Volume 1: Entrepreneurship Chapter 156: It is difficult to send charcoal in the snow

Li Tongfu and Wang Shan left for Guangzhou at the end of October. Soon after they left, Yang Liufang encountered a very tricky matter, the directors of the credit departments of the four major state-owned banks, who had ignored them before, came to visit them one after another. Because of the furniture factory in Shibi Village, the tannery site under construction in Hongtuzhuang, as well as the city's industrial and trade companies and supply and marketing cooperatives, Yang Liufang ran around, his whereabouts were uncertain, and they visited him several times in a row, but they did not see him by accident. Sometimes, the bank's credit officer contacted him by phone through Shi Fang of the furniture factory and Yan Huaneng of the supply and marketing cooperative, but he shirked it for various reasons. The current Yangliufang is not like before, whether it is to buy goods, buy land or build factories, there is a lack of money everywhere, and it is overstretched and waiting for rice to be cooked. Now he has more than six million cash in hand, and he has a lot of turnover every day.

After the last loan, because of the help of the Industrial Bank and the good service attitude, he asked Yanhua to transfer the basic account of the factory to the Industrial Bank, and the director of the credit department of the Industrial Bank treated him like a guest and called him a brother. In the entire system of the Industrial Bank of Northwest Province, the labor protection supplies, furniture, and even monthly employee incentive materials that could have been sponsored by loan customers are now purchased from Yang Liufang, as was done with Yang Liufang. When the two met by chance not long ago, when they were drinking tea and chatting at a tea stall by the Yellow River at the foot of Baita Mountain, the credit officer of the Industrial Bank told him that the four major state-owned banks were looking for him not only to worry about his money, but also to lend him a loan to a high-quality customer.

"The money of my furniture factory is all in the basic account we opened in your business. I can't manage the accounts of industrial and trade companies and supply and marketing cooperatives, and they are worried about what money I have! ”

"That's to lend you money."

"I'm not short of money right now, what kind of loan do I want! When I was short of money, my brother and the financial manager went to them, but they ignored us, thinking that we were a wild child private enterprise and would not lend us money. Only the Agricultural Bank of China said that it could be loaned, but it had to be guaranteed by the supply and marketing cooperatives. Yang Liufang was indignant when he thought about it.

"Hey, you don't know, it's hard to send charcoal in the snow now, and it's easy to add icing on the cake. How many of us dare to take risks to help you in the snow? After listening to the words of the credit officer, Yang Liufang tasted carefully, it is true.

"So we're brothers!"

After Yang Liufang knew the purpose of the bank, he avoided them even more. But Xizhou is so big, and Yang Liufang is now a well-known person in the city, and there is always a time for everyone to meet. On November 20, when the new Xizhou Municipal People's Congress was elected, Yang Liufang attended the meeting as a newly elected representative of the Hanwangchuan People's Congress and participated in the election. Under the recommendation of Secretary Lu, he met with the vice president of ICBC at the venue, and the two shook hands and greeted each other.

"Hello Mr. Yang, hello, hello, we only heard his name, but we didn't see him, and I finally met him today. So young, really young and promising! You are the future of the country and the hope of the nation! The gray-haired vice president took the initiative to greet him, holding Yang Liufang's hand and praising it incessantly.

Out of respect for the old man, Yang Liufang leaned over slightly to shake hands.

"President Liu, look up for a long time. Alas, recently the vice president of our company and the engineer of the furniture factory, went on a business trip to Guangzhou to purchase machine tools and equipment, I ran the furniture factory to run the industry and trade company, but also to take care of the business of the supply and marketing cooperatives, and the construction site of the tannery is still under construction, every day like a spinning top, so the leaders of the credit department of your bank have not seen our factory and supply and marketing cooperatives several times, I am really sorry. "Yang Liufang is confidently looking for a reason, not because he doesn't want to see you, but because I'm too busy now. This statement makes the past few times not see, and it seems so natural.

"Well, those who can work harder, listen to their report back to the bank, let's choose a day instead of hitting the day, after the meeting, I will ask you to have dinner with your Secretary Lu, do you think it is convenient?" With Secretary Lu here, Yang Liufang seemed to be ignorant of lifting if he shirked it, so he hurriedly agreed.

"Oh, it's better for me to be the east, how can I let the leader invite guests to dinner."

After the meeting, Yang Liufang took a car and asked the two leaders to drive to the halal restaurant in Xiguan Cross. Because Yang Liufang was brought to eat and grabbed by Boss Chen and Boss Zhou for the first time, and the second time he was drunk and jumped on the table and danced bare-chested in someone's store, and vomited a mess, and now he has appeared on the TV news in Northwest Province and Xizhou City several times, and the boss is already very familiar with this young boss in the south.

"Boss Yang is here. Yo, the two leaders are here. Everyone, please go inside, please go inside. ”

"Boss, please find a quiet place."

"Okay, come with me to the second floor."

On the second floor are the two private rooms newly built by the boss, Yang Liufang and the two leaders walked up, and the boss wearing a little white hat opened the door and let them in. The dining table in the private room is covered with goose-yellow tablecloths, and the cups and plates have been neatly arranged, feeling clean and tidy like the Western restaurant you see on TV.

"Yo! Boss, this private room is well furnished, clean and tidy. ”

"Wow, can you arrange it well! Look at your supply and marketing canteen, the windows are bright and clean, and everyone likes to go to you. ”

"You've been to our cafeteria?"

"Of course I have been there, I bought building materials from you for home decoration, and when I was tired after shopping, I had a meal on it with my family. The dishes are rich and clean. ”

"Do you think you're embarrassed to praise me and give you a discount?"

"Hit, hit, it was arranged by Mr. Li, not only the building materials were discounted, but the meal was only half price."

"Well, that's good."

"Two leaders, Mr. Yang, what do you want to eat tonight?"

"I'm in for a treat, let's listen to the two leaders."

"Xiao Yang, you are a glutton, everyone knows here, so let's order it." Secretary Lu and Vice President Liu pushed and dragged.

"Oh, that's okay, boss, one pound of hot food, one pound of ice grab, and then the old rule is four dishes, four servings of mutton soup. If it's not enough, we'll order it later. ”

"Okay, Mr. Yang, we are a halal shop, we don't sell alcohol, if the three of you want to have a drink, you still go out and buy it yourself as before."

"Understood, give us a barley tea, you can go and get busy."

The boss promised to go out and help them close the door.

"Xiao Yang often comes here to eat?"

"No, no, today is the light of the two leaders. I'm usually busy, either in the cafeteria or eating instant noodles. It's just that I have more feelings here, when I first came to Xizhou, I was separated from my brother, that is, Li Tongfu of our supply and marketing cooperative, I was alone in the station square to shine shoes, and then went to the countryside to be a small trader selling needles and threads, a fellow villager brother in the wholesale market saw that I was more down-to-earth and hard-working, so he invited me to come here for a meal. The first time I ate hand-to-hand grabs, I always remember it vividly, and then I came to it a few times with the staff. ”

"Oh, I have also heard of Mr. Yang's struggle, I thought it was a legend, and today I heard him tell it himself, and I admire it even more."

"President Liu has won the award."

"Everything has the first time, I borrowed flowers to offer Buddha today, stained with the light of Secretary Lu, and see if your factory can borrow some money from our bank for the first time." Vice President Liu went straight to the point.

"Haha......" Yang Liufang smiled dumbly, and then said: "Secretary Lu, President Liu, the two leaders may not know, we are not short of money now, there are millions of cash in the account, and I have no use for the loan." Yang Liufang said these words are also true, he can't spend his own money, what to do with the loan? Is it just to pay the bank interest for nothing? He's not stupid. The dinner table was in an awkward situation for a while. Just as the owner of the restaurant came in to deliver the food, everyone began to feast on this most authentic hand-grasp.

After the meal, President Liu took a taxi and left, Secretary Lu wanted to go back to Hanwangchuan, and Yang Liufang was about to go back to the factory, so he called Zhang Feng of the supply and marketing cooperatives in the hotel and asked him to drive to pick him up.

On the way back, Secretary Lu vaguely told Yang Liufang that the bank has a credit task every year, doing business in Xizhou, everyone bows their heads and does not look up, and they must handle the relationship with the bank. Yang Liu Fang is a smart person, and he can penetrate it at one point.

"Secretary, I understand, we'll discuss it when my brother comes back."

"Well, you can discuss it and see how many tasks you can help President Liu complete. Don't force it, let me know if there's news. ”

"Okay."

After sending Secretary Lu off, they returned to Shibi Village along Hetan Road, passed by Hongtuzhuang, and passed through the viaduct of the airport expressway, and saw that the airport expressway was still under intense construction. In the car, Yang Liufang and Zhang Feng chatted.

"Brother Feng, I usually don't ask you when I'm busy, where have you and Xinye progressed? Do you need me to create conditions for you? ”

"Mr. Yang, you are so busy and still remember me about this. We have a good relationship, but we haven't visited Xinye's parents yet, and we don't dare. ”

"Then why?"

"The two of us are now working in the factory and the supply and marketing cooperative, and the future is impeccable, but the main trouble is the house. I went to visit her parents, and I would inevitably be asked about the house, she, she would definitely work in a tannery in the future, I was in the supply and marketing cooperative, we bought Xizhou, and it was definitely inconvenient for her to go back to Xizhou every day after marriage. Besides, housing prices in Western State are rising day by day, and the savings of both of us can now be at most a down payment. ”

"Oh, that's a problem."

"I heard that the tannery will build dormitories, can we buy them? In this way, it is more convenient for me to go back from work every day than for her to go back to Western State. ”

"I didn't think about buying and selling dormitories, I just wanted to provide cheap accommodation for the staff, and at present, they are all standard rooms with a unified design, and you can pick two next to each other when the time comes. However, if she buys a house in Xizhou, if her parents ask for it, you can buy a small one, and if the money is not enough, you can give it to Mr. Li or tell me, and lend you a part first. ”

"Thank you, Mr. Yang."

"It's a little thing, what's polite. Brother Feng, you can stay in the factory at night, my motorcycle is still in the city parking lot, and I have to go into the city tomorrow. ”

"Good. Mr. Yang, you can buy a car. ”

"Don't we have a car?"

"I said it's not this, it's a car. This is to pick up a distinguished guest back and forth, so you can't take a taxi and use a truck to pick you up. ”