Hang Seng Silver.

He Tian came to He Shanheng's office and said, "Good guy, do you remember Lin Zhichao I told you?" ”

He Shanheng raised his head, with an interested expression on his face, and said: "I remember you said that this Lin Zhichao exchanged gold twice in a row in your hands at the beginning of last year and obtained more than 270,000 Hong Kong dollars. With this wealth, he founded Cheung Kong Real Estate, which shone in the real estate industry last year, and now he is afraid that he is worth more than one million Hong Kong dollars, and he is a real estate wizard. ”

Nowadays, it is rumored outside that Lin Zhichao started with more than 200,000 Hong Kong dollars, because the initial investment in the first real estate project is the land fee plus the first construction fee, which is almost more than 200,000 Hong Kong dollars.

As for the back, it's all a wonderful 'white wolf with empty gloves' story. Almost no one knows that Lin Zhichao has invested 500,000 Hong Kong dollars in real estate, that is, the 'Telford Garden' on Ferry Street, and many people may think that Lin Zhichao is the money returned from the 'Lantian Grace Garden' project.

He Tian nodded and said, "Speaking of which, the first time someone else sold gold, he borrowed the name of the good boss. This time, he wanted to invite the two of us to a cup of tea. ”

He Shanheng fell into thought, Lin Zhichao is certainly qualified to invite the two, but what is the purpose?

Soon, he said: "I'm afraid that I want to become a member of the gold and silver exchange for the sake of 'speculating in gold', right?" ”

He Tian suddenly realized that Lin Zhichao had invited him to tea several times since he sold the gold, but the two did not intersect in business. Now in his name, inviting He Shanheng to tea, his purpose is obvious.

"It should be! This young man is not simple, and seeing that it is profitable to speculate on gold, I am afraid that he will be targeted. ”

He Shanheng said with a smile: "It is okay to introduce him to become a member of the gold and silver exchange, after all, his strength is enough, and he has two hens that lay golden eggs." It's just that he is not a Teochew businessman, but has a united fellow countryman; There is also no channel for importing gold in Aomen, so I am afraid that if I rashly join the gold speculation, I may not be able to achieve what I want. If in the future, the loss is great, and your friend will be miserable. ”

He knew that He Tian and Lin Zhichao had a little personal relationship, so he said so.

He Tian said: "Let's just tell him about this risk, after all, he is also a figure in the business world, and he is conceited of success or failure." ”

Soon, He Shanheng said: "That's good! I'm also curious about this young talent, so let's meet him. ”

Ho Sin Hang is the chairman of the Gold and Silver Exchange Society and the person who presides over the gold speculation of the Hang Seng Silver Account.

Hang Seng Bank has strong allies in Macau - Ho Xian and Lo Po, of which Ho Xian and Ho Sin Heng used to be colleagues, and Ho Hin is also Ho Tim's half-brother; Lo Pao is the son of a Chinese raised by a Portuguese in Macao, who is the secretary of the Economic Bureau, and is a powerful figure in Macau.

These deep relationships mean that Hang Seng Bank can import a large amount of cheap gold from Europe and South Africa through Macau; Later, they smuggled the gold to Hong Kong, where it was cashed out at a high price at the Hong Kong Gold and Silver Exchange.

At the same time, Teochew merchants also had channels for importing gold in Macao, and they were closely united to form a force for gold speculation.

This led to the two groups of people, and later coincidentally speculated on the gold in the gold and silver trading field, inducing the gold merchants and the financial community in the magic capital to 'take over'.

......

In the private room of Lu Yu's tea room, Lin Zhichao invited He Shanheng and He Tian to drink tea together. He is now also a leader in the industry, and he is also a standard green (outstanding) businessman of Shunde nationality, so there is no shortage of contacts and status.

"It is a great honor for the two seniors to come!" Lin Zhichao stood up and greeted him.

As soon as He Shanheng saw Lin Zhichao, he commented in his heart: "A talent, a strong spirit." ”

"It's amazing, it's better to be famous than to meet, I've heard that there is a genius in the real estate industry, and now we have to meet, it's really late."

"You're welcome, please take a seat."

After some politeness, everyone sat down.

The waiter served Pu'er tea for everyone for ten years, and then took his leave, knowing that everyone had something to talk about.

After chatting a few words, Lin Zhichao went straight to the topic: "I have some spare money recently, and I plan to enter the gold and silver trading market to speculate on gold, so I want to take a shortcut and cut a queue here to seek a member unit." ”

Really!

He Shanheng and He Tian thought at the same time.

He Shanheng first advised: "I heard that Lin Sheng is doing well in the real estate industry, and he has opened a zipper factory to make a lot of money, so why bother to go through this troubled water." To put it bluntly, speculating on gold is betting on the rise and fall, and the risk is high. ”

He has a heart for talent, not to mention that if he were Lin Zhichao, he would definitely not take this risk.

He Tian also said: "What the good guy said makes sense, Zhichao, you have a busy career, you may not have time to worry about these things, after all, gold speculation requires understanding the outside information, which is very energy-consuming." ”

Lin Zhichao hurriedly said respectfully: "Don't forget the teachings of the two seniors. It's just that this speculation on gold, in fact, is just that I take out spare money to gamble on gold, so my mentality is better than the gambler's psychology of speculators. ”

He Shanheng was stunned for a moment and asked, "Do you want to cash out gold from the gold and silver trading market, and then go to gamble?" ”

Lin Zhichao replied: "This is part of the investment. I will also hire professional traders to make small and medium-sized investments. I provide general trend analysis, traders make specific trades, and I give them bonuses when they make profits, similar to stock traders in Europe and the United States......"

He introduced the theory of European and American stock market traders, which immediately made He Shanheng and He Tian refreshing.

He Shanheng immediately asked, "Aren't you afraid that they will lose your money?" ”

Lin Zhichao said with a smile: "A trader is bound to do his best for performance and bonuses, and if he still loses, then I can conclude that he is not an excellent trader." If I meet a good trader, I will support him. In fact, I also got an inspiration from the European and American stock industries. ”

He Shanheng sighed: "Wonderful! It is not easy to come up with layered sales, installment sales, and the first automatic zipper machine production in Asia. It seems that we are overthinking! ”

Lin Zhichao immediately became modest.

After that, He Shanheng said: "If you want to enter the gold and silver trading field and become a member, the conditions must be met, and you only need to pay a deposit to register." However, what name do you plan to register in? ”

Lin Zhichao immediately said: "I plan to set up a silver account first, rent a storefront, and also do some foreign exchange and gold trading, of course, I don't want these businesses to make any money, just earn some commissions, and maintain the façade." ”

"Okay, it seems that you are ready, so that after you are ready, you will formally submit the application, and then I will make a guarantee, and you can successfully pass the approval of the council of the gold and silver exchange society." He Shanheng said.

Lin Zhichao expressed his gratitude again!

After that, under the activity of Lin Zhichao, the three of them quickly spoke freely.

Lin Zhichao also took the opportunity to ask for experience in opening a silver account, and the two seniors were also refreshing guidance.

The atmosphere of this era is like this, as long as you bring someone with you, even if it is a peer, you will give you some advice; For example, Jian Dongpu instructed Liao Baoshan to open a bank - first open a bank account to accumulate experience, and then turn into a bank when the time is ripe; For example, in later generations, Bao Yu just entered shipping, so he asked Dong Chuanwang for advice.

"The future is terrifying, and it seems that you may not be a great banker in the future." Seeing that Lin Zhichao has a strong comprehension ability and can often draw inferences, He Shanheng sighed.

Lin Zhichao said calmly: "It is impossible for me to open a bank, because I like to borrow from banks, and if I open a bank, it will be inconvenient to borrow from banks." ”

He Shanheng said with a deliberate smile: "If you open a bank, you can naturally lend to yourself!" ”

Lin Zhichao said with a smile: "Although this kind of behavior is not illegal, it is destined that this bank will not be able to do much, and it will bury the root cause." If the depositors had learned that the bank had lent their money to the bank owner himself, would they still trust the bank? Apparently not. Then once there is any rumor, there will be a large-scale run, try to ask the bank to lend out the money, can last a few days will dry up cash. Then this bank is finished! ”

He Shanheng and He Tian were shocked, they didn't expect that Lin Zhichao would point out the 'pros and cons' so easily, and he would be so far-sighted and insightful between his words.

He Shanheng sighed: "There must be my teacher in the threesome, listening to Lin Sheng's words today, it makes people feel a lot." ”

Lin Zhichao hurriedly said: "The good guy is serious, I just said it casually." ”

After the group separated.

He Shanheng said: "The ability is really powerful! However, if you want to make a lot of money on gold, I'm afraid it will be very difficult, and it depends on whether he can control himself. ”

He Tian nodded and said: "The essence of gold speculation lies in importing gold from overseas and earning the difference, which is a sure profit." ”

Although the two felt that Lin Zhichao was a character, they were not optimistic that Lin Zhichao could make a lot of money in gold speculation. Once Lin Zhichao becomes a gambler-like figure, he will inevitably lose money.