Chapter 194: Whose Name Is Your House?
God, people have struggled all their lives, and they can't take away such a house until they die.
But the idea of Chinese people has always been that a house must not be without, that is, they like a place to belong.
Qin Jiashu saw that she had already begun to retreat, and said, "Xiaoxiao, don't worry, if you can't repay the loan, your father and I can also help here!" ”
"How can I do it, I don't want to gnaw at the old, although you still have a job, but you don't need to struggle so much, you should play and eat, and leave the rest to the two of us!"
"It's okay, you must help those who should help, you can have a good house to live in, and I will be comfortable living in the future!"
Gu Yunting said: "Listen to them, this house is not just for the two of us, we want a bigger one, we work hard to make money, if it is not enough, we will ask them for help." ”
Tang Xiao thought for a moment and nodded.
The reason why the house she wants is expensive is because of five bedrooms and two living rooms, she takes into account that her grandmother has one room, she and Gu Yunting have one room, her parents have one room, and the child will have one room.
Now that the two-child policy has been relaxed, it is said that the Northeast has completely relaxed the birth of children, she and Gu Yunting may want more than just a child, if it is a boy and a girl, they will definitely be separated in the future.
Of course, there is also a place for my aunt to come and live.
But in this way, the five-bedroom and two-living room is still a bit small.
But that's the price she can afford.
Tang Xiao asked the sales staff to calculate the price for her, and the down payment would cost more than three million, and she had these in her hand, fortunately she was moving in with her bag, otherwise she really wouldn't be able to get any decoration costs.
"Okay, so be it!"
Tang Xiao prepares a bank loan.
The sales staff asked, "I want to ask, whose name is your house?" ”
Tang Xiao was the first to speak: "My husband's!" ”
Gu Yunting's family of three was stunned.
Although their Gu family also paid 500,000 yuan for this house, it was basically Tang Xiao's own money, and she blurted out Gu Yunting's name.
Gu Yunting said: "Write yours!" ”
Tang Xiao smiled: "Yours and mine are not all together!" ”
Gu Yunting understands that since they have a husband and wife relationship, it is naturally impossible for them to divorce.
But Gu Yunting, in order to take care of Tang Xinhua's side, said: "You must write yours, that small house has already written mine, besides, you can also take a lot of money, so naturally it will be written about yours!" ”
"It's okay, aren't you going to help me repay the loan after that? This house has your share too! ”
The salesman said: "In principle, you bought the property after marriage, it belongs to both of you, even if there is no other person's name on the real estate certificate, but when the real estate bureau registers, the names of the two people will be written." ”
Qin Jiashu said: "Since this is the case, it is even more necessary to write Xiaoxiao, Xiaoxiao, don't shirk, your father and I also mean the same." ”
"But Mom......"
Qin Jiashu waved his hand: "It's okay, what is written is yours, we don't have any opinions." ”
"Otherwise, we'll write for two!" Tang Xiao felt that this method was the best.
The sales staff said: "Of course you can, but you need to pay a name increase tax." ”
Tang Xiao usually didn't know much about these, and asked in astonishment: "Do you want to increase the name tax?" ”
"That's right, if you add it up, because your square is bigger, it may be more!"
The sales staff told her in detail what she needed to pay.
Tang Xiao said: "Mom, Dad, I still use Gu Yunting's, doesn't Gu Yunting have a provident fund?" ”
Tang Xiao didn't pay the provident fund here, but Gu Yunting's side should have been in the company for a long time, so he would have paid it a long time ago.
Gu Yunting: "......"
How can he explain it?
If there is, where is he, but if he doesn't, Tang Xiao must think that the Gu Group is not good.
It's hard to ride a tiger!
Qin Jiashu and Gu Xiao both looked at him deliberately gloating, asking him to pretend to be poor and see how he explained this matter.
"Yes, but Xiaoxiao, you have worked for more than a year, and you haven't paid it to you?"
"Our company is not like yours, it is very turbulent, and it usually takes two years to pay it! Since you have a provident fund, let's take it from your side, so that we can get a little less!
Of course, it doesn't matter if you don't want to, we won't go CPF! ”
It's something he doesn't want to do, it's something he doesn't have.
"Yes, so be it!"
Gu Yunting hurriedly sent a message to Meng Chen, asking him to open a provident fund number for him as quickly as possible, and then put the money in.
The people on the provident fund side were stunned, the prince of the capital, he wants to open a provident fund number, and he also takes out a loan to buy a house, what is the situation?
Meng Chen's work was very fast, and of course, this side also made the upper authorities delay time.
All in all, everything went smoothly.
When Tang Xiao knew that he had hundreds of thousands of yuan in his provident fund, he was surprised.
"You've got a lot of CPF! Haven't you only been in class for a few years? ”
"The company's welfare is good, you don't have to worry about the previous loan now, and when we have it, we will deposit it in."
Tang Xiao nodded.
Gu Yunting breathed a sigh of relief, this level was finally over.
Tang Xiao went to the bathroom, Gu Yunting hurriedly called Meng Chen and asked him to do it, and the decoration in the house was replaced.
Try to move in as quickly as possible and wait until a month later.
The formalities are all done, and all that remains is to wait for the loan to come down.
Tang Xiao thought about telling her aunt the good news.
Tang Xinhua was very happy when she heard that she had bought a house.
"Great, Xiaoxiao, you have been working hard for this goal, and now you have finally bought it, and you have bought a big one, and it is a school district house, which is a one-step process!"
Tang Xiao sighed: "Yes, it's just that I have to pay it back for thirty years, and I have to pay back at least more than 20,000 yuan every month!" ”
It's a lot of debt!
"It's okay, when my aunt gets better, I'll go find a job too, and I'll help you pay it back when the time comes!"
"Auntie, you don't need to, you still have to buy a house for Haoyuan, and when he gets married in the future, it will definitely be impossible to live in grandma's house!"
Thinking about it this way, Tang Xiao's task is even heavier, she can ignore Zhang Haoyuan, but she has to take care of her aunt.
She has never worked, and what kind of work she came out to do could make so much money at once and buy a house for Zhang Haoyuan.
If nothing else, you can't make a down payment.
"By the way, Auntie, did you inspect any projects?"
Tang Xiao still has a little bit in his hands, if it is not too big an investment, it can still be done.
"I saw that young people like to drink milk tea, and there was a long queue, and I bought a cup that day, it was really delicious, but it was so sweet! But we can try! ”
"Is it a franchise?"