Zhu Gaochi was stunned for a moment, and then his face was a little embarrassed.

Guo An continued to ask, "The situation is not good? ”

"Teacher's discernment!"

Zhu Gaochi smiled and said: "Although the money village has been built, those merchants and gentry have their own familiar money villages, even if the manager of the money village goes to lobby, they are not very willing to come to the money bank to deposit money and borrow!"

Even if he comes, he will only save a few hundred taels of treasure money, or thousands of taels ......."

"As for those noble officials, they don't have much money......

Guo An said: "It's not that they don't have money, but they're just afraid that their money will be known by His Majesty and His Royal Highness the Prince!" ”

“……”

Zhu Gaochi's eyes widened!

...... that?

Guo An smiled lightly, and asked directly: "Your Highness, how many customers and money are there in the money bank now?" ”

A trace of embarrassment appeared on Zhu Gaochi's face, and he said helplessly: "There are about dozens of gentry and merchants, and they only have more than one million taels of treasure money in saving!" ”

Guo An couldn't help but be a little surprised, "So little! ”

The corners of Zhu Gaochi's mouth twitched slightly, "I don't know if the teacher has any good ideas?" ”

Guo An said: "Your Highness, there is a way for Weichen, but you need to ask for Your Majesty's consent!" ”

"Huh? Does the teacher really have a way? ”

Zhu Gaochi's eyes suddenly lit up, and he stared at Guo An tightly.

"Hmm!"

Guo An nodded slightly and said, "It's just that it depends on whether Your Majesty and Your Highness can accept it?" ”

Zhu Gaochi hurriedly said: "Teacher, just speak out!" ”

Although in this era, the gentry and nobles will always have a natural disdain for the merchants.

However, since he was a child, after seeing Shang Jia's changes to Yanwangfu and even the entire Ming Dynasty, Zhu Gaochi has long lost this idea.

Guo Andao: "Let Di Bao, Jiangjun Mountain Workshop, Haimao Shop, and Auction House cooperate with Qianzhuang!" ”

"Cooperation?"

Zhu Gaochi was stunned for a moment, and then said: "Teacher, I don't know how to cooperate? ”

"All the money of these businesses can be deposited into the bank!"

"Teacher, aren't these firms and Qianzhuang all the names of my father's firms?"

"yes!"

Guo An smiled lightly, looked at Zhu Gaochi's puzzled expression, and said: "However, depositing these money in the money bank is to provide business for the money bank and let the money bank develop."

Besides, if all that money is put into the pocket, you can only wait quietly for the depreciation of the treasure money.

Your Highness, only the money that flows is truly valuable......"

"Of course, the most important thing is that the money can be used to open branches in the state capitals of the Ming Dynasty, which are fixed assets.

In addition, those businessmen and gentry who have cooperated with Di Bao, Jiangjun Mountain Workshop, and the Maritime Trade Chamber of Commerce are required to save money to enter the Qian Zhuang ......"

Zhu Gaochi suddenly realized, "The teacher is trying to let those gentry and businessmen save money to enter the bank?" ”

“…… Sort of! ”

Guo An nodded helplessly.

"What else does the teacher mean?"

Zhu Gaochi said with some questions.

Guo An couldn't help but have a headache, he shouldn't have explained, this time it was endless.

However, it is not possible to explain it!

"Your Highness, Qianzhuang is the most important part of a country's money system, even more important than the household department!"

"Teacher, why is that?"

Zhu Gaochi was shocked.

"Your Highness, through the money bank, you can control the money of all the state capitals of the Ming Dynasty. Even, through the money of the bank, you can know how much the net worth of those merchants and gentry in the various state capitals of the Ming Dynasty is?

In particular, the bank can lend money to those people......

Of course, this loan is a low-interest loan. If there are people who can't survive and need money to survive, they can come to find money to borrow, instead of looking for those gentry and merchants who are rich and unkind, and are exploited by those gentry and merchants, thus robbing the acres of land! ”

"In addition, when the gentry and merchants deposited all their money in the bank, it can be said that their money became the money of the bank.

Money banks can use their money to build docks, pave concrete roads, and borrow money...... Do all kinds of business to make money. ”

Zhu Gaochi's eyes widened suddenly.

"The teacher's intention is to let the money village replace the household department to adjust the balance of the entire Daming money?

Moreover, they also used the money of those merchants and gentry to make money for the bank, so that those gentry and merchants would agree to it when they learned about it? ”

"Your Highness, the money they have deposited in the bank, they only need to withdraw the money from the money in the various state capitals of Daming through the passbook stamped with the big seal!

Moreover, even if their old money is deposited in the bank, when it is withdrawn, it can be turned into new money......

It's so convenient, they should be willing to save it.

If they don't want to, then give them a small amount of interest, such as a hundred taels of silver, and put it in the bank for one tael a year, or a few dozen taels of interest a month......

As for whether they are willing to use their money to make money, it is not up to them.

Whether they can even know or not is not necessarily ......"

After thinking for a moment, Zhu Gaochi asked again: "Teacher, who should be responsible for this matter?" ”

Guo An said: "Shen Zhuang, or as proficient in the way of business as Shen Zhuang, is a very shrewd and calculating person!"

Since those merchants and gentry have deposited money into the bank, the money they have deposited through them must be enough to support the bank! ”

"Shen Zhuang, ......"

Zhu Gaochi was thoughtful.

Guo An was taken aback, and hurriedly said: "Your Highness can't leave Shen Zhuang, the chief steward of the Shenzhuang Maritime Trade Chamber of Commerce, with him, the Maritime Trade Chamber of Commerce can be so orderly." ”

"Teacher, don't worry, I won't win people's love!"

"If the old monk Daoyan is interested, let him give Qian Zhuang a staff officer, maybe he is the best candidate......

"Dao Yan Mage?"

Zhu Gaochi was stunned for a moment, and then the more he thought about it, the brighter his eyes became.

……

Inside the Fengtian Temple.

Zhu Di listened to Zhu Gaochi's narration completely, and couldn't help but fall into deep thought.

"Does Dinghaihou want to use the money village to restrict those money houses and gentry and merchants in the various state capitals of the Ming Dynasty? so that they dare not oppress the people like that......

"If some people deposit their money in the bank, they don't have to worry about their money being stolen and robbed halfway.

Moreover, the money bank can also use their money to make money and support the bank.

In the future, the exchange of old and new banknotes can also be replaced by the bank......"

"In this way, the role of the money bank ......"

Thinking about it, Zhu Di couldn't help but be surprised.

"Guo Qing's heart is really dark, he can actually come up with such a trick!"

Zhu Gaochi nodded in agreement.

"However, Dad, there is indeed some truth in what the teacher said!"

"Someone!"

Zhu Di directly instructed Yishiha on the side, "Go and invite Master Daoyan!" ”

"Slave obeys!"

Yisha hurriedly answered, and walked quickly to the East Palace.

It's just that as I walked, my heart was full of weirdness.

This Dinghai Marquis is really a strange person, and he actually began to suggest that His Majesty let a monk who has attained the Tao manage the money village!

Isn't this bullying Master Dao Yan?

And looking at the meaning of His Majesty and His Royal Highness the Crown Prince, it seems that they also agree!

Weird!

What surprised Yisha even more was that after the Dao Yan Master listened to His Royal Highness the Prince's words.

That Dao Yan Master just changed his expression for a long time, and recited a Buddha name in a low voice, and then agreed a little!

Even, there seems to be some excitement in his eyes.

Yi Shuha can be sure that the eyes he has cultivated over the years can be sure that this Dao Yan Master is really excited!

It's just that when did the Buddhists care so much about money?

"Your Majesty, Dinghaihou's policy is a major event for the benefit of the people of the world, and the monk will definitely do his best!"

"Very good!"

Zhu Di nodded with great satisfaction.

On the side, Zhu Gaochi was also full of joy.

Master Dao Yan said: "It's just that the monk is a monk, so it's inconvenient to show his face, and the steward of the money village still needs a few internal officials to be the officer!" ”

"Accurate!"

……

Following.

Monk Daoyan and Zhu Gaochi boarded the Dinghai Hou Mansion.

Monk Daoyan smiled bitterly, "Amitabha, Guo Hou has harmed the poor monk!" ”

Guo An smiled faintly, "Although the mage is a monk, he has great ambitions!" And now in the entire Ming Dynasty, what is more suitable for a mage than Qianzhuang? ”

"Amitabha!"

Monk Daoyan read helplessly, and then asked, "Dare to ask Guo Hou, to what extent should Qian Zhuang be good?" ”

…… (End of chapter)