Lu Yu Tea Room.

Lin Zhichao and He Xian sat in a private room and talked about the matter of Da United Real Estate.

Many of the loans of Da United Real Estate were signed and guaranteed by He Xian, and Li Kangjie did not do a good job, so Hang Seng Bank forced He Xian to repay the money, making He Xian a debt.

In his previous life, He Xian was the same, and in the end, No. 2 came forward to find a way to get through the difficulties for He Xian.

It's just that I didn't expect that in this life, He Xian found Lin Zhichao here.

"Lin Sheng, Li Kangjie didn't do a good job, and I was in debt. Is there any way you can get through it for me? He Xian said sincerely.

The relationship between the two began with speculating in gold, and now Lin Zhichao is a huge rich man and a real estate leader, so he can only ask for help.

Lin Zhichao did not reply immediately, but asked for the details of Da United Real Estate Company.

He Xian said in detail: "There are seven sites and ten buildings in the hands of Dalian, which have not yet started construction and sales. There are also four buildings that are not selling well, about a third of the sales"

When he heard this, Lin Zhichao was terrified, this Li Kang Festival expanded really fast, and the funds involved were already as high as more than 50 million Hong Kong dollars.

It is no wonder that Hang Seng Bank is a little anxious, regardless of the friendship to recover the funds, so as not to affect itself.

Of course, Lin Zhichao would not be so stupid to take things over for the sake of friendship.

So, he said: "He Sheng, because there are too many funds involved, only HSBC and Huayin can save you now." I'm familiar with HSBC, and you have a relationship with Huayin, so how do you choose? ”

He Xian was suddenly distressed, he looked for Lin Zhichao because he didn't want to trouble that relationship, after all, the country was so difficult, and he had to solve his troubles.

"I'm worried that if I ask HSBC to help, I might be eaten by HSBC upside down."

"When things get to this point, then you have to trust the bank's skills. There are no more than three ways to deal with the situation of Da United Real Estate: first, book some land (no deposit, negotiate a little liquidated damages); second, try to sell the better sites; Third, some real estate projects simply cut their positions and went up for auction. ”

To be fair and maximize profits, only HSBC can solve it.

Maybe Huayin can solve it, but that requires Huayin to advance money into it, and He Xian needs to consume a lot of favors.

He Xian hesitated, although Lin Zhichao's method was very realistic, he was reluctant to make the money he had earned before, and he confided all of it.

"Lin Sheng, thank you for informing, let's go back and think about it!"

"Well, if He Sheng has any ideas, you can communicate with me at any time. For now, while the plunge is not yet complete, it may be in your best interest to deal with it. ”

When there is no continuation, it will be disturbed.

If the position is liquidated at the end of the year or next year, the loss must be even greater.

"Okay"

He Xian can see that Lin Zhichao is reluctant to directly participate in this matter, there may be two reasons, the first is that it involves huge funds, and the second is to avoid suspicion.

After the two separated.

Lin Zhichao couldn't help but shake his head, he didn't want to get involved in the matter of Da Lian Real Estate, after all, his friendship with He Xian was not worth so much money. Of course, the solution that Lin Zhichao gave him was definitely the best one.

HSBC is not a hungry wolf, on the contrary, it is a bank that pays attention to principles and reputation, and it is impossible to eat a real estate company, which is completely unnecessary.

As for eating Hang Seng Bank in his previous life, it was all caused by Hang Seng himself, and the situation at that time was that Hang Seng Bank loans accounted for more than 70%, which was simply self-defeating. And HSBC can't go all out to save a competitor, and Lin Zhichao can't save a competitor.

At that time, the situation of Hang Seng Bank could not be solved by providing tens of millions of funds, but it was necessary to restore its credibility; Then the best way, of course, is to have HSBC as the backing, so selling yourself is the only option.

Of course, HSBC's bailout of any bank or company is a matter of business and principle. For example, in the previous life, he rescued Liao Chong Hing Bank, provided 30 million funds with Standard Chartered Bank, and issued a statement of support; But as soon as the turmoil passed, HSBC and Standard Chartered Bank would immediately ask Liao Baoshan to auction off the property to pay off the debt.

The reason is simple, the money I lend you, you have to pay it off as soon as possible. Broken arms are your business, and I at least saved your life.

Because of this, Liao Baoshan feels sorry for the cheap sale of the property, and regards money as more important than life, and her life is whimper!

Back to Cheung Kong Industrial.

Lin Zhichao recruited Hu Zhaoxu and said: "Now that land and property prices have fallen sharply, you have to pay close attention to the dynamics of the market. ”

Hu Zhaoxu understood that the boss meant that he could copy the bottom, so he said: "Well." At present, the decline in land prices has reached 40%, and property prices have also fallen by 30~40%, and it is estimated that there will be a wave of decline. ”

Lin Zhichao nodded and said, "If you don't buy a residential unit, it will naturally continue to fall." And the more it plummets, the more no one buys it, and a few people dare to take the risk of buying the bottom! ”

In this round of plummeting, a house may only need 20,000 Hong Kong dollars, such a good opportunity, but unfortunately few people are destined to gamble; Because, the psychology of fear will occupy people's minds.

Hu Zhaoxu had to admire his boss, not because the boss copied the bottom, but because the boss's mentality was very relaxed, as if he was winning. This sensitivity and cognition of the market is simply unparalleled, and it has avoided two 'real estate crises' before and after, and is buying the bottom.

Late August, London.

Walking out of the airport, Lin Zhichao and Audrey Hepburn sat in Rolls-Royce.

He looked at Audrey Hepburn and found that it had been seven years since he had collected this woman, and Audrey Hepburn not only did not lose her appearance, but was even more than she was back then. It seems that under his moistening, the woman not only has a longer flowering period, but also can get better improvement in skin and demeanor.

Audrey Hepburn said slyly, "Do you want Ella to introduce you to some London nobles?" ”

She had already learned why Lin Zhichao came to the UK, so she deliberately made a naughty one.

Lin Zhichao said, he really didn't break into the aristocratic circle in London, but he didn't feel so necessary to intentionally get in touch. He walked the relationship of political figures, not those old nobles.

As long as he solves the relationship of identity, he will not be discriminated against, just like Bao Yugang in his previous life.

"It's enough to know you, a nobleman!" Lin Zhichao said seriously.

Audrey Hepburn suddenly felt happy, she was most proud of starring in "Roman Holiday", and this man also liked her original performance.

"Your mouth is so sweet, shouldn't you have a new lover?" Audrey Hepburn continues to be naughty.

"Yes!"

Audrey Hepburn's expression suddenly became complicated, the two looked at each other, and she was finally defeated.

"I hope you don't have a new lover and forget your old one!"

Lin Zhichao laughed 'haha', he didn't expect that this woman had been so deeply PUA by him, and this kind of thing had begun to be accepted so quickly.

"What are you laughing at?"

"I laugh at you for being so deceived, easy to be fooled!"

Audrey Hepburn instantly understood that Lin Zhichao was playing tricks on her, and she immediately had to serve with pink fists, but unfortunately Lin Zhichao was driving, so she didn't dare to frolic.

In fact, in Lin Zhichao's heart, he also thought about being more romantic and full of his desires. But he always has a sense of urgency now, that is, his career is not stable, his family is not stable, and his children are not adults, which is one of the reasons why he dare not mess around.

But his own need for that aspect is very great, and it can be said that mankind has reached the pinnacle. Therefore, it is not too late to be romantic after the age of forty, anyway, his physical state will be in his twenties at that time, and the social atmosphere will be more open.

The convoy drove into a manor house on the outskirts of London, which Audrey Hepburn had purchased for $500,000, which was not large, but it was definitely luxurious.

"Daddy"

The car drove into the yard, Ella took Lin Ruidong out, and as soon as he saw Lin Zhichao coming down, the mixed-race Lin Ruidong ran forward, and then was picked up by Lin Zhichao.

The father and son can see each other for ten days and half a month a year, but Lin Ruidong, who is almost three years old, has no strange feeling with Lin Zhichao, which makes everyone a little strange.

"Baroness, thank you for taking care of them!" Lin Zhichao was very grateful when he met.

It's not so much about care, but also about companionship, if Audrey Hepburn is the only one with a mixed-race son, then there will inevitably be a kind of 'abandonment' idea.

With Ella's company, the three grandparents and grandchildren get along comfortably, and have a career as a companion, Audrey Hepburn's life will not be so uncomfortable.

Ella has already let go of her prejudices, and now she has accepted Lin Ruidong's father, so she said: "Our ancestors and grandchildren are a family, and you are just a temporary family member!" "There is still a hint of 'dissatisfaction' in the words, but obviously the attitude is different.

"Grandma, Dad is just very busy with business!" Lin Ruidong is very smart to open up for Lin Zhichao.

"Little one, you're such an elf!" Ella quipped.

Lin Ruidong's face suddenly blushed slightly, he usually complains about why his father is always so busy at work!

In the evening, the family gathers around for dinner.

There are servants in the villa, but the villa in London is only for vacation, usually Audrey's mother and son, Ella live more in Los Angeles, but there is also a lot of vacation time in Europe.

"My dear, the money you made in the London futures market last year, together with the capital of 2 million US dollars, what do you think is a better investment?" Audrey Hepburn asked suddenly.

During the Suez Canal crisis last year, the price of granulated sugar rose from £23 per tonne to £55 per tonne in a week. And Audrey Hepburn's investment of $1.5 million (less than $50 in margin) was sold after doubling the net profit.

Lin Zhichao didn't get back the capital, so Audrey Hepburn had a cash flow of $2 million.

Of course, Audrey Hepburn still has a lot of funds, after all, Lin Zhichao gave her a sum of 500,000 US dollars before; And Audrey Toys Company also paid dividends of more than $800,000 (most of the company's remaining funds were reinvested), and Lin Zhichao gave his share to Audrey Hepburn.

Therefore, Audrey Hepburn is now worth a lot of money.

Lin Zhichao raised his red wine glass, and Ella and Audrey Hepburn drank with him.

Tasting the expensive Romanée Conti in later generations, Lin Zhichao thought in his heart that in this era, as long as you have the capital, it is to make money lying down.

"During this time, I'm researching British stocks and I'll tell you which ones to buy later! The stock market has been falling since the British took a trip to the Suez Canal last year. But after all, the world economy is developing, so I expect the British stock market to rise from next year. If you invest 2 million in British stocks, the annual return will not be less than 15%, which is a good investment for the time being. ”

Lin Zhichao's analysis is not wrong, but in the early to mid-60s, the British stock market was mediocre, so the money will not always be invested in the stock market.

Ella and Audrey Hepburn couldn't help but sigh when they saw Lin Zhichao confidently say that they knew about investment, this man was simply a person who was born to make money.

Audrey Hepburn nodded and said, "Well, listen to you!" By the way, there's also the matter of Richie's team getting 10% incentive equity! ”

Lin Zhichao said: "Well, I will go to the United States in October, and we will fulfill our promise at that time." At the same time, I also plan to transfer half of the shares to you, and the next step is to prepare for the listing of 'Audrey Toys', which is more conducive to the development of the Barbie brand. ”

In the general direction of development, Lin Zhichao has communicated with the management, that is, to build Barbie into a family, and also to professionalize Barbie in nearly 100 ways, Barbie's slogan is 'Barbie, beautiful Barbie, I hope I am you.' ’

Audrey Hepburn did not refuse, although she was not so keen on money, but if Lin Zhichao gave it to him, she would accept it.

And Barbie dolls can now sell millions of them a year, becoming an excellent company that can be inherited by children in the future.

Five days later, Lin Zhichao met with British Prime Minister Harold Macmillan, after Global Shipping and British shipyards signed a shipbuilding contract for two '50,000-ton cargo ships', with a total cost of up to $12 million.

Lin Zhichao once again used money 'diplomacy' to gain the friendship of politicians.

Of course, in Britain, France and Germany, shipbuilding was also in the 'plan', although these ships are much more expensive than Japanese shipbuilding, but the first performance may be a little better, and the second is 'diplomatic' relations.

In the prime minister's office, Lin Zhichao sat with Harold Macmillan, accompanied by British government officials, journalists and, of course, senior executives of global shipping.

Harold Macmillan was the first to say: "Mr. Lin, I don't think the Suez Canal is as important as I think, as long as the merchant ships are big enough!" What do you think? ”

This sentence is a phrase that the British have often said since their defeat last year, which is nothing more than to cover up the face of the loser.

Of course, Lin Zhichao can't agree, but there is a reporter here today, and he said very calmly: "Since the Suez Canal crisis last year, shipyards around the world have been developing merchant ships in the general direction, which is a good thing; Because, with the development of the global economy, it is bound to become more dependent on sea transportation. I came to London this time to build two large 50,000-ton cargo ships in a British shipyard. ”

Harold Macmillan said happily, "Really? ”

The shipbuilding industry is very important for any country, and two large cargo ships of 50,000 tons can solve many problems, and it is also a good phenomenon.

Lin Zhichao nodded and said: "Britain is still the world's shipbuilding power, I believe my choice is very correct." ”

Harold Macmillan said, "Of course! ”

The conversation between the two revolved around the shipping and shipbuilding industries. During this period, Hong Kong's industry was also discussed, but it was never related to Hong Kong's politics, because this kind of thing was generally under the control of the colonial department, and Lin Zhichao was not a politician.

The talks ended quickly, and Mr. Lin and Harold Macmillan had a little personal conversation.

"Mr. Lin, you have done such a big shipping business, have you considered joining the British nationality, so that you can better enter Europe and the United States?" Harold Macmillan cordially extended the invitation.

Lin Zhichao's influence is too great, according to the Hong Kong government office, MI6 and other personnel in Hong Kong, the London government has realized that Lin Zhichao's influence is no longer limited to Hong Kong, but to the world. Moreover, Lin Zhichao has a great influence in Hong Kong (with a solid foundation).

So, taking advantage of his personal time, Harold Macmillan sent out an invitation.

"Can you introduce me, Mr. Prime Minister?" Lin Zhichao spoke in a relaxed and humorous tone.

In fact, he was waiting for an opportunity. As for the matter of dual citizenship, what impact it will have on him in the future, it can be dealt with in the future.

Knowing the times is a good man, what Huaxia wants is not his nationality, but the help he can bring to Huaxia's economy in the future.

Harold Macmillan immediately said, "Why not! ”

Then he asked his secretary to write it down and prepared to write a letter of recommendation for Lin Zhichao.

In fact, without these, it is naturally easy to join the British nationality, but with these, the meaning of politics is even stronger.

Of course, for Lin Zhichao, this place of origin, except for taking it out when needed, he usually considers himself a Hong Kong person.

In fact, the term 'Hong Kong people' was only popular in the 'MacLehose era' in the 70s; before that, Hong Kong people were very embarrassed, saying that it was obviously wrong to say that they were British, because Hong Kong was only a colony, and that they were Chinese people, and obviously they were not willing to live a hard life, or that neither side was a good choice.

It wasn't until the 70s, when Hong Kong's economy and social welfare skyrocketed, that everyone could finally proudly say 'we are Hong Kong people'. At that time, Hong Kong was already the first region in Asia to develop the economy of the four tigers.

Hong Kong's economic development originated in the 50s, and at this time, Taiwan Island was still implementing foreign trade control, South Korea was still at war and unstable, and Sing Tao was not self-governing at all, so it was not Hong Kong's economic opponent at all.

The following days.

Lin Zhichao did not return to Hong Kong, but attended some parties and dinners in London in a row, and met some political and business friends in London. At the same time, he also figured out what stocks to let Audrey Hepburn buy, that is, heavy industry and emerging industries.

Among them, heavy industry is of course shipbuilding and car building, and the emerging industry is the 'Tesco' supermarket, which selects five stocks and prepares to buy them all by the end of the year.

On the other hand, with Harold Macmillan's letter of introduction, Lin Zhichao also naturally got a pass for a world businessman.

(End of chapter)