A young man with red lip prints on his face said, "Master Liu, do you mean that the level of our shopkeeper is much worse than those merchants outside?"

Liu Haojia spread his hands and said, "Isn't this an obvious thing! You can think about it, the things sold in your stores are often goods that ordinary merchants can't get, simply put, it's a seller's market, and people will come to buy it without asking for business! Even if a guest comes to the door, your shopkeepers may still be arrogant! If a dissatisfied guest comes to the door, maybe someone will beat them up, right?" Look at the book

Liu Haojia's words caused a burst of laughter from the people present, but after laughing, everyone thought about it carefully, this is really the case! The business of each family is either to take some goods in demand directly from the workshop and sell, or to monopolize the operation in a certain area, and have not participated in the delivery from a certain place to a certain place, and still have to find a market!

Thinking of this, an older man said, "That seems to be the case! The master who taught me martial arts was from the border army, and he said that these officers and soldiers in the Beijing camp are all showy! If he really got it right, he wouldn't have a problem knocking over five or six by himself!"

As soon as he finished speaking, a man said, "Do you need to talk about this? We are all noble families, and there are some things that don't shy away! Why do your own family members have to be sent to the side wall to stay for a period of time every year, isn't it just to be able to really fight! That's how you can make a good family!"

As soon as these two people broke through, everyone really discovered the truth in this, and they started talking about it, feeling that they had found the truth of the matter!

At this time, Liu Haojia knocked on the table and said, "Don't be complacent too early, this is just one of the reasons, there are other reasons!"

Everyone immediately stopped talking and looked at Liu Haojia. Liu Haojia felt very proud to see their eyes gathered over!

You must know that these people are the heads of the various families of Xungui in the future, as long as you plant a strong impression of yourself in their minds, and when their parents retire, he will be the leader of Xungui! Thinking of this, he said seriously, "There is a second point, which is the problem of funds! Your funds are always in short supply, far worse than those merchants!"

The little fat man said, "But I don't think the merchants are richer than us!"

A young man with an overindulgent appetite and a pale face echoed and said, "That is, our nobles have accumulated so many years of family foundation, and this time we have taken it out, how can it not be compared to Shangjia!"

Liu Haojia raised his hand to signal them to be quiet, and then said, "If it is only about property, each family must be richer than ordinary businessmen! But there's another problem, and that is that your family business is much bigger than those merchants! Isn't it money to support the family, to take care of the guards, to raise the family and children, and so on?"

Liu Haojia crossed his fingers to calculate the expenses for them, and these people's faces were green! After all, these people are not the head of the family, and it is impossible to have access to too much information. Especially when they are still young and impatient, it is a torture to let them read the ledger carefully!

When Liu Haojia finished speaking, he slapped his face and said, "You will all take over the family in the future, you can't be a flying eagle and a lackey every day, you should also care about the affairs of the family!"

Liu Haojia's words made everyone's faces turn red, and some people even bowed their hands to him, indicating that they had been taught! Liu Haojia nodded and then said, "So in this respect, the cash that each of you can actually use is not as much as those merchants! And the businessmen also have a special method called borrowing! In other words, they can borrow more money from their peers, thanks to their years of creditworthiness! And each of you is now busy with your own business, where are you going to borrow money? Speak to the merchants, how dare they lend you money? Even if you borrow it, it can only be a relatively small amount, and it is not enough at all!"

These words made these young people even more annoyed! But Liu Haojia did not give up the opportunity to attack them, he continued: "And among the merchants, in addition to borrowing and borrowing money, they can raise a large amount of silver in a short time, and they have many methods, such as bartering! In this way, both parties save the delivery of the silver, as long as the accounts are settled! So the merchants are better than you in the way of doing business

It's a lot more flexible, so it's not surprising that people can earn more money!"

Then Liu Haojia directly gave them a popularization class of business knowledge, and these young people knew that there were so many tricks and rules in the shopping mall, so they respected Liu Haojia more and more!

After Liu Haojia finished speaking, he thanked the people next to him who helped him fill the teacup and said, "After saying so much, do you have any good ways now?"

Everyone shook their heads and looked at Liu Haojia for help! He looked into a pair of eyes and said, "I have a way, but you can't be the master!"

When these people heard this, their eyes immediately lit up, and one of them said loudly, "We knew what was going on when we came, but those old fellows couldn't pull their faces down and came to you for a solution, so they sent us!" So you tell us what to do, and we'll go back and tell the old men, and they'll definitely come back to you, and you'll talk to them about it then!"

Everyone laughed when they heard him call his family an old man so presumptuously! This title has always been used internally, and now it is used in front of Liu Haojia, which shows that Liu Haojia has completely recognized that he is a person in the circle!

After they finished laughing, Liu Haojia said, "The way is for all the nobles to unite to form a business group, occupy shares according to each family's capital contribution, and distribute dividends according to shares! In this way, your capital will be larger, and your business will naturally be bigger and more profitable!"

Then Liu Haojia instilled the concept of a joint-stock company in them. After listening to this, one of them slapped the table and said, "That's a good idea!"

Later, many people also said that this was indeed a good idea, but then one person said, "But we are just starting a joint-stock company, and those shopkeepers can't get on the table and they will be in vain!"

Liu Haojia said with a smile: "I can't help this, I can only rely on myself to slowly cultivate! Earn a little less in the early stage, and it will be better in the future!"

A fat man said loudly, "You can't say that! Those shopkeepers are not angry, and they can't earn money from others, so let's watch others make a lot of money, but they can only get a small share, so now I feel very distressed!"