Chapter 639: The Trick of Buying Low and Selling High (4200/10,000)
Seeing Cao Shulun and Cao Shuyang, you said a word, and I said a word, talking about their experiences and their mood of frequent collapse at this time.
Cao Shujie, Cao Fei, Cao Zhen and Cao Tiemin really felt the panic in their hearts.
But that's not all, Cao Shulun said that the interest rate on the small loan they borrowed by mortgaging the house is very high.
The two of them didn't understand it at first, thinking that the monthly interest was not high, but then someone pointed them out and understood a number, with an annualized interest of 18%.
It also means that after a year, they will have to pay 18,000 yuan just for interest.
But the straight flush has fallen from more than 25 yuan to now, not to mention earning the interest of 18,000 yuan, it is unknown whether it can still make money.
The two of them were panicked, dazed, and clueless.
But in Cao Shujie's view, this annualized interest rate of 18% is really not high, and the interest of many credit cards and online loans is about the same amount.
In his opinion, it is benevolent that the private micro-loan can maintain this interest.
"And what are you going to do now?" Cao Shujie sent a message out.
As soon as he finished posting, Meng Meng shouted to him next to him: "Dad, hurry up and play with me, why are you playing with your mobile phone again?" I'm going to tell my mom to go. ”
Cao Shujie touched his daughter's little head and said, "Dad is a bit serious, you go to your mother to play for a while first, and let your mother tell you a story, okay?" ”
Mengmeng was very eye-catching, and she could see that her father was indeed in trouble, so she didn't bother anymore and ran downstairs to find her mother to listen to the story.
"Shujie, I just don't know what to do, you are so capable, you can help me find a way." Cao Shulun said anxiously.
Cao Shujie also thought that the two brothers would not realize until they lost money, who knew that when they still maintained a little profit, they were afraid in advance when they saw that even the last profit was gone, and they might even start to lose money from then on.
"That's a good thing!" Cao Shujie sighed in his heart.
"If you can't do it, take advantage of the profit, sell a little first, pay back the borrowed money first, and decide for yourself whether to go or keep the rest of your own money." Cao Shujie gave them ideas.
I didn't let them all sell, and the ones in the back can still make money.
The key is that you don't have to think about repaying your money, and you don't have to worry about losing money, you have to sell it to repay the debt, and you can take it for a long time in your hand.
But Cao Shulun and Cao Shuyang are now six gods without masters, and they are in a bad mood and don't know what to do at all.
After this wave of rise, they increased their positions, and then encountered a sharp decline, which devastated the two of them a lot.
I never thought that wealth could increase in such a short period of time, and then it shrank in a short period of time.
This two-extreme experience makes them unbearable.
At this time, the two really regretted trading stocks.
They are still thinking why they didn't listen to Shujie's advice in the first place, why do they have to focus on stock speculation?
I also said it in the group when I increased my position for the first time, and Shujie advised them to calm down at that time.
Who knows that they made a second increase in positions, and then became the current embarrassment.
Cao Zhen and Cao Fei saw the information in the group, and Cao Shuyang and Cao Shulun showed that feeling of helplessness between the lines, which made Cao Fei and Cao Zhen more sober.
Cao Zhen is also more determined that he will sell some stocks if he has a stage profit, so that its holding cost will be lower and lower, so that there is no worries.
As for Cao Fei, he doesn't want to increase his position now.
This wave of flush went from more than 25 yuan, and the slash fell to more than 21 yuan, and there is no sign of stopping the fall and stabilizing, Cao Fei is actually a little unable to hold on to it.
Among the four of them, the most stable one now is Cao Zhen.
When the stock rose to 25 yuan last time, he reduced his position by 2,000 shares and lowered the cost price to more than 12 yuan.
Even if you buy the 50,000 yuan you sold last time, you can even earn 5 more lots of stocks if you buy it now.
Cao Zhen didn't have any burden in his heart.
"Shujie, do you say that the straight flush can still go up?" Cao Shuyang sent a message.
Cao Shujie felt from this message that Cao Shuyang was still unwilling.
He didn't reply to the message at all.
If Cao Shujie now says that the straight flush can rise to more than 100 yuan, will Cao Shuyang find a way to continue to increase his position next?
And then again, we are faced with the situation that we are in now.
The larger the position in the later stage, the higher the price of buying, and once they encounter a pullback, they may lose money, and then they will have to be half-dead.
The temporary labor pains will also be forgotten by him!
But Cao Shulun said: "Shuyang, wake up, even if you go back, what if you go back?" Can you still hold it? ”
If they could hold it, the two of them would not come to the group to cry and seek comfort.
"I have to sell the 4,000 shares and pay the money back."
"But the problem is that selling 4,000 shares now is not enough to pay off the debt." Cao Shuyang was a little devastated.
When they bought it, the stock price was more than 25 yuan a share, and now the stock price is more than 21 yuan, and a share has lost more than 4 yuan.
The 4,000 shares lost nearly 20,000 yuan.
Now they have to use their own money to make up for it, and they have to pay more than a month of interest to properly compensate for their meat.
When I make money, I fly coolly, and I really don't feel anything.
But after losing money, they really realized what it means to have pain.
I want to cut the meat, but when I think about the money I lost, I am reluctant.
The key stock price continues to fall, and there is no bottom in sight at the moment.
Cao Shujie sent a message: "I can't help this matter, you bought it too impulsively, I advised you, but you didn't listen." ”
What could he do? He's also hard.
Cao Shujie is not a stock god, he will not analyze what KDJ, MACD, nor what support and pressure levels.
For the overall market, he can't see one, two, three.
Is it difficult for him to open his mouth and tell Cao Shuyang and Cao Shulun that the two of them can rest assured that they will hold the straight flush, and they will definitely reach the high price you hope for.
That's.
Two people who are persecuted by the stock will not believe it either.
Not to mention that it will rise to more than 100 yuan, even if they are told that it can still rise to 25 yuan, these two people will not necessarily believe it.
They've been scared out of their minds.
On the other end of the mobile phone screen, Cao Fei felt between the lines that Cao Shulun and Cao Shuyang were miserable now, and he was still glad that he had discussed it with Cao Zhen at the beginning, and he didn't rush in with a hot brain, otherwise the two of them would be his today.
It's incredible!
Cao Shujie's advice to them was to sell some of it and pay back the borrowed money.
Cao Zhen, Cao Fei, and Cao Tiemin also suggested the same.
Even if you lose some money, you can pay back the mortgage loan, get back the mortgage contract of the house, and release the house, at least the house belongs to them in its original form.
If the straight flush continues to fall, they will not even have the profit they have now, and by that time, they will most likely lose nothing and not even get the house back.
"Shuyang, Shulun, if you want me to say that you two should spend money to buy a lesson."
"Even if you lose 20,000 yuan, don't you still have a little principal, and it's not too late to sell it when it rises." Cao Zhen said from the bottom of his heart.
And for the income of the two, losing 20,000 yuan is not too much.
But the key is that Cao Shulun has completely lost confidence in the straight flush now, and he doesn't believe it at all: "Can it still go up?" ”
At this time, compared with the high-spirited state when the two of them invited Cao Shujie and them to dinner, they were judged to be like two people.
This question confused Cao Zhen.
He didn't know if the straight flush could go up.
But his most basic judgment is that the market index is still pulling sharply, and there is no intention of stopping the current situation.
Theoretically speaking, as an Internet finance, Straight Flush is the hottest sector at the moment, and it is definitely not so easy to stop.
But this is a little judgment that he has figured out by himself, but it is not in order, and there is no way to give him a small popularization and guide his own experience.
Who knows right?
If the judgment is wrong, will he be blamed for sinking into it when the time comes?
Thinking of this, Cao Zhen was stunned, and suddenly came to his senses and sent Xiao Cao Shujie to buy stocks, but why did he never recommend stocks to them.
At this time, even Cao Zhen didn't want to discuss too much about stocks.
After making this mistake, Cao Zhen felt that his mind was more sober.
Looking at the dozens of messages in this group, but after carefully picking up the chat records, Cao Shujie spoke very little, and more Cao Tiemin, who had never bought stocks, was persuading Cao Shuyang and Cao Shulun to stop losses in time.
Even Cao Tiemin was very glad in his heart, he fortunately didn't buy stocks.
Otherwise, he would be the same as the two of them are now.
He might as well work his own renovation and earn some hard-earned money.
To be honest, Cao Tiemin saw Cao Shulun in the group at that time, and they said how much money they earned, the key is that this money is earned very easily, and he is really envious in his heart, but after some struggle, Cao Tiemin didn't buy it in the end.
Now Cao Tiemin is very glad that he kept a sense of sanity.
He was thinking that if it weren't for his last sanity, he would probably be in it now, like Cao Shuyang and Cao Shulun, in a dilemma.
Cao Shujie really wasn't interested in persuading the two of them.
He found that persuasion was useless.
While complaining, the two of them were lucky.
They posted this mood to the group, perhaps more to find some comfort from them.
Still not strong enough!
Cao Shujie can't control the plate, and he doesn't have the mood to do this.
The factory had already left him anxious.
There is also a naughty elf at home.
Cao Shujie felt that it was imperative to follow his own plan.
But then again, it's late September.
Since June, this wave of bull market has gone through three months, although the market index has soared by a few hundred points, but individual stocks have ups and downs, on the whole, his current profit is only a few million higher than the previous profit.
It also reflects another problem, many of these stocks he held during this period of time have entered the correction stage after a sharp rise, and the pullback is very strong.
Based on such a consideration, Cao Shujie will not send him a stock recommendation.
The greed of human nature cannot be stopped by saying two words at all.
……
Cheng Xiaolin took Mengmeng's hand and came up to prepare for sleep.
Seeing her husband sitting there in a daze, Cheng Xiaolin was a little puzzled and asked him what was the matter.
Cao Shujie handed the phone to his wife: "Look at it yourself." ”
Cheng Xiaolin was too lazy to watch.
"You like to talk about it, don't talk about pulling it down."
That free and easy energy made Cao Shujie have nothing to say.
Cao Shujie also joked: "Wife, aren't you afraid that I will chat with other girls?" ”
"Just you? Love to talk to whom, talk about your going. Cheng Xiaolin said.
Cao Shujie thought that his wife was so atmospheric and had the demeanor of a woman.
But who knew that after his wife entered the bedroom with Mengmeng, she came out with a pair of scissors after a while.
Holding scissors in his hand, he gestured at Cao Shujie: "Shujie, you try, unless you promise not to go home, if you dare to mess around, I will cut it for you while you are sleeping." ”
Cao Shujie: "......"
Quickly changed the topic and told his wife about the chat in the group just now.
Cheng Xiaolin was not interested after listening to it.
She looked at her husband: "So you have lost a lot of money this month?" ”
"I just took a look at it, and this month's profit has only increased by a few million compared to last month, and some stocks have pulled back quite a lot."
"Then you still don't sell it?" Cheng Xiaolin wondered.
Cao Shujie shook his head slightly, looking mysterious: "It's not time yet." ”
"How do you know it's not time yet?" Cheng Xiaolin asked him.
Cao Shujie said: "You see that the market is now rising like a rainbow, it is very simple to judge, a blow, now some stocks are rising more in the early stage, and when the callback is over, it is a pity to sell it at this time." ”
"Your mouth is full of reasons, and I don't understand it, so don't tell me about this in the future." Cheng Xiaolin said.
Cao Shujie laughed: "Anyway, don't worry, I will definitely sell it when it's time to sell it." ”
"I believe this!" Cheng Xiaolin was convinced.
Let's just say that when I sold bitcoin at the end of last year, bitcoin rose to an all-time high price, and everyone else was buying it, but her husband was very sober at the time, and when everyone else was buying, he sold it.
And it sells very resolutely, and I don't feel sorry at all.
Now that I think about it, her husband has a very strict trading discipline.
It's just that Cheng Xiaolin doesn't understand where her husband's trading discipline comes from.
Speaking of Bitcoin, Cheng Xiaolin said: "Shujie, don't you see that Bitcoin has fallen sharply recently." ”
Cao Shujie shook his head, he was busy every day, how could he care about these things.
"How much does it cost?" Cao Shujie asked.
Cheng Xiaolin shook her head: "I haven't seen it recently, but I took a look at it some time ago, and it fell below 400." ”
"It is estimated that it will fall again in the short term." Cheng Xiaolin said so.
She's not quite sure either.
Cao Shujie didn't expect that from the time he sold out to the present, it has fallen by 60%.
He now has more than 25,000 pieces, and their value has shrunk significantly.
But who let him be a Bitcoin warrior with faith and continue to hold it.
"Wife, look at it, when my money comes out of the stock market, I will find a low price to buy back the 7,500 that I sold before, and if it rises in a few years, I will throw it away and make a difference."
Cao Shujie played this set of thieves.
Cheng Xiaolin didn't understand, but she understood the principle of buying low and selling high.
"No one else is as good as you, be careful when you put it in one day." Cheng Xiaolin said.
Cao Shujie nodded violently: "Wife, just rest assured, the capital we invested has already been earned."
"Sleep!" Cheng Xiaolin said.
"In such a hurry? Want it? Cao Shujie asked with a hippie smile.
Then ushered in Cheng Xiaolin's roll of the eyes: "Get out of the way, I'm a little uncomfortable." ”
"How uncomfortable? Go check it out. Cao Shujie said anxiously.
"It's okay, it should be indigestion, wait two days to see." Cheng Xiaolin said.
In this way, Cao Shujie will not toss.
(End of chapter)