At this time, President He squinted his eyes and said, "My lord, is your plan to also invest in our Chamber of Commerce?" ”

Liu Haojia looked at everyone when he heard this, and found that these people were not surprised when they heard this, and nodded secretly in his heart, these shopkeepers are really sophisticated characters, and the general situation can't escape their expectations! So he smiled and said, "Are you so unconfident in this official? Then think about it, have you ever heard that this official uses power to make a fortune when doing business? ”

Everyone looked back and thought about it, and found that there really was no such case! Moreover, the Liu family's business group is notoriously fair, so everyone shook their heads without hesitation.

Liu Haojia spread his hands and said, "That's it!" So you might as well listen to the official's arrangement! ”

After everyone present looked at each other, Chairman He arched his hand and said, "Please show me!" ”

Liu Haojia said: "It would be nonsense to say that the official doesn't want to invest in your shop, but the official will never take it by force, so the official will help you think of another way, that is, a loan!" ”

As soon as everyone heard the word loan, they all looked thoughtful, and Liu Haojia continued to say when he saw their performance: "That's right! Just like you think, the official's Liansheng Bank is all over the country, and you can borrow a sum of money from the bank, so that the official has room to intervene! After all, if you have taken out a loan, the official has the obligation to ensure that your property is not lost! Those who extort you are tantamount to stealing money from the pockets of their own officials, and naturally they cannot be tolerated! ”

When Liu Haojia said this, he began to carefully observe everyone's expressions again, and found that everyone had a disappointed look in their eyes. It seems that they really thought that they wanted to take this opportunity to make a windfall! So he smiled and said, "The matter is not finished yet, don't think that this official is capable of this!" ”

Hearing this, President Ho said with some hope, "Then I wonder what the next step for adults is to do?" ”

Liu Haojia said: "The next step is naturally to be taken by Jinyi guards from all over the world!" On behalf of the official, they will go to the local officials at all levels and ask them to withdraw part of the shares in the shop, but not in vain, but to negotiate a reasonable regulation with them! For example, there is a prefect in this city of Hangzhou, and there is a Tongzhi! There is a county order, there is a county cheng! There were also a large number of people such as officers and clerks!

Then set the fees collected according to a fixed proportion of the official position, and naturally take the silver when the person is gone, and the position will be vacated and given to the newcomer! In this way you can take the least amount of money and take care of the officials in the largest area! And the officials can also get some income without causing the phenomenon of exhaustion! And Jinyiwei guarantees the interests of both of you as an arbitrator! But I'm afraid it's hard for you to understand, so this official has also made a special explanation, and you can understand it by looking at it! ”

After speaking, Liu Haojia's family immediately took out a stack of thin documents from his arms and gave one to each person. The documents are not very thick, each one is only a few pages thick, but Liu Haojia's plan is finally written.

His plan was to reduce the normal tax of merchants to the level of thirteen to fifteen taxes, and at the same time to reduce the number of shares of the officials, and to reserve a certain amount of apportionment. These things are then integrated and distributed according to the number and position of local officials, officials.

Those present quickly saw the merit of the whole plan, that is, with the Jinyiwei as the overseer, once the agreement began to be implemented, the Jinyiwei had the ability to ensure that the officials and merchants carried out the contract seriously.

When facing officials, Jinyiwei has enough confidence! That's the black account of the officials in their hands! If not, fabricating one isn't a big deal! It is enough to disgrace and dismiss those unruly officials! And Jin Yiwei also has enough deterrent power for businessmen, so that they don't have to bother to break their homes!

At the same time, this plan ensures that the entire government has a certain amount of income from top to bottom. Although they have lost a large amount of income from desperately squeezing merchants, they have obtained a trickle of income! And the merchants handed over less money, and left more for themselves!

And at the same time, it avoids the situation where the officials are squeezed and the businessmen go bankrupt. Because in the eyes of officials, businessmen are nothing more than fattened pigs, and it doesn't matter if they kill one, there will naturally be other pigs to fill this position! Therefore, they have never been soft on squeezing merchants, causing many merchants to go bankrupt! And according to this plan, the merchant will develop slowly at best!

And the whole plan is followed by a calculation table, if things can really develop as Liu Haojia arranged, then what is shown on the calculation table is that the businessmen can indeed leave forty percent of the income! That's a huge leap forward from what it used to be!

In other words, this is a plan that takes into account the interests of all parties, although the businessman has made certain sacrifices, but in exchange for a lot of operability! So the shopkeepers, who were still calm, began to get excited! They first discussed quietly with the people around them, and then the discussion became louder!

However, Chairman Ho and Chairman Lee were still highly respected, and after the two of them looked at each other across the table, they quickly interrupted their peers' discussion and quieted them down. At this time, Chairman Lee stood up and bowed down and said, "Your Excellency's plan looks very feasible, but I don't know what we have to pay?" ”

Liu Haojia said with a smile: "Sure enough, he is a battle-hardened shopkeeper, and he knows that sometimes if you want to get it, you must pay first!" The official will not hide it from you, the official will want the same thing, the interest on your loan! There's nothing to do! ”

Everyone present gasped in surprise after hearing this! This is not to say that the interest on the loan is huge, but in fact, the interest on the loan of Lendlease Bank is much lower than the interest rate of private loan sharks! It's even lower than lending between peers. Otherwise, Liansheng Bank would not have been all over Daming in just over the past ten years!

Chairman Li said with an incredulous look on his face: "My lord, if you want to say that, the grass people will be a little incomprehensible!" You must know that as far as the loan is concerned, although we pay interest, it is our chamber of commerce that gets more benefits! And compared to that little interest, investing the money in other things to make a profit is much higher than the interest! So ......"

Liu Haojia saw that he hesitated and said, "So you think this official should have other ideas, don't you?" Or is it a trap hidden in it? ”

When he said this, he secretly said in his heart: "If you know how banks will play with loan customers in hundreds of years, you will definitely not lend!" ”