Kowtow and thank you, and selfless dedication for a lifetime!

Lin Yi is not stupid, if it weren't for the five-year deed of sale signed by the previous "Lin Yi", he would have left a long time ago, thinking that waiting until the end of the one-year period could be regarded as repaying the favor of occupying the previous "Lin Yi" body.

will not cause any damage to the people who were close to "Lin Yi" before because he secretly ran away.

But now it seems......

Can you not bully "outsiders" like this!

"Lin Yi, you ...... You, you are so bold!" Shen Defu definitely didn't expect that a low-ranking person would dare to refuse the surname of the Shen Mansion, this is simply unheard of.

Shen Mansion, Shen Mansion, a famous family in Beijing! What a great honor it is to be given the surname 'Shen'! Getting the surname Shen also means that you have officially become a member of the Shen Mansion, and you will have the opportunity to really do things for the Shen Mansion in the future, which is definitely the dream of all low-level people.

"Manager Fu!" Shen Ruobing also spoke at this time, and his tone was obviously a little displeased.

"Yes, eldest miss!" When Shen Defu heard this, he immediately closed his mouth, but those eyes looked at Lin Yi, but they almost wanted to burst into flames.

Lin Yi looked at Shen Defu's angry expression with disdain, if this guy knew that his nephew was beaten by me, would there be a few more fires in those eyes?

"Lin Yi, can you tell us your reason?" Shen Ruobing looked at Lin Yi again.

"I'll stay in the Shen Mansion for another year at most!" Lin Yi didn't hide it.

"That's your reason?"

"Yes!"

"Well, everyone has their own aspirations, although you signed a deed of sale with my Shen Mansion, but I don't want to force you, since you are not willing to change your surname to Shen, then let this matter go first, you go back first!" Shen Ruobing's tone was still flat, and he couldn't hear joy or anger.

"Thank you, Miss!"

Lin Yi thanked him, and then turned around directly and prepared to leave.

"Wait a minute, Lin Yi, I don't know what you think of Qianzhuang's business?" Seeing Lin Yi walking to the door, Shen Ruobing also seemed to think of something, and asked casually.

"Qian Zhuang?" Lin Yi was puzzled on the surface, but he was a little surprised in his heart, what is the biggest business of the Shen Mansion?

It's money!

Now Shen Ruobing actually asked what he thought of the money bank's business?

This is also a bit too incredible, he is just a low-level person in the Shen Mansion......

"It's nothing if I don't know!" Shen Ruobing shook his head slightly when he saw that Lin Yi didn't answer.

A subordinate, even if he has a bit of brains, how can he really understand things in the business field without tempering, the main reason why Shen Ruobing saw Lin Yi today was because of what the leader of the delivery in Taikoo Place said that day.

In addition, I was busy with the business of Qianzhuang during this time, and I did encounter a bottleneck, but I was a little sick and rushed to the doctor, and I actually came to ask a low-level person.

It's ridiculous to think about.

"Miss, he just did a small thing to procure, the business of the money bank, how could he be a low-level person who could understand!" Shen Defu also laughed loudly when he saw that Lin Yi was speechless.

Lin Yi's original intention has always been to be a low-level person in the Shen Mansion with peace of mind, and then forget about it after the year, but now it seems that it is not easy to finish this year in peace.

It seems that his status in the Shen Mansion should be mentioned.

"The so-called money bank, that is, to provide a safe guarantee for depositors, of course, the money bank business can indeed gather wealth, such as troubled times, everyone's own life is difficult to protect, naturally willing to spend a few points of interest to the bank, and then save the money, but if the war is a little off, the money bank's interest is a little high for the big households, and the small households will feel that there is no need, only the medium households will deposit money in the bank, and the economy of the Great Chu Dynasty is not developed, the business of the money village is less supported by the large households, and there are fewer small households with the largest number of people, and the interest of those medium households alone is not enough。 ”

Lin Yi's voice sounded in the study.

"Huh?" Shen Ruobing, who was originally sitting behind the bookcase, heard this, and there was a hint of surprise in his tone.

"What kind of big and small households, a bunch of nonsense, Shen Mansion Qianzhuang is the biggest gold-lettered signboard in the Great Chu Dynasty, you actually say that you can't eat enough? It's just nonsense! Miss, don't listen to his nonsense, maybe somewhere to hear some quarrels, here!" Shen Defu was obviously a little disdainful of Lin Yi's remarks.

However, Shen Ruobing acted as if he hadn't heard Shen Defu's words at all.

Because, only she knew in her heart that Lin Yi's words were exactly one sentence that broke the situation of Shen Mansion Qianzhuang.

Large households feel that the interest rate is high, and small households feel that it is unnecessary, isn't it the bottleneck they are facing now?

"Lin Yi, go on!" Shen Ruobing also re-examined Lin Yi in front of him at this time.

"If you deposit money in the bank but don't charge the depositor's interest, but give a few points of interest, I don't know what will happen?" Lin Yi didn't sell anything, and pointed out.

"You said that the money bank does not collect interest from depositors, but still pays interest to depositors, so how can the money bank survive?" Shen Ruobing frowned slightly when he heard this.

"Lending!" Lin Yi said leisurely.

"Lending?!" Shen Ruobing had never heard of this word, and he didn't know what Lin Yi meant by "lending".

"Lin Yi, you dare to make up here, what kind of lending, we have been running a money bank in the Shen Mansion for several generations, but we have never heard the word lending. Shen Defu couldn't help it.

"Manager Fu, if you feel that the study is stuffy, can you go out for a walk?" Shen Ruobing glanced at Shen Defu, and his tone was unusually cold.

"Miss, I'm ...... Defu retires!" Shen Defu wanted to say something, but finally endured it, glared at Lin Yi, and quickly exited the study.

"Lending means giving out the money deposited by the depositors to those who really need it, and then charging a high interest rate according to the length of time and the amount of silver. Seeing Shen Defu leaving, Lin Yi also continued.

"To those who are really in need? But if a child from a poor family runs to the money village to borrow silver, what should it do? Although there have been few wars in recent years, it is not peaceful, if a person dies, how can we ask for this silver?" Shen Ruobing was also deep in thought at this time.

"Before lending, you need to do a credit assessment, according to the position of the borrower in the dynasty and the amount of fixed assets to determine the amount of silver to lend, the borrower needs to use fixed assets as collateral, so that if the loan is not repaid after expiration, there is no loss at all. Lin Yi said directly.

"Hmm...... Although what you said is reasonable, after all, this is related to the century-old foundation of my Shen Mansion, let me think about it, you go back and rest first. Shen Ruobing also nodded slightly after hearing this, and then said.

"Yes!" Lin Yi responded, turned around and walked out of the study.

Lin Yi had long been able to predict Shen Ruobing's reaction, many times, when a new thing or concept came out, it always needed a period of adaptation.

......

The next day, early in the morning, the sun was shining.

At the door of Dajing Shangde Auction House, Ding Qiubai was waiting at the door with an eager face.

"Mu Gongzi, you are finally here! In this auction, your dagger was also put into the first auction by us, which can be regarded as a bargain, in addition, President Mu has already ordered that Mu Gongzi's auction commission, we Suntech Auction House will not take a penny, we only hope to ......"

When Lin Yi, who was wearing a white robe and a leopard print mask, appeared in his field of vision, Ding Qiubai also had a happy face on his face, and quickly greeted Lin Yi.

"Thank you, Brother Ding, don't be in a hurry about the dagger auction first, I have something else I want to ask you. Lin Yi's purpose in coming today was not to use a dagger, so he also interrupted Ding Qiubai's words.

"Hehe, Mu Gongzi has something to ask!" Ding Qiubai was not angry.

"Do you have a Mobao auction here?" Lin Yi asked directly.

"Mobao!" When Ding Qiubai heard this, his face that was originally full of smiles also changed suddenly.