Richard always wanted to start a bank, but he lacked such talents who were proficient in economics, and the idea could not be implemented, and it took three or four years to come and go.

Recently, seeing that Haaland's territory has developed to a certain size, the formation of the bank must be completed in order for the economy to run stably.

Richard could only catch the ducks on the shelves and set up the banking department.

As for the lack of talent, Richard decided to make two preparations, on the one hand, openly recruiting talents, absorbing people with economic talents from the outside world, and on the other hand, promoting some business talents from within the territory, although these people have various shortcomings, or lack knowledge and culture, or lack experience. At present, Richard can only thin the donkey and pull hard, and the overlord will first establish various functional departments, and then cut and promote personnel according to the situation, first set up a good platform, and use a few years to train some qualified bank management as much as possible.

Now that the central bank department has been established, the Haaland Territory also needs to establish an economic statistics department. Without the data provided by the economic statistics department, the central bank, the department that manages the currency, has no way to make decisions. It's useless to put up a shelf.

New departments need to be established, and there are far from enough high-end talents.

Now we can only run in hard, grit our teeth and survive a few years, and train some talents from practice, and the situation should be a few points better.

Richard had a long discussion with the backbone of the mint, and after coming out of the mint, he came to the Tongshan Town Office.

Tongshan Town is under the jurisdiction of Grayfordson County, which is a relatively important county in Harland's territory, and several castles under its jurisdiction have very good industries, and the economy is very fast, and industry and agriculture are walking on two legs, and this year's population should exceed 60,000.

The mayor of Copperhill was a recently demobilized officer named Som, a third-order officer who had served as a squadron leader in the Sixth Brigade and was a highly valued officer by Jennings.

In the three-month-long siege of Nero Castle last year, Somme was severely damaged by the coalition of Stanic nobles, and recuperated in the rear for two months.

Officers at the rank of squadron leader in the army had more contact with Richard and knew his personality well.

After Richard came to Tongshan Town, he did not hold a grand reception ceremony, and the meals he entertained were relatively simple, only richer than the daily working meals.

"You should have been transferred to Tongshan Town for more than ten months!"

"It's been a year, Master Richard."

Richard nodded, and several people ate their meals very quickly. After many years in the army, Richard had developed the habit of eating quickly. The perennial military life has left a deep imprint on Richard. For officials who came out of the army, Richard often valued them more in his heart.

"Are you still used to changing jobs to a local area?"

Somme hesitated for a moment, then said truthfully: "Local work is not as direct as the army, and most of the mind is spent on fighting for power. Demobilized officers like us, who have retired from the army, are regarded as different by the local officials, and sometimes they are really not used to it. ”

"We survived hard battles and were far more adaptable than the civilian officers in the rear. When you get to a new environment, you have to learn to adapt to the rules. If you encounter something unfair, you can write to the old leader, whether it is Jennings or me, we will come forward to help you.

Haaland's territory was brought down by us, and the policy will give you more or less preferential treatment to demobilized officers. But you must cherish your honor and do not derelict your duties. You people make mistakes, and you're going to be more harsh, and you know I'm not a person who doesn't have a lot of extralegal feelings. ”

After returning from Tongshan Town, it was late September.

Recently, the entire civil servants of the Haaland Collar have become busy. Rogge wrote letters to many nobles, inviting them to participate in the October Fair.

This year is already the third commodity fair held by Haaland. As the trade fairs continued to be held, it gradually made a name for the goods produced by Haaland.

Since last year, a large number of nobles and businessmen have flocked to Harland's territory in October to buy brown sugar, fruit wine, canned food, medicines, hardware products, textiles and other goods.

The Harland Territory is rich in products and good at creating inventions, which has spread throughout the Grant Kingdom, and the goods of the Haaland Territory also enjoy a high reputation and have some famous brand effects.

This year's fair, at Richard's own discretion, continued to sell new goods to the outside world.

The first is the famous alchemy bomb, which costs twelve gold coins each, while the production of alchemy bombs in Haaland's territory costs less than two gold coins, and this commodity can be sold at a profit of up to five times.

Although the alchemy bomb produced in Haaland's territory is not as powerful as the original, it is about fifty percent of the original. It is very lethal to soldiers wearing enchanted armor.

You must know that the alchemy bomb made by the Elemental Heart costs as much as 100 gold coins, and it is specially used to hit the enemy's key units, and the effect is very good. The only drawback is that it is expensive and cannot be popularized.

After all, the alchemy bomb is a consumable weapon, a squadron is equipped with ten, a legion needs to be equipped with 1,200, and it takes 1.2 million gold coins to scale up to eight central legions.

Such a large amount of money is enough to support the three main army corps. Even if the Grant royal family can come up with this money, it will be difficult to make this decision.

The royal family can't afford it, and other nobles are far less financially powerful than the royal family, let alone equip a large number of soldiers.

Some of the great nobles may procure some through various channels and use them in key battles.

Although the alchemy bomb produced in Haaland's territory is not as good as the original, the price has been reduced by eight or nine percent. At this affordable price, even an ordinary baron can buy two or three hundred pieces.

Two or three hundred alchemy bombs were thrown into the battlefield, which was enough to decide the outcome of a skirmish. Defeat a brigade of orcs so that the orcs do not dare to divide their forces in large groups and attack the scattered baronies.

The news that the alchemy bomb was sold at the commodity fair immediately caused a sensation among the nobility.

The two thousand alchemy bombs sold in Haaland's territory this year were swept away by five or six nobles on the first day of the fair.

Many aristocrats who were a step slower asked people to buy alchemy bombs at a higher price. It's a pity that the production of alchemy bombs is not high, and only two thousand can be sold every year, and the rest is reserved for the army of Haaland's territory.

In the past few years, in order to keep it secret, only Richard, Sophia, Wendy, Annie and other members of the Haaland family have mastered the key technology of making alchemy bombs in Harland's territory, and the annual production of alchemy bombs is not high. Only a few hundred pieces can be produced in a year, which is not enough for the army of Haaland's territory.

Later, a group of innocent magic apprentices were trained, and they did not dare to let them master all the processes. The manufacturing process has also begun to be strictly divided, and each person is responsible for a part of the process, and the annual production has been increased to the level of 2,000 pieces.

By the end of last year, Haaland's domain had been given the seal of royal power, and Richard had those involved in the creation of alchemy bombs sign a strict confidentiality contract, and once again expanded production, increasing production to 6,000 pieces. Although Haaland's territory has been expanded, this production is enough for the army according to the previous model.

Production tripled, and Richard decided to sell some of it.

Haaland has been able to produce alchemy bombs for more than ten years, and there are about 12,000 alchemy bombs stored in the treasury, enough to fight several high-intensity wars.

It was Richard's decision to sell 2,000 alchemy bombs, and even if the nobles asked someone to intercede, it was impossible for Richard to reduce the inventory. According to the law of previous years, the orcs will invade again next year, and even if Haaland's territory is short of money, it is impossible for Richard to ask for money and die.

In order to convince the military top brass to come up with a stock of 2,000 pieces, Richard had already worn out his tongue. The nobles who didn't grab the alchemy bomb can only blame them for their bad luck.

In addition to the alchemy bomb, the Harland Territory also launched dyed fabrics this year, in red, blue, and yellow-green styles, and the Harland family also sold bras for the first time in the ready-to-wear store in Fort Blackriver.

The bra is very important for the development of women, it is a kind of clothing related to human health, in addition to protecting the breasts, it can also play a role in fixing and reducing tremors. It has a certain effect on breast development and milk secretion.

In fact, since Richard secretly promoted this new style of clothing seven or eight years ago, Sophia has played an exemplary role and is the first to wear a bra. After a few years of subtlety, women in the middle and upper echelons of Haaland's territory began to wear bras.

The threshold for dyed cloth is higher, and only the Grant royal family, the Marquis of Creon, and the Earl of Charlotte produce this commodity. Because there are fewer natural dyes, the output of dyed fabrics is not high, and the price is relatively expensive, seven or eight times that of ordinary fabrics.

A roll of dyed cloth is 80 centimeters wide and 12 meters long, and costs one gold coin, and a family of six people all change into dyed clothes, which costs three gold coins. That's just the cost of materials, and hiring a tailor will cost you a few silver coins.

The population of the Kingdom of Grant who can consume dyed cloth is basically middle and upper class. Even the well-paid soldier class had only one dyed suit at most.

The dyed cloth in Haaland's domain also uses natural dyes, and the cost is roughly the same as that of several other nobles.

It's just that Richard's knowledge far exceeds that of ordinary people in the Dawn plane, and under his guidance, the craftsmen of Haaland's territory have successfully mastered the printing and dyeing process, and can produce this lucrative commodity.

According to the calculations of the textile department of the Harland Territory, a roll of dyed cloth costs no more than two silver coins. The three big nobles such as the royal family also made five times the huge profits.

The industry was involved in the royal family, and the interests of the Grant family were not touched by Richard, who did not want to compete for the market on a large scale, and the dyed cloth sold was also a gold coin.

In the Grant Kingdom, dyed cloth is still a luxury product, and the market size is not large, adding up to about forty or fifty thousand gold coins, which is only a few points larger than the perfume and canned food market in Haaland's territory.

If Richard occupies the markets of the four northern provinces, he can earn about seven or eight thousand gold coins. The lost market was divided among the three nobles, each of whom lost two or three thousand gold coins. Estimating this loss, the great nobles will not easily provoke a commercial war with Haaland's domain.

The third new product is soap, which is not difficult to manufacture. The saponification reaction can be completed by heating the grease to a liquid state, and then adding alkaline water and stirring well.

In fact, the Haaland Territory made soap many years ago and provided it to the upper echelons of the Territory.

At that time, there was a shortage of oil, and the indentured slaves lacked oil and water, so Richard did not manufacture this commodity on a large scale.

Now Haaland has developed animal husbandry, slaughtering a large number of sheep every year. Animal fats and fats are collected every day in slaughterhouses, and the amount can be as small as one or two tons.

With such a large amount of oil, the population of the territory simply cannot be consumed, and since the development of animal husbandry, the population of the Haaland territory has become overnourished.

Even indentured slaves with the lowest standard of living can eat mutton once a month, which is a few points higher than the middle class in the Grant Kingdom, second only to the high-income people.

This excess animal fat can be mixed with alkaline water to make soap.

The soap factory, which was established in the Château de Marte, already has more than 200 workers and produces more than 20,000 pieces of soap every day, and the capacity is already seriously overcapacity.

At this trade fair, Haaland's territory wants to promote this commodity the most. The price of soap is also relatively affordable, with a wholesale price of one copper coin.

Soap with added spices is much more expensive, with a wholesale price of eight copper coins per piece, and is sold to the middle and upper classes of society.

Under the solemn recommendation of the officials of the Haaland territory, the merchants who participated in the fair personally demonstrated the use of this commodity and were full of praise for this commodity. Even many small businessmen who came to try their luck took out their treasured gold coins and bought a large bag of soap, ready to return to their hometowns to promote and earn a good amount of money.

After attending the opening ceremony of the expo, Richard walked around the venue at random, but he didn't expect to run into an acquaintance.

When this man saw Richard, his face suddenly changed greatly, and he was so frightened that he hurriedly lowered his head, not daring to look into Richard's eyes.

"I didn't expect us to meet again, Jossen. Since you're here in Haaland, you should inform your master. I hope you learn your lesson and don't commit crimes and murder in Haland's territory, or I'll send you to the mines where the orcs are imprisoned, and you'll regret being born into this world. ”

More than ten years ago, Richard went to Nolan to buy slaves at the age of just seventeen, and when he returned, he met the murderous and robbering Qiao Sen. In the end, he foiled Jossen's plot and caught the man and Jossen's father asking for a good sum of money.

More than a dozen years passed, and Richard found that he didn't even hate this person. The thrilling night of that year has become a trivial thing in Richard's memory.

Richard's mental power is very high, which may be the reason why he has a very good memory.

He still remembers the events of more than ten years ago very clearly, even if Qiao Sen's appearance and temperament have changed very much, he is still recognized by Richard at a glance.

(End of chapter)