When he returned home, Lin Zhichao knew the warmth of home, Wu Wenying, Tang Caiyun, and Lin Xin'er were waiting for him in the living room.

"Why didn't you get an early break?" Lin Zhichao changed into the slippers handed by Lin Xin'er and said to Tang Caiyun, who had a five-month-old belly.

"How can you go to bed so early, everyone is chatting in the living room, Chaeyoung has just returned downstairs!" Tang Caiyun took the briefcase and put it away for Lin Zhichao.

Lin Zhichao nodded, and then sat on the sofa.

In this era, there is no entertainment, no television station; It wasn't until at least the late fifties that Leigh's TV station was born. The radio station only has 'Radio Hong Kong', which broadcasts Chinese opera.

"The newspaper said that next month (March), Li's call will be broadcast, a paid cable Boeing system that broadcasts in Chinese on Blue Radio "English" and "Silver Radio" from 7 a.m. to 12 a.m. every day. ”

Tang Caiyun suddenly took Lin Zhichao's arm with interest and asked, "What is the content of the English radio station?" ”

Lin Zhichao said: "Broadcasting Western pop songs and listening to them more will help to raise the baby." The Chinese channel should be Chinese songs, Cantonese opera and the like. ”

"Well, it seems pretty good!"

After chatting a few words, Ah Xia had already prepared hot water, and Lin Zhichao went to wash. Although Ah Xia lives at home, she always builds a simple portable bed in the living room at night.

This home is so small that it doesn't even have a maid's room.

After returning to the bedroom, Lin Zhichao leaned on the head of the bed, and Tang Caiyun snuggled in his arms. A faint scent of beauty lingers throughout the bed.

"We're going to move next year, and I'm going to buy a house in Mid-Levels when the time comes, so we'll move in! The house here is arranged by your parents' house. ”

"Wouldn't it be a bit of a tie-up of funds um. I heard that a building in the middle of the mountain area costs almost 200,000 yuan! Tang Caiyun said with spring in her eyes.

"It could be cheaper next year! Besides, my current assets are millions of Hong Kong dollars, and that little money is nothing, I can't wronged my wife and children, I don't even have a yard. ”

The houses in the mid-mountainous areas are generally western-style houses and arcades, mostly three-story and two-storey, but they have their own courtyards and the environment is much better. At present, the rent of the first floor is 5,000 Hong Kong dollars a year, but it has a high top fee.

200,000 sets, in fact, are full of moisture, mainly in short supply; When the army displays Guangdong Province, it will definitely fall a little.

"Thank you, husband (Lin Zhichao's request)," Tang Caiyun said sweetly.

This man is always trying to give his family the best living environment, and of course she is very happy, and it does not affect her career.

However, when she heard Lin Zhichao say that he had a net worth of millions, she couldn't help but be a little shocked.

With his family, Lee finally moved into a one-story tenement building in Causeway Bay, bidding farewell to the rental house of less than 300 square feet.

This is an old-fashioned three-storey tenement building, located in a mountainous area of Causeway Bay, and the conditions are not very good in all aspects. Even so, it requires a top fee of 6,000 Hong Kong dollars and a monthly rent of 280 Hong Kong dollars.

After running three trade routes, Li Gaofu advocated that 'Fuhe Xing' take out 300,000 Hong Kong dollars for profit sharing, and Huang Tinggui and others naturally had no objection.

Everyone is working hard, isn't it just to make money!

In fact, Li Gaofu was also worried about his purchase of the ship, but he still chose to put it on hold for the time being.

First, he was anxious to repay Lin Zhichao's debts and settle his family;

Second, they don't know how many more trips they can make on the current trade routes, and if they stop soon, they will have huge financial problems; Along with this, there are many problems that are not familiar with shipping and it is difficult to carry out business.

"This house is so big, I finally live in a big house, I'm so happy!" Chen Shufang said happily.

Li Gaofu suddenly felt in his heart, it feels so good to be rich, and men should work hard to make money, so that their wives and children's parents can live a better life.

"Later, we will buy another floor of off-plan, even if we have our own house."

Chen Shufang hurriedly asked, "How much money did you share this time?" Why don't you hand it over to me? ”

She suddenly began to get serious, and the situation didn't seem right.

Li Gaofu said as a matter of course: "In the future, our family, the big money will be in my hands, and the small money will be in your hands, so as not to harm this woman's big things for me." ”

Chen Shufang was stunned for a moment, and stopped talking.

Looking at her father-in-law and mother-in-law again, in the end, she could only nod in submission.

"You can take care of it, so I won't spoil your big things!"

Li Gaofu said with satisfaction: "A total of 150,000 yuan was divided, and Zhichao 100,000 yuan was repaid, and the remaining 50,000 yuan was not left except for renting this house and buying a floor." ”

Chen Shufang immediately said flatteringly: "Isn't Fuhexing very profitable, can it be dividends again soon?" ”

Li Gaofu immediately stared at his wife fiercely and said, "I knew that you would be in charge of the house!" The money that Fuhexing makes next must be kept for investment. I only know that after this business is done, what money will we use to do other business? ”

Chen Shufang was scolded and said unconvinced: "Isn't it possible for Fuhexing to do this trade all the time, anyway, now you don't need to run the ship yourself!" ”

Li Gaofu immediately said: "Think beautiful! I'm thankful for five more trips. The war in the interior is almost over, who needs what things. Therefore, the money should be kept in the company's account, and then think of a business to do when the time comes. ”

Chen Shufang was immediately convinced, the key was that she found that Li Gaofu had changed and become stronger! Of course, as long as a man has money, what if he is strong, he can be a rich wife.

Lin Zhichao took Li Gaofu, Xue Junshan, and Lee Shau-kee to Aomen, which is much more chaotic than Hong Kong. Of course, the darkness of society is always hidden in the corner, and he does not need to be disturbed by metrics.

Li Zhaolin personally came to the port to receive them, and he was very grateful to Lin Zhichao, after all, Li Zhaoji was his younger brother.

"Lin Sheng, I have already arranged with He Sheng, I will take you to meet him."

Lin Zhichao immediately said: "Thank you Brother Zhaolin for the arrangement, otherwise I would have really been black-eyed, and I wouldn't even be able to touch the door of the Aomen." ”

Li Zhaolin was modest.

He is now doing things for Lin Zhichao, so he naturally wants to do a good job and gain the trust of his boss.

The group soon came to He'an Gold Company, and then Lin Zhichao and He Xian met in the office.

Lin Zhichao didn't have much feeling for this Aomen king, and he didn't want to be a Hong Kong king.

For Lin Zhichao, making money is the last word, and honor is all false.

For that long time, he was able to spread his wealth all over the world, forming a huge family network.

Of course, for characters like He Xian and Airship Tai, Lin Zhichao still respects him very much.

It is precisely because he can't be 'single-minded' that he admires others.

And he, just a pure businessman!

"He Sheng, although it is the first time we have met, I have admired your name for a long time."

"Haha, why am I not a Hong Kong industrialist who has long admired Lin Sheng's name, and he also pioneered the sale of real estate in installments, making great contributions to the improvement of Hong Kong's real estate, and it is also a big investor in the gold and silver exchange."

He Xian warmly invited Lin Zhichao to sit down and personally make tea for him.

His younger brother He Xian has mentioned this young figure more than once, coupled with his information from other sources, there is no doubt that this Lin Zhichao is a standard green businessman in the past year or two.

After chatting a few words, Lin Zhichao went straight to the topic: "He Sheng, I don't know if I can buy gold from He'an Gold Company?" ”

He'an Gold Company does not only supply Hang Seng Silver, after all, Hang Seng Silver cannot afford to speculate on the gold of the entire gold and silver trading field; It can only be said that Hang Seng Silver has many conveniences and is the largest buyer.

The entire He'an Gold Company has about six large distributors, and a large number of smaller distributors, selling Aomen's gold to Asian countries, mainly Hong Kong and the mainland.

He Xian smiled and said, "Of course! Open the door to do business, how can you refuse guests. How much does Lin Sheng plan to buy this time? ”

Lin Zhichao drew an 'eight'!

He Xian was stunned for a moment, and said uncertainly: "8,000 taels? ”

Of course he wouldn't guess 800 taels, after all, Lin Zhichao's behavior has already explained the problem.

"Yes."

He Xian suddenly hesitated for a moment and said: "Generally speaking, our supply is graded, even if it is the Hang Seng Silver Number, it is only a few thousand taels of supply each time. Mr. Lin wants so much at one time, I'm afraid there are some problems! ”

There are a lot of problems, but it's hard to say!

So much gold was sold to Lin Zhichao, and if Lin Zhichao sold it aggressively in the gold and silver trading field, it would disrupt the market.

"I know. So what I'm trying to say is, you can deliver it to me in a month. And, I can assure you that we will not deliberately short sell gold and thus affect the price of gold. Lin Zhichao said sincerely.

The main reason is that the relationship between the two parties is not in place, although the Hang Seng Silver Account takes a few thousand taels at a time, they can apply many times and operate in a short time.

Moreover, the initiative is in the hands of Hang Seng Silver, even if it is a one-time application of 20,000 taels or 30,000 taels, it is not a problem. After all, He Tian is his elder brother, and He Shanheng is his old friend and colleague.

He Xian asked curiously: "Listening to them, Mr. Lin does not speculate on gold frequently, but more through various information, buying low and selling high, holding it for a long time." Could it be that Lin Sheng is planning to invest in gold for a long time? ”

Lin Zhichao nodded without hesitation and said, "Yes, I am just betting on the future rise of gold, so I plan to buy 8,000 taels of gold and cash out in the future." ”

He Xian is a gold merchant, it is impossible to hold it in his hands, and the way to do business is to turn the goods.

What's more, he won't really believe what Lin Zhichao said.

At this time, He Xian thought in his heart that Lin Zhichao had an unlimited future, and he was good at speculating in gold, so he would sell face.

A mere 8,000 taels of gold is nothing to He'an Gold Company.

After all, they have to pay $1.5 million a year for patent fees alone.

"Yes, we will sell you 8,000 taels, make friends, and we can cooperate for a long time in the future." After He Xian finished speaking, he stretched out his right hand.

The two shook hands and expressed their cooperation.

Next, of course, it is about money and concrete cooperation.

The gold is delivered in batches, paid within a month, and the money and goods are cleared.

Since Lin Zhichao's side is not ready, it is almost a matter of when the Yangtze River Silver will be asked and when it will be mentioned.

The price is also good, 435 Hong Kong dollars per tael, which is 40 Hong Kong dollars per tael cheaper than the gold and silver exchange field. However, considering the risk of transportation and gold rising and falling, this price is also reasonable.

And for Lin Zhichao, there is another benefit, that is, to get rid of the impression of high-profile inhalation.

Back in Hong Kong, Lin Zhichao came to Jian Dongpu's office again.

"Old Jian, the Bank of East Asia should have a trusted Hong Kong and Macao smuggling ship, right?" Lin Zhichao was not polite, but said directly.

Jian Dongpu immediately nodded and said, "It can't be said that the Bank of East Asia has a trusted smuggling ship, after all, the Bank of East Asia has not speculated on gold, it is just a small attempt. I know this channel, I can introduce it to you, you can rest assured. ”

These big families are really deep-rooted, and this kind of shipowner does not dare to be a traitor, once it is found out, he can only become a lost dog.

Lin Zhichao said happily: "Sure enough, there is a difficulty, there is nothing wrong with finding Jian Lao!" This time, I plan to buy 8,000 taels of gold and mortgage it to the Bank of East Asia, and I want to borrow 1.5 million Hong Kong dollars with a term of half a year. ”

The loan of Changjiang Real Estate has been fully repaid;

Cheung Kong has the strength to repay the loan;

The loan of the Yangtze River Silver, gold rose well.

Therefore, Lin Zhichao is still the best and most reputable borrower.

8,000 taels of gold, worth 3.5 million Hong Kong dollars, Lin Zhichao only borrowed more than 40%, which is not excessive.

Jian Dongpu asked curiously: "You don't speculate in gold, but plan to invest for a long time?" "After all, the gold mortgage is in the Bank of East Asia, and if it is sold, it will definitely need to repay the previous loan and then repay it to Changjiang Yinhao.

Lin Zhichao said confidently: "Within half a year, I withdrew from gold speculation, and then sought development in real estate and shipping. ”

Jian Dongpu lamented Lin Zhichao's whimsical and flexible business, and the real estate was very profitable, so he went to speculate in gold; Now that gold is making money, he said that he would soon quit and run to do shipping.

If it is right or wrong, he thinks that at least for now, he is right, although Hong Kong's housing prices are high, but the low prices are also high, so the profit margin is not large. Unless it is used as a long-term rent, but then the return on investment is slower.

"If you were shipping, we at the Bank of East Asia wouldn't support you!" Jian Dongpu said.

This is the consensus of all bankers, that is, you cannot lend to shipowners because the risks at sea are too great.

Lin Zhichao nodded and said, "It's just a small try, I won't put my eggs in one basket." ”

"Okay, you're right to have that. If you succeed in speculating in gold this time, you should consider stability. To be honest, I am most optimistic about your industry or the zipper industry, and I don't have to worry about giving Cheung Kong a loan. Jian Dongpu said.

Even if he lent money to Changjiang Yinhao, he dared to borrow four or five percent for the sake of Changjiang Industrial. For business, as long as he feels that there is potential, even if it is twice the capital, he can make up his mind to take out a loan.

Lin Zhichao nodded, Jian Dongpu reminded him like this, and the relationship between the two was deep. Of course, whether Lin Zhichao will do it or not is another matter, but he still has enough face.

In the end, Jian Dongpu still agreed to Lin Zhichao - mortgage 8,000 taels of gold and obtain a loan of 1.5 million Hong Kong dollars.

As a result, Cheung Kong owes 2 million to BEA, and Changjiang Bank owes 2.5 million to BEA.

However, Cheung Kong now earns about 300,000 Hong Kong dollars a month and has begun to repay the loans of the Bank of East Asia in batches, which is very powerful.

As for the Yangtze River Silver, it is fully mortgaged to the Bank of East Asia for 12,160 taels of gold (if the mortgage is 8,000 taels this time), it can be regarded as guaranteed.

Ten days later.

In an underground gold melting point in Aomen, the Lee Shau Kee brothers are leading two Yangtze River silver workers to count the small gold bars that have melted into them one by one, and then put them into two boxes.

"Xue Sheng, it's time to go!" Li Shauji said to Xue Junshan at the door.

"Okay, Shopkeeper Li." Xue Junshan said calmly.

At this time, Xue Junshan, with guns and grenades on his body, was specifically responsible for protecting the Lee Shau Kee brothers from transporting the gold to the dock. Subsequently, Xue Junshan joined Li Gaofu on a smuggling boat and went to Hong Kong together.

Over the years, he felt that his boss personally cared about his family's residence and sent his son to school, and he often thought about swearing to repay his boss's kindness. Therefore, this time to escort the gold, he made up his mind - whoever dares not to look long, he will resist desperately.

This team is all people trusted by Lin Zhichao, and the gold point of Aomen is the Li brothers, plus two employees of the Yangtze River Silver; The smuggling ship was introduced by Jian Dongpu, equipped with munitions, and also escorted by Li Gaofu, Xue Junshan and other cronies; After arriving in Hong Kong, Lin Zhichao drove to meet them personally, and then put the gold in the residence of Lam Tin Nga Yuan.

originally wanted to plan to transport it a few more times and share the risk, but Lin Zhichao thought that it would be unsafe to have too many times; So it was divided into five nights of transportation, and the time was uncertain.

It is transported once a night, totaling 1,600 taels of gold (60,000 grams, 37.5 grams per tael in Hong Kong).

At night, the speedboat drove on the surface of the sea, and it was not too fast.

Although it can reach speeds of up to 40 knots, it's night and other safety is important.

"Li Sheng, let the brothers relax! You've also transported goods to the north, and you haven't seen any big scenes! Captain Wang Hai said with a smile to Li Gaofu next to him while driving.

Li Gaofu said: "Wang Sheng, that's not the same, if you go north, if you run into the G Navy, a few cannons will be killed, but it will save trouble, anyway, you can't fight against Lord Yan." And on this path, I've heard that little ghosts are difficult. ”

Wang Hai laughed 'haha', and then said: "Don't worry, I have run so many times a year, and I have never encountered Da Tianer." Even if he did, he wouldn't be able to outrun us, and I knew this road better than anyone else. ”

When Li Gaofu heard this, he didn't refute it, no matter what, he was doing things for Lin Zhichao, and it was very important to do it well.

Two hours later.

At the West Ring Wharf, Lin Zhichao picked up Li Gaofu, Xue Junshan and others who went ashore.

"All the best"

"Good"

No nonsense, the two cars quickly started, carrying everyone and two boxes of gold, and drove towards Happy Valley.

When they arrived at Lantian Yayuan, they arranged a car to send everyone home, and Lin Zhichao carried a box on the left and right and returned to his home.

1600 taels of gold, if converted into the measurement of the mainland, it is 120 catties, and the measurement of Hong Kong is 100 catties (1 catty 600 grams).

Therefore, 8,000 taels of gold is not a lot, and the reason why it is divided into five smugglings is purely from a security point of view. It's not the safety of people, it's Lin Zhichao's gold security, plus it takes time for Aomen to melt gold.

(End of chapter)