Chapter 0205 Loan to Qishan Mine

Yin Yuan went to the city defense office building and came to Cheng Bin's office.

"Shall I sign a loan agreement with you?" The loan date is half a year, and the interest can be paid monthly, or the principal interest can be paid in a lump sum at maturity."

Cheng Bin said, "Let's just pay it all at once."

He signed a loan agreement with Yin Yuan and took Yin Yuan to the bank to transfer a loan of 2 million.

In the afternoon of the same day, Yin Yuan received a call from Huang Zhongchun.

"Mr. Yin is good, is there any hope for the loan that was promised a year ago? Have you returned to Jiang Ming's company now?"

I know that he still has this thing in mind.

Yin Yuan said, "I have already arrived in Jiangming, and there are millions of funds in my account, if you have time, come to me through Jiangming."

Huang Zhongchun said excitedly, "Tomorrow I will go to you with the chief of the finance section to go through Jiang Ming."

Several leaders in the mine are showing their skills to find a way to take out a loan, Yin Yuan's road is based on Pan Nianzu is fellow countryman, and he can get a loan, which also shows his energy.

Naturally, they will not give the credit to other mine leaders.

On the eighth day of the first month, several units started work, and each employee got a red envelope for starting work, 50 yuan for ordinary employees and 100 yuan for plumbers.

A few young people from Gucheng Village came over, three of them were willing to apprentice with the decoration master, and two of them were unwilling to go, so they went to work in the building materials factory.

Yin Yuan asked Yang Jinlan, "What are you two doing at the county food company?"

Ms. Yang said that when she worked at the county food company, she started as a salesperson in a store and was later transferred to the office to take charge of accounting.

Her cousin has been in charge of material statistics in store sales.

Yin Yuan knew that the building materials factory had not recruited suitable accounting staff a year ago.

Wu Meijuan had already taken leave to give birth to a child a few years ago.

If Yang Jinlan has done this work, she can be put in charge.

Yang Xiaoying can go to the building materials factory to be responsible for material statistics.

I told them about the salary, and both of them expressed their willingness to go.

Yin Yuan took them to the building materials factory to arrange work.

Pan Nianzu told him that he still had a few orders to catch up, and there were already more than a dozen long-term customers.

The water pipe control parts of the water supply and drainage project received four or five orders, and the factory started work on the eighth day of the first month, and it was required to work overtime until ten o'clock that night.

Chief Li Weimin called Yin Yuan: "Mr. Yin, wait a minute, I'll take a boss to negotiate with you about the supply contract of cement pipes, that is, the drainage project and cement hardening project in front of Minghua Middle School, and the drainage pipe will be at least 4,000 meters. If you want the kind with a diameter of one meter and a length of two meters and a half, Mr. Yin, how much can you give?"

Yin Yuan knew that the purpose of his call was to get a piece of the pie.

He said: "I have 210 yuan/meter below 500 meters, 200 yuan/meter within 500 meters to 1,000 meters, and 190 yuan/meter above 1,000 meters. You need 4,000 meters for this project, so I'll give you the lowest price."

Li Weimin said: "The shipping price can be calculated at 210 yuan/meter, do you know what I mean?"

Yin Yuan naturally understood what he meant.

He has to eat 20 yuan for one meter, and 80,000 yuan for 4,000 meters.

First of all, we can use some hands and feet on the supply of materials, and we can squeeze a little oil and water in each work link.

"Section Chief Li, I know how to operate, don't worry, but make it clear to the other party, my building materials factory does not default on payment."

Li Weimin affirmed: "Don't worry, this is a key project, the construction funds are in place, you can collect his deposit before production."

Yin Yuan pulled Li Weimin again: "Section Chief Li, I don't dare to take on big projects, are there any small projects to introduce one or two to do?"

Li Weimin said that the project in front of his Minghua Middle School is obviously making a lot of money, I don't understand, why don't you dare to take it?

I'll look for you when there is a suitable project in the future.

Soon, Li Weimin brought an engineering boss to the building materials factory.

The boss of the project turned out to be Chen Guangming from the office building of Jianxinhui.

"Mr. Chen,

Is that you?"

Yin Yuan was surprised.

"Boss Yin, you opened this building materials factory?"

Chen Guangming was also surprised.

This young man has the ability to open a decoration company, a construction company, and a building materials factory.

Although Yin Yuan and Chen Guangming are acquaintances, the price is also indispensable.

With Li Weimin pressing, he couldn't go to other places to get the goods.

In addition to the fact that there is a building materials factory in Duruan Town that produces water pipes within the urban area of Jiangming, he produces them here.

The price of cement pipes in Duruan Town is the same as his, but the cost of going to Duruan Town to pull goods is more expensive than that of him.

The quality is not as good as his here.

Yin Yuan took the two of them to the cement pipe manufacturing factory not far away, and saw that the finished cement pipes of various specifications were piled up into a hill.

After Chen Guangming inspected the finished product, he thought that the quality was reliable, so he paid a part of the deposit and ordered a 4,000-meter cement pipe with a diameter of 80 cm.

Pan Nianzu said to Chen Guangming: "After a week, the goods of 500 meters of cement pipes can be delivered, divided into several deliveries, and strive to deliver the goods in three months."

Chen Guangming believes that it will not be affected.

It takes him months to dig a trench with an excavator.

This project may not be completed in a year or two.

He believes that the completion time of tens of millions of projects must be matched, otherwise professionals or relevant units can see it at a glance.

After Li Weimin and Chen Guangming left, Yin Yuan also thought about making a phone call to talk to Chen Guangming to make him aware of the risks of taking over this project.

But it's better to think about it.

No matter what you say, he'll think you're trying to pry his foot.

Because you also have a construction company.

It's better to do a good job of yourself, although he is supplying now, as long as the quality of the goods supplied is guaranteed, it will not affect him in the future.

He told Pan Nianzu that the quality must be guaranteed, and there must be no quality problems in this kind of large-scale project.

At ten o'clock the next morning, Huang Zhongchun and Liu Youpeng, the chief of the mine's financial section, found him.

It turned out that they set off from Yuyang in the sleeper car last night, and arrived in Jiangming at nine o'clock this morning, called Yin Yuan, and went to the bus station to pick them up.

Yin Yuan took them to the villa.

"Do you want to take a hot shower first, sleep after lunch, and then go to the bank tomorrow to go through the transfer procedures?"

Huang Zhongchun and the two looked at the exquisitely decorated villa in front of them, glanced at each other, and were in mixed moods.

A mining technician in the work area became a rich boss in just one year, lived in a big villa in the bustling Jiangming City, and drove a luxury car.

Huang Zhongchun said: "Tomorrow there will be a train back to Yuyang at half past nine at the station, and it will be a sleeper car anyway, so you can sleep on the road. We'll go to the bank in the afternoon to transfer the money, and tonight we'll find a hotel outside and open a room. Why don't you trouble you at your house again?"

Mom and Dad went out to buy groceries and came back.

Yin Yuan introduced Huang Zhongchun and the two to get to know them.

"The two mine leaders of Qishan Mine didn't come to ask you to go back to work, did they?"

Dad asked, confused.

Yin Yuan explained: "I am just a small technician in Qishan Mine, which is not so important, and I can find someone to replace me at any time. Besides, I've resigned, and I've even moved my hukou, so they won't come to me to go back to work. I have a business to talk to them."

There is no need for him to tell his parents about the loan of 2 million to Qishan Mine, after all, their ideas are still stuck in their previous thoughts, and it will be very troublesome to explain.

My mother warmly brought a fruit box to entertain Huang Zhongchun and the two.

also told Yin Yuan to remember to pick up Tingting back for lunch when the time comes, she has already stewed soft-shelled turtle soup.

Wanting went to the hospital to report to the hospital a few days ago, and the dean took care of her only to work the morning shift, not the evening shift.

Take care of some of the lighter tasks.

Now the family is not worried about her riding a motorcycle up and down

class, every day is Yin Yuan to pick up.

Yin Yuan said to Huang Zhongchun, "You two sit at home, I'll pick up my wife from work, not far from here, she works as a doctor in Xinhui Hospital."

After he left, Huang Zhongchun said to Liu Youpeng with emotion: "Look at Yin Yuan, he has gone from nothing to a rich man in one year. If he works as a mining technician in the Qishan Mine, even if he works until he retires, he will not be able to afford a villa, drive a luxury car, or marry a doctor in the city of Jiangming."

Liu Youpeng agreed.

"You said that this situation in the Qishan mine is also an opportunity for some people. Like Yin Yuan, if he hadn't been for the fact that Qishan Mine had left young workers without pay, he would not have had the opportunity to come to Jiangming, so he could only be a mining technician in Qishan Mine, and if he would have a good relationship with the leader, he could be a cadre. But what if it is mixed into Lao Li's position? Lao Li doesn't have Yin Yuan's condition now......

At this time, the two of them could unscrupulously discuss the gossip of several main cadres of the Qishan Mine.

"Lao Huang, I heard that the former Doctor Du from the Staff Hospital was Lao Li's old lover, and now he has also come to Xinhui Hospital, it was Hua Wei who said it."

Liu Youpeng lowered his voice and said, "It was Yin Yuan's wife who came forward to help her transfer it, because his wife's uncle is from the Health Bureau."

Huang Zhongchun said of him: "I never talk about this kind of thing, nor do I say bad things about others behind my back, and I suggest you do the same."

Liu Youpeng said with deep understanding: "So Brother Huang, you are the evergreen tree of Qishan Mine, the mine manager is like watching the flowers, how many have changed, and you are still in that position."

"I don't have any bigger ambitions, so I'll retire after a few years. I don't want to offend anyone, so no one botheres to pay attention to me."

At this time, Yin Yuan drove Lin Wanting home.

Wanting had also seen the two of them when she was interning in the staff hospital before, and several mine cadres, even if they were not sick, would often go to the hospital to ask the doctor to prescribe some medicine, check it a few more times, and get some tonic medicine to take back to maintain their bodies.

She greeted them politely.

Of course, she also knew the intention of the two of them to come to Jiang Ming to find Yin Yuan.

After lunch, Yin Yuan sent his wife to work in the hospital at half past two.

When I got home, I signed a loan agreement with Huang Zhongchun and the others.

Secured by 30 tonnes of tungsten concentrate from the reserve.

At present, the high-purity tungsten concentrate is more than 70,000 tons, and the value of 30 tons of tungsten concentrate is more than 2.6 million.

They bet 30 tons of tungsten concentrate deposit receipts in Yin Yuan's hands.

Yin Yuan took them to the bank and transferred the huge amount of 2 million to the account of Qishan Mining Company.

Invited them to live in the villa at night, but the two refused to say anything.

"Let's stay in a hotel, the expenses can be reimbursed, and besides, the two of us are coming to Guangdong City for the first time, and we want to go shopping everywhere at night."

Huang Zhongchun said to Yin Yuan: "At most two months, the reserve center will transfer the payment, and the head office has already sent a document to encourage the subordinate eight major mines to grit their teeth and survive these two months, and the future predicament will be solved."

He also said to Yin Yuan sincerely: "Thank you for your trust in me, several leaders in the mine are so busy with the loan that they don't have any eyebrows. You helped the Qishan Mine at a critical moment."

Yin Yuan said: "Qishan Mine is a state-owned mine, after all, the family is there, and I am not afraid of not paying back. Besides, your Uncle Huang is here, and others don't know, but your Uncle Huang can still be trusted."

In the evening, he informed Pan Nianzu to come over and accompany them to the restaurant for dinner, after all, he and Huang Zhongchun were from the same village.

He was contacted by the owner of a plastic factory.

"Mr. Yin, I heard that you still have three acres of land to transfer in the industrial park, I want to ask what the transfer price is now?"

Yin Yuan told him truthfully: "Not only three acres, almost four acres of land, I don't believe you can go to measure on the spot, if you want it all, pay me 750,000 yuan and transfer it to you, don't forget it."

He also didn't want to bargain, because of the addition of cement pipe manufacturing, the building materials factory could not be opened on two acres of land, so he used two acres of land to build an iron shed.

The remaining three acres of land may not be much

There are new projects to invest in for a long time.

But if someone wants it, he might as well sell it, last time the owner of the shoe factory spent 600,000 yuan to buy three acres, plus this time 750,000, he has already earned 150,000 yuan, not to mention that he himself used 2 acres, and the construction company also used three acres.

It's equivalent to doubling the earnings.

This is more profitable than opening a factory.

The owner of the plastic factory hesitated for a moment and said, "Then you come to the scene, and I will measure the area of practice."

So he said to Huang Zhongchun and the others, "There is a plastic factory owner who wants to buy my land, and I will go and talk to him now."

"That's it, I'll ask Pan Nianzu to come over and accompany you to the restaurant for dinner, count me as paying, Nianzu and the Yellow Mine Chief are still fellow villagers."

Huang Zhongchun said politely, "We should invite you to dinner, there is no reason for you to invite us as a guest."

Yin Yuan said, "When you come to Jiangming to find me, I will definitely do my landlord's friendship. Next time I go to the Qishan Mine, you can invite me again."

He called Pan Nianzu and asked him to go to the Jiangming Hotel to entertain the two of them for dinner, and he was going to the Waihai Industrial Park to talk to the owner of a plastic factory about land sales.

Soon Pan Nianzu rushed to the Jiangming Hotel.

Huang Zhongchun asked Pan Nianzu curiously: "Yin Yuan said to sell the land, where did he come from?"

Pan Nianzu told them: "He bought 12 acres of land from the management committee at one time, obtained legal procedures, and of course has the right to transfer it."

Liu Youpeng asked, "How many times has he bought the land in these industrial parks, and how much is it to sell it now?"

Accountants are sensitive to numbers.

"At that time, he spent 1.2 million yuan on 12 acres, and I remember that he even borrowed money from a deputy captain of the city defense. The last time I sold it to the owner of the shoe factory, he asked for 600,000 ......."

Liu Youpeng said in surprise: "Yin Yuan is indeed a talent in financial management, he didn't give out a penny, borrowed other people's money to lay eggs, and made more than one million yuan from changing hands. No wonder he got rich so fast!"