On Saturday, Lin Zhichao came to the wharf in the West Ring Road and inspected the 'Fuhe Xing' of Li Gaofu and others.

At present, Fuk Wo Hong is not only engaged in the 'Hong Kong-Weihaiwei-Yueben' trading business, but also has opened a store at the West Wan Pier to collect cargo for ship owners.

Many shipowners in Hong Kong only have one ship, and they don't even know how to dock, so they need someone on the shore or a shipping agent to pick up the cargo for them.

Fu He Xing, founded by Li Gaofu and Huang Tinggui, has also gained some popularity in the Hong Kong wharf in the past six months or so, and many people in the industry know that they have made a lot of profits in the trade between Hong Kong and Weihaiwei and Japan.

In this era, whoever has the ability to make money is the benchmark of the industry.

"How's the business doing?" Lin Zhichao asked.

He was preparing to buy his first boat, so he came to inspect Fu He Xing in advance, because he planned to let Fu He Xing pick up the goods for him. And the first ship, Lin Zhichao is just used to test the water and familiarize himself with the experience of shipping, so it can only be a small fight, that is, to buy about 1,000 tons, and the investment is small.

Once his shipping company has more ships, it is natural to open his own shipping company, open up fixed routes, and lease them to customers for a long time, and adopt a variety of business methods, and go hand in hand.

Huang Tinggui said: "It's not bad! Lin Sheng, if you buy a boat, we promise that your boat will not stop. ”

He knew that Lin Zhichao could be regarded as Li Gaofu's nobleman, and he had the grace to carry him. And Li Gaofu is the helmsman of Fuhe Xing, although everyone decides the proportion of shares according to the capital contribution, but the other three partners respect Li Gaofu very much, because it is Li Gaofu who came up with the current trade route.

Fuhe Bank is already running its sixth voyage, and the previous five times have made a profit of more than 750,000 yuan (divided into 300,000 yuan), and the partners are very energetic.

Lin Zhichao said with a smile: "It is worthy of being from a trading family, and it is rare that the business is on the right track so quickly!" ”

Li Gaofu is more at the helm of 'Fu He Xing', while Huang Tinggui is in charge of cargo and terminals, and the other two partners also perform their own duties.

This kind of cooperative enterprise is very common in Hong Kong, and there are many advantages; For example, Hang Seng Yinhao, Dachang Trading, Bank of East Asia, etc., almost all of these companies are partners.

"Lin Sheng has won the award, everyone works together to do things, and Brother Gao Fu is the chief helmsman, leading the brothers to make a fortune." Huang Tinggui said modestly.

He understands a truth, without Li Gaofu, they don't know where to invest even if they have money. Moreover, in terms of the current trade route, Fu He Hong Kong is the first to run, and it is this vision and information that the three of them are very convinced of Li Gaofu, the chief helmsman.

These people don't know that Lin Zhichao is their benefactor, of course, Lin Zhichao didn't take it to heart.

Lin Zhichao, Li Gaofu, and Huang Tinggui came to the pier again, mainly to accompany Lin Zhichao to visit.

In fact, during this time, Lin Zhichao has been learning shipping and related knowledge, of course, only to ask others for advice, but he is not a layman after all.

Standing on the wharf, a group of workers are busy, Hong Kong is a trading port, all the wharves are busy, many ships entering the port need to wait at sea, and then dock to unload when there is a berth.

Many of these dock workers were teenage children and women, blinded by the weight of the cargo. From time to time, British soldiers boarded the ship for inspection, wearing shorts and leather shoes, holding a long spear, and the shiny tip of a knife.

"The liberation of Shanghai is imminent, and the whole country will soon fall into their hands, and the trade in Weihaiwei may not last long. So, what are your plans? ”

A mere business of soliciting goods can make a few bucks, but it can't support that many people. And Fuhexing, there are almost a dozen guys.

Li Gaofu said very assertively at this time: "We have also considered this problem, and everyone's idea is to run two more trips to the end of the trade, and then strive to buy a ship, 1,000 tons; In the future, I will also rely on that boat to eat, and then do other inland trade. ”

Before the second half of 1950, trade between Hong Kong and the mainland was very prosperous; Later, at the beginning of the Battle of the Peninsula, it fell rapidly, but it also gave rise to the channel of smuggling.

Lin Zhichao nodded and said, "This idea is very good!" Boats are walkable assets, and with the backing of insurance companies, it is a good investment direction. ”

Suddenly, Lin Zhichao thought of a nice note.

"By the way, since you don't have any money now, I just plan to buy a thousand-ton ship, so let's just partner with five or five capital to buy it. A year later, I will sell 50% of the shares of the ship to you at the original price. What do you think? ”

The reason why Lin Zhichao did not immediately invest in the shipping industry is also to develop shipping prudently; The first half of 1950 was the best time to buy a ship.

Li Gaofu immediately said: "I think this cooperation is very good! That way, we can have the boat right away. ”

Then he couldn't help but look at Huang Tinggui, meaning that they could cooperate.

Huang Tinggui thought about it, this cooperation is really good, the big boss intends to learn from the experience, and they can share the risk for a year.

What's more, Li Gaofu has already spoken, and this face still has to be given to the helmsman.

"Okay, let's go back and notify the other two partners, and try to take action immediately."

Lin Zhichao nodded!

He also recently confirmed that Li Gaofu and others traded with Weihaiwei and did not cause any serious consequences.

As for Eagle Sauce's side, there will be no action, after all, it is not a peninsula campaign.

So it's not a big problem for everyone to hold the boat in partnership for a year.

Just as the three of them were chatting happily, they came across a group of people who were accusing one or two people, which seemed to cause some public outrage.

Curiosity prompted the trio to walk over!

"Liu Sheng, what's so angry?" Li Gaofu saw an acquaintance and immediately greeted him.

When a shipowner surnamed Liu saw Li Gaofu, he immediately changed his face to a smile, the two had also cooperated once, he knew what business Li Gaofu and others were doing, and they were doing a lot of business.

"It's Li Sheng, Huang Sheng, the situation is like this, this Zhao Sheng from Shanghai, he owns a 3,500-ton sea vessel. However, when he first arrived in Hong Kong, in order to collect goods, he lowered the freight, which affected the interests of everyone. ”

Cantonese people are locals of Hong Kong, and naturally have local advantages, not that you can't do business from other provinces, but you can't destroy the industry market.

It's that simple!

The shipowner surnamed Zhao could only apologize to everyone and say that he would rectify it; If you don't accept softness, you can't be unfamiliar with life, how can you offend these local snakes!

At this time, Li Gaofu immediately took out his name card and handed it to the shipowner surnamed Zhao, and said: "Zhao Sheng, we are in the business of collecting cargo for the shipowner, if you are not familiar with the local business, you can consider us." ”

This move immediately made several shipowners extinguish the fire, the first is that it has almost 'learned' anyway, and the second is to sell Li Gaofu a face.

If this captain of Shanghai can hire people from Guangdong Province to collect goods, everyone will naturally not be embarrassed.

Zhao Congyan immediately happily took the post, and after looking at it a few times, he said, "That's really good!" Rest assured, after this incident, I already know the rules here, and I promise that I will not break it again. ”

"Okay, Captain Zhao is right to think like this!"

"If you know your mistakes, you can improve them"

Several captains stopped the crusade one after another, and they couldn't really do anything to Zhao Congyan, it was more of a warning.

If Zhao Congyan continues to collect goods at a low price, he will be targeted by many peers, and it will be difficult to gain a foothold in Hong Kong shipping at that time.

This matter is not aimed at people from other provinces, but Zhao Congyan really broke the rules.

At this time, Lin Zhichao had already learned of Zhao Congyan's identity, but he didn't expect that there would be such a small episode in the 'King of Boats'.

So, he walked over too.

"Hey, it's Lin Sheng! We don't know Taishan, we don't know that you are coming to the dock, just now you are drying! A shipowner recognized Lin Zhichao and immediately said happily.

The two have not done business directly, and he can recognize Lin Zhichao, obviously because Lin Zhichao already enjoys a certain degree of popularity in Hong Kong's business circle.

Seeing that his companions were a little confused, the shipowner immediately solemnly introduced Lin Zhichao - a zipper tycoon and a real estate tycoon, and immediately made Lin Zhichao's deeds public. He himself seems to know Lin Zhichao, and he has a kind of 'I have a lot of connections'.

Although other shipowners didn't know Lin Zhichao, they were thunderous about the three words 'Lin Zhichao', so they greeted them warmly.

On the other side, Zhao Congyan left or stayed, standing there a little embarrassed. He slandered in his heart, he was really bullied by dogs in Pingyang, and he was also a character in Shanghai.

And he is a practising lawyer himself, but he didn't do much in Hong Kong, because the law here is English law.

"Haha, it's over! I'm going to be a small boat owner like you all in the near future, and we're all in the same boat. Lin Zhichao said modestly.

Everyone is welcome!

I don't know what I thought in my heart.

Subsequently, Lin Zhichao greeted Zhao Congyan again: "Zhao Sheng, rest assured, we people in Guangdong Province are very fair in doing business, don't take this matter to heart today, everyone abides by the laws of the industry, this Hong Kong is naturally a free trade port where anyone can do business." ”

Seeing this, other shipowners echoed and expressed their generosity!

Zhao Congyan immediately said gratefully: "What Mr. Lin said is reasonable, I didn't check for a while, so this situation will occur, and I will ask you to supervise the industry in the future and make progress together." ”

"Yes! Pole to the pole! ”

Soon, everyone was at peace, and several shipowners took their leave.

As for Zhao Congyan, Lin Zhichao naturally didn't have much acquaintance, and he just sold it well. He is determined to be the world's ship king, and he is bound to compete with the four ship kings of the Shanghai school, and it is '1VS4'.

Of course, the four ship kings of the Shanghai faction are not in a group, everyone is doing their own thing.

Lin Zhichao and the others also left, leaving Zhao Congyan, who looked helpless, who was almost beaten by the group just now.

This also made him understand that the locals in Hong Kong are powerful, and if they want to survive, they have to follow their rules.

"Let's go"

In the end, Zhao Congyan also left with his subordinates.

In the new week, Lin Zhichao came to the office building of Changjiang Real Estate.

Changjiang Real Estate has not developed a new project for a long time, but it still has 21 employees and two property management projects, which can be regarded as a stable source of profit. At the same time, some of the original staff were assigned to the property management company.

As for the rest of the people, Changjiang Real Estate will naturally not dismiss one person, the finance department has been supervising the finance of Changjiang Yinhao, and the engineering department undertakes some external projects; If you have nothing to do, arrange to study more and understand the market.

Zhou Fuzhao came to Lin Zhichao's office and greeted: "Boss"

Lin Zhichao nodded, and then said: "The Yangtze River Silver wants to withdraw 6 million Hong Kong dollars, you help me convert all this money into US dollars, deposit it into a US dollar account, and I will invest it separately later." ”

Zhou Fuzhao immediately said: "Okay, I'll know the best channel right away, and then I'll let you know." ”

There are so many US dollars, I am afraid that only HSBC, Standard Chartered, and Murray Bank can exchange them, but I don't know whose handling fee is cheaper.

"Well, there's a situation to report to me."

With such a huge deposit, Jian Dongpu will naturally come to ask Lin Zhichao in person, but Lin Zhichao already has a plan and is destined to miss the Bank of East Asia.

What's more, it is impossible for Lin Zhichao to deposit all his money in the Bank of East Asia, and his eggs cannot be put in one basket. The transfer of Cheung Kong's funds to the Bank of East Asia is already a return to the support of the past few years, after all, everyone has achieved each other.

As for Lin Zhichao's conversion of all the dollars into US dollars and the deposit in the US dollar account, he estimated that the pound would depreciate in the second half of this year, so if it was not converted into US dollars, it would depreciate by 30%.

Losing so much wealth at once, anyone will have heartache.

After the Hong Kong dollars are converted into US dollars, Lin Zhichao will continue to arrange for Cheung Kong to convert the funds into US dollars to avoid the loss of assets.

After a while, Hu Zhaoxu came to Lin Zhichao's office.

"How's the home buying situation out there lately? Has anyone commenced construction of a private housing estate? ”

Hu Zhaoxu shook his head and said: "It's all very cautious, although there are now layered and phased methods, but everyone continues to use 'fried four hot meats'." The main reason is that the land price is too high, and secondly, since the increase in new recruits in Hong Kong last year, everyone is also vaguely worried about the future of Hong Kong. ”

The so-called fried four hot meat is that the owner builds 2~4 five-story tenement buildings, no more than 4, because he is worried about risks.

In fact, at present, residential buildings cannot be higher than 5 floors, and this alone determines that the real estate profit is not high; Coupled with the high land plot, real estate is still not hot.

But in any case, because of the emergence of 'strata staging', there are more owners of 'fried four hot meats' in Hong Kong, and the overall property is probably more than in the previous life.

"Continue to inquire and sort out information, when the time is ripe, I will have a big move in real estate." Lin Zhichao advised.

Hu Zhaoxu immediately nodded and said, "Okay! ”

Subsequently, Hu Zhaoxu said: "Boss, the two owners next to the Cheung Kong Industrial Factory in Tsuen Wan are interested in selling the surrounding land, and they came to me and said that it was only 6 Hong Kong dollars per square foot. He also said that as the population of Tsuen Wan grows, the land price will only be more expensive, so let's buy it as soon as possible. ”

Lin Zhichao laughed and said, "In that broken place, the land price can be more expensive, they have a good idea." You reply to them that Cheung Kong has an area of 250,000 square feet, which is enough for the factory. As for their land, they can choose to sell it externally. ”

In fact, 120,000 square feet is enough, and the additional 120,000 square feet purchased will be kept for the expansion of the factory in the future. As for the surrounding land, it is impossible for the current owners to sell it to themselves at a high price.

At the time of the reversal, the JF army displayed Guangdong Province to see if they would reduce the price, and I was afraid that they would have to sell it to Lin Zhichao for 4 Hong Kong dollars.

The rise in land in Tsuen Wan began in 1950, when Shanghai entrepreneurs who came to Hong Kong officially set up factories one after another; At the same time, it was not until the beginning of the Peninsula Campaign and Eagle Sauce's Seventh Fleet sailed for Taiwan that the 'Hong Kong Island Crisis' was resolved, because the Hong Kong government believed that since the Yankees had come to Asia, they would never ignore the problems in Hong Kong.

"Well, I'll tell them." Hu Zhaoxu replied.

Lin Zhichao also hopes to win the 200,000 square feet of land owned by the two owners, provided that the price is not high. If you take it down, it will also be 'pickled' and kept to slowly expand the factory. After the 70s, it could be used to build large housing estates and commercial buildings.

But if the price is high, with Lin Zhichao's current financial resources, it is obviously not cost-effective.

On Wednesday, Lin Zhichao came to the Yangtze River Silver to inspect the accounts.

Lee Shau-kee, Zhou Fuzhao, and Ah Hao are all there, and only when these three people are in charge of seven million net assets at the same time, Lin Zhichao can rest assured. Among them, Ah Hao is the finance, Zhou Fuzhao is the financial manager, and Li Shauji is the person in charge, and all three of them need to be responsible for Lin Zhichao at the same time.

After all, this is the Yangtze River Silver with a net worth of 7 million, and it is the vast majority of Lin Zhichao's assets.

"Have you checked the accounts?"

Zhou Fuzhao nodded and said, "Not bad at all!" Changjiang Real Estate took 6 million Hong Kong dollars, leaving 688,000 gold speculation funds, and the amount of store assets was 225,000 Hong Kong dollars. ”

Lee Shau Kee also said with a smile: "This delivery is relatively smooth, and those merchants who buy our gold can only deliver it head-on, because they don't want to lose money immediately." If you buy back the gold, you can still wait for the appreciation of the value. ”

Somehow makes sense!

However, sometimes the gold and silver exchange will also take the initiative to let some contracts be delivered (too many times), because there are too many contracts and it is inconvenient to deal with them.

Next, Lin Zhichao learned about the market again and found that gold had fallen to more than 550 Hong Kong dollars every two years, which can be said to have fallen by about 60 Hong Kong dollars in ten days.

Of course, the previous month also rose by 120 Hong Kong dollars, which is also very exaggerated.

"Now that the gold has stabilized, I'm going to buy it." Lee Shau Kee said.

Anyway, there was not much money left, Lin Zhichao said directly: "You can look at it!" ”

"Okay"

In this way, Changjiang Industrial withdrew 6 million huge sums from Changjiang Yinhao, and after the arrival of the account, Lin Zhichao and Zhou Fuzhao immediately came to HSBC.

A British executive hosted the two because they were big customers.

"Mr. Lin, Mr. Zhou, Cheung Kong's deposit of 6 million Hong Kong dollars, if converted to US dollars, the handling fee is 1.5%, this rate is already very favorable. Because, we need a big customer like Mr. Lin. ”

Beforehand, Zhou Fuzhao had already communicated with this Herbert manager, and learned that it was Lin Zhichao, and HSBC immediately paid attention to it. Although British-funded banks and foreign banks look down on the Chinese in this era, Lin Zhichao is already the upper echelon of the Chinese after all, so how can they despise it.

Lin Zhichao immediately said: "Director Smith, after converting into US dollars, I will continue to deposit in your HSBC bank, and I will need overseas payment and other services in the future." ”

Herbert Smith is the head of the foreign exchange department, so he immediately said: "I can introduce you to a business manager, you can rest assured, our HSBC bank has a very good reputation, and overseas payments are very convenient." ”

Lin Zhichao took a fancy to these, so he soon handled the one-stop business to HSBC, that is, to exchange US dollars and deposit US dollars into the US dollar account.

In the end, Lin Zhichao received 1.4665 million US dollars!

The exchange rate of the US dollar against the Hong Kong dollar is 1:4.03.

Compared with the loss of 1.5% of the handling fee, Lin Zhichao is more concerned that if the pound depreciates by 30%, then the Hong Kong dollar will also have to depreciate by 30%.

(End of chapter)