao Shujie stood up and gave him a seat.

"Mr. Cao, you're polite." Sun Kai was neither humble nor arrogant, sitting on a chair next to him.

He also made his intentions clear.

To put it simply, they also heard that Xuemeng Food Factory was going to build the second phase of the project.

At the same time, they also heard the rumor that Qingshi Town was going to plan an industrial park.

In addition, they also got the news that the industrial park applied for by Qingshi Town is largely inseparable from the Xuemeng Food Factory.

Because of this, the special case, after layers of reports, the Municipal Postal Savings Bank temporarily approved a credit line of 50 million to Xuemeng Food Factory.

The so-called credit line does not mean that the money is directly lent to Xuemeng Food Factory.

Instead, Xuemeng Food Factory has prepared relevant information accounts and can lend so much money.

But then again, there is a lot of flexibility here, and if the materials prepared by Xuemeng Food Factory do not meet the requirements of the Postal Savings Bank, the actual loan amount may also be reduced.

But in any case, purely in terms of credit line, the Postal Savings Bank is more atmospheric than the Agricultural Bank of China and the Yiling Rural Commercial Bank.

The people from the Agricultural Bank of China were one step ahead of the people from the Postal Savings Bank, and they also came to Cao Shujie, and the credit line for them was 30 million, and Cao Shujie also thanked the other party, but he had not yet expressed his attitude.

I didn't expect the Postal Savings Bank to be more straightforward and directly in one step, and the Agricultural Bank of China was even more generous.

Now it depends on how much money Yiling Rural Commercial Bank can give.

Cao Shujie didn't chat with Sun Kai, he told Sun Kai about the company's current situation, business situation, and sales situation.

The more he listened, the more confident Sun Kai became.

It's no wonder that the top side made this decision.

"If Mr. Cao is interested, we can contact again, and if the funds are still not enough, we can also apply again." Sun Kai said to Cao Shujie when he left.

There is only one thing they want, Xuemeng Food Factory opens an account in their bank and puts the flow of money in their bank.

This is not difficult to understand, on the one hand, it lends money to Xuemeng Food Factory, and on the other hand, it pulls deposits.

The Postal Savings Bank has carefully studied the current situation of Xuemeng Food Factory, and the Aimeng preserved fruit in the Jiajiayue supermarket in the five-star department store in Yiling City is selling out.

Even if the sales of other supermarkets are not as good as the sales of this store, it is good to give a 5% discount, and the combined sales of all the supermarket chains of Jiajiayue are also a very considerable number, which is in a sense the turnover of Xuemeng Food Factory.

If the production scale of Xuemeng Food Factory is larger and the shipment volume is larger, then their collection flow will be more, which is equivalent to increasing their deposits in disguise.

And that's a lot of money.

"Okay, Manager Sun, let's keep in touch, when the project is completed on our side, and there is a need for funds, I will definitely find you as soon as possible." Cao Shujie shook hands with Sun Kai and sent him out in person.

Seeing the other party get in the car and leave, Cao Shujie was full of emotion.

There is a good saying, the poor in the downtown no one asks, and the rich have distant relatives in the mountains.

The current situation of Xuemeng Food Factory is not much different.

When the construction of Xuemeng Food Factory began, except for Ma Changrong, the manager of the Qingshi Town Branch of Yiling Rural Commercial Bank, he did not see the former rural credit cooperatives and postal savings banks come to the door.

Further along, when he first started to make Xuemeng fruit store Taobao store two years ago, he shipped goods and found three express companies, and finally only one Guan Peng of YTO Express had the courage to sign a strategic cooperation with him and gave him a very low logistics price.

It wasn't until last year that he sold apples and saw such a large amount of material flow, so the other two logistics express SF Express and Postal Express in the town took the initiative to come to the door.

The Lord who does not see the rabbit and does not scatter the eagle.

This is essentially the same as today's Agricultural Bank and Postal Savings Bank.

"Wait for Manager Ma and see the situation." Cao Shujie said.

If it is the same condition, he will definitely give preference to the Qingshi Town Branch of Yiling Rural Commercial Bank.

If the conditions given by the other party are slightly worse than those of the Agricultural Bank of China and the Postal Savings Bank, Cao Shujie will choose to change to a new partner.

But until the end of work, Ma Changrong didn't move.

Cao Shujie was not in a hurry, their factory was just preparing to start the formation of the second phase of the project team.

Driving back home in the evening, his wife was cooking in the kitchen, and Cao Shujie was playing with his daughter, when his mobile phone rang.

"Shujie, the bank manager Ma called you." His wife Cheng Xiaolin shouted.

She happened to come out with her meal and saw it.

Cao Shujie thought to himself that this matter had come to an end.

"Mengmeng, you play first, Dad will answer the phone." Cao Shujie discussed with his daughter.

The little guy is quite sensible now: "You go and get busy, I'll just play by myself." ”

After finishing speaking, Meng Meng lay on the sofa and continued to play with herself.

Cao Shujie looked at the remarks 'Bank Manager Ma' and hung up the phone, and he gave Ma Changrong back.

As soon as the phone was connected, Ma Changrong's voice came over, and he wanted to ask Cao Shujie if he was free tomorrow, and the leaders of their Yiling City head office would come to Qingshi Town Xuemeng Food Factory tomorrow to inspect.

"Okay, Manager Ma, I'll wait for you in the factory tomorrow, what do you want to eat at noon tomorrow? I invite you. Cao Shujie asked him directly.

Ma Changrong couldn't stand it a little, and his question was too direct.

The two of them made an appointment on the phone and hung up the phone first.

Cheng Xiaolin came out of the kitchen with a bowl of soup and asked him what was the matter with the bank looking for him?

"The loan thing." Cao Shujie told his wife about the need for a loan.

Cheng Xiaolin knew a little about the situation, she said, "Shujie, have you found it?" We're really going back now. ”

Seeing her husband's puzzled expression, Cheng Xiaolin continued: "When you didn't open a factory before, how much money did we still have in our hands, and we haven't saved any money since you opened this factory." ”

After she finished speaking, Cao Shujie also laughed.

That's really the way it is.

Cao Shujie looked at his wife and suddenly said sorry.

Cheng Xiaolin shook her head and said, "What did you say sorry to me, I don't blame you, and besides, our family's life is very good now." ”

"You still have more than 20,000 bitcoins to sell, even if it's only more than $400 a piece now, it's worth a lot of money."

"Hurry up to 30 million stocks, even if you lose half of it, you can leave a thousand." The expression on Cheng Xiaolin's face was very bright.

She then pointed to herself: "Don't say any of this, at least, I can earn hundreds of thousands of dollars a year, anyway, our family life is no problem." ”

Looking at his wife's babbling sentence by sentence, Cao Shujie felt that finding this woman was the greatest blessing in his two lives.

"Don't worry, you can't lose!" Cao Shujie told his wife categorically.

Cheng Xiaolin said with a smile: "I believe in you, hurry up and eat." ”

After eating in the evening, Cheng Xiaolin took Mengmeng upstairs to play and teach her some things by the way.

Cao Shujie was thinking about things downstairs.

He thought about straightening out his thoughts, and the rest would be done.

Thinking about what his wife just said, it was really like this.

Since opening the factory, he has not had any money in his hands.

Even if there are more than 20 million in the card now, the money is not enough to turn over.

Otherwise, Cao Shujie would not have taken out a loan again.

"Wait, next year will be fine." Cao Shujie thought about the big bull market that began in the second half of the year, and when the money came out of the stock market, it should not be as stretched as it is now.

Thinking of this, Cao Shujie thought of what his wife had just said about losing half of the stock market, and a smile appeared on his face unconsciously: "Aren't you a girl who owes a beating?" ”

His grandfather Cao Zhenghu went to rest early.

Cao Shujie was afraid that he would make a noise downstairs to disturb his grandfather's rest, so after turning off all the lights on the first floor, he also went upstairs.

Back in the bedroom, Meng Meng was already asleep.

Cheng Xiaolin was sitting on the edge of the bed waiting for him, and when she saw him come in, Cheng Xiaolin told him: "Shujie, you should rest early, you still have something to do tomorrow." ”

"Okay, you can rest early, too." Cao Shujie took his clothes and went to take a shower.

……

After a night's time, Cao Shujie got up on the second morning and finished breakfast at home, and drove directly to the factory in the town.

When he came, the employees of the factory were cleaning.

After Cao Shujie entered the office, he called Shi Jingxiu, the manager of the production department, Guan Boyong, the sales manager, and Wang Zhifeng, the human resources manager, and asked them to get ready.

After listening to Cao Shujie's arrangement, the three of them all said that they would make good work arrangements.

At about 7 o'clock, Ma Changrong also called Cao Shujie and told him that they would arrive at the company later.

With the passage of time, at about 8 o'clock in the morning, the employees of the day and night shifts had just finished handing over their work, and several cars printed with the words of Yiling Rural Commercial Bank came over.

After receiving the news, Cao Shujie took Shi Jingxiu, Guan Boyong and Wang Zhifeng to greet them.

Take a leave of absence in advance, update two chapters tomorrow, and have a little work schedule tomorrow, so I'll be very busy then, so I'll take a break.

(End of chapter)