Zhang Peijia imagined it for a moment and thought it seemed very interesting, but she still shook her head and said, "Good intentions, Mr. Santos, the slave family will take a look at the plan first!"

Then the room fell silent, except for the rustle of flipping through the papers. After a while, I only heard Zhang Peijia say, "Xiaozhu, bring me the summary of the situation just reported by the United Shipyard. And the Navy's shipbuilding plan for the next quarter will also be brought over."

Soon now, she took out the documents from the huge bookshelf and put them in front of her, Zhang Peijia quickly flipped through them and then looked up and said, "Mr. Santos, I'm afraid this time you've made a trip in vain! The bank refused to invest money and loans for this expansion of the shipyard."

Santos, who was full of confidence, immediately became surprised! He opened his eyes wide and said, "Why? Madam, this time I only need to borrow 60,000 taels of silver in the hope that the adult will inject 120,000 taels! That's a small amount for Union Bank, and it can't be smaller!"

Zhang Peijia said solemnly, "Mr. Santos, this is not a matter of quota! This bit of silver doesn't even need Liansheng Bank, and the uncle can afford it personally! It's just that the shipyard has expanded too much and too fast, and there are already serious problems."

Santos exclaimed, "This can't be! The shipyard has been thriving under my guidance!"

Zhang Peijia said, "Mr. Santos, please don't get excited, now the slave family will come to tell you, and you will understand what's going on!"

Santos bowed slightly and said, "I'm sorry, ma'am, could you please tell me what went wrong?"

Zhang Peijia said: "As reflected in the summary of the situation, the two naval warships completed last month were eight days and eleven days longer than the estimated construction period without process improvements. A similar situation has been observed with other ships, which shows that the shipyard is expanding too quickly, but the skill of the craftsmen has not improved, which is the disadvantage of the large number of newcomers coming in!"

Santos was a little embarrassed when he heard this, and said, "Don't worry, ma'am, I will step up my training of these craftsmen, and they will soon adapt to the work of the shipyard!"

But Zhang Peijia still said solemnly, "Not only that, Mr. Santos! Judging from the summary of the situation in the previous quarter, your material losses have also increased by two and a half, which should also be caused by the unskilled craftsmen! And the slave family can also be sure that the loss of materials has begun to rise this quarter! This shows that there is a problem in your management as well! The root cause is that it is expanding too fast!".

Santos took out his handkerchief and wiped his sweat and said, "Well, maybe there will be a problem with that! But don't worry, Countess, I'll get back and fix these things as soon as I can!"

Zhang Peijia continued, "This is not the most serious problem! The most serious problem is that there is simply not enough materials in the shipyard, especially for shipbuilding! As it stands, the timber is only enough to last for four to six months. And in summary, you haven't developed a new way to buy wood! If the shipyard expands again, the existing materials will last for a maximum of two to three months, and that's not counting the loss of materials due to management and craftsmen during this period! If this happens, the shipyard will have to go into a state of shutdown, which will be even more costly for the shipyard!"

Santos hurriedly said, "Madam, please rest assured, I have contacted some timber merchants, and now they are in the process of negotiating, and I will definitely solve this problem!"

Zhang Peijia said: "Mr. Santos, although the slave family doesn't know how to build ships, they also know that the kind of shipbuilding material is not something you can buy if you want to! In particular, the wood needs to be dried for a long time, so even if you find that kind of big material, you can't use it in a short time, I don't know if what the slave said is right?"

Now Santos has more sweat on his forehead! But he was still reluctant: "In this way, I can also turn over some timber from other shipyards, which is enough to maintain the shipyard's use."

Zhang Peijia said helplessly: "But that will cause a serious increase in costs! Mr. Santos, our goal is to make money and make the yard the largest in the world, not just to build the largest in the world!"

Then the two of them exchanged ideas back and forth, and Santos came up with countless methods and reasons, but both

was refuted by Zhang Peijia relying on data, and in the end he completely failed!

The requests for loans and capital injections were completely denied, and the angry Santos couldn't help but shout at the female guard who sent him out after leaving the office, "What a terrible dictatorial queen! Is that what he usually does?"

The female guard said with a cold face, "Mr. Atta, please pay attention to your words! This is not your barbarian land, this is the Ming Dynasty, and the imperial power is supreme! Any blasphemy against the imperial power will be punished severely!"

Santos also knew that he had lost his words at this time, so he had to wipe his forehead with a thoroughly damp handkerchief and said, "I'm sorry, I was rude!"

The failed Santos left, but the other shopkeepers in the waiting room heard the words, but they didn't show sympathy! Because this kind of thing has happened to them more than once, especially when they think that they are about to face Zhang Peijia, their hearts are also beating!

At this moment, the female guard pushed open the door and said loudly, "Please be in charge of the loan department!"

A middle-aged man got up and walked out of the door of the waiting room amid the sympathetic gaze of everyone. Looking at the way he looks, there shouldn't be a pleasant meeting either!

After Liu Haojia got out of the gate, he directly led people to the military camp outside the city. When he was in the city, the speed of the war horse was not high, and when he left the city, he led people to run quickly, and found a trace of fun in the speed! Now he has to ride around every day, and his riding skills are rising very fast!

At this time, the barracks were no longer the shabby small barracks they were at the beginning, they had expanded by more than six or seven times compared to the beginning! A racecourse was also built and a small group of cavalry is now being trained. Liu Haojia was the first to arrive at the cavalry training ground.

This training ground is not for regular cavalry training, but for training nights! A capable night is the eyes of the army, and it must be strictly trained! For this reason, Liu Haojia spared no expense and invited a few good hands back in the border army, who were specifically responsible for the training of night non-harvesting!

The salary he gave was very high, so those veterans taught seriously even if they didn't collect it at night, so these young people didn't collect it at night, and their skills improved quickly.