A small office in Central is the office of Man Wo Shipping, and the vessel owned by Man Wo Shipping is the Oriental Trader.

At this time, Lin Zhichao, Li Gaofu, and Huang Tinggui were reviewing the accounts. 'Eastern Traders' has been in operation for two months and it's time to test the results.

In fact, from the purchase of Eastern Traders to the operation, Lin Zhichao is hands-on and occupies a dominant position. Regardless, he is now the largest individual shareholder.

"Bosses, excluding labor, fuel, wear and tear and other expenses, the profit of the Eastern Traders for two months is about 72,000 Hong Kong dollars." The financial officer said seriously, and handed the financial information to Lin Zhichao.

Lin Zhichao immediately looked at it seriously, to be honest, this profit was a bit lower than expected. At this rate, it takes two years to earn back an old ship, and new expenses and risks may be added in the meantime.

However, he quickly relieved that shipping is not a 'cyclical business', and during the outbreak of shipping, it is the norm for profits to increase exponentially.

Huang Tinggui said with a smile: "Actually, this profit is very good!" After all, the Eastern Traders did not run the Weihaiwei line, otherwise it could have earned more. Of course, Lin Sheng has his own ideas, and stability is more important. ”

He also has a lot of respect for Lin Zhichao, which comes from the influence of his partner Li Gaofu.

Running the trade route of Weihaiwei - Japan - Hong Kong, a ship can earn 70,000 or 80,000 yuan at a time, which is 1.5~2 times the normal shipping cost, almost an old ship a year, of course, it also depends on the price of the ship.

For a lot of shipowners, they'd rather take risks; Of course, it is useless for shipowners to take risks, after all, they don't know how to trade, so there are only a few of them running this line.

Lin Zhichao handed the financial report to Li Gaofu and said casually: "You can only run once or twice, so it's better not to run!" Assuming that the risk is 10%, and you have returned safely for the first six times, the seventh time is not an increase in risk, this is probability, so I don't want to take this risk. ”

Huang Tinggui suddenly gave a thumbs up and said, "Lin Sheng is worthy of being a big businessman, and he even thought of this!" ”

He saw that Lin Zhichao spoke frankly, but on the contrary, he admired Lin Zhichao's personality even more.

The fact is also true, in business, Lin Zhichao's statement is right; In case the last two ships were wrecked and killed, he would have lost a lot.

Several people stayed in Wanhe Shipping for a while, and then separated. Wanhe Shipping currently has a total of three office staff, but the boss has five, but in order to prevent crowding, it is generally led by Lin Zhichao, Li Gaofu and Huang Tinggui participate, as for the other two partners of Fuhe Bank, they have no management rights.

Blessing and line.

Li Gaofu, Huang Tinggui, Li Fubing, and Yang Zhiqiang are having a meeting, and the meeting was proposed by Li Fubing and Yang Zhiqiang, which makes Li Gaofu and Huang Tinggui vaguely feel bad.

I saw Li Fubing open his mouth and said: "There is already news from Weihaiwei that the trade has been stopped, presumably victory is in sight, and there is no need to buy those items anymore." So, I discussed it with Zhiqiang and wanted to withdraw my shares! ”

Li Gaofu and Huang Tinggui were immediately puzzled, and Li Gaofu, as the helmsman, immediately said: "Why is this? The four of us worked together to finally get to where we are today, with trading business and our own ship, Fuhe Xing can be said to have just started. ”

Unexpectedly, when he heard 'there is a ship', Li Fubing immediately counterattacked: "That ship does not belong to Fuhexing at all, Lin Sheng is the major shareholder, he has the absolute right, Fuhexing has to take care of the Eastern Traders. In short, this business is a little unclear. Of course, we are very grateful to Brother Gao Fu for bringing us to make a fortune, and Fu He Hong is the best and most profitable business in the trade between Weihaiwei and Japan and Hong Kong. But now, this business is gone, and everyone can consider going their separate ways and still be friends in the future. ”

We can only share weal and hardship, not wealth and prosperity, which is probably what we are talking about.

At this time, Huang Tinggui immediately came out and said: "Fu Bing, Zhiqiang, have you ever thought about who instructed us in this trade, and have you ever thought that 800,000 can really buy such a good ship?" Have you ever thought about how much it will benefit us in the future to know a network like Lin Sheng? Eastern Traders, to put it bluntly, is Lin Sheng's practice for one year, and then he will withdraw, and then we will have all of them. To be honest, without Lin Sheng, this boat would not have been able to be bought at all. ”

Li Gaofu's face was already tense, he didn't expect Li Fubing and Yang Zhiqiang to be this kind of person, he thought everyone was like-minded, but he didn't expect to be so short-sighted. He didn't say a word, but when Li Fubing and Yang Zhiqiang brought it up, he was almost sure to separate.

If the Tao is different, it is not a conspiracy!

Hearing Huang Tinggui's words, Li Fubing and Yang Zhiqiang's faces became rosy, and then looking at Li Gaofu's pale face, they knew that they had offended the helmsman of Fuhexing.

But the arrow is on the line, and it has to be sent.

Yang Zhiqiang immediately supported Li Fubing and said: "Since it has been spoken, it is good for everyone to break up peacefully." ”

Huang Tinggui still wanted to persuade again, but Li Gaofu said happily: "Okay, no problem!" This time, after the goods on the ship arrived at the port for sale, everyone settled it. It is up to me and Brother Ting to buy the shares in your hands at the asset price. What do you think? ”

Li Fubing and Yang Zhiqiang nodded a little weakly, Huang Tinggui could only sigh, he didn't expect that the four of them had been working together for less than a year, and two of them had already left.

But he must go to the end with Li Gaofu, what else can he do when the money is divided?

However, Li Fubing and Yang Zhiqiang were calculating in their hearts, how much money should be shared, almost 100,000 Hong Kong dollars: at the end of this trade, Fuhe Bank accounted for almost 520,000, plus 50% of the ship's shares worth 400,000, plus 50% of the shipping cash market value of 36,000, a total of about 950,000, according to 12.5% of the shares, the two can each share 115,000.

They only invested 25,000 Hong Kong dollars a year ago, and they have recovered their costs by sharing 37,500 Hong Kong dollars once during the period, and now they can still get 115,000 Hong Kong dollars, which is obviously the most profitable business.

Huang Tinggui firmly believes that he is right, and his family environment has determined his long-term vision. Fu He Xing next specialized in trade, mainly with the mainland, and there was also a ship, which was simply a great development; He really couldn't understand why Li Fubing and Yang Zhichao quit at this time.

Fortunately, the combined shares of the two are only 25%, and he and Li Gaofu only pay dividends enough to buy their shares. In this way, after paying the two of them, Fuhe Hong also has 50% of the shares of Wanhe Shipping, as well as about 300,000 Hong Kong dollars in cash; The new shareholding ratio is 62.5% owned by Li Gaofu and 37.5% by him.

It's a good thing!

Today's Fuhe Bank has a lot of 'old guys', who can be worth the loss of two partners.

Castle Peak Road, Tsuen Wan, Cheung Kong Industrial.

Lin Zhichao sat in a spacious office and received Jian Dongpu, who came to investigate.

The office is quite large, almost 300 square feet, of course, this is Tsuen Wan, or a deserted beach, with only a few factories and a large number of wooden houses.

"You take out the money from your account and deposit it in US dollars and deposit it in the Bank of East Asia, are you preparing to import the machine, or is it?" Jian Dongpu quickly asked about the topic.

Cheung Kong has $400,000 in deposits and only a small amount in Hong Kong dollars.

Lin Zhichao said frankly: "I want to order a machine this year, I am worried about the depreciation of the pound, so it is better to convert it into US dollars first!" ”

It didn't hurt to tell Jian Dongpu, after all, he didn't necessarily believe that the pound was about to depreciate, let alone convert the Bank of East Asia's deposits into US dollars.

Jian Dongpu said with a smile: "The pound is so easy to depreciate, you must know that since World War II, there have been people betting on the depreciation of the pound, and it has been four years." However, you need to order machines overseas, and it is normal for US dollars to be delivered, and it is always right to be prepared. ”

Indeed, the pound has been strong for four years. And no one would have thought that the mighty British Empire would soon become independent colonies, and the glory of the past would no longer be there!

Lin Zhichao suddenly made a request: "Old Jian, what do you think of Cheung Kong Industrial's finances?" ”

Jian Dongpu smiled and said, "Very good! You have technology, cheap labor, and full competitiveness, and it is possible to make a profit of 4 million this year. ”

Lin Zhichao immediately climbed up the pole and said: "In this case, I want to borrow another 1.5 million Hong Kong dollars for a one-year debt." ”

Cheung Kong has successively paid off its debts of 400,000 and 500,000 yuan, and currently owes 1.5 million yuan (excluding interest) to the Bank of East Asia; With the comprehensive strength of Cheung Kong's asset value and profits, it is reasonable to borrow another 1.5 million.

Jian Dongpu frowned, because he knew that Cheung Kong was no longer short of money, so the purpose of this loan?

"What about the use?"

"Convert USD"

Jian Dongpu felt that Lin Zhichao was stunned, and borrowed such a large amount of money to bet on the depreciation of the pound, and the interest for one year was 210,000 Hong Kong dollars.

However, this deal can be done.

"Dollars are going to be deposited in our bank!"

In this way, BEA at least mitigated the risk.

"No problem, we have to release the money as soon as possible!"

"Okay, the loan will be released in two days!"

In this transaction, it is the financial institution that is talking to the dollar that loses money. Of course, no one knows that the pound will fall, and this kind of thing is known to almost only a few people in London.

Soon, Lin Zhichao felt a little blushing for his gambling nature, if the pound did not depreciate, he would lose more than 3% of the handling fee that came and went, and he had to add interest.

However, he does remember that the pound experienced two major depreciations before the Hong Kong dollar was pegged to the dollar, one by 30% and the other by about 14%. Once in the forties after World War II, once in six or seven years.

After getting this loan, Lin Zhichao must have immediately arranged for the exchange of US dollars, and there are a lot of US dollars in circulation in Hong Kong, many of which are brought from the Shanghai market. For example, Du Yuesheng and others brought hundreds of thousands of dollars, and Hong Kong also has a large amount of dollars in circulation.

After the settlement of the Hong Kong-Weihaiwei-Japan trade was completed, Li Gaofu and his family hosted a grand banquet for Lin Zhichao's family, and the two families had dinner at the Hong Kong Hotel (Pedder Street, Central).

The Grand Hotel in Kowloon is called 'The Peninsula Hotel', and the Grand Hotel on Hong Kong Island is called 'Hong Kong Hotel'.

The first owner of the 'Hong Kong Hotel' was the Chinese Zhao Jiuyan, the original site of the sea, opened in 1868, the six-storey building, has always been the tallest building at that time. It has successively experienced many owners, such as Zhao Lianbi, the governor of the Republic of China, Du Yuesheng, a tycoon in Shanghai, and Hong Xingbang Hongfu, and the final ownership returned to the management of the Kadoorie family.

The 'Hong Kong Hotel' was split in two by a fire in the twenties, so the Peninsula Hotel in Kowloon took its place. Half was sold to Hongkong Land for the construction of the Glough Ross Building; The other half was built as a five-storey tenement building, the 'Hong Kong Hotel'.

As for the current quaint Hong Kong Hotel, it was sold to the Hui Oi Chau family in the late 50s and the newly built 'Zhongjian Building', which is also known as the 'Doctor's Building'.

In the private room, the two families sat together and laughed, and now Li Gaofu can barely sit on an equal footing with Lin Zhichao; If Li Gaofu is just a part-time worker all his life, then Lin Zhichao will also be estranged from him, because his identity and status do not match.

The circle is like this, just like the airship Tai in the previous life, who transported goods in three years and met a group of brothers, which could be described as friends of life at that time; But then Airship Tai went to do real estate, and it became a big hit, and trouble followed, and these brothers asked to 'ask for it' (there are many people who ask for it, not only such brothers);

It is impossible to socialize with people with different social status.

For example, Lin Zhichao's current uncle, he can only arrange for his family to work in Cheung Kong Industrial, with a monthly salary of 150 yuan (with a certain culture), and then give management treatment - living in a tin house.

It's not that Lin Zhichao refuses to support him, but he hasn't let Lin Zhichao see the value yet, for example, he said to Lin Zhichao that day, 'I want to do some business, can you borrow a little money?' ’

Yes, of course, but the evidence must be established. If you lose, I can only guarantee that your family will not starve to death.

However, no matter how poor you are, education, children, and cousins' tuition fees are all given by Lin Zhichao; And how many children can read, in this era.

That's a very real problem!

He couldn't let his uncle's family spend his money to enjoy it, so he could only support it in moderation.

Li Gaofu is different, although his relatives are not very close, but he had the grace to take him in at the beginning. After that, Li Gaofu made a great contribution to the promotion of zippers in Japan, allowing Lin Zhichao to see the shining point. It happened that there was a business to make money, and Lin Zhichao was inconvenient and wanted to take risks, so he lent him 100,000 yuan and gave him some advice.

If he loses, Li Gaofu will have to work for him for at least 20 years.

"Li Fubing and Yang Zhiqiang withdrew their shares from Fuhexing, and Huang Tinggui and I each bought 12.5% of their shares." Li Gaofu preached.

Lin Zhichao then said: "Everyone has their own choice, many people can share hardships and hardships, but they can't share prosperity." ”

He understands some of the reasons, but he doesn't take them to heart.

Li Gaofu nodded and said, "It's okay to go, the two of them are always dragging their feet and lack guts." Recently we are planning to enter a new trade and do business with the mainland! I think that the heavy industry of New China has the Soviet Union, and the light industry will definitely be obtained from Hong Kong, such as food, machinery, tires, chemicals, and raw materials, while the mainland also has duck feathers, dry goods, soybean cakes, livestock feed, etc. ”

He talked about the plan with confidence, but in fact, he wanted to ask for advice from Lin Zhichao.

Lin Zhichao knew so much, but he also pointed out: "There is a premise for the trade you said, that is, after the establishment of G, when the country's economy is rebuilt, there will be these trades." For now, there is no JF in Guangdong Province, so everything is unknown. Even when doing these trades in the future, we should also pay attention to the changes in the environment; And don't sell fakes, catch them and affect the people of your hometown. ”

Li Gaofu nodded seriously, he couldn't digest everything for a while, but he remembered every sentence in his heart.

During the banquet, Lin Zhichao heard that Chen Shufang was pregnant again, and also congratulated: "It's good to be rich and rich!" When you lived in Sheung Wan, you thought that Gao Fu Ge would make a fortune, and now your dream has come true, I don't know if there are any other dreams? ”

Chen Shufang couldn't raise her head in front of Lin Zhichao, and she almost missed this God of Wealth when she was weak-hearted. Now that I think about it, if Lin Zhichao was thin-skinned at that time, his husband would have been a small clerk for the rest of his life, so Chen Shufang often suspected that everything was a dream now, and she would be awakened by a nightmare, and then she would get up to find the title deed to settle down.

"Where are there dreams now, I am very satisfied with my current life, if I say that there is, I hope that Gao Fu is safe."

Lin Zhichao laughed 'haha' and said: "He is now the boss, and he doesn't go to the ship in person, and he won't go to the mainland to trade in person, where is the danger?" ”

Li Gaofu also said angrily: "Worry about it! ”

Family status at a glance! Looking at this, Li Gaofu is afraid that it is also possible to take a concubine.

After all, in Hong Kong in this era, there are too many wives to marry, and some open TMD small restaurants and small factories, and they all marry several.

In the end, Li Gaofu took out another golden gift, but was resolutely rejected by Lin Zhichao.

"You can send me, the heart has been received; When I helped you, I didn't think about asking you in return. Take it back! ”

Seeing Lin Zhichao's resolute attitude, Li Gaofu could only take out one of the gifts, and said: "This is for Ruihuan, and it is also a pair made of gold." ”

Lin Zhichao accepted it, anyway, this gift will be returned in the future.

In fact, Li Gaofu can be regarded as being 'pitted' by Lin Zhichao. In the middle of next year, if they want to buy 50% of the ship's shares, they need to pay Lin Zhichao $100,000.

At that time, the 100,000 US dollars was almost 520,000 Hong Kong dollars.

It can be said that it is almost the share of the profits of the 'Oriental Traders' for a year, plus the current funds of Fuhe Bank, to make it up.

Lin Zhichao didn't intend to sympathize with them!

It's a workout, right?

Of course, in their hearts, it is impossible to think that Lin Zhichao is cheating them, after all, Lin Zhichao is not an immortal, and the pound is about to depreciate.

And because Lin Zhi exceeded the US dollars, he naturally had to get the US dollars back, otherwise he would lose money.

If Fu He Xing makes some more money in the next trade, it will not be poor.

By the time of the Peninsula Campaign, they had only one ship in their hands, and they had opened up trade channels with the mainland, which made it easier to smuggle. You must know in which era almost everyone in Hong Kong was smuggling.

Lin Zhichao can be regarded as 'forcing' them to go that way.

(End of chapter)