When they met Cao Shujie, Liu Huaizhong and Wan Shengyun never thought that they would see Cao Shujie again a few months later, and he became incomprehensible.

"Hello, Boss Cao." Wan Shengyun was the first to speak.

"President Liu, Minister Wan, welcome!" Cao Shujie greeted and shook hands with the two.

"Hurry up, please come in!"

"Please forgive me for any inappropriate hospitality."

"Boss Cao is too polite."

The two of them rushed to the Qingshi Town branch and came over with Ma Changrong, and it was almost noon.

This time I mainly talked about Cao Shujie's loan.

According to what Ma Changrong said, Cao Shujie wanted to bring 500 million yuan this time.

To be honest, this amount is a bit large.

But everything is negotiable, and the same is true for loans.

On the bank side, in particular, there is a lot of flexibility in lending.

The leaders above are optimistic about the project, and they also have great expectations for this project, who dares to hinder its development?

In case the later leaders suddenly remember it one day, take a look again, when Cao Shujie crooked his mouth, the stigma of dragging down the development of the project falls on them, and it is enough for them to suffer.

"Mr. Cao, about the loan......

Before Wan Shengyun finished speaking, Cao Shujie said: "Minister Wan, you see it's noon, let's go have some dinner first, and talk about it in the afternoon." ”

The expression on Ma Changrong's face, who was sitting next to him, was very weird, and he immediately thought of what Cao Shujie said when he went to find him in the morning, these two wouldn't come over with food, right?

It turns out that Liu Huaizhong and Wan Shengyun have no idea in this regard, but the time is so coincidental.

Cao Shujie was very gracious, and when it was really noon, they still moved to the hotel first, and Cao Shujie took the fruit wine and liquor.

He'd dealt with the bank guys so many times that he knew they could drink.

Fruit wine is also a drink shabu shabu, and it really has to be a liquor to drink, and it must be high.

The two of them followed Cao Shujie half-pushing, but thinking that there was something to do in the afternoon, they didn't drink much at noon.

The big guys aren't stupid, they're sober.

At lunchtime, Cao Shujie began to talk about the company's next plan and the company's current delivery situation.

Xuemeng Food Factory is a rare high-quality company in terms of finance, delivery, production, personnel, market and so on.

From the bank's point of view, they are also relieved to lend money to such companies.

I don't have to worry about the problem that Xuemeng Food Factory can't pay back.

But one thing to say, 500 million is still too much.

Especially at this stage, the market economy is not very good, and no one can guarantee what will happen next.

According to Cao Shujie, he needs to take out a loan for two years, and the annual interest alone is 28.25 million, and the interest that needs to be repaid every month is 235.4, plus the principal of more than 20 million per month.

In addition, Xuemeng Food Factory still has a loan of 65 million from their bank, although it is said that part of it has been repaid, but the sum of these loan repayment plans is not a small amount.

"Will Xuemeng Food Factory be able to hold up then?" This is a risk management and control issue that Wansheng Cloud must consider.

"President Liu, Minister Wan, let me tell you......" Cao Shujie said that their company was very fanciful, as if it was particularly awesome.

However, Cao Shujie also knows that the loan of 500 million yuan is not easy to get, and how much can be taken in the end.

When they returned to the company from the hotel, they were still discussing, and everyone was looking for a figure that could be compromised by both parties.

In the end, the two sides reached an agreement at 350 million.

Liu Huaizhong and Wan Shengyun were also relieved.

Cao Shujie took out three loans in the name of Xuemeng Food Factory before and after their company.

The first of them is a loan of 15 million in May last year, which has been repaid for more than a year, and the remaining principal and interest add up to only more than 5.2 million, and the remaining part will expire in April next year.

The second is a one-year short-term loan of 50 million yuan from their bank that Cao Shujie borrowed from their bank in April this year.

The principal and interest are added together, and 4.35 million will be repaid every month, which will also expire in April next year.

The third is the 350 million biennial loan that Cao Shujie is going to borrow now.

If this loan can be approved as scheduled, the principal and interest will add up to 383.6 million, and when all of them are converted, Cao Shujie will have to repay nearly 16 million principal and interest every month.

If it's an ordinary family, just listening to the numbers can be overwhelming.

Together, these three loans will pay nearly 21 million yuan per month.

For Cao Shujie, there is an advantage here, his first loan and second loan will all expire in April next year, not counting this month, he only needs to repay for another 8 months, and the two loans will be over.

At that time, he only needs to repay the third loan of less than 16 million every month, which should not be a difficult task.

After Cao Shujie, Liu Huaizhong and Wan Shengyun finished talking about the loan, the staff who came with them also listed all the relevant information for Cao Shujie to see.

In fact, it is to let Cao Shujie know in his heart, and also to let Cao Shujie assess in advance how high the risk of borrowing this money is.

But they didn't know that Cao Shujie was determined to borrow this money.

After the money is in hand, Cao Shujie will take it to talk about advertising in the shortest possible time, and settle this matter as soon as possible, so as not to have other moths.

For Cao Shujie, his favorite variety show now is "The Strongest Brain", which will be broadcast in January next year.

He even thought of the advertising slogan.

"Aimeng Preserved Fruit helps "The Strongest Brain", eat Aimeng Preserved Fruit, so that your body is healthier and your brain is smarter."

Simple and straightforward, don't play with all the bells and whistles at all.

……

When Liu Huaizhong and Wan Shengyun left, they also took away the loan information prepared by Cao Shujie in advance, and took them back to the head office for symbolic review.

Cao Shujie originally wanted to give them some benefits, but the two of them said they didn't want anything.

They don't know what the relationship between Cao Shujie and Wang Qinghui is now, they really don't dare to meddle casually at this time, what if they accidentally offend the big guys?

When they left, Cao Shujie asked, and Liu Huaizhong told him that it would take at least 10 working days to get a result.

Cao Shujie calculated it, and if he calculated it this way, he would get around the 10th of next month.

The 8th of next month is the Mid-Autumn Festival, so it's hard to say when.

Cao Shujie didn't continue to wait for the results, and there were still a lot of things to be busy in the village.

The benefits of the Mid-Autumn Festival should be bought, and the village should also visit and condole.

In addition, Cao Shujie also had to contact the people who bought the cattle.

He has more than 1,000 cattle to sell, and Zhongcheng Breeding Cooperative also has more than 1,300 cattle to sell, and these more than 2,000 cattle are enough for the market to digest.

"It's a pity that I can't do fruit processing in my factory now, otherwise I will go to the production line to do beef deep processing." Cao Shujie turned this thought in his heart.

But he was not blind this time, and he also knew that he did not have three heads and six arms, and some things were still prudent.

…………

Caojiazhuang is particularly lively during this time.

Approaching the Mid-Autumn Festival, everyone is thinking, what benefits will be given out during this year's Mid-Autumn Festival?

In addition, all the farmers participating in the Zhongcheng Breeding Cooperative are also thinking about how much money they can earn by selling cattle this year.

Similar to the price of previous years, the price of beef cattle slaughtered in the market this year has not increased much, and even dropped by a few cents compared to the price of the same period last year.

For this, everyone understands in their hearts and goes with the market.

But there are also some clear-headed people, at this time to react, if you do not participate in the Zhongcheng breeding cooperatives, if you choose to raise your own, in the face of a large number of calves higher than in previous years to buy the price, and then consider this year's slaughter cattle prices do not rise but fall, these two premises, there will be this year is not as profitable as last year.

However, they participated in the Zhongcheng Breeding Cooperative last year, and saved the cost of breeding from the aspects of personnel allocation and feed feeding, forage feeding, etc., coupled with the relatively low cost of purchasing calves, which can achieve greater economic benefits.

At this point, the whole village trusted Cao Shujie more.

……

"Shujie, I heard that they are all discussing the killing of cattle, when will our family kill them?" Cheng Xiaolin asked her husband.

Cao Shujie thought about it, now there are only a few days before the Mid-Autumn Festival, and he has to make time to give gifts, and the beef he raises himself is also part of it, so he has to kill the cattle 2 to 3 days in advance.

"I'll call Uncle Li in two days, take the time to choose the heaviest one and send it over, and let him slaughter it." Cao Shujie said.

Speaking of which, Cao Shujie told his wife that after killing the cow, he would give gifts here, and they would go to Chengjiapo together to give some holiday gifts to his father-in-law and mother-in-law.

"It's okay, if you're busy, I'll take Mengmeng home first." Cheng Xiaolin said so.

This year is Cao Shujie's busiest day in the past few years, and he originally promised Mengmeng to go out to play, but now he has not fulfilled his promise.

Cheng Xiaolin saw it in her eyes and knew that her husband was not ungrateful, and she also understood him.

But Cao Shujie shook his head: "Wife, if you want to say that, I won't give gifts to anyone else, and I have to send things to Mengmeng's grandmother first." ”

Cheng Xiaolin laughed, she said: "I received your thoughts on behalf of them, you can finish your work first." ”

"Huh!" Cao Shujie nodded.

After the time shifted to September, Cao Shujie became busier.

When the village committee went to buy Mid-Autumn Festival benefits, Cao Shujie didn't follow.

It was Cao Jianlong, Gao Changyin, Cao Zhengcun, and Lu Ping who went together.

In addition, a representative of the villagers was selected from the village to listen to the villagers and see what they needed.

This is also something that all the villagers did not expect.

This year's welfare is truly humanized.

At this time, Cao Shujie was busy, or preparing things for him to give gifts.

The kiwi fruit in his orchard must be delivered, and it is specially selected to pack the largest box.

Kiwi fruit wine and strawberry fruit wine mixed box, 4 bottles per person.

But a few special characters are two kinds of fruit wine, one case each.

The preserved apples, strawberries, and kiwi fruits produced in the factory are each in one box of three mixed packages.

Then there is the cattle raised by Cao Shujie himself, cutting meat and giving gifts.

In addition to these, Cao Shujie will also choose the antler velvet harvested in the past two years and send them out of average quality.

And for the most important people, Cao Shujie will also send out the best quality.

It's not his power, it's really that people do have distant relatives.

After making a list of all the people, Cao Shujie suddenly found that killing one cow might not be enough, so he wanted to simply kill two, and when the time came, each family would give a little more, and the gift would be delivered to the place at one time.

(End of chapter)